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[ "Management’s Discussion and Analysis of Operations", "million), due to such factors as the inclusion of NIFTY", "(¥ Billion)", "Net Sales and Operating Income by Business Segment", "Increase", "Corporation as a consolidated subsidiary.", "(Decrease)", "Accordingly, operating income rose ¥17.6 billion...
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[ "some of the implementation issues related to SFAS No. 121. SFAS No. 144 also broadens the presentation of", "discontinued operations to include more disposal transactions. The Company adopted this Statement effective", "April 1, 2002, as required. In accordance with this Statement, the Company measures impairm...
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[ "work performed by outside contractors. Based on this", "rities when the market value or the net worth falls signifi-", "premise, in fiscal 2003 we undertook a stringent assessment", "cantly and is proved to be unrecoverable. If a significant", "of the potential revenue recoverable on those projects for", ...
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[ "In July 2002, the FASB issued Statement of Financial Accounting Standards No. 146, “Accounting for Costs", "Associated with Exit or Disposal Activities” (“SFAS 146”). This statement establishes accounting guidelines for the", "recognition and measurement of liabilities for costs associated with exit or disposa...
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[ "OFF BALANCE SHEET ASSETS", "As part of its core operations, AEGON concludes transactions and has relationships with institutional and retail customers for a variety", "of financial services. The return for these services is a fee related to the asset value, to the investment performance or to the risk", "exp...
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[ "DISTRIBUTORS AND THEIR CLIENTS BENEFIT FROM OUR CONSISTENT FOCUS ON CUSTOMER", "SOLUTIONS, THE WAYS WE MAKE IT EASY TO WORK WITH US, AND THE EXTRAORDINARY SERVICE WE", "PROVIDE EVERY TIME AND EVERYWHERE. WE CALL THIS THE HARTFORD EXPERIENCE.", "Thirty-three", "2003 Annual Report" ]
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[ "A M P H E N O L", "C", "O R P O R A T I O N", "2", "0 0 4", "A N N U A L", "R E P O R T ", "Disclosures about contractual obligations and commitments ", "The following table summarizes the Company's known obligations to make future payments pursuant to certain contracts as ", "of December 31, 200...
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[ "MANAGEMENT’S", "TORSTAR CORPORATION", "NOTES TO CONSOLIDATED FINANCIAL STATEMENTS", "The company uses interest rate swap contracts to", "manage interest rate risks and has designated all", "DECEMBER 31, 2004 AND 2003", "interest rate swap contracts as hedges. Payments and", "(TABULAR AMOUNTS IN THOUS...
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[ "MANAGEMENT’S DISCUSSION AND ANALYSIS OF OPERATIONS AND FINANC", "IAL CONDITION", "Net Loans and Acceptances", "Other Liabilities", "Other liabilities increased $5.6 billion to $75.3 billion. The ", "Net loans and acceptances increased $4.8 billion to $149.6 bil-", "lion. Loans to businesses and governm...
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[ "44", "Regional Reports - Asia", "position in the otherwise declining international", "beer segment. CarlsbergGLYPH<213>s long-standing partner", "in Japan is Suntory Limited.", "Nepal", "Although the socio-political situation in Nepal cau-", "sed difficult market conditions in 2001, the joint-", "v...
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[ "4. ", "Short-Term Borrowings and ", "3.", "Leases", "Long-Term Obligations", "Sales-Type Leases.", "The Company’s sales-type leases are", "for terms generally ranging up to five years. Lease r eceiv-", "Notes Payable, Banks.", "The Company has entered into", "ables are generally collateralized ...
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[ "MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION", "AND RESULTS OF OPERATIONS", "Health Care Expenses. As a provider of health care coverage to our employees, retirees and their dependents, primarily in the ", "United States, we have experienced significant health care inflation in the last few ye...
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[ "NOTES TO CONSOLIDATED ", "FINANCIAL STATEMENTS", "15.", "BUSINESS SEGMENTS", "The Company has two reportable business segments: Shopping Centers and Office Properties. The accounting", "policies of the segments presented below are the same as those described in the summary of significant", "accounting ...
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[ "The following table sets forth the combined status of the plans as recognized in the Consolidated Balance Sheets:", "Defined Benefit Pension Plans", "Other Postretirement Benefits", "April 30,", "April 30,", "(Dollars in thousands)", "2003", "2002", "2003", "2002", "Change in benefit obligation...
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[ "NOTES TO CONSOLIDATED FINANCIAL STATEMENTS", "(18)", "Related Party Transactions", "A director of the Company provided advisory services to the Company as a director of PetroVantage during", "fiscal 2002 and 2003. The Company made payments of $32,000 to the director as compensation for services", "render...
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[ "SNACKS", "Rt", "2°", "|", "Wiss", "e;", "3 TISEtmeN", ".", "Black Beau) 7", "Snacks", "Snacks", "“Our snacks are", "all natural, with no", "With nearly 100 products in this highly competitive category, our Snacks continue to delight consumers and", "With nearly 100 products in this high...
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[ "Financial Highlights", "Fiscal Years Ended October 31", "(In thousands, except per share data)", "Statement of Operations Data:", "2003", "2002", "2001", "2000", "1999", "(Restated)", "(Restated)", "(Restated)", "(Restated)", "Net sales", "$1,033,693", "$794,676", "$451,396", "$35...
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[ "bunge 2004 annual report", "management’s discussion and analysis of", "financial condition and results of operations", "devaluation of the Brazilian ", "real", "as we recognize tax benefits", "translation adjustments in our consolidated balance sheets as a", "related to foreign exchange losses on cer...
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[ "Consolidated Balance Sheets", "(Dollar amounts in thousands)", "December 31,", "2000", "1999", "Assets", "Current assets:", "Cash and cash equivalents", "$", "353", "$", "969", "Trade receivables, less allowance for doubtful accounts of $650 and $1,896", "53,073", "47,934", "Costs and...
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[ "Notes to Consolidated Financial Statements", "BorgWarner Inc. ", "and Consolidated Subsidiaries", "42", "43", " In January 2003, the Financial ", "within the AJCA”. These two FSPs provide guidance on the applica-", "NOTE 2", "NOTE 3", "New accounting pronouncements", "RESEARCH AND DEVELOPMENT C...
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[ "Net Income", "As a result of the above factors, net income increased 43% from $17,329,000 in 2001 to $24,775,000 in 2002. As a ", "percentage of sales, net income increased from 4.5% in 2001 to 7.2% in 2002.", "2001 Compared to 2000", "Sales", "ADTRAN’s sales decreased 16.4% from $462,949,000 in 2000 to ...
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[ "Airfreight revenues include the charges to the Company for carrying the shipments", "when the Company acts as a freight consolidator. Ocean freight revenues include the", "charges to the Company for carrying the shipments when the Company acts as a Non-", "Vessel Operating Common Carrier (NVOCC). In each cas...
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[ "Management’s Discuss", "ion", "and", "Analysis of", "Financial Condition and Results of Operations", "considered to be important to the portrayal of the Company’s financial", "INTRODUCTION", "condition, since they require management to make difficult, complex or", "subjective judgements, some of wh...
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[ "AEFA has two primary exposures to the general level of equity markets: asset management fees and customer crediting rates", "based upon the returns on equity markets. AEFA earns fees from the management of equity securities in variable annuities,", "variable insurance, proprietary mutual funds and other manage...
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[ "Interest expense was $10,120, net of amounts capitalized of $100 in 2000. Interest expense was $8,065, net of amounts capitalized", "of $163 in 1999. Interest expense was $4,835, net of amounts capitalized of $1,554, in 1998. ", "9.", "Leases:", "Capital Leases", "The Company leases certain hardware and ...
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[ "The Company completed its initial SFAS No. 142 transitional impairment test of goodwill in April 2002, including an assessment of a", "valuation of the Nathan’s, Miami Subs and Roasters reporting units by an independent valuation consultant, and has recorded an impairment", "charge requiring the Company to wri...
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[ "83", "Notes to the Accounts", "Notes to the Accounts", "(DKK million)", "2001", "1999/00", "(15 months)", "9", "Corporation tax comprises:", "Parent CompanyGLYPH<213>s share of tax on profit for the financial year", "47", "43", "Deferred tax", "17", "-", "Adjustment for previous years...
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[ "LEVERAGING FUNDAMENTALS TO EXTEND THE BRAND", "TSA companies extended their brands into new markets, geographies and transaction types in 2004. More than ", "720 customers now rely on our software. From Brazil to Rwanda, these customers run over 1,700 TSA product ", "systems in 76 countries. Our operating un...
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[ "INTERNATIONAL ", "PAPER COMPANY", "Index to Annual ", "Report", "on Form 10-K", "For the Year Ended ", "December 31, 2004", "ITEM 8.", "FINANCIAL STATEMENTS AND ", "PART I", "SUPPLEMENTARY DATA", "Financial Information by Industry ", "ITEM 1.", "BUSINESS", "Segment and Geographic Area",...
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[ "LETTER TO THE", "STOCKHOLDERS", "Since 1997, Rollins, Inc. has taken steps to", "focus attention on its core business, Orkin", "Exterminating Company, divesting businesses less central to our new direction, launching new sales and service", "programs and taking other initiatives designed to promote pest ...
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[ "To our", "shareholders,", "In the year 2001, The Children’s Place continued its steadfast aggressive expansion", "Ontario and Quebec. This acquisition gives The Children’s Place the foundation to", "towards becoming the #1 children’s apparel specialty retailer in the United States. ", "expand up to 125 s...
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[ "13", "(a)", "Member of Audit Committee.", "(b)", "Member of Executive Committee.", "(c)", "Member of Executive Compensation Committee.", "(d)", "Member of Management Continuity Committee.", "(e)", "Member of Public Responsibility and Personnel Practices Committee.", "(f)", "Member of Gannet...
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[ "Banking Business", "75", "G ROUP MANAGEMENT REPORT", "Our banking business again experienced a difficult fiscal year 2003:", "while managing to significantly improve the operating result, the ", "non-operating result was lower because of adjustment measures. ", "In the", "banking business, that is es...
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[ "FIRST COMMONWEALTH FINANCIAL CORPORATION AND SUBSIDIARIES", "SELECTED FINANCIAL DATA", "(Dollar Amounts in Thousands, except per share data)", "The following selected financial data is not covered by the auditor’", "s report and should be read in conjunction with", "Management’", "s Discussion and Anal...
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[ "In contrast to a number of our competitors, we ", "Our third initiative toward strengthening the", "have continued to require prepayment penalties ", "Company and its future has been to implement ", "on the mortgage loans generated by our Mortgage", "state-of-the-art technologies, especially within our",...
train
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[ "16", "Organisation and Group Companies", "Organisation and Group Companies", "Carlsberg A/S", "Board of Directors", "Executive", "Boar", "d", "Group Accounting/", "Communications", "Legal", "Carlsberg", "Carlsberg", "Properties", "Trust Administration", "Treasury and IR", "Research ...
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[ "MANAGEMENT’S DISCUSSION & ANALYSIS OF ", "FINANCIAL CONDITION AND RESULTS OF OPERATIONS", "Unless otherwise stated, references to", "•", "Our profitability is vulnerable to future increases in", "INTRODUCTORY NOTE:", "“we,” “our” and “Dollar Tree” generally refer to Dollar Tree", "operating and merch...
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train
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[ "Bombardier Inc. Annual Report 2003-04", "page 22", "REKINDLING", "the vision", "retired chairman and CEO of the Ingersoll-Rand Company, who has been", "A year ago, in my message to shareholders, I expressed confidence in our", "a Bombardier director since 1999. At their discretion, either prior to or a...
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[ ">.", "Note 27 - Fair Value of Financial Instruments", "The information about the estimated fair values of financial instruments as", "The information about the estimated fair values of financial instruments as", "required by generally accepted accounting principles, is presented hereun-", "der. The discl...
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[ "Consolidated Balance Sheets", "■", "■", "■", "The J.M. Smucker Company", "Assets", "April 30,", "(Dollars in thousands)", "2003", "2002", "Current Assets", "Cash and cash equivalents", "$", "181,225", "$ 91,914", "Trade receivables, less allowance for doubtful accounts", "101,364 ",...
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[ "are making good progress on developing the three ", "new landfills previously discussed, some of which", "should begin to contribute in the second half of this", "year, and all of which should be online in 2006.", "We also expect to be awarded", "our first ", "long-term,", "rail-hauled disposal contr...
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[ "FIRST COMMONWEALTH FINANCIAL CORPORATION AND SUBSIDIARIES", "NOTES TO CONSOLIDATED FINANCIAL STATEMENTS", "(Dollar Amounts in Thousands, except per share data)", "(“", "ESOP”", ") on the same terms. The combined balances of the", "and 2001 were exercisable by December 31 of each year,", "ESOP related...
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[ "”How do we build technology ", "for life lived in motion?“", "mobile e-services bazaars", "Human beings are inherently nomadic—which is why a worldwide hp team is master-", "minding ways to harness mobile technologies for life lived in motion. Peter Vesterbacka,", "Nectari Charitakis, Kelvin Tan and Loui...
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[ "43", "Notes to Consolidated Financial Statements", "Franklin Covey 2000 Annual Report", "The weighted average interest rate on outstanding", "AUGUST 31,", "current line of credit debt at August 31, 2000 and 1999", "2000", "1999", "was 8.6 percent and 7.8 percent, respectively. The", "Senior unsec...
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[ "7.", "OTHER ASSETS:", "The major components of other assets are as follows:", "February 29,", "February 28,", "2004", "2003", "(in thousands)", "Deferred financing costs", "$", "54,186", "$", "28,555", "Derivative assets", "41,517", "–", "Investment in marketable equity securities",...
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[ "Stoneridge, Inc. ", "9400 East Market Street", "S", "TONERIDGE", "Warren, Ohio 44484", "330/856-2443", "www.stoneridge.com", "Annual Report 2001" ]
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[ "BUILD ", "SYNERGIES INTO", "YOUR BUSINESS", "After identifying and helping to open up the niche", "market of non-conforming mortgage loans, Impac", "studied the potential customers in that sector. We", "identified three key end-users and developed core", "businesses to serve them. Then we went one st...
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[ "At December 31, 2003, there were 5,776,429 outstanding warrants (2001 – 10,428,213)", "exercisable at $11.80 per share and 1,000,000 outstanding advisory warrants (2002 – 1,000,000)", "exercisable at $13.53 per share.", "(d)", "Stock Options", "The Company is authorized to grant up to 2,125,000 (2002 – 2...
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[ "Corporate Information", "Board of Directors", "Albert Fried, Jr.", "Frank T. MacInnis", "Managing Member of Albert Fried & Company, LLC, a", "Chairman of the Board and Chief Executive Officer", "broker/dealer and member of the New York Stock Exchange", "of EMCOR Group, Inc.", "Richard F. Hamm, Jr."...
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[ "Management Report on Internal Control over Financial Reporting", "Our management is responsible for establishing and main-", "or disposition of our assets that could have a material ", "taining adequate internal control over financial reporting. ", "effect on the financial statements.", "Internal control...
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[ "The composition and estimated tax equivalent weighted average interest", "and dividend yields of the Corporation’s earning assets at December 31,", "2001 were as follows:", "Amount", "Weighted", "(In thousands)", "Average Rate", "Money market instruments", "$", "34,565", "3.20%", "Government ...
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[ "Notes to the Consolidated Financial Statements", "(All tabular amounts stated in thousands of United States dollars unless otherwise indicated)", "(c) ", "Stock options", "The Company has an incentive stock option plan which governs the granting and exercise of stock options issued", "to directors, offic...
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[ "PNM RESOURCES", "•", "2", "0 0 3", "A n n u a l", "Goals for 2004", "Stability in our core business", "Integrity in all our business dealings", "Over the past decade, PNM has worked hard to build a strong financial", "In last year’s annual report, I listed five objectives we intended to accomplis...
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[ "In addition to stock option awards, there are 1 million", "Options Exercisable", "unvested stock awards and 500,000 unvested performance share", "Range of", "Weighted average", "exercise price", "Number", "exercisable price", "awards (targeted amount) as of December 31, 2004. There are", "$ 0.125...
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[ "Diodes Incorporated and Subsidiaries", "Diodes Incorporated and Subsidiaries", "notes to consolidated financial statements", "notes to consolidated financial statements", "Note 1 – Summary of Operations and Significant ", "for other-than-temporary impairments on debt and ", "Accounting Policies (contin...
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[ "Directors and", "Executive Officers", "Directors", "Peter J. Rose", "Chairman of the Board and Chief Executive Officer, Director", "James L. K. Wang", "President – Asia, Director", "R.", "Jordan Gates", "Executive Vice President – Chief Financial Officer", "and Treasurer, Director", "James J....
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[ "on the funded status of the plans. In 2002, no contribution was required and no cash contribution was", "made to any of the U.S. qualified pension plans. Furthermore, no significant cash contributions to the", "qualified plans are anticipated in 2003. In accordance with SFAS 87, “Employers’ Accounting for", ...
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[ "NOTES TO CONSOLIDATED", "FINANCIAL STATEMENTS", "the Company. The Company generally has little information regarding", "any reserves established by the ceding companies, and it is possible", "that any such reserves could be increased in the future. The", "Company believes it has substantial defenses upon...
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[ "23", "lower consumption partially offset by higher average newsprint", "the 1999 and 2000 acquisitions. On a pro forma basis, circulation", "prices. The consumption added from recent acquisitions was ", "revenues increased 2% in 2000.", "tempered by a large number of newspapers converting to the new", ...
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