Card: talk desk, TRACE is the runtime, naked adapter 6/12. Occupancy 120.131. verified false. No new weights.
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README.md
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---
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language: en
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license: other
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library_name: mlx
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base_model: mlx-community/Qwen2.5-7B-Instruct-4bit
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tags:
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- sba
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- "504"
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- "7a"
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- lora
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- mlx
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pipeline_tag: text-generation
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---
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# Trace (alpha)
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**Occupancy opens 13 CFR 120.131.**
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504/7(a) screening for CDFIs and lenders.
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```bash
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python3 -m sba_screen --as-of 2026-01-15 --
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```
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Must open [13 CFR 120.131](https://www.ecfr.gov/current/title-13/section-120.131).
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## Alpha
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Does not determine eligibility. Does not decide credit. Does not speak for SBA.
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## License
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`other`. Qwen2.5 (Tongyi Qianwen) + U.S. government SOP/CFR retrieved, not CPT. No live borrower files in train.
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# Trace (alpha)
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**Occupancy opens 13 CFR 120.131.**
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504/7(a) screening for CDFIs and lenders. Talk like a processor. Paste ordinary English. Optional follow-up (“what if they occupy 100”). Trace re-runs and opens the SOP or CFR paragraph in force on the loan-number date.
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A designated officer still certifies eligibility and credit. Not an SBA product. Not for applicants. Outputs are drafts. `verified: false`.
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```bash
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python3 -m sba_screen --talk --as-of 2026-01-15 --program 504
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# then: hey can we 504 this apartment they're just gonna rent out, no shop on site
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# then: what if they occupy 100 percent
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```
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Must open [13 CFR 120.131](https://www.ecfr.gov/current/title-13/section-120.131) **(b)** on an existing buy. Working capital on a 504 must open [13 CFR 120.120](https://www.ecfr.gov/current/title-13/section-120.120) **(b)**. A loan number on 2026-10-15 must open **SOP 50 10 8.1**.
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The staff runtime is **code TRACE** (dated lake + board + talk follow-up). The LoRA files in this repo are not that runtime. Naked adapter holdout **6/12**. Complete system **12/12**, false-kill **0**. Do not load `adapters.safetensors` as a consult model.
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## Alpha
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Does not determine eligibility. Does not decide credit. Does not speak for SBA. SBA does not approve or endorse Trace.
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## License
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`other`. Qwen2.5 (Tongyi Qianwen) + U.S. government SOP/CFR **retrieved**, not CPT. No live borrower files in train.
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