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VIC: You can download our latest app and adjust your repayment plan directly through it—it's very simple. |
Scam: Okay, I’ll download it and take a look. |
VIC: Thank you for your cooperation. If you have any questions, feel free to contact our support. By the way, to make future communication easier, could you add me on WeChat? |
Scam: WeChat? Alright, tell me your ID. |
VIC: My WeChat ID is jingdongjinrong123. Add me as a friend and I can help you with any issues you encounter. |
Scam: Sure, I’ll add you. |
VIC: Hello, this is Xiao Li, a client manager from the Agricultural Bank. |
Scam: Hi, what's going on? |
VIC: We’ve just launched a special loan product with a very low interest rate and fast approval. I was wondering if you’d be interested in learning more? |
Scam: I’m a bit tight on cash right now, so I do need some working capital. |
VIC: That’s great—this loan is perfect for you. If you’re interested, just click the link I’ll send you and apply online. |
Scam: Okay, send it over and I’ll take a look. |
VIC: Hold on a moment, I’ll send it right away. By the way, to speed up the approval, you’ll need to provide some personal information, like your ID number and bank account details. |
Scam: I see. What do I need to do? |
VIC: After you click the link, follow the prompts to fill in the information. Once you submit, a dedicated officer will review it. For security, it’s best to add me on WeChat so we can communicate easily afterward. |
Scam: Okay, I’ll add you on WeChat right now. |
VIC: Hello, I'm Li Hua, a client manager from Agricultural Bank. |
Scam: Hello, what can I do for you? |
VIC: The thing is, we’ve just launched a special loan product. If you have social security or housing fund contributions in Dongguan, you can enjoy an interest rate as low as 0.02%. |
Scam: Sounds good, but I don’t need a loan right now. |
VIC: Oh, I see. Still, if you’re interested, you can take a look first. I can send you a link that details the loan terms and process. |
Scam: Sure, I’ll take a look. |
VIC: Great, I’ll send it right away. Also, if you have other financial needs, like investment or wealth management, you can learn more through the same link. |
Scam: Okay, thank you. |
VIC: You’re welcome. Feel free to contact me with any questions. By the way, you can add me on WeChat for easier follow‑up. |
Scam: Sure, I’ll add you on WeChat. Thanks. |
VIC: Hello, this is a customer service representative from SF Express. One of your packages was unfortunately lost during transit. We can now process compensation for you. Have you received the text message we sent recently? |
Scam: No, how do I get compensated? |
VIC: Oh, to make it easier for you, we’ve prepared a compensation link just for you. You only need to click the link, fill in the relevant information, and the compensation application will be completed. |
Scam: Okay, how do I click the link? |
VIC: Just reply with the number “1” in the text message, and we’ll send you a new message that contains the link. Click the link and follow the prompts. |
Scam: Alright, I’ll wait for the text. |
VIC: The message will be sent to your phone shortly. Please keep an eye out for it. For security, do not forward this message to anyone else. |
Scam: Okay, thank you. |
VIC: You’re welcome. If you encounter any problems during the process, feel free to contact us. Have a great day, goodbye. |
Scam: Goodbye. |
VIC: Hello, I'm a client manager from New Vision Technology. We recently launched a special promotional package, and I'd like to know if you're interested. |
Scam: Oh, really? What kind of promotion do you have? |
VIC: Here's the deal: we have an efficient office software designed specifically for small and micro businesses. If you register and download our app now, you can enjoy a three-month free trial, and you also have a chance to receive a brand-new laptop. |
Scam: Sounds good, but how do I register? |
VIC: It's very simple. Just click the link I send you and follow the steps to complete the registration. |
Scam: Okay, I'll give it a try. |
VIC: Great, hold on a moment. I'll send you the link via text message. Remember to download our app, and if you have any questions, feel free to contact me. |
Scam: Alright, thank you. |
VIC: You're welcome. Enjoy using it, goodbye. |
VIC: Hello, this is a customer service representative from Quick Express. You recently had a package lost, and we are processing a compensation. We need your cooperation to provide some information. |
Scam: Oh, really? I actually have a package that I haven't received yet. |
VIC: Yes, to resolve your issue as quickly as possible, we need your phone number and bank card number so we can transfer the compensation directly to your account. |
Scam: I see. Do I need to provide a verification code? |
VIC: No, we only need your bank card number. However, for security, we will send you a verification code before the payment. Once you receive it, tell me, and we can process it immediately. |
Scam: Okay, I understand. My bank card number is 1234 5678 9012 3456. |
VIC: Got it. We have recorded it. Please keep your phone available; the verification code will be sent to you in a few minutes. Let me know when you receive it, and we can proceed right away. |
Scam: Okay, I'll wait. |
VIC: If you have any questions, feel free to contact me at any time. |
Scam: Thank you. I will contact you as soon as I receive the verification code. |
VIC: Hello, this is a credit manager from the Bank of China. We have a very good loan program here with a monthly interest rate of only 0.02%. Would you like to learn more? |
Scam: Oh, I’m a bit tight on cash right now, but I’m still interested in hearing about it. |
VIC: This loan program is perfect for you—no collateral required, fast disbursement. If you’re interested, add me on WeChat and I’ll send you the details. |
Scam: Sure, what’s your WeChat ID? |
VIC: My WeChat ID is my phone number: 13600000000. Add me and I’ll send you the information. |
Scam: Okay, I’ve added you. |
VIC: Great! As soon as you add me, I’ll send the materials right away. Also, we have a limited‑time offer on this project, so you’ll want to decide quickly. |
Scam: I’ll review the information and let you know. Thanks. |
VIC: No problem. If you have any questions, feel free to contact me anytime. Have a wonderful day. |
Scam: Okay, goodbye. |
VIC: Hello, this is the Financial Security Service Center. I am Manager Li. |
Scam: Hello, Manager Li. How can you help me? |
VIC: We are currently conducting a financial security survey and have found that your account may be at risk of exposure. |
Scam: Really? What should I do? |
VIC: To ensure the safety of your funds, we need you to cooperate with us for a security verification. |
Scam: Okay, what do I need to do? |
VIC: You can click the link we sent you and follow the prompts. |
Scam: Okay, I’ll do it right away. |
VIC: If you encounter any problems during the process, feel free to contact me at any time. |
Scam: Thank you, I’ll be careful. |
VIC: Hello, this is Zhang Hua, a client manager from Construction Bank. We have a special loan promotion with extremely low interest rates and fast approval. I was wondering if you have any financing needs? |
Scam: Oh, I don't need anything, thank you. |
VIC: Understood. However, this opportunity is really rare. If you change your mind, you can add me on WeChat and contact me anytime. |
Scam: Okay, tell me how to add you on WeChat. |
VIC: Great, open WeChat and add this number: 15326841353. Let me know once you've added me, and we can discuss the details. |
Scam: Sure, I'll give it a try. |
VIC: Perfect. After you add me, I'll send you a link. Just click the link and fill out a short application form, and we can process your approval quickly. |
Scam: Alright, I'm adding you. |
VIC: Okay, I'll wait for your message. If you have any questions, feel free to contact me. Wish you all the best. |
VIC: Hello, this is Xiao Zhang, a customer service representative from Industrial and Commercial Bank of China. |
Scam: Hi, what's going on? |
VIC: We noticed an unusual transaction in your recent account activity that may indicate unauthorized use of your account. |
Scam: Really? What should I do? |
VIC: Don’t worry. To protect your funds, we recommend that you log in to our bank’s official website for a security check. |
Scam: Okay, how do I log in? |
VIC: You can click this link; it’s the official website of our bank and is very secure. |
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