{
  "name": "ISO 20022 Test Data",
  "description": "Well-formed pain.001.001.09 Customer Credit Transfer Initiation XML with synthetic debtors, creditors, and amounts.",
  "source": "https://stanzaapi.com/datasets/iso20022",
  "license": "CC0-1.0",
  "validity": "structurally-synthetic",
  "size": "small",
  "count": 25,
  "columns": [
    "message_id",
    "message_type",
    "document"
  ],
  "rows": [
    {
      "message_id": "MSG2439677996",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG2439677996</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>265.40</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT52025296</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E41701250</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">265.40</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG6646553081",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG6646553081</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>375.41</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT01147187</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E50335299</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">375.41</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG6087612235",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG6087612235</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>552.25</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT94658714</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E56849295</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">552.25</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG8003247439",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG8003247439</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>329.18</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT93424988</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E51266890</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">329.18</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG3891824024",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG3891824024</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>677.51</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT49371885</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E47126218</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">677.51</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG3123242450",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG3123242450</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>636.29</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT06424732</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E33830057</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">636.29</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG8980085219",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG8980085219</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>984.80</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT99264222</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E56179607</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">984.80</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG3780147665",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG3780147665</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>178.10</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT58359095</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E94728878</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">178.10</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG3447555354",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG3447555354</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>814.24</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT22849179</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E28242751</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">814.24</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG3811174739",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG3811174739</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>491.97</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT87952273</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E96885333</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">491.97</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG6500981355",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG6500981355</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>113.16</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT45619690</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E33860784</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">113.16</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG0575214942",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG0575214942</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>841.22</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT22801075</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E89615539</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">841.22</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG1155159430",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG1155159430</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>77.85</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT93889001</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E77318126</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">77.85</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG6541275054",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG6541275054</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>829.57</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT28263267</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E34121701</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">829.57</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG5640941095",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG5640941095</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>136.21</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT22980816</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E89676680</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">136.21</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG7820509689",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG7820509689</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>46.98</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT88995468</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E11941567</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">46.98</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG7344157224",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG7344157224</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>791.42</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT94734658</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E78671875</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">791.42</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG4447130319",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG4447130319</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>379.25</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT62332386</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E91949125</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">379.25</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG1826064961",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG1826064961</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>744.69</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT23918716</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E12316864</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">744.69</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
      "message_id": "MSG0868596516",
      "message_type": "pain.001.001.09",
      "document": "<Document xmlns=\"urn:iso:std:iso:20022:tech:xsd:pain.001.001.09\"><CstmrCdtTrfInitn><GrpHdr><MsgId>MSG0868596516</MsgId><CreDtTm>2026-01-01T00:00:00Z</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>616.27</CtrlSum><InitgPty><Nm>SYNTHETIC ORG</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PMT50420939</PmtInfId><PmtMtd>TRF</PmtMtd><ReqdExctnDt><Dt>2026-01-02</Dt></ReqdExctnDt><Dbtr><Nm>SYNTHETIC DEBTOR</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><CdtTrfTxInf><PmtId><EndToEndId>E2E61887761</EndToEndId></PmtId><Amt><InstdAmt Ccy=\"EUR\">616.27</InstdAmt></Amt><Cdtr><Nm>SYNTHETIC CREDITOR</Nm></Cdtr></CdtTrfTxInf></PmtInf></CstmrCdtTrfInitn></Document>"
    },
    {
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