Update README.md: add How to cite section

README.md

@@ -281,3 +281,23 @@ print(compute(predictions=[True, False], references=[True, False]))
   metric is published as a direct-import script, not claimed as
   `evaluate.load("RishabhPande/fraud-eval")`. If that load path is verified later,
   this section will be updated to say so.
+
+---
+
+## How to cite (all three formats)
+
+**APA (one line):**
+
+Pande, R. (2026). *fraud-eval* (Version 0.1.0) [Computer software]. Zenodo. https://doi.org/10.5281/zenodo.23695132
+
+**BibTeX:** see the Citation section above.
+
+**Load the dataset:**
+
+```python
+from datasets import load_dataset
+
+ds = load_dataset("RishabhPande/fraud-eval", split="test")
+print(ds)
+# 20 rows: id, pack, prompt, context, label, attack_type, notes
+```