/* Insureon offline clone - design system.
   Tokens transcribed from the captured first-party stylesheet
   static/assets/dist/cms-sitecore/static/css/main.94d1e560.css
   (capture 2026-08-23). Fonts are the captured first-party woff2 files. */

@font-face {
  font-family: 'Phosphate Solid';
  src: url('/static/assets/dist/cms-sitecore/fonts/Phosphate-Solid.woff2') format('woff2');
  font-weight: 400; font-style: normal; font-display: swap;
}
@font-face {
  font-family: 'Oswald';
  src: url('/static/assets/dist/cms-sitecore/fonts/Oswald-Variable-latin.woff2') format('woff2');
  font-weight: 200 700; font-style: normal; font-display: swap;
}
@font-face {
  font-family: 'Open Sans';
  src: url('/static/assets/dist/cms-sitecore/fonts/OpenSans-Variable-latin.woff2') format('woff2');
  font-weight: 300 800; font-style: normal; font-display: swap;
}

:root {
  --ion-purple: #470fdd;
  --ion-purple-dark: #2b0985;
  --ion-purple-mid: #6c3fe4;
  --ion-purple-light: #7d57e7;
  --ion-purple-tint: #f6f4ff;
  --ion-lavender: #dacff8;
  --ion-ink: #2b2a3a;
  --ion-body: #414141;
  --ion-muted: #636176;
  --ion-muted-light: #84829c;
  --ion-border: #d9d8ea;
  --ion-border-soft: #dddee0;
  --ion-grey-bg: #f0f2f5;
  --ion-grey-bg-2: #f5f5f5;
  --ion-lime: #a5dd0f;
  --ion-lime-dark: #688f00;
  --ion-orange: #ff973a;
  --ion-white: #fff;
  --ion-max: 70rem;
  --ion-radius: 0.5rem;
  --ion-radius-pill: 2rem;
  /* Source computed styles (read from www.insureon.com 2026-08-23):
     h1 -> Oswald 700 50px, letter-spacing .6px, text-transform none
     h2 -> Oswald 700 46px, letter-spacing normal
     hero eyebrow -> Oswald 600 22.5px, transform none
     hero phone    -> Oswald 600 28px, transform none
     "$$$" / "annual premium" -> Open Sans 400 18px / 12px
     Phosphate Solid is preloaded by the source but computes nowhere on the
     observed home page: every display string resolves to Oswald or Open Sans.
     The face is kept as a captured asset but is deliberately not applied, so
     the clone does not render caps where the source renders mixed case. */
  --display: 'Oswald', sans-serif;
  --heading: 'Oswald', sans-serif;
  --body: 'Open Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0; font-family: var(--body); color: var(--ion-body);
  background: var(--ion-white); font-size: 1rem; line-height: 1.6;
}
img { max-width: 100%; height: auto; }
a { color: var(--ion-purple); text-decoration: none; }
a:hover { text-decoration: underline; }
h1, h2, h3, h4 { color: var(--ion-ink); margin: 0 0 0.75rem; line-height: 1.1; }
h1 { font-family: var(--display); font-weight: 700; font-size: clamp(2.25rem, 3.6vw, 3.125rem);
     letter-spacing: 0.6px; text-transform: none; }
h2 { font-family: var(--display); font-weight: 700; font-size: clamp(1.9rem, 3.2vw, 2.875rem);
     letter-spacing: normal; text-transform: none; }
h3 { font-family: var(--heading); font-size: 1.25rem; font-weight: 600; }
h4 { font-family: var(--body); font-size: 1rem; font-weight: 700; }
p { margin: 0 0 1rem; }
.accent { color: var(--ion-purple); }

.wrap { max-width: var(--ion-max); margin: 0 auto; padding: 0 1.5rem; }
.section { padding: 3.5rem 0; }
.section--tint { background: var(--ion-purple-tint); }
.section--grey { background: var(--ion-grey-bg); }
.section--center { text-align: center; }
.lede { font-size: 1.05rem; color: var(--ion-muted); max-width: 44rem; margin: 0 auto 2rem; }
.section--center .lede { text-align: center; }
.skip-link {
  position: absolute; left: -9999px; top: 0; background: var(--ion-purple);
  color: #fff; padding: 0.75rem 1rem; z-index: 200;
}
.skip-link:focus { left: 0; }

/* ---------- buttons ---------- */
.btn {
  display: inline-block; font-family: var(--body); font-weight: 700;
  font-size: 1rem; padding: 0.85rem 2rem; border-radius: var(--ion-radius-pill);
  border: 2px solid var(--ion-purple); cursor: pointer; text-align: center;
  transition: background .18s, color .18s; line-height: 1.2;
}
.btn--primary { background: var(--ion-purple); color: #fff; }
.btn--primary:hover { background: var(--ion-purple-dark); color: #fff; text-decoration: none; }
.btn--ghost { background: transparent; color: var(--ion-purple); }
.btn--ghost:hover { background: var(--ion-purple-tint); text-decoration: none; }
.btn--sm { padding: 0.55rem 1.3rem; font-size: 0.9rem; }
.btn--lg { padding: 1rem 2.6rem; font-size: 1.1rem; }
.btn--block { display: block; width: 100%; }
.btn[disabled] { opacity: .45; cursor: not-allowed; }
.btn-row { display: flex; gap: 1rem; flex-wrap: wrap; justify-content: center; margin-top: 2rem; }

/* ---------- header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 100; background: #fff;
  border-bottom: 1px solid var(--ion-border);
}
.site-header__inner {
  max-width: 90rem; margin: 0 auto; padding: 0 1.5rem; height: 74px;
  display: flex; align-items: center; gap: 1.5rem;
}
.brand { display: flex; align-items: center; flex-shrink: 0; }
.brand img { height: 30px; width: auto; }
.brand__text {
  font-family: var(--body); font-weight: 700; font-size: 1.6rem;
  color: var(--ion-purple); letter-spacing: -0.02em;
}
.mainnav { display: flex; align-items: center; gap: 0.25rem; flex: 1; }
.mainnav__item { position: relative; }
.mainnav__top {
  display: inline-flex; align-items: center; gap: 0.3rem; padding: 0.6rem 0.7rem;
  font-size: 0.92rem; font-weight: 600; color: var(--ion-ink);
  background: none; border: 0; cursor: pointer; font-family: var(--body);
}
.mainnav__top:hover { color: var(--ion-purple); text-decoration: none; }
.mainnav__caret { font-size: 0.6rem; color: var(--ion-muted-light); }
.mainnav__panel {
  display: none; position: absolute; top: 100%; left: 0; min-width: 20rem;
  background: #fff; border: 1px solid var(--ion-border);
  border-radius: var(--ion-radius); box-shadow: 0 12px 30px rgba(43,42,58,.14);
  padding: 0.75rem; z-index: 120;
}
.mainnav__item:hover .mainnav__panel,
.mainnav__item:focus-within .mainnav__panel { display: block; }
.mainnav__panel a {
  display: block; padding: 0.5rem 0.75rem; color: var(--ion-ink);
  font-size: 0.9rem; border-radius: 4px;
}
.mainnav__panel a:hover { background: var(--ion-purple-tint); color: var(--ion-purple); text-decoration: none; }
.header-actions { display: flex; align-items: center; gap: 1rem; flex-shrink: 0; }
.header-actions a.login { font-size: 0.92rem; font-weight: 600; color: var(--ion-purple); }
.header-search { display: flex; align-items: center; }
.header-search input {
  border: 1px solid var(--ion-border); border-radius: var(--ion-radius-pill);
  padding: 0.45rem 0.9rem; font-family: var(--body); font-size: 0.88rem; width: 9rem;
}
.header-search button {
  background: none; border: 0; cursor: pointer; padding: 0.3rem 0.5rem;
  font-size: 1.05rem; color: var(--ion-ink);
}
.navtoggle { display: none; background: none; border: 0; font-size: 1.5rem; cursor: pointer; }
.navtoggle img { height: 20px; width: 24px; }

/* ---------- hero ---------- */
.hero { background: #fff; padding: 2.5rem 0 0; }
.hero__grid {
  max-width: 90rem; margin: 0 auto; padding: 0 1.5rem;
  display: grid; grid-template-columns: 1fr 1fr 0.9fr; gap: 2rem; align-items: start;
}
.hero__eyebrow {
  font-family: var(--heading); font-weight: 600; text-align: center;
  color: var(--ion-ink); font-size: 1.406rem; margin-bottom: 1rem;
}
.hero h1 { margin-bottom: 1.75rem; }
.hero__phone { font-family: var(--heading); font-weight: 600; font-size: 1.75rem; color: var(--ion-ink); margin-top: 1.5rem; display: block; }
.hero__phone:hover { text-decoration: none; }
.carrier-table { border: 1px solid var(--ion-border); border-radius: 4px; max-height: 27rem; overflow-y: auto; overscroll-behavior: contain; scrollbar-gutter: stable; }
.carrier-table:focus { outline: 3px solid color-mix(in srgb,var(--ion-purple) 30%,transparent); outline-offset: 3px; }
.carrier-row {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem; padding: 1rem 1.25rem; border-bottom: 1px solid var(--ion-border);
}
.carrier-row:nth-child(even) { background: var(--ion-grey-bg-2); }
.carrier-row:last-child { border-bottom: 0; }
.carrier-row img { max-height: 34px; width: auto; }
.carrier-row__name { font-family: var(--heading); font-weight: 600; color: var(--ion-ink); font-size: 1rem; }
.carrier-row__price { text-align: center; }
.carrier-row__price b { font-family: var(--body); font-weight: 700; font-size: 1.125rem; color: var(--ion-ink); display: block; line-height: 1; }
.carrier-row__price span { font-size: 0.75rem; color: var(--ion-muted); }
.hero__figure img { border-radius: 4px; }
.gradient-bar {
  height: 14px;
  background: linear-gradient(90deg, #2b0985 0%, #470fdd 25%, #3aa0f5 50%, #7d57e7 75%, #a05ce0 100%);
}

/* ---------- cards ---------- */
.card-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.card {
  border: 2px solid var(--ion-purple); border-radius: var(--ion-radius);
  padding: 1.75rem 1.5rem; background: #fff; text-align: center;
  display: flex; flex-direction: column;
}
.card__icon { height: 42px; margin: 0 auto 1rem; }
.card h3 { font-family: var(--heading); font-size: 1.15rem; margin-bottom: 1rem; }
.card__label { font-size: 0.78rem; font-weight: 700; letter-spacing: .06em; color: var(--ion-muted); margin-bottom: 0.5rem; }
.card ul { list-style: none; padding: 0; margin: 0 0 1.5rem; font-size: 0.9rem; color: var(--ion-body); }
.card ul li { margin-bottom: 0.35rem; }
.card__actions { margin-top: auto; display: flex; flex-direction: column; gap: 0.6rem; align-items: center; }
.review-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1rem; margin-top: 2rem; text-align: left; }
.review-grid article { background: #fff; border: 1px solid var(--ion-border); border-radius: 8px; padding: 1.35rem; }
.review-grid blockquote { margin: .75rem 0; font-family: var(--heading); font-size: 1.05rem; color: var(--ion-ink); }
.review-grid article>p { color: var(--ion-muted); font-size: .78rem; margin: 0; }
.review-stars { color: #00a680; letter-spacing: .08em; }

/* ---------- cost table ---------- */
.cost-table { width: 100%; border-collapse: collapse; font-size: 1rem; border: 1px solid var(--ion-border); }
.cost-table thead th {
  background: var(--ion-purple); color: #fff; text-align: left;
  padding: 0.9rem 1.25rem; font-family: var(--heading); font-weight: 600; font-size: 1.05rem;
}
.cost-table thead th:last-child { text-align: right; }
.cost-table td { padding: 0.9rem 1.25rem; border-bottom: 1px solid var(--ion-border); }
.cost-table tbody tr:nth-child(even) { background: var(--ion-grey-bg-2); }
.cost-table td:first-child { color: var(--ion-purple); font-weight: 600; }
.cost-table td:last-child { text-align: right; font-weight: 700; color: var(--ion-ink); }
.cost-chart { margin: 0 0 3rem; padding: 1.75rem; background: var(--ion-grey-bg-2); border-radius: 8px; }
.cost-chart>p { color: var(--ion-muted); }
.cost-chart__plot { display: grid; gap: .9rem; margin-top: 1.4rem; }
.cost-bar { display: grid; grid-template-columns: minmax(11rem,1fr) minmax(10rem,3fr) 5rem; gap: 1rem; align-items: center; }
.cost-bar span { font-size: .85rem; }
.cost-bar i { display: block; height: 1.4rem; width: var(--bar); min-width: .5rem; border-radius: 0 4px 4px 0; background: linear-gradient(90deg,var(--ion-purple),#6f59dd); }
.cost-bar strong { color: var(--ion-ink); }
.protection-grid { grid-template-columns: 1fr 1fr; margin-bottom: 1.5rem; }
.protection-grid .tile { display: block; cursor: pointer; }
.protection-grid .tile p { margin: .5rem 0 0; font-size: .85rem; color: var(--ion-muted); }

/* ---------- steps / stats / chips ---------- */
.steps { list-style: none; padding: 0; margin: 0; counter-reset: s; }
.steps li { display: flex; gap: 1rem; margin-bottom: 1.75rem; align-items: flex-start; }
.steps__num {
  font-family: var(--heading); font-weight: 600;
  flex: 0 0 2.6rem; height: 2.6rem; border-radius: 50%;
  border: 2px solid var(--ion-purple); color: var(--ion-purple);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem;
}
.stat-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2.5rem 1.5rem; text-align: center; }
.stat__value { font-family: var(--heading); font-weight: 700; font-size: 3rem; color: var(--ion-purple); line-height: 1; }
.stat__label { font-size: 0.92rem; color: var(--ion-ink); font-weight: 600; margin-top: 0.4rem; }
.chip-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 1.25rem; text-align: center; }
.chip { display: block; color: var(--ion-ink); font-size: 0.88rem; font-weight: 600; }
.chip img { height: 46px; margin-bottom: 0.6rem; }
.chip:hover { color: var(--ion-purple); text-decoration: none; }

/* ---------- accordion ---------- */
.accordion { border-top: 1px solid var(--ion-border); }
.accordion details { border-bottom: 1px solid var(--ion-border); background: var(--ion-grey-bg-2); margin-bottom: 0.5rem; }
.accordion details[open] { background: #fff; }
.accordion summary {
  cursor: pointer; padding: 1.1rem 1.25rem; font-weight: 600; color: var(--ion-ink);
  list-style: none; display: flex; justify-content: space-between; gap: 1rem; align-items: center;
}
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary::after { content: '⌄'; color: var(--ion-purple); font-size: 1.2rem; }
.accordion details[open] summary::after { content: '⌃'; }
.accordion__body { padding: 0 1.25rem 1.25rem; color: var(--ion-body); }

/* ---------- footer ---------- */
.site-footer { background: var(--ion-ink); color: #cfcdd9; font-size: 0.85rem; }
.footer-disclaimer { padding: 1.5rem 0; border-bottom: 1px solid #43425a; color: #a6a3b8; font-size: 0.75rem; }
.footer-phone { text-align: center; padding: 1.25rem 0; border-bottom: 1px solid #43425a; }
.footer-phone a { color: #fff; font-family: var(--heading); font-weight: 600; font-size: 1.4rem; }
.footer-phone span { color: #a6a3b8; font-size: 0.8rem; margin-left: 0.75rem; }
.footer-cols { display: grid; grid-template-columns: repeat(4, 1fr); gap: 2rem; padding: 2.5rem 0; }
.footer-cols h4 { color: #fff; font-size: 0.75rem; letter-spacing: .1em; margin-bottom: 1rem; }
.footer-cols ul { list-style: none; padding: 0; margin: 0; }
.footer-cols li { margin-bottom: 0.5rem; }
.footer-cols a { color: #cfcdd9; }
.footer-cols a:hover { color: #fff; }
.footer-legal { border-top: 1px solid #43425a; padding: 1.5rem 0 2.5rem; color: #a6a3b8; font-size: 0.75rem; }
.footer-legal a { color: #cfcdd9; }
.footer-legal__links { margin-bottom: 1rem; }
.footer-legal__links a { margin-right: 0.5rem; }

/* ---------- forms / wizard ---------- */
.page-head { background: var(--ion-purple-tint); padding: 3rem 0 2.5rem; }
.page-head h1 { margin-bottom: 0.75rem; }
.breadcrumb { font-size: 0.82rem; color: var(--ion-muted); margin-bottom: 1rem; }
.breadcrumb a { color: var(--ion-muted); }
.form-card {
  background: #fff; border: 1px solid var(--ion-border); border-radius: var(--ion-radius);
  padding: 2rem; max-width: 42rem; margin: 0 auto; box-shadow: 0 2px 14px rgba(43,42,58,.06);
}
.field { margin-bottom: 1.25rem; }
.field label { display: block; font-weight: 600; color: var(--ion-ink); margin-bottom: 0.35rem; font-size: 0.92rem; }
.field .hint { font-size: 0.8rem; color: var(--ion-muted); margin-top: 0.25rem; }
.field input, .field select, .field textarea {
  width: 100%; padding: 0.7rem 0.9rem; font-family: var(--body); font-size: 1rem;
  border: 1px solid var(--ion-border); border-radius: var(--ion-radius); background: #fff; color: var(--ion-ink);
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: 2px solid var(--ion-purple-light); outline-offset: 1px; border-color: var(--ion-purple);
}
.field--error input, .field--error select { border-color: #c62828; background: #fff6f6; }
.field__error { color: #c62828; font-size: 0.82rem; margin-top: 0.3rem; font-weight: 600; }
.form-error {
  background: #fff3f3; border: 1px solid #f0b4b4; border-left: 4px solid #c62828;
  color: #8f1d1d; padding: 0.9rem 1.1rem; border-radius: 4px; margin-bottom: 1.5rem; font-size: 0.92rem;
}
.form-notice {
  background: var(--ion-purple-tint); border: 1px solid var(--ion-lavender);
  border-left: 4px solid var(--ion-purple); padding: 0.9rem 1.1rem;
  border-radius: 4px; margin-bottom: 1.5rem; font-size: 0.92rem; color: var(--ion-ink);
}
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }

.stepper { display: flex; gap: 0.5rem; margin-bottom: 2rem; flex-wrap: wrap; justify-content: center; }
.stepper__step { font-size: 0.75rem; color: var(--ion-muted-light); display: flex; align-items: center; gap: 0.4rem; }
.stepper__bullet {
  width: 1.5rem; height: 1.5rem; border-radius: 50%; background: #e6e5ef;
  color: #fff; display: flex; align-items: center; justify-content: center; font-size: 0.75rem;
}
.stepper__step--done .stepper__bullet, .stepper__step--current .stepper__bullet { background: var(--ion-purple); }
.stepper__step--current { color: var(--ion-purple); font-weight: 700; }
.stepper__step--done { color: var(--ion-ink); }

/* ---------- quote results ---------- */
.quote-list { display: grid; gap: 1.25rem; }
.quote-card {
  border: 1px solid var(--ion-border); border-radius: var(--ion-radius); background: #fff;
  padding: 1.5rem; display: grid; grid-template-columns: 1.4fr 1fr auto; gap: 1.5rem; align-items: center;
}
.quote-card--recommended { border: 2px solid var(--ion-purple); box-shadow: 0 4px 18px rgba(71,15,221,.1); }
.quote-card__badge {
  display: inline-block; background: var(--ion-purple); color: #fff; font-size: 0.7rem;
  font-weight: 700; letter-spacing: .06em; padding: 0.2rem 0.6rem; border-radius: 3px; margin-bottom: 0.5rem;
}
.quote-card__carrier { font-family: var(--heading); font-size: 1.2rem; font-weight: 600; color: var(--ion-ink); }
.quote-card__meta { font-size: 0.85rem; color: var(--ion-muted); }
.quote-card__price b { font-family: var(--heading); font-weight: 700; font-size: 2.1rem; color: var(--ion-purple); display: block; line-height: 1; }
.quote-card__price span { font-size: 0.8rem; color: var(--ion-muted); }
.summary-table { width: 100%; border-collapse: collapse; }
.summary-table th, .summary-table td { padding: 0.65rem 0; border-bottom: 1px solid var(--ion-border); text-align: left; font-size: 0.95rem; }
.summary-table th { color: var(--ion-muted); font-weight: 600; width: 45%; }
.summary-table td { color: var(--ion-ink); font-weight: 600; }
.summary-table tr.total th, .summary-table tr.total td { border-top: 2px solid var(--ion-purple); border-bottom: 0; padding-top: 0.9rem; font-size: 1.1rem; color: var(--ion-purple); }

.badge { display: inline-block; padding: 0.2rem 0.6rem; border-radius: 3px; font-size: 0.72rem; font-weight: 700; letter-spacing: .04em; }
.badge--draft { background: #e6e5ef; color: var(--ion-muted); }
.badge--quoted { background: var(--ion-lavender); color: var(--ion-purple-dark); }
.badge--enrolled { background: #fff0dc; color: #93540a; }
.badge--bound, .badge--active { background: #e7f6d5; color: var(--ion-lime-dark); }
.badge--cancelled { background: #f2f2f2; color: #8a8a8a; }

.record-list { display: grid; gap: 1rem; }
.record {
  border: 1px solid var(--ion-border); border-radius: var(--ion-radius); padding: 1.25rem 1.5rem;
  background: #fff; display: flex; justify-content: space-between; gap: 1.5rem; align-items: center; flex-wrap: wrap;
}
.record--newest { border-left: 4px solid var(--ion-purple); }
.record__title { font-family: var(--heading); font-size: 1.05rem; font-weight: 600; color: var(--ion-ink); }
.record__meta { font-size: 0.84rem; color: var(--ion-muted); }
.record__actions { display: flex; gap: 0.6rem; flex-wrap: wrap; }

.search-result { border-bottom: 1px solid var(--ion-border); padding: 1.5rem 0; }
.search-result h3 { margin-bottom: 0.35rem; }
.search-result a { color: var(--ion-purple); }
.search-count { color: var(--ion-muted); font-weight: 600; margin-bottom: 1rem; }
.search-form { display: flex; gap: 0.75rem; max-width: 34rem; margin-bottom: 2rem; }
.search-form input { flex: 1; padding: 0.75rem 1rem; border: 1px solid var(--ion-border); border-radius: var(--ion-radius); font-size: 1rem; font-family: var(--body); }
.no-results { background: var(--ion-purple-tint); border-radius: var(--ion-radius); padding: 1.5rem; margin-bottom: 2.5rem; color: var(--ion-ink); }

.doc-body { white-space: pre-wrap; font-family: ui-monospace, SFMono-Regular, Menlo, monospace; font-size: 0.85rem; background: var(--ion-grey-bg-2); border: 1px solid var(--ion-border); border-radius: var(--ion-radius); padding: 1.5rem; color: var(--ion-ink); line-height: 1.7; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 2.5rem; }
.prose { max-width: 44rem; }
.prose ul { padding-left: 1.25rem; }
.prose li { margin-bottom: 0.4rem; }
.tile-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.25rem; }
.tile { border: 1px solid var(--ion-border); border-radius: var(--ion-radius); padding: 1.4rem; background: #fff; }
.tile h3 { font-size: 1.05rem; }
.tile p { font-size: 0.9rem; color: var(--ion-muted); margin-bottom: 0.75rem; }
.acct-nav { display: flex; gap: 0.5rem; flex-wrap: wrap; margin-bottom: 2rem; }
.acct-nav a { padding: 0.5rem 1rem; border: 1px solid var(--ion-border); border-radius: var(--ion-radius-pill); font-size: 0.88rem; color: var(--ion-ink); }
.acct-nav a.is-active { background: var(--ion-purple); color: #fff; border-color: var(--ion-purple); }
.acct-nav a:hover { text-decoration: none; border-color: var(--ion-purple); }
.empty-state { text-align: center; padding: 3rem 1.5rem; border: 1px dashed var(--ion-border); border-radius: var(--ion-radius); color: var(--ion-muted); }

/* ---------- responsive ---------- */
@media (max-width: 1080px) {
  .hero__grid { grid-template-columns: 1fr 1fr; }
  .hero__figure { display: none; }
  .card-grid, .tile-grid { grid-template-columns: repeat(2, 1fr); }
  .chip-grid { grid-template-columns: repeat(4, 1fr); }
}
@media (max-width: 860px) {
  .mainnav { display: none; }
  .navtoggle { display: block; }
  .header-search input { width: 7rem; }
  .hero__grid { grid-template-columns: 1fr; }
  .card-grid, .tile-grid, .two-col { grid-template-columns: 1fr; }
  .chip-grid { grid-template-columns: repeat(2, 1fr); }
  .stat-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-cols { grid-template-columns: repeat(2, 1fr); }
  .quote-card { grid-template-columns: 1fr; text-align: left; }
  .field-row { grid-template-columns: 1fr; }
  .review-grid, .protection-grid { grid-template-columns: 1fr; }
  .cost-bar { grid-template-columns: 1fr 4rem; gap: .35rem 1rem; }
  .cost-bar i { grid-column: 1 / -1; grid-row: 2; }
  .cost-bar strong { grid-column: 2; grid-row: 1; text-align: right; }
  .section { padding: 2.5rem 0; }
  .site-header__inner { height: 62px; gap: 0.75rem; }
  .mainnav--open {
    display: flex; flex-direction: column; align-items: stretch; position: absolute;
    top: 62px; left: 0; right: 0; background: #fff; border-bottom: 1px solid var(--ion-border);
    padding: 1rem; gap: 0; box-shadow: 0 12px 24px rgba(43,42,58,.12); max-height: 70vh; overflow-y: auto;
  }
  .mainnav--open .mainnav__panel { display: block; position: static; border: 0; box-shadow: none; padding: 0 0 0.5rem 1rem; min-width: 0; }
}
@media (max-width: 520px) {
  .stat-grid, .footer-cols { grid-template-columns: 1fr; }
  .search-form { flex-direction: column; }
  .btn-row .btn { width: 100%; }
}

/* ---------- product page (source structure: photo hero, carrier band, tabs) --- */
.product-hero { padding: 3rem 0 3.25rem; color: #fff; text-align: center; }
.product-hero__inner { max-width: 60rem; }
.product-hero h1 { color: #fff; font-size: clamp(1.9rem, 3.6vw, 3rem); margin-bottom: 0.5rem; }
.product-hero__rating { color: #fff; font-size: 0.9rem; margin-bottom: 1.75rem; opacity: .92; }
.product-hero__form {
  display: flex; gap: 0.75rem; max-width: 44rem; margin: 0 auto; justify-content: center;
}
.product-hero__form select {
  flex: 1; min-width: 0; padding: 0.9rem 1.25rem; border-radius: var(--ion-radius-pill);
  border: 0; font-family: var(--body); font-size: 1rem; color: var(--ion-ink); background: #fff;
}
.product-hero__form .btn { flex-shrink: 0; }
.product-hero__call { margin-top: 1.25rem; }
.product-hero__call a { color: #fff; text-decoration: underline; font-weight: 600; }

.carrier-band { background: #fff; padding: 1.75rem 0 1.5rem; border-bottom: 1px solid var(--ion-border); }
.carrier-band h2 { font-family: var(--body); font-size: 1.35rem; font-weight: 700; text-align: center; margin-bottom: 1.25rem; }
.carrier-band__row {
  display: flex; align-items: center; justify-content: space-between;
  gap: 0.75rem; flex-wrap: nowrap;
}
.carrier-band__row img { max-height: 26px; max-width: 92px; width: auto; object-fit: contain; }
.carrier-band__row span { font-size: 0.8rem; color: var(--ion-muted); }

.product-tabs { display: flex; max-width: 52rem; margin: 1.5rem auto 0; border: 1px solid var(--ion-border); }
.product-tabs__tab {
  flex: 1; text-align: center; padding: 1.5rem 1rem; color: var(--ion-ink);
  font-weight: 600; border-right: 1px solid var(--ion-border); border-bottom: 4px solid transparent;
}
.product-tabs__tab:last-child { border-right: 0; }
.product-tabs__tab:hover { text-decoration: none; background: var(--ion-grey-bg-2); }
.product-tabs__tab--active { color: var(--ion-purple); border-bottom-color: var(--ion-purple); }

.definition-block {
  display: flex; gap: 1.5rem; align-items: flex-start; background: var(--ion-grey-bg);
  padding: 1.75rem; border-radius: var(--ion-radius); margin-top: 1.5rem;
}
.definition-block img { height: 48px; width: auto; flex-shrink: 0; }
.definition-block strong { display: block; font-family: var(--heading); font-size: 1.3rem; margin-bottom: 0.5rem; }
.definition-block p { margin: 0; }

@media (max-width: 860px) {
  .product-hero__form { flex-direction: column; }
  .product-tabs { flex-wrap: wrap; }
  .product-tabs__tab { flex: 1 0 45%; padding: 1rem 0.5rem; font-size: 0.9rem; }
  .carrier-band__row { justify-content: center; gap: 1rem; flex-wrap: wrap; }
  .definition-block { flex-direction: column; }
}

/* ---------- header: captured mobile composition ----------------------------
   Source mobile header (390x844) renders, left to right:
     [hamburger] [mobile wordmark] ......... [round call button] [Get Quotes]
   It does NOT render "Log in" or the search field at that width, and it uses a
   distinct mobile logo asset. Desktop keeps the desktop wordmark, Log in and
   the search field. */
.brand__mobile { display: none; }
.brand__desktop { display: block; }
.header-call { display: none; align-items: center; flex-shrink: 0; }
.header-call img { height: 30px; width: 30px; }

@media (max-width: 860px) {
  .site-header__inner { height: 56px; gap: 0.6rem; padding: 0 0.9rem; }
  .navtoggle { order: -1; margin-right: 0.1rem; padding: 0; line-height: 0; }
  .brand { margin-right: auto; }
  .brand__desktop { display: none; }
  .brand__mobile { display: block; }
  /* Source renders the mobile wordmark in a 145x43 box; the SVG is 154x64
     and letterboxes inside it, so the visible glyph is ~103x43. Matching
     the glyph height reproduces what is actually on screen. */
  .brand img { height: 40px; }
  .header-actions a.login { display: none; }
  .header-search { display: none; }
  .header-call { display: inline-flex; }
  .header-actions { gap: 0.55rem; }
  .header-actions .btn--sm { padding: 0.5rem 1rem; font-size: 0.85rem; }
  .mainnav--open { top: 56px; }
}