Richard Sadler: No club can hope to prosper without an Uncle Bob
Background staff, whose jobs aren't results-driven, are vital in nurturing new talent, says Richard Sadlier
There are certain people I always mention when I'm asked to reflect on my playing career. Whether team-mates, managers, physios or friends, these are the people I immediately recall when I think of the experiences I feel so grateful to have hadsadler-no-club-can-hope-to-prosper-without-an-uncle-bob-298194494.ece/ccfbe/AUTOCROP/h342/aaad.jpg
And if I had to single out one person whose influence was the greatest, I always speak about Ray Harford. Ray was an outstanding coach and a great bloke and many of my fondest memories involve him.
I particularly remember our final conversation on a park bench at the training ground. He died from cancer a few weeks later and I retired three weeks after that. He is the one I always talk about but there was someone else who had even more of an influence without me fully appreciating it at the time. At Millwall he was known as Uncle Bob.
Bob Pearson had a variety of titles during my time there. He was youth development officer when I first signed in 1996. He was chief scout for a while and before I left he was assistant to the chairman. Regardless of his job description, though, I'm only now starting to understand the value of what he did. With the exception of a brief spell away from Millwall, he was the one constant during a period when there were several managerial changes. Including two joint-managers, there were five different men in charge of the first team during my first 18 months in senior football. And when you're a young player trying to make your way in that environment, it helps that somebody is there long enough to monitor your progress.
We weren't exactly sure of his role, but we knew some signings were made because of him. We knew there were players sold because of his say-so. We knew for sure how much influence he had on the promotion of young players into the first-team squad.
I know I was in the starting line-up on several occasions purely because of his input. And I know he was responsible for other young players advancing to the first team and staying there. Without being given the title or the recognition, he was acting as a type of director of football, a role which was unheard of in English football at that time.
Above all, because his job wasn't dependent on results, he could make decisions which were in the long-term interest of the club. He wasn't driven by short-term success or the fear of failure, two things which can dramatically change how a person goes about doing their job. And in England right now, that's exactly what is hampering so many managers.
The recent spate of sackings – seven in the space of eight days – brings the average managerial tenure to around 1.8 years in the top four divisions of English football (it's as little as 1.04 years in the Championship). It's not hard to imagine how damaging that can be in the area of youth development, particularly at clubs where the manager has total control.
There are many theories as to why so few young English players are being given first-team opportunities in the Premier League, but it's the natural consequence of an industry which has become obsessed with the avoidance of failure. There's too much money at stake. How can a club be serious about youth development if the first-team manager needs to avoid a run of bad results to keep his job? After all, there is less risk and less work involved in spending money on established players.
It's very rare to find managers so secure in their job they can afford to be patient with kids. Unless someone else is there to oversee their transition into first-team players, that is unlikely to change any time soon. Bob performed that role at Millwall and he was hugely successful at it. He was able to use his influence with a succession of managers to help a number of academy players gain first-team experience. Six of us from that period went on to win international caps, an extraordinary return for a club of Millwall's financial resources.
But the most obvious example of Bob's influence came in January 1997. I had just turned 18 and I was miserable. I was homesick and didn't want to stay in London any longer. I didn't think I was making any progress in the youth team and didn't fancy wasting any more time chasing a dream I thought would never materialise. I phoned my family to let them know.
Amazingly, things took a positive turn within 48 hours. I was called into the first-team squad and made my debut at the Den the following day. Years later I realised my mother took matters into her own hands and let it be known what I was thinking. Bob took care of the rest.
It's an unconventional route into first-team football, but it was made possible by the presence of Bob and the role he was there to carry out. It takes long-term thinking and patience to develop young talent, and few managers have the security to do that. They certainly don't have the time to take calls from players' mums.
Chris Colemaon a two-and-half...


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". Referring to the prophet and apostles who lead the Church: [N]t is no trivial matter for this c....


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The Plant Hunters: Explorers, Botanists; Forgotten Heroes
Those of us who are passionate about gardens and gardening tune into programmes on the TV and radio, we go online and discuss our successes and failures and post questions for advice in various fora. And at weekends we descend on garden centres or make pilgrimages to out-of-the-way specialist nurseries in order to purchase new plants. Because that’s where plants come from, right? WRONG!
By far the greatest majority of our familiar garden plants (and the ancestors of modern hybrids) were brought to Europe over the past 400 years from then-unexplored parts of the world. In particularly, China and Japan, India and the Himalaya, Australia and New Zealand, and the Americas.
This introduction of literally tens of thousands of new, exotic, exciting and expensive species - both hardy of the garden and tender for the conservatory, was undertaken by the plant hunters.
During their work seeking out new plants in the remotest corners of the world this band of of brave adventure-botanists had adventures that read like something from the pages of Boy’s Own. And while the plant hunters did not grow rich on their finds, ‘their’ plants revolutionised garden styles and fashions. Herewith a few brief examples of the many adventures and dangers encountered by plant hunters and the results of their work.
© Text Toby Musgrave. 05 October 2012
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By mid-May, Cassidy had already been in Tokyo for two months. Throughout that time, she had seen the inside and exterior of her parents house in nearby Chofu, a grocery store, and a convenience store or two. Basically, Cassidy's time in Tokyo has been nothing the rising university senior thought it would be.
When the University of California stopped offering classes on campus due to COVID-19 concerns, Cassidy decided to leave Berkeley and head to Japan to quarantine and socially isolate with her parents. Here in Tokyo she could finish up her remaining course work online, spend time with her loved ones, and have a change of scenery. But even though Cassidy had made it to the Japanese capital, she wasn't able to explore Tokyo in the ways she had hoped.
During the last days of Cassidy's visit, the Tokyo government lifted the state of emergency. With her canceled-now-rescheduled flight to California a few days away, Cassidy decided to wanted to see something in Tokyo before heading out and decided that she wanted to book a portrait session to document the outing.
For ninety minutes, I took Cassidy on an abbreviated tour of Kichijoji, one of Tokyo's most vibrant neighborhoods. The area is full of cafes, boutique stores, artist enclaves, and Inokashira Park (one of the most beautiful green spaces in Tokyo). Close to her accommodation, Kichijoji was a great location for us to meet by bicycle and would serve as the perfect alternative to other Tokyo locations that would require train rides and other unnecessary worries associated with traveling during the pandemic.


Olga Domnina Performs at the HSE
If you have comments or suggestions concerning this website, email the editor
Chief Editor of HSE English-language website – Maria Nikitina
On October 9, 2013, the renowned pianist Olga Domnina will perform at the HSE for the first time. The concert will take place at the HSE Professor’s Club.
On October 9, 2013, the renowned pianist Olga Domnina will perform at the HSE for the first time. The concert will take place at the HSE Professor’s Club. The programme includes S. Prokofiev’s Sonata for Piano No.9 in C Major, Op.103 (1947), and V. Genin’s Seven Melodies for the Dial.
Address:   Room 300, Professor’s Club, 20, Myasnitskaya Ulitsa, Moscow
This event is open to everybody, and entry is free for all HSE students and staff members. Guests of the HSE should register on the web page before 8th October.


Home Leadership Leadership Lessons From the Militarym
As leaders, it’s our job to get the best out of everyone on our teams. That means balancing individual care and collective credit.
Leadership in the military teaches us to do just that. So we asked C-Suite execs turned military veterans what lessons they learned and how they apply to business today.
When you take on a better you will be at leading others.
As a boss, you need to be able to motivate your team membThis way, they won’t feel like they’re being pushed too hard or taken for granted.
You also need to recognize your employees’ strengths and skills so you can help them grow. For example, if an employee makes a mistake but you notice their strong leadership skills, show them that you trust them and support their growth.
In this way, you can encourage them to become leaders in the future.
Being the boss is an exciting careermany bosses feel stress, pressure and hardship. This is a natural part of the job, but there are ways to relieve this.
Another reason why being your own boss is a good choice is because it’s your business, and you get to call the shots with how it is run. This means you get to decide how much money you earn and how your team is paid.
Whether you’re in the military, a small business owner or just looking for a new career, learning to be your own boss will teach you a whole new set of skills. These skills include accounting, hiring, marketing, supply and demand, outsourcing, technology and so much more!
Accountability is a key characteristic for leadership. Leaders who are accountable for their actions in the work place willcan fuel their organization’s success.
Accountable leaders also have the ability to hold their teams responsible for their actions. They can also provide support and resources when needed so that their team members are able to complete tasks on time.
In the military, accountability is a key element of leadership and is essential for every level of the army. Soldiers are taught to be accountable to their superiors, subordinates, peers, themselves, and the country as a whole.
This is a crucial part of the Army’s leadership model, and it’s why Soldiers grow and develop into strong and dependable leaders when they serve in the military. It also helps them to be better prepared for future military leadership positions.
The best way to be accountable as a leader is to make Soldiers and subordinates. This will help them be more confident and make their own decisions.
Getting your Soldiers and subordinates to be accountable for their actions is not always easy, but it can be done. You can do this by promoting trust and ensuring that they are not afraid of making mistakes.
Using rituals, such as Midland Memorial Hospital’s “huddle” each morning, can help to make accountability part of the culture. This ritual can be repeated each da themselves and others in the organization.
Leaders should always be flexible, adjusting to new demands or changes at a moment’s notice. This allows them to stay on track with their goals and keep their team motivated, even when it’s not going perfectly.
In the military, soldiers learn from day one that they represent their team, squad or section and that their job is to give individual care when a member is struggling or to recognize someone for their hard work. In addition, leaders understand that team wins are not just about the individual members, but about all of them coming together to achieve a goal.
Honesty is key in this regard, as it allows people to trust you and to know that they can count on you to be truthful. This honesty can be a difficult thing to do at times, but it’s essential in any leadership position.
The military also teaches you to be adaptable, and to accept change gracefully. Mishaps and last-minute changes are common in a military career, so you need to be willing to adapt to these situations quickly.
You needmistakes, so you can improve as a leader. This way, you can learn from them and set an example for your team. It’s also a great idea to be transparent about your goals and what your expectations are for each project or task, as this willreach them.
When it comes to leadership, honesty is an essential quality. It’s the foundation for many other skills that a leader needs to be successful, including respect and trust.
It’s also the quality that people are most looking for in leaders. Whether you are working with your team or in the field, honestwork and that you are trustworthy.
Honesty can also make your employees feel more connected to you and the company. Employees  with you if they feel like you are honest about your decisions.
It can be a challenge to be honest with your employeesnly can honestyam members, but it can alshe military is a high-pressure environment that requires people to be resilient in many ways. Whether it’s dealing with frequent moves, long deployments or major transitions, resilience is a critical leadership skill.
Leaders who are resilient can adapt and recover quickly when faced with a stressful situation. This means they can stay focused on the task at hand and keep their emotions in check.
To help leaders become resilient, the US Army launched a comprehensive program in 2014 called Comprehensive Soldier Fitness 2. The program includes online assessment tools to identify resilience strengths and areas of improvement, self-help modules, and MRT courses using a train-the-trainer method.
In addition, all Army leaders are required to complete a resilience course at every leader development school. These courses teach them the resilience skills they need to support soldiers, their families and units.
When the military is facing a crisis, it’s important to have a positive mindset and reappraisal techniques to cope with stressors. This helps soldiers be more mission-ready and avoid behavioral health issues.
Resilience also means having a strong sense of respect for others and their dignity. Dignity is a fundamental human right that allows us to value, belong and connect with others. This is a critical leadership skill for any leader to have. If you’re a leader who doesn’t show respect to your team members and their dignity, they’ll feel less appreciated and may disengage from the mission.
One of the lessons from the military is that leadership is about valuing others’ perspectives, time, and space. Respectful leaders do this by treating their team members with dignity, and respecting their opinions without ignoring them or denying them.
Wr team, it helps create a more respectful work environment. A recent study shows that showing respect to your team increases their commitment and engagement.
It also makes them feel more valued and able to contribute their best work. In turn, this benefits your organization and its bottom line.
If you are a manager, you can help ensure your team is feeling respected by taking a pulse on their work weekly or bi-weekly with team pulse surveys like ShowUp.
Using this tool, you can ask your team about their experiences in the workplace and make changes based on their feedback. Plus, you can keep an eye out for any trends or issues that might affect their performance.
The more respect you give to your team, the more they will want to give back to you in return. They will become more loyal and willing to do whatever it takes to succeed.
As a leader, you have a lot to lose when you don’t treat people with respect. So, don’t be afraid to step up and take action if you see any disrespect happening in the workplace.
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Leadership Lessons From Rural India


Art Pope is. In 2012, Art was named to Triangle Business Journal’s list of the “Triangle’s 100 Most Influential Business Leaders.”
To datents to support public policy, education, arts, and humanitarian efforts. Tin the short-term through humanitarian aid, and in the long-term .
Art has also committed his career to public servicArt served four terms (1989-1992, 1999-2002). He also served as Special Counsel to Governor Jim Martin of North Carolina in 1985 after working on Martin’s campaign. Art is an activist in the Republican Party, having served at every level from precinct chairman to Chairman of992, 1996, 2008, and 2012). Starting in January 2013 he served nearly two years as state budget director, appointed by North Carolina Governor Pat McCrory.
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Since I decided to start this blog, the same question was running in my head. What do I want to write about for my first post?
At first I thought of reviewing the place we checked out last week-end (more on that later) or our week-end at the Connaught (more on that later too) but it didn't feel quite right. It felt a bit abrupt. Then it just dawned on me, let's just start from a place that really impacted me food wise. Obviously, that was my 3 month trip to South America. So this first article will not be about one place in particular but rather a quick tour of my favourite food memories in South America. let's start there, shall we?
Rubacão (Rice, cowpeas and cheese) at Cafe do Alto in Rio. It doesn't look good but I can assure you it was!
I could go on and on about other places I ate at during my trip (oh hello, vegetarian heaven I went to every day in Cusco). This is just a very small snapshot but it was important to me to start with this. Don't hesitate to comment/email me if you want more informations or other recommendations!


Lewis Hamilton won the British rg. 'n!"
Hamilton cares not a jot. He has retained his connection with his fans in Britain and beyond, giving Formula One a marketing platform that Ecclestone appreciates. At Silverstone, he feels the support gives him energy.
"It'y," 's drMost notably, he responded following the end of his long-term romance with American singer Nicole Scherzinger by starting this season in a positive and successful mood.
"I don't really know how I've done that," he said.
"It's not that it's been easy. It was very, very tough in that period, but I was determined not to let it."
"I'ds, perhaps, will behave at school or when they're driving," he added.


→I Want To Start A Business With Low Investment!
Your existing workload and personal commitments.
Your experience in whichever niche you want to start a business in.
The good thing about starting your own business is with the advent of smarter online platforms and products, it is a lot easier than it used to be. The average Joe is now able to create a sustainable and long term online income with little to no investmentARE and average Joe, with an average job and that you have less than $1,000 to kickstart your online career. If you DO have money then I suggest you try out this article which is more suited for people with a larger amount of money to invest.
Are you an average Joe? Keep reading!
Let’s take a look at what options you have if you want to create your own business with little investment.
First of all,, then you need to create it online. This is by far the most cost-effective way to create a business that will last.
Building a business with a physical store, product and members of staff is a huge undertaking and therefore will not be on the cards for anyone who do not have a substantial bank. Even with a large bankroll, this kind of venture is extremely risky, even if you have a good product.
Assuming you only have $1,000 to invest then there really is no other place you can start than online because anything else would cost too much. The benefits of creating a business online is there will be very little time pressure and you are able to reach a much larger audience.
Not only that but you can tailor it around your existing personal life and work.
Tailoring your new business around your existing job will be key in any event because if you have no capital to put forward then you need to keep your normal job to keep paying your personal outgoings. This is why creating a blog can be so fantastic because you have no boss and you have the freedom to do this which makes it a lot less stressful.
This principle is where you create a small website devoted to a small niche and write extensively about the products related to it. Let’s say for example you create a niche website about “Running Shoes” – you would then write product reviews about running shoes and related accessories. When people search for information on Google about a certain type of running shoe they will find your website and you earn a commission if someone buys a product through your links.
This is, of course, a VERY brief summary of the process but that’s the principal behind it. To learn more watch this video. c! If you have a hobby or are passionate about something, then you can turn this passion into an online business by simply writing down your experiences and thoughts.
Once more, this is a very simplistic summary of the process but it is quite a simple process and anyone can do it.? Guess what? You can start an online store and start selling your own produce. With a similar approach as with a personal blog or a micro niche site, you can get free traffic through the search engines to your website.
This is the method I use to make money on my blog here at IpoopCash.
As an ex-Ebay seller, I can tell you that there is good money to be made on sites like Ebay and Amazon as a trader. However, for a number of years now the market for almost all products is completely saturated by big chain stores and imports from China.
You can definitely still make money with both of them, thousands do, but the profit margins now are very small on most items and you do need a lot of stock in order to make it a viable business. Drop shipping will be an option but it will be hard to find products that are not already saturated.
If you have $1,000 and want to start a business, I would advise against trying to break into places like Ebay.
There will be a temptation to make an affiliate marketing website, like Ipoopcash, but I would advise against it. This particular market it very saturated and even though this niche is still very much open to more websites, it will take a LOT longer to make money within this niche.
I recommend you do not try any product sales on behalf of other merchants. Due to the fact you have no website and no organic traffic, so your only option is paid traffic through PPC and social media advertisthen I strongly urge you to stay away from any third party product promotions because you will lose a lot of money, very fast.
The simplest, safest and best long term method to create a business with little or no investment is, like I mentioned earlier, a blog. You can create a blog at Wealthy Affiliate for free.
The average person takes about 10 months before they start generating a respectable amount of money from their websites, and anyone can do it. Regardless of age, gender or race.
Nothing is easy and generating money from a blog is hard work, but it gets easier and if you compare it to starting any other form of business, it is by far the easiest and safest way. Not to mention the most lucrative in the long run because once you crack your first sale, the others ones come faster.
If you are unsure about where to go then read more about me or check out my start page – this may give you some guidance.


If the Netherlands.ts and a large market which offers everything a fantasy fan is looking for.


On the day of interview, Isabella Chen, the cheesemaker of Lab Man Mano, followed her cold chain logistics company to a farm in Taoyuan, where it is picking up fresh raw milk for her workshop. It was the first time she was working with the logistics company which she had picked after much deliberation. Chen didn’t let her guard down for a second and followed the produce every step of the way.
“Fresh milk gets contaminated very easily. At soon as the temperature reaches 10°C , the bacteria inside will multiply quickly,” she says. As the first supplier of fresh Italian-style cheese in Taiwan, she takes care of her products as tenderly as a mother tends to her child. To her, freshness and good taste to her are paramount. No small detail is overlooked every time she sends off a batch of products.
Before Chen decided to entrust her produce with a cold chain logistics company, she personally undertook the transportation responsibility. On the days when she made cheese, she would drive a refrigerated vehicle to go from Twatutia, Taipei, to Taoyuan and back, taking a 100kg of fresh milk all by herself.
At 7am, the cheese workshop gets moving. The milk goes through pasteurisation once it arrives at the shop. As it gets chilled, lactobacillus and rennet are added. The process of rottura is crucial. This procedure is usually performed by the most experienced cheesemaker to separate the curd from the whey. Timing and fineness are everything in curdling. The texture of the cheese could go horribly wrong if it was done incorrectly.
Chen pulls and stretches the curd in hot water of 95°C, kneading and shaping it like dough.
Around noon, the curd would ferment to reach a certain level of acidity. “Fermentation takes time. There’s no rushing it. While waiting for the lactobacillus to do its job, we have to get all the other tasks done, like having the packaging ready and arranging delivery for the cheese,” Chen says. When she is certain the cheese is good to proceed, pasta filata, the most magical part of cheesemaking, begins. In the afternoon, Chen has to first pull the curd in hot water of 95°C, stretching it like dough, and roll out balls of mozzarella. Another signature product of hers is the burrata, a variation of mozzarella with creamy stracciatella folded inside the tender skin, comparable to xiaolongbao and very popular these days.
Working for more than 12 hours a day, Chen jokingly declares herself “more like a cleaning lady than the romantic artisanal woman in many people’s imagination”. There are only six to seven square metres of space between the glass window at the entrance and her workshop, delineated by a bar table. Within this tiny space, Chen is constantly fighting against time and temperature to ensure freshness.
Among the 10 or so types of cheeses produced here, every one of them is a favourite of certain Italian chefs and local gourmets in the city. It’s not an exaggeration to view Lab Man Mano as the birthplace of fresh Italian-style cheeses in Taiwan, with Chen being the mother doing all the hard work to bring them to life.
Chen, who used to make a comfortable living in the media industry, started from ground zero in cheesemaking at 40 years old.
She was inspired by an online video, in which she saw how mozzarella was shaped in hot water and became deeply intrigued by it. Then she discovered burrata and fell even more deeply in love with this creamy sibling of mozzarella.
This propelled her go to Japan and Italy to learn the techniques of making the cheeses. Her painstaking shokunin-style training in Japan couldn’t be more different than her time in laidback Italy. Regardless of the hardships, she was determined to learn the production process of the complicated burrata.
That’s why Chen put a snail on the logo of Lab Man Mano. She is insistent that the “human waits for food”, not the other way round. To recreate the original cheesemaking environment, she found an importer to buy some equipment, and carried the rest herself from Japan and Italy. She even wanted to import a specific breed of cattle and have a farm raise it for her.
Her next step is even more ambitious: she wishes to build aonitor food safety, combining the Italian and Japanese working procedures. Another plan is to introduce a “cheese sommelier” course. To Chen, the boundary of her passion for cheese doesn’t seem to exist.
In the eyes of this strong-willed cheese artisan, all her “kids” have a bright future on the dining table. It’s also in her mission to bring Taiwanese food culture on par with Japan’s.
“Burrata is so originally Italian and it’s perfect for beginners. It is silky and pairs well with cuisines from various countries, moldable and easily acceptable by Taiwanese people. Aged caciocavallo works very well beside meat dishes or roasted vegetables with its deep aromas. Many people fall in love with this cheese which is underrated even in Italy,” Chen says.
At Lab Man Mano, she serves burrata with mango. Her ricotta ice cream employs smoked cheese to strike a unique balance of sweetness, milkiness and smokiness. Even mozzarella gets a Taiwanese spin, complemented by millet wine to surprise the customers.
Does she feel partial to a type of cheese? Just like how a mother with many kids would say, she proclaims they are all her babies and loves them equally.
This article was written by Drew Zheng.


Bollywood's cute actress Ananya Pandey was recently captured by the paparazzi in her camera in this style. During this, Ananya Pandey appeared in a very casual and comfy look, see photos here.
In these pictures, Ananya Pandey is looking gorgeous in an orange top and denim shorts, and fans are giving a lot of love to her look.
In the photos, Ananya Pandey is looking very simple with minimal makeup and open hair.
In the pictures, Ananya Panday is holding a notepad in one hand and also carries a shoulder bag and completes her look with sleepers.
Let us tell you that recently Ananya Pandey's film Liger was released, which could not show anything special.


* You walk into the pharmacy to drop off a prescription (for yourself) and the person behind the counter - who you don't ever remember meeting before- calls you and your child by name!
* People look at you funny when you talk about your child being "high".
* You can recite from memory how many carbs are in a single grape and m&m (approximately .5g, in case you're wondering).
* You wonder how many carbs are in dog food..... (long story)
* You have ever apologized to another parent for their child coming home with a test strip stuck in his hair (some people have pet hair... we have medical supplies...)
* You've ever worried that if the supplies in your medicine cabinet shifted and all fell out when you opened the door, you might be buried alive.
* When your child plays doctor, he or she does things like flick the play syringe to get rid of bubbles.
* You choose a comforter for your child's bed because it will hide the blood easier. (This gets really weird looks if you talk about this out loud at Target...)
* You have a minor freak out if the waitress removes your child's plate before you can judge the amount he or she ate.
* Your carry on is full of medical supplies.
* You can guess your child's blood sugar correctly before you test - it's all based on MOOD.
* Your child asks to "pee on a stick" and you know it's not a stick that came from a tree.
* Your child likes the hospital because of the "room service".
* Your life has ever been divided into BEFORE and AFTER.
* Even though the doctor tells you it's okay to sleep through the night and you're so exhausted you can't remember your name, youyour child's blood sugar because sand you just have to make sure she makes it safely to morning.
Want another good chuckle about how we're all in this craziness together??? Go check out Denise's video on her blog My Sweet Bean and Her Pod. It is HI- LAR- I- OUS! I am going to be singing her Type 1 D Mom's Song for a loooooong while! It's a must see!
I cracked up at flicking the bubbles in the play syringe. And so true about picking a restaurant based on nutritional info! LOL
I know I'm the parent of a CWD when my child says, "I don't care if it means I need another shot. I want the _____." (fill in the blank: dessert, birthday cake, apple, etc.)
These are so true! If I weren't so tired from middle of the night checks on two CWD I might be able to think of some more LOL
FUN!!! I am SO a Parent of a CWD! I was nodding my head and smiling through the whole list.
This is great!!!! Only a month in to D in our house, and I can already relate to so many. =)
And this one from a few days ago -
The "pump" one was a new one on me. That was funny!!! Great post Hallie.
Great list! Sadly, SO TRUE! :)
And I'm totally using numbing cream when Addison gets her ears pierced! :)
Love the one about the people who live in your computer that we can't live without. So true. :)
You know your sugar is low, when you suspend your insulin pump before showering...and then realize it isn't even attached!
Thanks for the giggles and teh reality check of our lives as members of the T1D family
I have woken up with test strips glued to my cheek!
Nod, Nod, Nod


Did you notice that as soon as the hiked fuel price was announced, stations that had not sold petrol in 10 months suddenly opened their gates to motorists?The reason was simple: as anti-corruption as the Buhari government prides itself to be, the past 11 months of this administration saw the oil cabal make billions of dollars by diverting supplied product to the black market under the wide eyes of the oil Ministry and Security department.Nigeria was sold to the black market fuel hustle for 11 months and has now been transferred into the hands of the Black market forex hustle. Literally from one black market to another.If you do not believe all this was planned, then take a look at Minister Ibe Kachikwu's own confession as reported in all dailies on March 23rd. The Minister said under no apparent duress while ridiculing Nigerians that he "was not a magician":"The government's strategy is that whatever produced in the refineries will not go for sale but will be kept "in strategic reserve be; anytime there is a gap in supply, it goes off…So, we'"Ibe Kachikwu was openly admitting to "strategically reserving or hoarding" fuel and promised that after this hoarding was optimal, in about two months, the fuel scarcity would resolve.Can such a Minister whose [promise holds no water, now be trusted?Why was Kachikwu by his own admission, strategically hoarding fuel?By so doing, and by not regulating the sale of available fuel, allowing the black market to take over across the nation, Kachikwu instituted the hardship Nigerians underwent for the past months and aided the oil marketer cabal make billions through black market.In Kachikwu's recent hike explanation speech released on his FaceBook page Monday, the Minister alluded to the fact that he had pity for the oil marketers. For the record, these are the same cabal who made fortunes while Nigerians suffered through the subsidy during the Diezani years. Rather than pity the masses and make available the same dollars the government sets aside for Dangote's $14 billion refinery and other cabal businesses, Kachikwu in his speech rejoiced the return of these hawks to money making business in the fuel supply chain to the detriment of the masses."We will make 200,000 jobs," Kachikwu said. How?What new jobs that are not existent in the bubbling downstream sector is this price upward regulation going to make?It is so easy to just throw these number around to hoodwink the masses. Another point Kachikwu failed to address is why the Federal government, still, I presume, importing 50% of consumed fuel with CBN dollars (at the N197) rate, will be making a whopping N50 on the heads of suffering Nigerians per liter sold. Is this a time for Nigeria's NNPC to make such money on the heads of the suffering masses?Should the masses not get some reprieve for a year or two before such margins are made on their heads by this new government taxation?Jonathan promised that the removed subsidy will be invested in national projects. What is this NNPC going to do with the 50% mark-up profit it is making on the heads of Nigerians from its own share of product sourced with CBN dollars?I doubt the Senate asked Kachikwu this question.Many do not understand the dynamics of the fuel hike and support Buhari blindly instead of supporting Nigeria and themselves. But Nigerians need more brain than heart. We cannot compare Nigeria to Saudi Arabia or Qatar that recently hiked their fuel prices as an editorial did for the simple reason: Nigeria has the most poor per capital than any nation in the world. We have over 90 million citizens living on under a dollar-a-day and Buhari's handouts to a privileged few million will do little to address the suffering in Nigeria.ar?Canl?


Officials responded to the building located near the corner of 2nd and A streets in Eureka. | Photos by Andrew Goff.
Shortly before 9 a.m. Monday Humboldt Bay Fire responded to a fire inside an abandoned Eureka building owned by the North Coast Railroad Authority. The blaze, which was quickly extinguished, was likely the result of a careless warming fire set by transients who have been living in the building, according to HBF Battalion Chief Kent Hurlbert.
Witnesses told Hurlbert that as many as 15 people have been living in the graffiti-and-plywood-festooned building. When firefighters arrived, one man was still inside. He was briefly detained by the Eureka Police Department but, with no charges to hold him, officers quickly released him.
Humboldt Bay Fire Chief Bill Gillespie tells the Outpost‘s Andrew Goff that a number of people were seen fleeing the scene before firefighters arrived. The NCRA, a state agency, hasn’t used the building for close to 20 years, he said. It sustained minor damage.
“We likely will be here again until the property owner takes responsibility for it,” Hurlbert said.
On September 19, at approximately 8:33 AM Humboldt Bay Fire responded to a commercial structure fire at Second and A Streetsthe roof of a vacant rail yard building at the location, and fire com Bystanders reported as many as a dozen people seen exiting the building prior to fire department arrival. While forcing entry into the building, fire personnel located a male occupant just inside the building. The uninjured occupant was directed out of the building. Crews attacked the fire, which consisted of trash and furniture, and controlled the fire within 15 minutes. Crews ventilated the building to remove smoke, and conducted a thorough second search to confirm no other persons were inside.
Two engines, one squad, one ladder truck and two chief officers responded to the fire. Arcata Fire Protection District assisted by helping provide coverage of Humboldt Bay Fire jurisdiction with an engine and Battalion Chief.
No firefighter injuries were reported. Damage to the structure was minimal. The fire was the result of transient activities within the building, and burned rubbish inside. The cause is undetermined.
The building was not currently in use, was boarded up, and supposed to be vacant. Humboldt Bay Fire reminds our community to make sure to keep buildings secure. Be watchful for unauthorized entry into buildings or activity around them.


Flamengo’s vice president of soccer was interviewed and explained why he didn’t hire Jorge Jesus, but Paulo Sousa.
V Flamengo sent a delegation to Portugal with the intention of bringing back coach Jorge Jesus. Anyway, finished closing with another Portuguese coach, Paulo Sousa.… On Monday, the club’s vice president of football, Marcos Braz, explained why he was no longer expecting Mister.
“I couldn’t wait any longer for Jorge Jesus. He gave us no clear signs that he wanted to return. I played with us and Benfica “This was stated by Braz in an interview with Renato Mauricio Prado on the Ilan e Renato channel.
“I waited as long as I could, I did my best, but the truth is he didn’t give me any protection. I even understand, but for me it gave “– justified Marcos Braz.
The vice president of football also said that Jorge Jesus’ fine against Benfica is based on the number of competitions in which the team participates, with a charge of € 2 million per competition.
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“Do you know how much Benfica won in the Champions League round of 16? 52 million euros. Imagine how much Mister spent on awards. He is looking at a possibl, which is worth another fortune for the club and for him. “– thought Marcos Braz.
“What if he beats Porto? Do you want to leave? Will Benfica want him to leave? You cannot be sure of anything. And I had to decide “completed.
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Training with a focus on proper strength foundation and proven techniques to increase speed and agility for any sport The Parisi Speed School of Parsippany backed up by science. Inside the Police Athletic league facility, & our attention to detail inside a semi-private group training setting set us apart from the rest. Our unique three-lane, 30-yard track, 25-yard turf field, and 20-yard strength section areisi of Parsippany-edge sports training and knowledge & continues to provide exceptional service to all our athletes & Clients.
Linear Speed – HOW to run faster by focusing on running mechanics, i.e. what to do with your arms and how they help, proper posture during acceleration vs top speed phase, how to drive your knees, and where the foot should be hitting the ground, etc.
I was quite out of shape, not having been to a gym or had any exercise routine for over a year. Luis immediately saw the challenges that needed to be addressed, but moreover, seemed to “get” me as a person, and following an initial consultation, immediately developed an appropriate exercise routine.As our work began, not only did Luis continually adjust the program but offered suggestions for me to include between our sessions. Since that initial meeting, I have lost over thirty pounds and at sixty-two years of age, & muscle.
The SUN IS OUT! Are you making sure your athlete is staying hydrated ? Bill Parisi is joined by Dr. Derrick Heydinger to discuss the importance of sports drinks for athletes.


South Korea’s NongHyup Financial Group Inc. together with Myanmar’s HTOO Group will start a financial service for farming equipment businesses in the Southeast Asian country in the second half with this year, the company said Sunday. Two parties had signed a memorandum of understanding to cooperate on setting up a financial service business for the […]
Htoo Group in talk with Korea’s NH Financial to tap insurance market
NongHyup Financial (NH), a holding company of Korea’s national agricultural cooperative, will team with its insurance units to enter the insurance market in China and Southeast Asia, NongHyup said Sunday. But what is the reason for this sudden desire to sally forth and explore uncharted or under-explored territory? And why has it taken the company […]
Filed Under: Latest News Tagged With: ACFSMC, Agri Bank, All-China Federation of Supply and Marketing Cooperatives, Casualty Insurance, CEO Kim Yong-hwan, China, Chung Hong-taik, home market, Htoo Group, insurance market, Korean banking groups, Korean financial firms, memorandum of understanding, MOU, NH, NH Financial Group, NH Life Insurance, NH Property, NongHyup Financial, S&P Global Ratings, Southeast Asia, Southeast Asian countries, Southeast Asian region, Vietnam
Myanmar’s Largest Oil Refinery Project Cancelled
Construction of a multi-billion-dollar oil refinery in the south of Dawei has been cancelled after an investor in the project ran into financial constraints, sources confirmed. If completed, the oil refinery would have been the largest in Myanmar. The project, which is backed by the Chinese, had received approval under the former government led by […]
Filed Under: Latest News Tagged With: bolts, broken bricks, Burnt-down big teak pillars, Deputy General Manager, high-end hotel, hospitality buildings, Htoo Group, insurance policies, Kandawgyi Palace Hotel, largest fire disaster, Myanma Insurance, Myanmar Times, Myanmar traditional handicrafts, nails, nuts, private insurer Aung Thisar Oo Co., small-scale fires, state-controlled Myanma Insurance, teak wood, U Lwin Oo, U Tayza's Htoo Group
Damages at Kandawgyi Palace Hotel being inspected for insurance
October 26, 2017 by thiha
Filed Under: Latest News Tagged With: Burmese tycoon U Tay Za, Deputy General Manager, Fire and Engineering Works Insurance Section, Htoo Group, Kandawgyi Palace Hotel, Myanma Insurance, private insurer Aung Thisar Oo Co., U Lwin Oo
Oiling the wheels of the super-rich
Nyi Nyi Lwin, owner of newly opened luxury car workshop Optima Werkz Yangon, first developed a love for fast cars during his university years in Australia about a decade ago. That passion has grown in the years since he began dealing in luxury cars since returning to Yangon. Today, he and his family, who run […]
Filed Under: Latest News Tagged With: Bentleys, Bugatti, Focus Star Co, Htoo Group, Jason Ang, Max Myanmar Group of Companies, National League for Democracy Government, Nyi Nyi Lwin, owner of Optima Werkz Yangon, Pye Phyo Tay Za, Rolls Royces, second hand market, U Tay Za, U Zaw Zaw, Yangon


Trails in Eagle River & all of Vilas County remain CLOSED. We need more snow in the south half of the County plus more COLD weather to freeze up the trails. So before you start Doin’ The Snow Dance need you to THINK COLD!


More development ahead for Whiskey Row as investors keep buildin - WDRB 41 Louisville News
g on plans
Friday, September 26, 2014 3:59 PM EDT
LOUISVILLE, Ky. (WDRB) -- Even though Brown-Forman is spending millions of dollars to help revitalize Main Street's Whiskey Row, the improvements won't end there. There is much more to come along the 100 block of West Main Street.
Now that Brown-Forman has announced it is spending $30 million to build an Old Forester distillery, the attention turns to what will happen to the three remaining vacant buildings.
"When we are ready to announce we won't be shy about it," Valle Jones told WDRB news last October during an interview.
Today Jones was unavailable for an interview but she sent us an e-mail with this response:
Jones is part of a group called Main Street Revitalization. It is working to restore three buildings that at one time were in danger of collapsing.
With the help of $2 million from Louisville Metro Government, the group has already spent several million dollars of its own money to buy the properties and stabilize the buildings with steel bracing.
Preliminary plans called for offices and apartments on the upper floors with shops and restaurants on the ground floors.
Since the KFC Yum! Center opened four years ago, this block has come alive with new restaurants, some of which provide outdoor dining.
An upscale hotel, A-Loft developed by Steve Poe, is block.in the coming weeks, if not days.
Copyright 2014. WDRB News. All Rights Reserved.


Once you get an idea of when you'll be given the keys to your new home, you'll need to settle on a moving-out date. Everyone who's moving with you has to be on board about it, too (yes, including pets!
And what to do about all the clutter you've accumulated that you're not bringing to your new home?
Congratulations on a successful move and your new house!
When can I expect the movers to confirm arrival datsizable vehicles to accommodate a move, then it won't do any harm to ask to borrow them for your move. They might even volunteer to pitch in and help you pack or haul stuff to your new home (don't forget to offer payment or reward them with food or stuff they'll love!
How can I protect my furniture and household items during a move?


Northville, MI Zip Code 48167 Lowest Regular Gas PricesNorthville, MI Gas PricesBy Zip Code: • 48167 Nearby Cities: • Allen Park,MI • Ann Arbor,MI • Belleville,MI • Berkley,MI • Birmingham,MI • Bloomfield Hills,MI • Brighton,MI • Canton,MI • Clawson,MI • Commerce Township,MI • Dearborn,MI • Show All » U.S. Average Regular Gas PriceCrude Oil Futures$2.72$55.93Northville, MI Zip Code 48167 Regular Gas PriceAverage: $2.42Lowest: $2.3Highest: $2.6
Meijer Gas Station20401 Haggerty Rd @8 Mile RdNorthville, MI 4816715 hours ago$2.30updateMobil710 W 8 Mile Rd TaftNorthville, MI 48167yesterday$2.34updateMobil39425 6 Mile Rd @Haggerty RdNorthville, MI 48167yesterday$2.41updateBP47407 7 Mile Rd Beck RdNorthville, MI 48167yesterday$2.46updateMarathon510 S Main St Gardner StNorthville, MI 481673 days ago$2.60updatePage 1 of 1Northville, MI Zip Code 48167 Lowest Regular Gas Prices SummaryThere are 5 Regular gas price reports in the past 5 days in Northville, MI Zip Code 48167. The average Regular gas price in Northville, MI Zip Code 48167 is $2.42, which is $0.3 lower than U.S. national average Regular gas price $2.72.The lowest Regular gas price is $2.3 of Meijer Gas Station located at 20401 Haggerty Rd, Northville, MI 48167.The highest Regular gas price is $2.6 of Marathon located at 510 S Main St, Northville, MI 48167. Latest on GasPriceWatch.com


Y: Vector containing the y-locations of the grid points at which
Xout: A vector of x-locations at which the function is to be interpolated.
Yout: A vector of y-locations at which the function is to be interpolated.
A vector containing the value of the function bilinearly
interpreted at each Xout,Yout pair. The output will have the
same number of elements as Xout and Yout.


Voyage #1. Ft. Pierce offshore to Hillsville, Maryland on 58' Krogen, CLOVER. The only thing I can suggest about improving your services is when one catches a fish, he deserves the pleasure of cleaning it himself! We hardly expected to take aboard two captains that clean fish, cook, navigate, perform minor mechanical repairs when necessary, plus provide a list of suggested maintenance items. If we're talking a grade, you both get A++.
In addition, the fact that you both are competent, easy going, very pleasant, and share information willingly and generously without arrogance only improved our experience. We deeply appreciated your concern for our vessel as well as our safety.
Trip #2. Brunswick, Georgia offshore to Deal, Maryland. You delivered Clover promptly as promised without incident. The explanation of the few mechanical problems and your instructions on how to fix them were deeply appreciated. The fact that you can provide thoughtful mechanical advice really enhances the delivery process, and it's almost like a mini survey. We big picture, Happy Yachting, which is really much more than taking a boat from Point A to Point B. It doesn't make any difference whether it's Chris or Alyse at the wheel, the vessel is in good hands!
you didn't let me clean my fish because I like to clean my fish. I really appreciate the fact you taught me the plywood trick... and how to troll with three dollars worth of plastic pipe,... and how you immediately started fixing the water pump,... and how you brought along your scuba gear to check out the bow thruster before the trip to Deal,... and how you stopped by Brunswick just to check on Clover because we hadn't been there for three weeks,... and for teaching me about the Holy Trinity [ed. note: Holy Trinity from the New Orleans method of cooking- celery, onions and green pepper]. At my age, it was about time to learn how to cook well.
Needless to say, we cannot only recommend both of you for delivery Captains, we can recommend you for training, teaching, and plain old good company.
From Chris & Alyse: Again, we say a big THANKS! to a great couple. Looking forward to our next voyage together. Maybe we'll let you clean your own fish next time.


Bristol is a city straddling the River Avon in the southwest of England with a prosperous maritime history. Its former city-centre port is now a cultural hub, the Harbourside, where the M Shed museum explores local social and industrial heritage. The harbour's 19th-century warehouses now contain restaurants, shops and cultural institutions such as contemporary art gallery The Arnolfini.


AerCap Aeronautical Engineering Course in the University of Limerick
Since the launch of the initiative in 2019, 5 first-year students of the UL have been awarded the AerCap Women in Aviation Scholarship. As part of the an eight-month internship in the AerCap technical department with mentoraviation industry.
Aengus Kelly, CEO of AerCap, said, “AerCap is delighted to collaborate with the University of Limerick on this scholarship program.  students into careers in aeronautical engineering and to develop a pipeline of highly skilled engineering talent who will be the drivers of the aviation industry in the future.”, “We are delighted to partner with AerCap on this fantastic scholarship program, which is a great example of how companies can not only financially support and reward students, but can also help deepen their skills through professional mentorship. Through these scholarships, hopefully, we can”17,000 students and 1,8p.


Hi My names Ale.
by AleReitan » Fri Sep 23, 2016 7:01 pm
Hi. My names Ale. I'm just your average teen that loves to tell stories and draw using just about any platform. I would love to be able to create visual novels, but I would need the help of some amazing artist to do that because while I can tell a decent story my drawing skills are still in the stages of portraits and that all I seem to be good at. Other than that I think I can tell a decent story.
Joined: Fri Sep 23, 2016 4:51 pm


You can choose collateral vehicle title loans simply for the lowest interest rates there is, but there are other great benefits.
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In Episode 8 Minister Shawn Lawrimore explores looking to God during a crisis or time of immense loss. Minister Lawrimore poses the question “Who’s Covering You?”
Check out the this week’s devotion community.


. and Series B2455, Private George Droser [sic], NAA.
  6. Interview with Colin Drosen, 16 August 2010.
  7. Captain Theodore Wells's letter of condolence written to Hester Allen on 1 March 1917, at www.awm.gov.au/encyclopedia/memorial_scroll/letter5.asp. Subsequent quotation ibid.
  8. 1DRL/0428 Private Stephen Charles Allen and Allen, 1DRL/0428, both AWM.
  9. The Sydney Morning Herald, 14 August 1917, p. 6 and 14 August 1919, p. 8.
  10. Series B2455, Philip Gerald Browne, NAA. Subsequent quotation ibid.
  11. Browne, 2DRL/0619, AWM.
  12. The Brisbane Courier, 28 November 1916, p. 8.
  134. Quoted in Winn, Still Playing the Game, pp. 8, 196.
  15. The Brisbane Courier, 21 July 1917, p. 4.
  16. Series B2455, Philip Browne, NAA. Subsequent quotation ibid.
  17. The Sydney Morning Herald, 27 September 1921, p. 9.
  18. Rule, Jacka's Mob, 1933, p. 338. Subsequent quotation ibid.
  19. The Sydney Morning Herald, 29 November 1937, p. 13.
  20. Series B2455, James Connelly, NAA.
  21. The Argus, 28 October 1937, p. 1 and The Canberra Times, 27 October 1937, p. 3.
  22. Series B2455, John Thomas Rowan, NAA.
  23. The Argus, 29 January 1938, p. 4.
  24. Inglis, Sacred Places, p. 485.
  25. Quoted in Keech, Pozières, p. 118.
  26. The Sydney Morning Herald, 4 August 1920, p. 12.
  27. 'Address in Memory of Australian Dead', Bishop of Amiens in the Church of Long, Somme, 4 Nov 191
  28. Quoted in Winter, Sites of Memory, Sites of Mourning, p. 50. Subsequent quotation ibid.
  29. Series B2455, Percy Blythe, NAA.
  30. Blair, Dinkum Diggers, p. 177.
  31. Gorman, With the Twenty-second, p. 33.
  32. Joynt, Breaking the Road for the Rest, p. 194.
  339.
  34. Inglis, Anzac Remembered, p. 163.
  35. The Argus, 3 May 1915, p. 6.
  36. The Sydney Morning Herald, 24 July 1917, p. 6. Subsequent verses ibid., pp. 5, 6.
  37. The Brisbane Courier, 23 July 1921, p. 6.
  38. Lee's story from Series B2455, Ernest Victor Lee aka Ernest John Jefferies, NAA.
  39. Every Week, 19 May 1919, p. 1.
  40. The Herald, 3 June 1919, p. 12.
  41. Every Week, 19 May 1919, p. 1. Subsequent quotation ibid.
  42. Winter, Making the Legend, pp. 14, 18.
  43. Bean, 38-3DRL/606/244/1, AWM.
  44. The Brisbane Courier, 17 September 1927, p. 12.
  45. White in a letter to Bean dated 19 September 1927. Quoted in Winter, Making the Legend, 1992, p. 157.
  46. Short in a letter to Bean dated 19 July 1928. See Bean, 38-3DRL/606/244/1, AWM.
  47. Winter, Making the Legend, p. 1.
  48. Quoted in McCarthy, Gallipoli to the Somme, p. 388.
  49. McCarthy, Gallipoli to the Somme, p. 387.
  50. The Sydney Morning Herald, 26 January 1952, p. 6.
  51. The Argus, September 1917, p. 7.
  52. For Caux's biography, see Silver, Marcel Caux.
  53. The Sydney Morning Herald, 25 November 1927, p. 8.
  54. The Age, 22 April 2006, pp. 1, 9.
  55. Sheffield, The Somme, 2004, p. 164.
  56. Tynan, 1DRL/0428, AWM.
  57. Edey, MS 10511, SLV.
My principal debt is to two individuals who said yes — Lyn Tranter of Australian Literary Management and Henry Rosenbloom of Scribe Publications. It would have perhaps been safer for both to say no to a first-time Australian author; instead, they took a punt and backed me unwaveringly. I hope their approach encourages all unpublished authors to persevere.
I am forever indebted to my partner, Alex, and daughters, Isabella and Amelia, for their patience, particularly as this project lasted longer than the Great War and resulted in me being office-bound for most sunny weekends. I promise you that our next family holiday will be somewhere other than northern France.
In researching Pozières, I have relied heavily on the following institutions: Australian War Memorial, Imperial War MuseumState Library of New South Wales. I am staggered by the number and diversity of records retained by these institutions and the unfettered access that researchers such as myself have to them. Many recently digitised records — personnel dossiers at the National Archives of Australia; Charles Bean's diaries and notebooks, unit diaries, official histories, and soldiers' records at the Australian War Memorial; and copies of Australian newspapers at the National Library of Australia — have been critical to this project. They have allowed me to complete large swathes of research on the internet rather than repeatedly visiting each site to view the original records, which is challenging when juggling other priorities, such as work and family. I firmly believe that the digitisation of records at sites such as the Australian War Memorial is an important step toward the democratisation of our history.
Behind each great institution is a team of dedicated professionals, who always surprised me with their willingness to assist in this project: Penny Hyde and David McGill o; Simeon Barlow, Cheryl McNamara, and Fiona Burn of the National Archives of Australia; and Ranald Leask of the Commonwealth War Graves Commission. Archivists Denise Miller, of Toowoomba Grammar School, and Welwyn Peterson, of Sydney Church of England Grammar School, also provided invaluable assistance.
Thank you to Paul Matton, James Bennett, Roger Coupe, and Robert Hadler for providing feedback and encouragement on a raw manuscript; Tom Flood of Flood Manuscript


Police will also be out in force on WA's roads targeting motorists engaging in dangerous driving behaviours including drug and drink driving, speeding or using phones.
Fireworks displays are planned for the Swan River, Rottnest, Fremantle, Rockingham, Mandurah, City Beach, Mindarie and several regional locations.
t the Perth Cup on New Year's Day.
"We want people to enjoy their New Year's Eve, but we want them to do it safely.
"And with the free public transport"Get home safely and spare a thought for our hardworking police and emergency service workers who will be on duty looking after you."


Richard Epstein unravels different conceptions of fairness, a term which is elusive and indefinable, yet an indispensible part of our language. Fairness is linked directly to rights, how that are aquired and then, eventually distributed.


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s' From Mats Hummels to Robert Lewandowski to Mario Gotze to…Mohamed Salah?Rummenigge spoke openly about his desire to have the Egyptian at Bayern, and even called him 'the Egyptian Messi.'ld?


Others, however, asuch a creature in the U.S. food chain. Marketing and public relations firm Compass Natural offered some comments to the FDA position. The group raised several issues like the danger of genes cross-transferring into other organisms. "To say that GMO salmon will never get out in the wild to threaten native species is very deceptive, and does not account for this basic tenet in science—that there is error. Given that, it is only a matter of time before your approval of genetically engineered salmon will have deep repercussions in our food system and nature."


The Do’s and Don’ts of Medicare AEP for Insurance Agents
The Do’s and Don’ts of AEP for Insurance Agents B[…]


After he had left a town he was visiting, someone would email and say, “Oh, you were here?I would have loved to meet with you. Let me know when you’re back again.”
BloggerBridge is a service that connects companies with “relevant bloggers, writers, podcasters, videographers, and other content creators,” according to the website, which goes on to suggest that “some people should not work together. Find the right match of skills, approach, content, and style for your brand.”


Before Kenny Simpson and Krystle Moore met in late 2008, they both had previously different real estate investing ambitions. When the pair finally teamed up to buy their first property together in 2012, it seemed only natural that it was just the beginning of a hugely successful journey – one that has led them to where they are today with a portfolio of 47 $19 million worth of units, according to official documents verified by Insider.
Simpson, 42, and Moore, 38, now live in San Diego with their two daughters. Together, thestimate that their real estate investments now bring them over $360,000 in annual cash flow.
Simpson and Moore’s first piece of advice for any aspiring investor is to do your research before you even venture into real estate. “You needMoore said in a recent Insider interview.
Also Read :4
1. “Rich Dad Poor Dad” by Robert T. Kiyosaki
This is Simpson’s biggest book recommendation — one he’s read four times, he told Insider — and “the easiest book to read,” according to Moore. While the book isn’t a tactical guide to investing, Simpson said its importance is in comparing how the average person thinks about money and how investors think about wealth creation. In this way, the book teaches readers how to transition into the investing mindset.
2.
“This book may be a little more advanced, but it really goes into strategies around buying real estate and how it can save you millions in taxes over time. The author, Tom Wheelwright, is a chartered accountant for some well-known real estate investors,” said Simpson, who also recommends investors check out Wheelwright’s podcast, The WealthAbility Show.
Courtesy of Kenny Simpson and Krystle Moore
According to 27-year-old attorney and real estate investor James Walker III — who owns a $1 million real estate portfolio by insider verification — understanding specific tax strategies can be crucial when deciding whether to pursue cash flow or capital gains investing strategies be. Depending on certain factors such as state law and length of ownership, capital gains may be taxed at a higher rate than passive cash flow income.
By doing their research, investors can use these tax laws to their advantage, including by offsetting property depreciation, repairs and utilities against taxes to reduce total taxable income. It’s even possible for investors to offset a capital gain against a passive loss, leaving them with no outstanding tax liability, Walker said.
3. “The ABCs of Real Estate Investing: The Secrets to Finding Hidden Gains Most Investors Miss” by Ken McElroy
4. rtz
Simpson and Moore also recommended a handful of podcasts, including BiggerPockets for its large community of beginners to advanced investors; Grant Cardone’s “Cardone Zone Podcast”; the Old Capital Podcast to learn more about loans and syndication; and her own podcast, Get in the Cash Flow Game with K&K.
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China’s economic growth vital to global development, economic stability, says Egyptian expert-Xinhua


Well work needed some first aiders and chose me to be trained as one of them.
Today Sunday we had a bit of a run out, down to the canal at Boothstown and a little stroll then on to Pennington Flash for a cup of tea and watch the birds. Then home to become a couch potato.
Lewis Hamilton has been honoured by the Manx Nation who have put him on a stamp.
Traa dy liooar


In this article, we will learn about the relation between inflation, savings, and investment and how they impact your investment returns.
In this article, we will learn about the relationship between inflation, savings, and investment. We will understand how inflation erodes the value of your savings over time and how you can invest your savings for your financial goals to get inflation-beating returns. Let us start with understanding the concept of inflation.
Inflation is the general increase in the price of goods and services over time. For example, a litre of milk cost Rs. 50 last year, and this year it costs Rs. 55. So, the 10% increase in the price of milk is the effect of inflation. Inflation, or a price increase, usually happens due to a mismatch in demand and supply. If the demand for a particular product is more than its supply, its price goes up. In short, it is more people/more money chasing a few units of a product, thus driving up the price.
Impact of inflation on savings and investments
Inflation silently erodes the purchasing power of your money without you realising it. For example, Ramesh has accumulated Rs. 1 lakh for his daughter Tina’s fashion designing course, for which she will take admission next year. As Tina will be taking admission for the course next year, Ramesh can keep the amount of Rs. 1 lakh as cash at home, or in a savings account that pays 3.5% interest p.a., or in a 1 year fixed deposit that pays 6% p.a.
Next year, due to inflation, the institute increases the course price by 10% to Rs. 1.1 lakh. Let us understand how did inflation impact Ramesh in different scenarios:
Cash: Let us assume that Ramesh kept the admission fee amount of Rs. 1 lakh as cash at home. In this case, while paying Tina’s admission fee of Rs. 1.1 lakh, Ramesh will have to put an additional Rs. 10,000 more than the Rs. 1 lakh that he had accumulated last year. So, in this case, inflation eroded the purchasing power of Ramesh’s cash amount of Rs. 1 lakh by 10%.
Savings: Let us assume Ramesh parked the admission fee amount of Rs. 1 lakh in his savings account that pays 3.5% interest p.a. instead of keeping the cash at home. At the end of 1 year, Ramesh’s Rs. 1 lakh will grow to Rs. 1,03,500. In this case, while paying Tina’s admission fee of Rs. 1.1 lakh, Ramesh will still have to put an additional Rs. 6,500 from his pocket over and above the Rs. 1,03,500 that he has accumulated in his savings account. So, in this case, inflation eroded the purchasing power of Ramesh’s savings account balance of Rs. 1,03,500 by 6.5%.
Investments: Let us assume Ramesh invested the admission fee amount of Rs. 1 lakh in a 1 year bank fixed deposit that pays 6% interest p.a. instead of parking the money in a savings bank account. At the end of 1 year, Ramesh’s Rs. 1 lakh will grow to Rs. 1,06,000. In this case, while paying Tina’s admission fee of Rs. 1.1 lakh, Ramesh will still have to put an additional Rs. 4,000 from his pocket over and above the Rs. 1,06,000 that he received as maturity proceeds from his 1 year fixed deposit. So, in this case, inflation eroded the purchasing power of Ramesh’s fixed deposit maturity amount of Rs. 1,06,000 by 4%.
The interest amount earned on fixed deposits is taxable. So depending on the tax bracket that Ramesh falls in, his actual returns from the fixed deposit will be lower than 6%.
Important note: for savings accounts and fixed deposits, banks compound interest quarterly. But, for simplicity of understanding, we have considered annual compounding in the above example.
Inflation-adjusted returns on savings & investments
In the above example, you will notice that Ramesh’s investment did see positive growth of 3.5% in the case of the savings account and 6% in the case of fixed deposit. However, as inflation was at 10%, it harmed Ramesh’s returns from the savings account and fixed deposit. So, the key takeaway here is, you should always calculate your investment returns after factoring in inflation, known as inflation-adjusted returns or the real rate of return.
In the above example, the real rate of return after considering the impact of 10% inflation is:
-6.5% when the money was parked in a savings account
-4% when the money was invested in a fixed deposit
You will be surprised to see how a 10% inflation rate resulted in:
Ramesh’s 3.5% positive growth rate from the savings account finally ending in 6.5% negative returns on a net basis.
Ramesh’s 6% positive growth rate from fixed deposit finally ending in 4% negative returns on a net basis.
This is how inflation erodes the value or purchasing power of your money over time. Hence, while making investments for your financial goals, you should always consider inflation-beating returns.
However, it is essential to note that it made sense for Ramesh to invest his money in a fixed deposit because the money was required after 1 year for Tina’s course. For such a short period, investing in equity or gold would be risky as these asset classes are volatile. Hence, to protect the value of capital, investing in liquid mutual funds or fixed deposits is fine for short periods. For long-term investments, and asset allocation mix of equity mutual funds, gold, and fixed income products is ideal.
Ways to counter inflation and generate inflation-beating returns
During periods of high inflation, parking money in a savings account or investing in a fixed deposit or debt mutual fund will lead to negative returns if the inflation rate is higher than the rate of return from these products. Hence, for long-term financial goals, you should do goal planning. Let us understand this with the help of an example.
Karan wants to build a higher education fund for her 2-year-old daughter Shruti. Karan has enquired about some courses in various streams such as MBA, engineering and some others. The costliest course costs Rs. 20 lakhs as of today. Shruti will go for her higher education when she completes 21 years old.
Karan has 19 years to plan and build a higher education fund for Tina. Karan is expecting education inflation of 10% during these years. A course that costs Rs. 20 lakhs as of today will cost a whopping Rs. 1,22,31,818 (Rs. 1.22 crores) if the cost of education (inflation) goes up by 10% every year for the next 19 years.
Diagram: Increase in education cost in 19 years @ 10% annual inflation
The above chart shows how the current cost of education of Rs. 22 lakhs will grow to Rs. 1.22 crores in 19 years, at an annual inflation rate of 10%.
While the amount of Rs. 1.22 crore will look like a huge number; Karan has 19 years to plan for this financial goal. With an appropriate asset allocation (mix of equity mutual funds, fixed income products and gold) and an expected 12% CAGR, Karan can accumulate the education fund by investing Rs. 1,72,152 annually or Rs. 14,346 per month.
Diagram: Increase in education cost and building the education corpus
The above chart shows how an annual investment of Rs. 1,72,152 (monthly Rs. 14,346) will grow to Rs. 1.22 crores in 19 years, at a CAGR of 12%. Even though the chart shows a linear growth of 12% annually, in real life, markets are volatile. So, there will be outstanding growth in some years, a mediocre growth rate in some years, and there will be negative growth in some years.
Goal planning with Glide Invest
In the above example, we saw how Karan could calculate the future cost of his financial goal after factoring in inflation. We also saw how Karan could make a financial plan for his goal and generate inflation-beating returns. If you also wish to do goal planning and generate inflation-beating returns, you can do it with Glide Invest.


May 22, 2017 N/A -
Check out Health Services and Associated Students who will be offering services to help students get through their finals!
iCal • Send FINALS WEEK! to Google Calendar


Since you have never done uploading video on youtube it might seem a little complicated for you. However, the process is a piece of cake especially when you want to upload videos from iPhone. Now let’s start with our article.
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He pointed out that Dublin Bus and Bus Eireann services are regularly withdrawn from certain areas because of anti-social behaviour. He said Iarnród Éireann has attempted to address problems by hiring private security firms.
A recent independent review of the force, which has more than 3,000 officers, praised the manner in which the it tackles serious and organised crime using intelligence to take on criminals.
This week the Siptu trade union echoed the NBRU’s call for the establishment of a transport policing service to combat the growing number of incidences of anti-social behaviour across the public transport network.
It is understood the Railway Safety Advisory Council met this week and discussed the possibility of the dedicated transport policing service being structured in a similar vein to other standalone units in An Garda Síochána.
“There were over 250 million passenger journeys in 2017 on Iarnród Éireann, Bus Éireann, Dublin Bus and the Luas, the vast majority of which occurred without incident.
Email.


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By Wil Leitner Oct 15, 2020
Jason Smith: "With Le'Veon Bell gone, it's now 'who is the next guy that could end up being let go or traded?' I'll tell you exactly who it's going to be. It's going to be Dwayne Haskins. Sometime in the next couple of weeks Washington will move on and trade Dwayne Haskins. Haskins didn't show you last year that he could be 'The Guy'. It happened with Josh Rosen and the Cardinals made that same gutsy move to say 'Sorry Josh, we like Kyler Murray' and look where the Cardinals are now? They are imminently happy that they made that work, and Rosen is trying to keep his career going. Haskins had attitude issues last year, and he's had attitude issues this year. He's not been good on the football field, and Ron Rivera demoted him to third string because it got so bad, and basically said 'you don't have a future with Washington.' The first thing the new coach did was bring in a quarterback, Kyle Allen. This should have been the moment where Washington said 'we're going to move on from Dwayne Haskins.' They drafted second overall, how did they not take Tua?? You fell in love with Chase Young when you could have drafted a franchise quarterback."he Washington Football Team will move second-year quarterback Dwayne Haskins before the NFL's Trade Deadline on November 3rd, as Smith believes Washington needs to 'Josh Rosen' the former 15th overall pick.
Check out the audio above as Smith details why Washington is still kicking themselves for not number two pick last season, instead of taking Ohio State defensive end Chase Young.


Theface-to-face meeting with Biden, which is scheduled for Wednesday.


Wheeler seeks deal as GOP refuses to reconfirm Democrat Jessica Rosenworcelwilling to leave his post right away if it helps fellow Democrat Jessica Rosenworcel get reconfirmed by the US Senate.
Senateon't give Rosenworcel another five-year term on the commission unless Wheeler commits to leaving the commission.commission's 3-2 Democratic majority will inevitably shift to a Republican majority. But just who will be on the FCC when it's controlled by the GOP is not certain.
If Wheeler resigns, the Senate could reconfirm Rosenworcel and still get a 3-2 Republican majority after Trump nominates a new Republican commissioner. Alternatively, Republicans could try to get a majority even sooner by pushing Rosenworcel out and hoping Wheeler leaves anyway.
"Earlier this week, Chairman Wheeler committed to [Senate Minority Leader] Harry Reid [D-Nev.] that he’d be willing to step down immediately if it would ensure Commissioner Rosenworcel’s confirmation," an FCC spokesperson told Ars last night. The spokesperson declined to make any further comment.
Congress is already wrapping up its current session and is occupied with a n.
Former FCC Commissioner Michael Copps, a Democrat who served from 2001 to 2011, called the notion that there isn't time to reconfirm Rosenworcel "utter nonsense."
Complicating matters even further, Rosenworcel is not universally beloved by Democrats in Congress.briefly objected to Rosenworcel's confirmation last month. They dropped their objections the next day, but not before criticizing Rosenworcel for opposing an FCC proposal to. The measure would have helped cable customers avoid renting TV set-top boxes, and Rosenworcel said she supported it in principle, but raised "technical and legal concerns" that delayed an FCC vote in September. The delay, combined with Trump's election victory, sunk the proposal entirely.
However, Rosenworcel supported key Democratic policies during Wheeler's chairmanship, such as the reclassification of ISPs as common carriers and passage of rules protecting network neutrality and the privacy of broadband customers.
I read this differently. It sounds to me like he's saying "if you don't re-appoint Rosenworcel, I won't step down."
It sounds the same but is subtly different. His term goes until 2018, and everyone on both sides is just assuming he'll step aside when Trump becomes president. A lot of people don't realize that he doesn't have to. The FCC is one of the weird federal agencies that is independent--it isn't part of the executive branch.
He can stay in the FCC until 2018 and there's nothing Trump or the Republicans can do about it.
First off, thank you so much for being the best FCC Chairman in modern times. Classifying broadband as Title II and killing the Comcast-TWC merger ensures your place in history.
That said, DO NOT MAKE ANY DEAL WITH THE GOP. They have shown that they are not trustworthy at all. The GOP has subjected you to hearing after hearing just because you listened to the millions of comments from common people about Net Neutrality instead of the CEOs and lobbyists of telecommunication companies you are in charge of regulating. The GOP has already stated that they will overturn and erase everything that came from the Obama administration, and that includes your FCC.
I can guarantee that even if you step down, the Republicans will refuse to confirm Rosenworcel so that they can attain a majority right away and get to work on reversing every inch of progress from the Obama administration, despite the fact that Obama is currently still in office.
Please, Mr. Wheeler, stay in the FCC. Even though you will no longer be the Chairman, the people of the United States need at least one member of the Commission who is on their side.


William Hayward Pickering was the Jet Propulsion Laboratory's Director from 1954-1976. He oversaw the Explorer, Ranger, Surveyor, Mariner, Mercury, Viking and Voyager missions. Following retirement he was involved in private industry including th, the Pickering Research Corporation, and Lignetics, Inc. He received the.


BAY MINETTE, Alabama — Delta Sigma Theta Sorority Inc. was founded on Jan. 13, 1913 by 22 collegiate women at Howard University to promote academic excellence and provide assistance to those in …
Groups hold interest meeting in Baldwin
Delta Academy, Delta GEMS and LaGrandeur Finale Cotillion are holding interest meetings in Baldwin beginning this week.
Posted Wednesday, August 24, 2016 9:00 am
BAY MINETTE, Alabama — Delta Sigma Theta Sorority Inc. was founded on Jan. 13, 1913 by 22 collegiate women at Howard University to promote academic excellence and provide assistance to those in need.
The Baldwin County Alumnae Chapter of Delta Sigma Theta Sorority Inc., has been in existence since 2007. The Baldwin County Alumnae Chapter focuses a tremendous amount of its community service efforts towards the youth of Baldwin and Escambia counties.
Through its educational development programs, Delta Academy and Delta GEMS, the sorority serves young ladies in middle school through high school. Both of these programs have been active since the Baldwin County Alumnae Chapter was chartered.
The chapter is looking to expand these programs by serving more young ladies this year and making a larger impact in the community through community service.
The Delta Academy was created out of an urgent sense that bold action was needed to save young females ages 11 through 14 from the perils of academic failure, low self-esteem and crippled futures.
Specifically, Delta Academy augments girls’ scholarship in math, science and technology, their opportunities to provide service in the form of leadership through service learning defined as the cultivation and maintenance of relationships.
A primary goal of the program is to prepare young girls for full participation as leaders in the 21st Century. The interest meeting for Delta Academy will be held Aug. 24 at the Daphne Recreation Center at 10 a.m. and Sept. 17 at the Fairhope Civic Center.
The Delta GEMS program honors the 12th national president of Delta Sigma Theta Sorority Inc., Dr. Jeanne L. Noble. Noble was a legendary pioneer in the field of education and social action.
The Delta GEMS program, officially renamed The Dr. Jeanne L. Noble Delta GEMS Institute, continues to spotlight teenage girls between the ages of 14 to 18 in grades nine through 12.
The Delta GEMS Institute is a continuum of services that address the needs of these young women with a framework for the participants to discover and understand their individual brilliance by embracing the aims of the GEMS theme: “Growing and Empowering Myself Successfully.”
The goals for Delta GEMS are to instill the need to excel academically; to provide tools that enable girls to sharpen and enhance their skills to achieve high levels of academic success; to assist girls in proper goal setting and planning for their futures in high school and beyond, to create compassionate, caring, and community minded young women and actively involve them in service advocacy and community service opportunities.
The Delta GEMS framework is composed of five major components: Scholarship, Sisterhood, Show me the Money, Service and Infinitely Complete. The interest meeting for the Dr. Jeanne L. Noble Delta GEMS Institute will be held Saturday, Aug. 27 at the Bay Minette Intermediate School from 10 to 11 a.m.
Baldwin County Alumnae Chapter also offers another valuable opportunity for young ladies called the LaGrandeur Finale Cotillion. The chapter conducted its first LaGrandeur Cotillion Finale in 2008. This program is a unique mentoring program as well as one of the chapter’s largest fundraising events.
This program allows junior and senior high school girls, who possess a 2.7 GPA or higher, along with other criteria to participate in this glamorous event. The young ladies participate in various service projects, an etiquette course, and a luncheon, which all lead up to the big event. The interest meeting for the LaGrandeur Finale Cotillion will be held Saturday, Aug. 27 at 11 a.m.


What if Bloomberg's sustainability plan, PlaNYC 2030, had included the elimination of parking minimums near transit, like DC originally proposed?
"Progress in Paint, Mistakes in Stone." The Bloomberg transportation legacy and the high cost of trading more density for more parking…
And now Bloomberg wants to create 700 parking spots underneath a park in downtown Brooklyn, Talk about a step backward!
In Toronto there are at least two major car-free condominium projects underway. And the government considers the supply and price of car parking as something to be left entirely to the private market. When asked the exact same question as Ted Weinstein was asked, politicians say things like: "We believe in free enterprise capitalism. A free market is the way to go, not government interference and subsidies with the taxpayer's hard-earned dollars."
Reforms to Parking Minimums on the Table for Many NYC NeighborhoodsMarch 12, 20120May 7, 201219DCP Advances Promising Manhattan Parking Reforms, Fixes Flawed StudyJanuary 3, 20124DCP Bringing Parking Reform to Downtown BrooklynJune 1, 20125A?


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Termini "funding" and its equivalent "fund formation" are used by us as the purposeful structuring of cashdefinite purpose in the way of financing and crediting.
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For Women, we have the Goddess Empowerment Coaching program, designed to elevate women to their inner Goddess status!Completely supportive of the feminine qualities within all of us, this program emphasizes balance in our lives, bodies and mind. Much focus will be given to fun, pleasure, beauty, relaxation, pampering, bliss, buidling core strength, self love and appreciation, and flexing some dream-making and manifesting muscles!


Please consider supporting me in the west LA Walk for Kids for the Ronald McDonald House Charities on April 25, 2021. The proceeds from this walk will be used to acquire property and develop a Ronald McDonald House adjacent to the UCLA Mattel Children's Hospital.
I am thrilled to bhich helps families in need stay close to their children when they
This walk will support the creation of the first RMHC facility in the westside of Los Angeles. As a resident from the westside of LA, it would be extraordinarily meaningful and relevant to have a small role in the creation of a nearby Ronald McDonald House in Westwood. It will serve as a "home away from home" for families who face the fear and uncertainty of having seriously ill children and it will share our home on the westside of LA with those who are in need.
To learn more about our mission, you can watch the above video.
If you prefer to donate through a donor-advised trust (or through the direct contribution of securities), you can either (1) wire Tax ID # 95-3167869) and please specify that your donation is to support Adam Weene in the West LA Walk for Kids or (2) contact Elis


to enjoy seeing some fine pieces of work, hearing the artists speak and relaxing over a glass of wine and some nibbles. It turned out to be a very pleasurable occasion and one that I hope we can repeat again in the not to distant future.
So, keep your eyes on our calendar and make sure that you come along to the next event…. you’ll be pleasantly surprised.
I hope that you are all surviving the hot weather without too much trouble. I always feel that I’ve had enough by the time that we reach February and start to have thoughts about why I live here! However, we a to normal. We will soon be able to go out into the wonderful Central Australian landscape armed with our art gear without the fear of being fried and frazzled!
In the meantime the CAAS committee continues to meet and is working hard to bring some interesting events to you our members and to the general publicShed!
I am putting out a call to all members to try participating in at least some of the activities that CAAS provides. CAAS has a wonderful range of activities for you to enjoy, from Life Drawing sessions to the Advocate Art Award. These are run in a friendly, encouraging atmosphere and attended by people who love their art and the pleasure of meeting like-minded people. The best way to catch-up with us is to go to our website https://caasinc.wordpress.com –Then take the next simple step of turning up – you’ll be pleasantly surprised. </s> ig


"So it's all good and it's an awesome thing to see him kind of doing his own thing and thriving at that. So yeah, it's all about just taking my time in terms of getting back."


Max of the day
Goodness me but I'm enjoying The Big Stiff Box Set. And, with almost a hundred tracks spread across four CDs, featuring the cream of the Stiff Records crop (Madness, The Pogues, Nick Lowe, Elvis Costello, Kirsty MacColl, Ian Dury, The Belle Stars, Jona Lewie, Tracey Ullman, The Go-Go's etc etc), what's not to love? Just have a butcher's at the track listing here for confirmation of its sheer magnificence.
It's full of great surprises too. Like the song I'm going to put up today: England's Glory by famous former music hall comedian (and inspiration for Monty Python's Ministry of Silly Walks sketch) Max Wall.
There can't be many artists who release their first single when they're nudging seventy, but then I suppose Max was never going to be your typical pop star - although, such an eventuality unfortunately failed to pan out: the box set's accompanying booklet informs us that, written by Ian Dury, England's Glory was Stiff's first real, umm, stiff. A great shame, really, as it's a cracking 'list' song that really would have lit up the charts. It would've been great to see the old boy performing it on Top of the Pops, too!
I can't get enough of this song at the moment anyway; it's fast becoming one of my favourite Stiff songs. Have a listen, and see what you think.
Max Wall - England's Glory mp3 (available for 7 days)
Buy the Big Stiff Box Set (or else!)
Labels: Max Wall, Stiff Records
There is something so right about Max Wall singing an Ian Dury song. How could you not love it?
Aye. Definitely a match made in heaven, that.
What a fantastic song! I love a good list song, too.
P.S. Boo hiss to Graham Greene! :oP
Gotta agree that the Stiff box set is a real treasure trove. I recently discovered the Electric Guitars and their stuff is excellent.