{
  "case_id": "LUW-001",
  "parent_case_id": null,
  "task": "underwriting_policy",
  "question": "Apply LifeUW Policy v0.1. Return decision, policy_rules, evidence_ids, and requires_human_review.",
  "documents": [
    {
      "doc_id": "DOC-01",
      "date": "2025-01-15",
      "type": "primary_care_note",
      "text": "Assessment: type 2 diabetes status is active.\nHbA1c 6.4% on 2025-01-12"
    },
    {
      "doc_id": "DOC-02",
      "date": "2025-02-03",
      "type": "laboratory_or_specialist_report",
      "text": "Metformin 1000 mg daily\nNo nephropathy or retinopathy documented"
    }
  ],
  "prompt": "Apply LifeUW Policy v0.1. Return decision, policy_rules, evidence_ids, and requires_human_review.\n\nRecords:\n[DOC-01 | 2025-01-15 | primary_care_note]\nAssessment: type 2 diabetes status is active.\nHbA1c 6.4% on 2025-01-12\n\n[DOC-02 | 2025-02-03 | laboratory_or_specialist_report]\nMetformin 1000 mg daily\nNo nephropathy or retinopathy documented\n\nReturn only one disposition: standard, rated, or refer.",
  "target_decision": "standard",
  "gold": {
    "condition": "type_2_diabetes",
    "status": "active",
    "control": "well_controlled",
    "decision": "standard",
    "policy_rules": [
      "DM_STANDARD_01"
    ],
    "evidence_ids": [
      "DOC-01",
      "DOC-02"
    ],
    "requires_human_review": false
  },
  "perturbation": {
    "type": "none",
    "description": "Unperturbed base case."
  }
}