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[
 {
  "tree_id": "a16b6d3e6b375230cc3aadc6157efd6103be2713",
  "utterance_id": "2f64fbaffd69aa4544d78abf92fd75a46e11305a",
  "policy": "Veterans who were discharged or released from the active military, naval, or air service after January 1, 2009, and before January 1, 2011, but did not enroll to receive hospital care, medical services, or nursing home care during the five-year period as currently specified by law, will have an additional one-year period from the date of enactment of the Clay Hunt SAV Act (February 12, 2015) to enroll for VA health care.",
  "scenario": "Every time I contact the VA I get conflicting information so I have not yet enrolled in anything.",
  "question": "Can I get an additional one-year period after enactment to enroll for VA health care?",
  "answer": "maybe"
 },
 {
  "tree_id": "ba616b28e749c91819177ed091a408bc2ee54c78",
  "utterance_id": "f719dbd3a330f47afe4bc5b28a7bdc4cc3605d3d",
  "policy": "### Benefits for your Business\n\nYou can get support from our Centrepay for Businesses team from 8:30 am to 5:00 pm local time, Monday to Friday.",
  "scenario": "The Centrepay Support Service at 7pm. I will have most likely have to leave a message or try calling again tomorrow.",
  "question": "Is the Centrepay support service available right now?",
  "answer": "no"
 },
 {
  "tree_id": "4e49bc839b4671a6dc5e775a0d283fb7a4c5fbc3",
  "utterance_id": "7de0f6d4948c1492d26794946db31499f18131e6",
  "policy": "### Work experience and internships\n\nYou won\u2019t get the National Minimum Wage or National Living Wage if you\u2019re:\n\n* work shadowing",
  "scenario": "Yes, I am shadowing a professor. No, it is for my studies.",
  "question": "Will I get the National Minimum Wage?",
  "answer": "no"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "bb2eb54d0eb5d3ee2d13bcc8437c753e44cc9d19",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I did not just get out of jail. I am not experiencing family and domestic violence. I have not been in prison or psychiatric confinement for 14 days. I am experiencing financial hardship.",
  "question": "Can I get Crisis Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "55fe163fab637ebe7dfc2557ce08d1bc7669d106",
  "utterance_id": "adee8a70b4afaa1e3039ab4599fdee45d123fb32",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a resident of Indiana, responsible for a child under 18 years of age, a U.S. citizen or qualified alien and have very low income.",
  "scenario": "I make a decent amount of money.  I live alone in a one bedroom apartment.",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "b24c491afceec3ded32126720061ac46880b63e3",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I live in Paris and I am a 43 year old woman working as a volunteer in a charity.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "36ea288507804ef42a15a62499f6bf9ad6b62fe4",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I'm an Aboriginal.  I currently live in India.  I meet all the standards right now.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "88b39fc1a72dde36a9f8bc46849026807c34d0dc",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I have never been to jail or a psychiatric institution but I am being abused by my husband at home.",
  "question": "Can I get Crisis Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "bb44e673e95b423c7a3b2af440a5eac85e8cc45a",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I have never been in prison or psychiatric confinement. I live by myself and have a steady job.",
  "question": "Can I get Crisis Payment?",
  "answer": "maybe"
 },
 {
  "tree_id": "94ce16365b9e777c4e2a3ec5c1443749bf8cf2f0",
  "utterance_id": "fa6eadbc987f852f1aa6e7b23600869b55a1f388",
  "policy": "If you would like to find out if you may be eligible for any of the benefits SSA administers, take the U.S. Social Security Administration\u2019s (SSA) Benefit Eligibility Screening Tool. Once you have completed the eligibility screening questionnaire, you will be provided with a list of benefits for which you may be eligible. Print this page for your records before going to the application site.",
  "scenario": "I took the SSA's Benefit Eligibility test and it stated that I was qualified for the benefit",
  "question": "Do I qualify for this benefit?",
  "answer": "yes"
 },
 {
  "tree_id": "316a5289e5026bb599241e9132223f7666d27565",
  "utterance_id": "92dd0ea4817af4a487fcac9755a3bf25f52bddcc",
  "policy": "Borrowers must qualify for a home purchase or refinance under FHA's minimum credit requirements. The energy-efficient improvements must be cost-effective, meaning that the total cost of the improvements must be less than the energy saved over the expected life of the improvements.",
  "scenario": "I'm remodeling my home.  I put in new windows that will insulate better and I'm adding solar panels.  The rent here is high for around here, but I do like the area.",
  "question": "Do I qualify for this?",
  "answer": "maybe"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "93ce392636915dda2440fe12c5fc4a67d6efb4c9",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "When I told the lady at the ticket counter I needed to make a call she pointed across the room and said everyone was free to use the phone sitting on the bistro table next to the brown leather chair.",
  "question": "Is this a legal commerical airport?",
  "answer": "maybe"
 },
 {
  "tree_id": "3f2929d2c4ca1b80d0e32060d3e9b3e8597fa9fc",
  "utterance_id": "bd3aaed243ad21727f43b3b491e7f7053d2dde27",
  "policy": "#  Export art, antiques and cultural goods: special rules\n\nCultural goods include:\n\n* manuscripts\n* archaeological items",
  "scenario": "The item is awesome, but it's not an archaeological find or anything that amazing",
  "question": "Is this a cultural good?",
  "answer": "no"
 },
 {
  "tree_id": "226962ce804248f63774c2e6714ae7d8343e3ec2",
  "utterance_id": "4cd289a91ab590cfa9a780ed104b6e68e8e710fa",
  "policy": "## Applying to become a tax credit appointee\n\nYou must be over 18 and have a bank account. You don\u2019t have to be a relative.",
  "scenario": "I'm seventeen and I wanted to know if I can apply to become a tax credit appointee.",
  "question": "Can I apply to become a tax credit appointee?",
  "answer": "no"
 },
 {
  "tree_id": "65acfe6e858ff9ad48f80b65a7d05cdcb9c06268",
  "utterance_id": "d0d81057b3cee01f9491441921d8f346dfbed8d9",
  "policy": "## Eligibility\n\nThe home you buy must:\n\n* be one that you can show you can\u2019t afford (if you\u2019re applying in Wales)",
  "scenario": "I do have access to proof that I can't afford the house",
  "question": "Am I eligible?",
  "answer": "maybe"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "9c4761568700d4e05e66afaac6e026807f92470f",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I did spend a few weeks in psychiatric confinement a few years ago, but have never been in jail. I have a good family life and do not experience any abuse.",
  "question": "Can I get Crisis Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "b0ade20c8de2d670a539bd0b36323c10d202f77c",
  "utterance_id": "d1911602d072f7bd6178de969bfeaad9cb2ad768",
  "policy": "### If you get Widowed Parent\u2019s Allowance\n\nYou may receive it again when you reach State Pension age if you were over 45 when you were entitled to Widowed Parent\u2019s Allowance.",
  "scenario": "I am not yet old enough to receive state pensions.",
  "question": "Can I receive Widowed Parent\u2019s Allowance again?",
  "answer": "no"
 },
 {
  "tree_id": "e2fd0f29623cd93fcfba178a111e05469c84ccc8",
  "utterance_id": "31c0c41aadbc5af09d1479ea1e308a885ea87c93",
  "policy": "## Double tax\n\nIf you live in a country without a \u2018double taxation agreement\u2019 with the UK, you might have to pay tax in both countries.",
  "scenario": "As far as I'm aware, I live in a country that doesn't have a double taxation agreement with the United Kingdom",
  "question": "Is it possible that I may have to pay tax in both countries?",
  "answer": "yes"
 },
 {
  "tree_id": "aeed176c62229fdf13031922c977ab4890073cb2",
  "utterance_id": "6a9b9f665085cc6ff5f17ddff87cd947cc1bb22f",
  "policy": "In order to qualify for this benefit program, you must be an operator of record in Farm Service Agency (FSA) record system unless an exception is granted. Eligible lands include cropland, grassland, prairie land, pastureland, rangeland, nonindustrial private forest land, and agricultural land under the jurisdiction of an Indian tribe. Applicants may include individuals, legal entities, joint operations, or Indian tribes.",
  "scenario": "I have agricultural land.",
  "question": "Do I qualify for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "3f2929d2c4ca1b80d0e32060d3e9b3e8597fa9fc",
  "utterance_id": "c3732a106b61fa5de13ada6e6569c72c23e1c459",
  "policy": "#  Export art, antiques and cultural goods: special rules\n\nCultural goods include:\n\n* manuscripts\n* archaeological items",
  "scenario": "No manuscript, I'm an archaeologist, thus, the item to which I'm referring is an archaeological item found while I was working in the field.",
  "question": "Is this a cultural good?",
  "answer": "yes"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "f941da63171637d7a6e7668b2dbe50f1efadcf1f",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I am a commercial fisherman from Alaska. I started my own business 5 years ago. I fully funded the company assuming at some point I'd need to take out a loan. However, the fishing business has been so successful I have not needed to borrow a dime.",
  "question": "Am I eligible for this program?",
  "answer": "yes"
 },
 {
  "tree_id": "a16b6d3e6b375230cc3aadc6157efd6103be2713",
  "utterance_id": "741fec24c7a5f7f06916d2a4236d063fcb5942ab",
  "policy": "Veterans who were discharged or released from the active military, naval, or air service after January 1, 2009, and before January 1, 2011, but did not enroll to receive hospital care, medical services, or nursing home care during the five-year period as currently specified by law, will have an additional one-year period from the date of enactment of the Clay Hunt SAV Act (February 12, 2015) to enroll for VA health care.",
  "scenario": "I was given an honorable discharge a few months ago.",
  "question": "Can I get an additional one-year period after enactment to enroll for VA health care?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "e8220082e27ad04daba79aaa63b904c2c4fbee36",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I'm living in Gibraltar right now.  I've been working for seven years.  I haven't finished any of the forms I need.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "f8a5281086240ac5a81b3e306677ebb17bccfeea",
  "utterance_id": "262b51882e390d2c49f75cb89240e8161726b64e",
  "policy": "7(a) loans are the most basic and most used type loan of the Small Business Administration's (SBA) business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the agency to provide business loans to American small businesses. The loan program is designed to assist for-profit businesses that are not able to get other financing from other resources.",
  "scenario": "I have applied at other banks and I know I can get funding at other places.",
  "question": "Is the 7(a) loan program for me?",
  "answer": "no"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "b946489dbf4d27cab239bfadbfdb04fcba471203",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I'd like to borrow $1,500,000 as capital seed money for a new business venture, but it doesn't have to be a direct loan.",
  "question": "Does this loan meet my needs?",
  "answer": "no"
 },
 {
  "tree_id": "61bf03cff85e0a8d3b40baf8cc98a116cedaf27f",
  "utterance_id": "ac0e75b538e6da17c9c659a3fca34352189e8955",
  "policy": "#  3. Appointees\n\nYou\u2019re not an appointee if you just help someone complete their claim form. You need to be appointed by the person",
  "scenario": "I filled out my form alone.  I have been working at the same job for twelve years.  I make around 400 a week.",
  "question": "Am I an appointee?",
  "answer": "maybe"
 },
 {
  "tree_id": "78eae79c808f0bc88a1fff8d36febe6936aa677d",
  "utterance_id": "5be28c83df11bb5ea99f6432663ce4a3db8dec05",
  "policy": "## European Economic Area (EEA) countries\n\nIf you live in an EEA country, Switzerland or Gibraltar, and you\u2019re eligible, you may be able to claim the following:\n\n* Bereavement Support Payment\n* Bereavement Allowance\n* Bereavement Payment\n* Widowed Parent\u2019s Allowance",
  "scenario": "I am 18 years old currently living in the center of Adelaide Australia. I don't own any animals because my apartment doesn't allow them. However I will be traveling to Canada to work full time for my Uncle for the next two years.",
  "question": "Can I claim this benefit?",
  "answer": "no"
 },
 {
  "tree_id": "78419407693d3d281ec422bce49eb96f02f3c017",
  "utterance_id": "b4e43edaf325f18624ee6819147ef404f9997986",
  "policy": "## Get authorised\n\nTax credits will not be paid into your account unless you\u2019re the appointee.",
  "scenario": "I am not the appointee.",
  "question": "Will tax credit be paid into my account?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "30faf61623445943af3c72b3833cd5e74f177506",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I live in Germany with my six year old daughter",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "c6471a13706c5d651360739b036321d065927ca2",
  "utterance_id": "ec96716c1f03622b35b244bd4743fa24fcdca8e1",
  "policy": "### Register for Aged Care Online Claiming\n\nHome Care level 14 gives automatic authority to level 10.",
  "scenario": "I've taking all the necessary courses and I'm on level 12.",
  "question": "Do I have Home Care level 10 authority?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "36c1d8eb3c4598175a286e13c8a79c9f71044ccc",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I have been living in Cyprus my entire life and have no plans on leaving",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "2ad309152498a664bf68f189717e6fa24098fd41",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I was born and raised in the US as were my parents.  In 2000, I took out a loan to run my own fishing company.  I still have about five years left on that loan.",
  "question": "Am I eligible for this program?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "b7c1a8672d2bb72a8136067cd1494db7dc3945c7",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a 47 year old man who has lived in Malta for the entirety of my life. I work in fishery industry.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "3f2929d2c4ca1b80d0e32060d3e9b3e8597fa9fc",
  "utterance_id": "cbc9f0d192ef2afbd012aa4b2074c9f7985f10ad",
  "policy": "#  Export art, antiques and cultural goods: special rules\n\nCultural goods include:\n\n* manuscripts\n* archaeological items",
  "scenario": "I have questions about goods. The good in question here is actually an archaeological find.",
  "question": "Is this a cultural good?",
  "answer": "yes"
 },
 {
  "tree_id": "8bde5cc1fa70d6ee596f92e3063f27d000f69346",
  "utterance_id": "c64cacb277d23c08e125a8cb11c089f695075fe1",
  "policy": "### You can get Working Tax Credit, unless you\u2019re from Algeria, Morocco, San Marino or Tunisia.",
  "scenario": "I am not from africa.",
  "question": "Can I get Working Tax Credit?",
  "answer": "maybe"
 },
 {
  "tree_id": "b39c85baca8d016ae4d61d9afae753f85c31fa01",
  "utterance_id": "75e2021efea3193538a1d002244c806bb636fd24",
  "policy": "### Exceptions\n\nPaid work does not include money paid:\n\n* for a \u2018Rent a Room\u2019 scheme\n* for work done while in prison\n* as a grant for training or studying\n* as a sports award",
  "scenario": "I opened up my home to travelers who needed somewhere to stay, under the Rent a Room scheme.",
  "question": "Does this payment count as paid work?",
  "answer": "no"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "5da362b29c864882c7d7dbf77a42e2e3196626bc",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I am in need of a rather large loan. I will be needing $2,000,000.",
  "question": "Does this loan meet my needs?",
  "answer": "no"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "40db3682b4a17144053eb6ac09327073dfd99058",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "The airport is rather small.  We have never had a need for a public telephone.",
  "question": "Is this a legal commerical airport?",
  "answer": "no"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "dfc88e58fc7e7f929d4d3700b189b22108742a58",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I am not experiencing family and domestic violence but I have been struggling financially, it's been even difficult to feed my kids.",
  "question": "Can I get Crisis Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "c29d5ef15a87bc7cfd37faa8f95cdb3163b501ed",
  "utterance_id": "560a482303bdbffef4cd95d50abcb06b65987e8c",
  "policy": "## Shared Parental Leave\n\nYou can\u2019t take Paternity Leave after you take SPL.",
  "scenario": "I need support.  My wife is on maternity leave and I've already taken SPL.",
  "question": "Can I take paternity leave?",
  "answer": "no"
 },
 {
  "tree_id": "94ce16365b9e777c4e2a3ec5c1443749bf8cf2f0",
  "utterance_id": "3802b5ea4d9ce0dd78e6b53b8f3190e7e0d49c78",
  "policy": "If you would like to find out if you may be eligible for any of the benefits SSA administers, take the U.S. Social Security Administration\u2019s (SSA) Benefit Eligibility Screening Tool. Once you have completed the eligibility screening questionnaire, you will be provided with a list of benefits for which you may be eligible. Print this page for your records before going to the application site.",
  "scenario": "The tool that I used didn't indicate that I might be qualified for the benefit",
  "question": "Do I qualify for this benefit?",
  "answer": "maybe"
 },
 {
  "tree_id": "825356c72fa24c9f5488a4a6cb5ed43c61cbf6ab",
  "utterance_id": "62f4777344cbbd362240b3c3affb3cabbca33fdb",
  "policy": "To develop the necessary infrastructure and faculty expertise to carry out research projects that identify and solve problems within tribal and American Indian communities, and offer students an improved research experience in preparation for career or higher education opportunities in the food, agricultural, natural resource sciences and human sciences.",
  "scenario": "Yes, this prepares young farmers.",
  "question": "Can this program help our institution?",
  "answer": "yes"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "4f1731801f0ac49af43e95ed3971356cd33e7f21",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I live in Malta. I do not want to purchase marijuana. I have not asked for mandatory reconsideration. I have a VAT number.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "78419407693d3d281ec422bce49eb96f02f3c017",
  "utterance_id": "c395c24fbb0f4d3f860947d739d1833314ae8758",
  "policy": "## Get authorised\n\nTax credits will not be paid into your account unless you\u2019re the appointee.",
  "scenario": "My husband is the appointee.",
  "question": "Will tax credit be paid into my account?",
  "answer": "no"
 },
 {
  "tree_id": "f8a5281086240ac5a81b3e306677ebb17bccfeea",
  "utterance_id": "921c3de39735fbfa226412c279e914c853b48801",
  "policy": "7(a) loans are the most basic and most used type loan of the Small Business Administration's (SBA) business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the agency to provide business loans to American small businesses. The loan program is designed to assist for-profit businesses that are not able to get other financing from other resources.",
  "scenario": "I own and run a for-profit business and I am able to obtain financing from another resource",
  "question": "Is the 7(a) loan program for me?",
  "answer": "no"
 },
 {
  "tree_id": "825356c72fa24c9f5488a4a6cb5ed43c61cbf6ab",
  "utterance_id": "4b7e55fbae6423170c19543d6f48fed672fbebfd",
  "policy": "To develop the necessary infrastructure and faculty expertise to carry out research projects that identify and solve problems within tribal and American Indian communities, and offer students an improved research experience in preparation for career or higher education opportunities in the food, agricultural, natural resource sciences and human sciences.",
  "scenario": "The program that will be coming to our institution is a business program.",
  "question": "Can this program help our institution?",
  "answer": "maybe"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "cb2e2027e14a58785f06f2e6da373c5cc6131b04",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I was in jail two years ago for drug charges.  I spent a couple months there.  I live alone right now and I'm clean.",
  "question": "Can I get Crisis Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "737db5be708156cc6740b6e3970f062ad2eaa238",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I have never been to jail and I am being abused by my husband at home.",
  "question": "Can I get Crisis Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "2b1404d9101d3f4ca21d343e9014bf2fcd819e6a",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I live in Denmark",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "52d83f527d687b5da78111ad7e25ff8a5bc2dcc9",
  "utterance_id": "5f9c5da7ca83f186b8f19aecee3c944ade1b3111",
  "policy": "The Direct Express\u00ae card is a prepaid debit card option for federal benefit recipients to receive their benefits electronically.  With the Direct Express\u00ae card, your federal benefit payment is automatically deposited directly into your card account each month on your payment day. This prepaid debit card offers the convenience and security of to spend and access your money rather than using cash for purchases.  Cardholders can make purchases at stores that accept Debit MasterCard\u00ae, pay bills, purchase money orders from the U.S. Post Office and get cash from ATMs or financial institutions that display the MasterCard\u00ae acceptance mark. No bank account or credit check is required to enroll. There are no sign-up fees or monthly account fees. Many card services are free. Additional information about the Direct Express\u00ae card is available at www.USDirectExpress.com.",
  "scenario": "I work hard for a living and do not receive any benefits from my federal government.",
  "question": "Should I apply for this card?",
  "answer": "no"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "e07716a5a3b6393c080a4d60ce846a34d2ef44af",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "My husband is abusing me, he is very violent.",
  "question": "Can I get Crisis Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "61a5f2a7f46cfa1f174c8aa9a282fda44838b922",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a 34 year old man from Germany who is curious about a Winter Fuel Payment. I have been living here my entire life.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "a62d737f389c2a120a68c126753b08e134e597e2",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I do not make much money, but my husband is on a very comfortable salary.",
  "question": "Can I get Crisis Payment?",
  "answer": "maybe"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "28b960f5495b6057d28716163d8430fac22659c4",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "There well-maintained public telephones on all floors of the airport, and the public restrooms in the community have all passed inspections. The interior floor area is 20 by 50 feet.",
  "question": "Is this a legal commerical airport?",
  "answer": "yes"
 },
 {
  "tree_id": "55fe163fab637ebe7dfc2557ce08d1bc7669d106",
  "utterance_id": "1dfe6bd3fa2d5e7d4ac9f3e0490711257548a454",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a resident of Indiana, responsible for a child under 18 years of age, a U.S. citizen or qualified alien and have very low income.",
  "scenario": "I am a very wealthy woman with a 15 year old son living in Indiana.",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "f44401af0e0821896d2085315e38f81f46c718c4",
  "utterance_id": "4a2773e848e50b9c3281d49620c29819f7ef26ed",
  "policy": "#  1. Overview\n\nYou can\u2019t charge or show VAT on your invoices until you get your VAT number. However, you\u2019ll still have to pay the VAT to HMRC for this period.",
  "scenario": "I have my number for VAT right here.  I'll be doing business in India.",
  "question": "Can I charge or show VAT on my invoices?",
  "answer": "yes"
 },
 {
  "tree_id": "1065dbb24430b3b8e20a359506fd1130d91d3eab",
  "utterance_id": "e8a4bc6736c3ce4e640f5bc9150e5a0aa2578ec2",
  "policy": "### Restrictions\n\nThe designated provider is prohibited from consuming marijuana obtained for the personal, medical use of the qualifying patient for whom the individual is acting as designated provider.",
  "scenario": "I use medical marijuana recreationally. I'm not a designated provider, but rather a qualifying patient.",
  "question": "Can I consume this marijuana?",
  "answer": "yes"
 },
 {
  "tree_id": "ec33da9155d683bf47c11405608fca2b2e2bb637",
  "utterance_id": "eb8d0133522537b0f89f0f8be0d96ab5e9aab38a",
  "policy": "## When you stop paying\n\nIf you\u2019re employed, you stop paying Class 1 National Insurance when you reach the State Pension age.",
  "scenario": "I am 68 years old and my children live with me since they don't make enough money to afford a place of their own.",
  "question": "Can I stop paying Class 1 National Insurance?",
  "answer": "maybe"
 },
 {
  "tree_id": "2588e105d705cf0c1be9fdeedb9987d76570e19c",
  "utterance_id": "f927d81471e10a3848369b0b23127f71f1115660",
  "policy": "#  8. Cancel registration\n\nYou can ask HM Revenue and Customs (HMRC) to cancel your registration if your VAT taxable turnover falls below the de-registration threshold of \u00a383,000.",
  "scenario": "My revenue turnover is 70k.",
  "question": "Can I ask HM Revenue and Customs (HMRC) to cancel my registration?",
  "answer": "yes"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "75c7a5f959e7478c2002f8015737cd1eeab33b13",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I am employed by an auto manufacturer in Germany who requires a loan in the amount of $992,000 for retooling of their exterior side view mirror housing molds.",
  "question": "Does this loan meet my needs?",
  "answer": "maybe"
 },
 {
  "tree_id": "d341b87525cbf864261da171908ce55aec6f0def",
  "utterance_id": "e09eb0936efbe89778291582a83ae23adc2810a4",
  "policy": "#### Suspending and tailoring deductions\n\nYou can suspend, increase or decrease deductions for up to 13 weeks.",
  "scenario": "The deduction will need to be halted for about 15 weeks",
  "question": "Can I suspend a deduction?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "8fb0d2ea4eef03a9321b0b06f255fc18dd725cb3",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I'm living in France right now.  It's me, my wife and our two kids.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "78eae79c808f0bc88a1fff8d36febe6936aa677d",
  "utterance_id": "8f0ef94ac5b275529886b8a98b9cb3837ef6170e",
  "policy": "## European Economic Area (EEA) countries\n\nIf you live in an EEA country, Switzerland or Gibraltar, and you\u2019re eligible, you may be able to claim the following:\n\n* Bereavement Support Payment\n* Bereavement Allowance\n* Bereavement Payment\n* Widowed Parent\u2019s Allowance",
  "scenario": "I live in Serbia",
  "question": "Can I claim this benefit?",
  "answer": "no"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "da64ccac64a25b2e1ebfdf644442647b5b6cacf4",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "As a resident of the United States I am eligible for many grants to help me fuel my small business. Thank goodness for that because there is no way I could fund these projects on my own.",
  "question": "Am I eligible for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "d22fcf0eee806b858d4b914456aab3be7d2d4090",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "My loan is $500,000.",
  "question": "Does this loan meet my needs?",
  "answer": "maybe"
 },
 {
  "tree_id": "1c43ea370c21bdea4f42bb5e1869a3908b89c52d",
  "utterance_id": "071d8ded36ac5b41e02cb89655eed5dabdccd6c7",
  "policy": "### How Centrepay works\n\nPeople receiving welfare payments may ask to pay their bills and other costs through Centrepay.",
  "scenario": "I am a 34 year old man from Australia. I am not receiving any welfare payments whatsoever.",
  "question": "Can I pay for other costs through Centrepay?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "4cffae01202d0317b3f29a138c7952659143bf02",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a 45 year old Greek man who has lived in Greece for my entire life. I never received any dividends whatsoever.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "5e36fc3c1f5fb24dc19ff4b73ba7807e3ecde026",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I currently live in Mexico.  I meet all the standards right now.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "d341b87525cbf864261da171908ce55aec6f0def",
  "utterance_id": "890f6b70e639cb34bb503adb9b4f4534ce36c1e5",
  "policy": "#### Suspending and tailoring deductions\n\nYou can suspend, increase or decrease deductions for up to 13 weeks.",
  "scenario": "I need to suspend deductions for 10 weeks.",
  "question": "Can I suspend a deduction?",
  "answer": "yes"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "53c178be58bbdfa97ee3bd8250de6e306f92b279",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "Last year I moved to a little village just outside of Athens, and it's beautiful, being right near the coast. I was there when I had my first baby, about 6 months ago.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "f0b799d702f91a6fc747b8086c1b172293efa061",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "There is a payphone that anyone can use in the airport, however the footage of the building is only 5ft by 5ft.",
  "question": "Is this a legal commerical airport?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "76faf42f178b165078068633dac1309e915d3df8",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I live in Sweden with my family.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "c70bdae8e5ec80f2c51b79bd9720b5d81d81fe73",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I was just released from the hospital because I tried to commit suicide. I was in psychiatric confinement for 17 days. I am inquiring about receiving crisis payment. If you can assist me in this matter please return my call.",
  "question": "Can I get Crisis Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "57c11d60d542b46560dc8c27715f24c756bacf35",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "The interior floor area is 3 feet by 4 feet.",
  "question": "Is this a legal commerical airport?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "8475b872a2b5fdd00d5a7542d7721029a1edec17",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I want to apply and right now I'm living in the UK.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "5108aed86d8c3dba3459022f944d7ac01428586d",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I was born and raised in the lovely UK",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "03ab9f0d0ec994581c4a1967c1e43bd7f4ba958b",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I've owned my own business for 12 years.  I run a fishery in Alaska.  I expect to expand in the next two years.",
  "question": "Am I eligible for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "de579de091aa58bece0274cead11f8e80d043efd",
  "utterance_id": "3381a39a4c29a68bcc1e33b4dbc46024483fb6eb",
  "policy": "# Self-Employment Tax\n\n* If your net earnings from self-employment were $400 or more.\n* If you work for a church or a qualified church-controlled organization (other than as a minister or member of a religious order) that elected an exemption from social security and Medicare taxes, you are subject to SE tax if you receive $108.28 or more in wages from the church or organization.",
  "scenario": "My net earnings from self employment was about a thousand dollars.",
  "question": "Do I have to pay SE tax?",
  "answer": "yes"
 },
 {
  "tree_id": "55fe163fab637ebe7dfc2557ce08d1bc7669d106",
  "utterance_id": "36349e96527c56fc8d26063c3312174bf8df92dd",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a resident of Indiana, responsible for a child under 18 years of age, a U.S. citizen or qualified alien and have very low income.",
  "scenario": "I live in Manhattan.",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "1c43ea370c21bdea4f42bb5e1869a3908b89c52d",
  "utterance_id": "226e6b28f22c7e84bc1bc91ee38d0974c43895fe",
  "policy": "### How Centrepay works\n\nPeople receiving welfare payments may ask to pay their bills and other costs through Centrepay.",
  "scenario": "I am receiving welfare payments.",
  "question": "Can I pay for other costs through Centrepay?",
  "answer": "yes"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "9e1f29ec881863786203eb63203781e9a23e779c",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "I have good credit",
  "question": "Can I obtain an NADL?",
  "answer": "no"
 },
 {
  "tree_id": "78eae79c808f0bc88a1fff8d36febe6936aa677d",
  "utterance_id": "d3fdff164c401b154e9ffaae05035533cd2f5d20",
  "policy": "## European Economic Area (EEA) countries\n\nIf you live in an EEA country, Switzerland or Gibraltar, and you\u2019re eligible, you may be able to claim the following:\n\n* Bereavement Support Payment\n* Bereavement Allowance\n* Bereavement Payment\n* Widowed Parent\u2019s Allowance",
  "scenario": "I live in a state called Oklahoma where my family helps me with sowing and harvesting of the crops on the farm I purchased.",
  "question": "Can I claim this benefit?",
  "answer": "no"
 },
 {
  "tree_id": "f8a5281086240ac5a81b3e306677ebb17bccfeea",
  "utterance_id": "8dceb351329d172e6563e584c3da81717a8878e5",
  "policy": "7(a) loans are the most basic and most used type loan of the Small Business Administration's (SBA) business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the agency to provide business loans to American small businesses. The loan program is designed to assist for-profit businesses that are not able to get other financing from other resources.",
  "scenario": "I have questions about loans. We are a charity.",
  "question": "Is the 7(a) loan program for me?",
  "answer": "no"
 },
 {
  "tree_id": "b39c85baca8d016ae4d61d9afae753f85c31fa01",
  "utterance_id": "0f60ab97bd1009ff55897316f1dba374451103c6",
  "policy": "### Exceptions\n\nPaid work does not include money paid:\n\n* for a \u2018Rent a Room\u2019 scheme\n* for work done while in prison\n* as a grant for training or studying\n* as a sports award",
  "scenario": "I work as a bartender and that's how I make all of my money, you know, wages plus tips. I'm not currently on any kind of award or scholarship for school. I have my own one bedroom apartment and I live alone.",
  "question": "Does this payment count as paid work?",
  "answer": "yes"
 },
 {
  "tree_id": "ec33da9155d683bf47c11405608fca2b2e2bb637",
  "utterance_id": "0c3a82fdd59f4f1ceb343b3fa3292b08ecc60825",
  "policy": "## When you stop paying\n\nIf you\u2019re employed, you stop paying Class 1 National Insurance when you reach the State Pension age.",
  "scenario": "I'm still not old enough to get pension.  I'm a farmer and I grow wheat for a living.  I make sure to follow all environmental safety issues.",
  "question": "Can I stop paying Class 1 National Insurance?",
  "answer": "no"
 },
 {
  "tree_id": "cd2cd6b75923366719c193c54990347484e2e000",
  "utterance_id": "f790f7e6c81c29efaecafe24f624c842118f9d8c",
  "policy": "## When you stop paying\n\nIf you\u2019re self-employed you stop paying:\n\n* Class 2 National Insurance when you reach State Pension age\n* Class 4 National Insurance from 6 April (start of the tax year) after you reach State Pension age",
  "scenario": "I did reach the age for State Pension about six months ago",
  "question": "Can I stop paying Class 2 National Insurance?",
  "answer": "maybe"
 },
 {
  "tree_id": "32adb29ca41a1fac281342c1e3ede4831f8f4946",
  "utterance_id": "d21a5d9f773ba1f80bd7e347483765551ac6ee59",
  "policy": "## Time limit\n\nYou must usually send your appeal within a month of either:\n\n* the date of your mandatory reconsideration notice (if you have one)\n* the date of the decision you\u2019re appealing",
  "scenario": "I'm pretty much exactly within a month of my reconsideration notice",
  "question": "Can I send my appeal now?",
  "answer": "yes"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "0e60dfa9f5949811d5580bacae9316e50ad4a39c",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "I am currently in my third year studying for my Doctorate of Medicine at Cambridge University.",
  "question": "Do I qualify for this benefit program?",
  "answer": "maybe"
 },
 {
  "tree_id": "55fe163fab637ebe7dfc2557ce08d1bc7669d106",
  "utterance_id": "0bf354db2441d697025eaa62ce8c23c2c76274ca",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a resident of Indiana, responsible for a child under 18 years of age, a U.S. citizen or qualified alien and have very low income.",
  "scenario": "I'm living in Indiana with my seven-year-old and I'm a single parent. I've been having a lot of financial hardship lately because I don't earn very much money at all.",
  "question": "Do I qualify for this benefit program?",
  "answer": "maybe"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "6dcbc92d82cbe0c635fbfb43d273b820da4648c7",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I am a citizen of Canada.",
  "question": "Am I eligible for this program?",
  "answer": "no"
 },
 {
  "tree_id": "1065dbb24430b3b8e20a359506fd1130d91d3eab",
  "utterance_id": "c7153490ebaab1af2e834a69d158b46382dca02c",
  "policy": "### Restrictions\n\nThe designated provider is prohibited from consuming marijuana obtained for the personal, medical use of the qualifying patient for whom the individual is acting as designated provider.",
  "scenario": "I'm considered to be a designated provider",
  "question": "Can I consume this marijuana?",
  "answer": "no"
 },
 {
  "tree_id": "94ce16365b9e777c4e2a3ec5c1443749bf8cf2f0",
  "utterance_id": "2e4bc701b1ec1add96c29a8e90cff53648e745bb",
  "policy": "If you would like to find out if you may be eligible for any of the benefits SSA administers, take the U.S. Social Security Administration\u2019s (SSA) Benefit Eligibility Screening Tool. Once you have completed the eligibility screening questionnaire, you will be provided with a list of benefits for which you may be eligible. Print this page for your records before going to the application site.",
  "scenario": "I have not taken the SSA Benefit Eligibility Screening Tool. I currently live in a 1 bedroom apartment.",
  "question": "Do I qualify for this benefit?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "8db0736f096ae38f6ea099571e2e296105ad1193",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a 28 year old man from Malta with questions about Winter Fuel Payments. I currently live in Malta.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "a690866d0e279e1fc34bbf543551e1b912d21b52",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "I just finished high school.  My parents wanted me to go to college, but I never applied.",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "b39c85baca8d016ae4d61d9afae753f85c31fa01",
  "utterance_id": "a625400efa8977a1a029e6099f8541d2a99402fe",
  "policy": "### Exceptions\n\nPaid work does not include money paid:\n\n* for a \u2018Rent a Room\u2019 scheme\n* for work done while in prison\n* as a grant for training or studying\n* as a sports award",
  "scenario": "The money was not used to pay for a \"Rent a Room\" scheme",
  "question": "Does this payment count as paid work?",
  "answer": "maybe"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "0f14368128aba1e768df49c76a140a2c664e0d51",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I live in New York and I'm a US national.  I wanted to buy some parts for the limo that I have.  I get the Universal Credit when I file, but last year I didn't work at all.",
  "question": "Am I eligible for this program?",
  "answer": "no"
 },
 {
  "tree_id": "ec33da9155d683bf47c11405608fca2b2e2bb637",
  "utterance_id": "55217255d2d8c70393b39d82d43c0be64a587bd7",
  "policy": "## When you stop paying\n\nIf you\u2019re employed, you stop paying Class 1 National Insurance when you reach the State Pension age.",
  "scenario": "I'm not yet at the age for state pension, but I am employed full time",
  "question": "Can I stop paying Class 1 National Insurance?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "67b3b2c8c84bcb019b2d3bca415cab0695d3d6fc",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I live in Serbia",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "6ace60a89b5afd3e066cd24b94a5dee7c496d842",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "I am a Native American currently studying to become a health practitioner at Harvard, but I am not a member of any sort of Native American group",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "226962ce804248f63774c2e6714ae7d8343e3ec2",
  "utterance_id": "f32f1a8b44f945999abf16cbb5de2d79b3840c73",
  "policy": "## Applying to become a tax credit appointee\n\nYou must be over 18 and have a bank account. You don\u2019t have to be a relative.",
  "scenario": "I am a twenty year old woman who banks with TCF Bank.",
  "question": "Can I apply to become a tax credit appointee?",
  "answer": "yes"
 },
 {
  "tree_id": "cd2cd6b75923366719c193c54990347484e2e000",
  "utterance_id": "b3b6b3979470e6abbaf75b10d905e28f660db396",
  "policy": "## When you stop paying\n\nIf you\u2019re self-employed you stop paying:\n\n* Class 2 National Insurance when you reach State Pension age\n* Class 4 National Insurance from 6 April (start of the tax year) after you reach State Pension age",
  "scenario": "I just celebrated my thirty third birthday last June so, not quite there just yet.",
  "question": "Can I stop paying Class 2 National Insurance?",
  "answer": "no"
 },
 {
  "tree_id": "52d83f527d687b5da78111ad7e25ff8a5bc2dcc9",
  "utterance_id": "e8e7112e32065463f217a2afee31a80c8967979f",
  "policy": "The Direct Express\u00ae card is a prepaid debit card option for federal benefit recipients to receive their benefits electronically.  With the Direct Express\u00ae card, your federal benefit payment is automatically deposited directly into your card account each month on your payment day. This prepaid debit card offers the convenience and security of to spend and access your money rather than using cash for purchases.  Cardholders can make purchases at stores that accept Debit MasterCard\u00ae, pay bills, purchase money orders from the U.S. Post Office and get cash from ATMs or financial institutions that display the MasterCard\u00ae acceptance mark. No bank account or credit check is required to enroll. There are no sign-up fees or monthly account fees. Many card services are free. Additional information about the Direct Express\u00ae card is available at www.USDirectExpress.com.",
  "scenario": "I am currently getting federal benefits",
  "question": "Should I apply for this card?",
  "answer": "yes"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "6cb73b0f8b579215d052116329e3f2a24e0f9ece",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I been living in Greece working as a musician full-time.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "6f67022f1e42a88ba20d686998446b99ce54c484",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "My family or I arent associated with any indian tribes or alaskan villages.",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "b39c85baca8d016ae4d61d9afae753f85c31fa01",
  "utterance_id": "7e9d568a8af65e47d02e82bea0676fbb9fded56f",
  "policy": "### Exceptions\n\nPaid work does not include money paid:\n\n* for a \u2018Rent a Room\u2019 scheme\n* for work done while in prison\n* as a grant for training or studying\n* as a sports award",
  "scenario": "I won a gold medal",
  "question": "Does this payment count as paid work?",
  "answer": "no"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "c3f58012c283431b28ebbe6bec633949fd03110d",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "This airport contains 3 public telephones and the floor area is 50x70 feet.",
  "question": "Is this a legal commerical airport?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "0ff4f627ae362df52355990774cfb8b16bdfd4e8",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a woman from the United Kingdom who is wondering about Winter Fuel Payments. I currently live in the United Kingdom, and I was born in the year 1984.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "879f8f07a2a479b1bc61760b2f62b73a973f52f4",
  "utterance_id": "44916bc9fa24ff47b7a066b893b395852b8a841d",
  "policy": "#  1. Overview\n\nThe Additional State Pension is an extra amount of money you could get on top of your basic State Pension if you\u2019re:\n\n* a man born before 6 April 1951\n* a woman born before 6 April 1953",
  "scenario": "I'm male, and I was born in 1960",
  "question": "Can I get Additional State Pension?",
  "answer": "no"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "47255d1f2166f3ad65fd4fbe2d3a662af29e236c",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I'm applying for a loan, but I think we'll be able to make it if we don't get it.  I only need about 5,000 dollars.",
  "question": "Does this loan meet my needs?",
  "answer": "maybe"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "6ee0b30b33a07c44e352121f4329fbd343b73d4f",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I was not aware I could get free money after I was released from Periodic Detention Centre until it was apparently too late.",
  "question": "Can I get Crisis Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "16dcccc6746b54b08cc1d05a2e14b9773aff637e",
  "utterance_id": "50431ea73fa44132327c3d6cb0f3a02cc79db934",
  "policy": "#  Export drugs and medicines: special rules\n\nYou need permission to export:\n\n* medicines for humans or animals",
  "scenario": "I am a 45 year old woman who has their own drug manufacturing company. It is medicine for humans.",
  "question": "Do I need permission to export this drug?",
  "answer": "yes"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "77b083f0159d63c690ea100485a3a6ccb83e6b65",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I have four years of history owning and operating a fishery which is fully backed and secured with my assets. I do not currently have good credit and earnings records related to the project, though.",
  "question": "Am I eligible for this program?",
  "answer": "no"
 },
 {
  "tree_id": "32adb29ca41a1fac281342c1e3ede4831f8f4946",
  "utterance_id": "25ae0ed832b3298ff323f6a201a516a3d92e9981",
  "policy": "## Time limit\n\nYou must usually send your appeal within a month of either:\n\n* the date of your mandatory reconsideration notice (if you have one)\n* the date of the decision you\u2019re appealing",
  "scenario": "I have been working as the apprentice of a very skilled person and I have really been learning a lot through this program. It's been 6 weeks since I received notification that they're not letting me continue, but I'd like to try to reverse that decision.",
  "question": "Can I send my appeal now?",
  "answer": "no"
 },
 {
  "tree_id": "f8a5281086240ac5a81b3e306677ebb17bccfeea",
  "utterance_id": "5e20009d7b5c075fec30cb786c78026b4083e91a",
  "policy": "7(a) loans are the most basic and most used type loan of the Small Business Administration's (SBA) business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the agency to provide business loans to American small businesses. The loan program is designed to assist for-profit businesses that are not able to get other financing from other resources.",
  "scenario": "I own a small store in a mall in Texas.  It's a charitable effort that my wife and I run together.",
  "question": "Is the 7(a) loan program for me?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "7ba8b60a30d19ac35765faf5a8834ddc680c4dce",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I'm living in France right now.  I work offshore and I have two direct managers.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "8937229ebbb2e7813b40718357f0fc4c4374e1b2",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a 34 year old man from Germany who is curious about a Winter Fuel Payment. I live in Germany and have lived here my entire life.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "55fe163fab637ebe7dfc2557ce08d1bc7669d106",
  "utterance_id": "a9db415be172743f9d788c6bf2b7c03dbb3f9892",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a resident of Indiana, responsible for a child under 18 years of age, a U.S. citizen or qualified alien and have very low income.",
  "scenario": "I am a 40 year old man who has been a resident of Indiana for the entirety of my life. My income is very low and I can barely support myself on it.",
  "question": "Do I qualify for this benefit program?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "af4380e8bd4016a18a5fb5ebe09a74737d62a7bd",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a 47 year old man who has lived in Malta for the entirety of my life.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "81ae2dfe95a93675cd12e369cb8959bbcfa25e8e",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I have questions regarding Crisis Payments. I've never been to jail.",
  "question": "Can I get Crisis Payment?",
  "answer": "maybe"
 },
 {
  "tree_id": "32adb29ca41a1fac281342c1e3ede4831f8f4946",
  "utterance_id": "5dfed3b1d0fa2309c3316a5d61c1a8dc434f612d",
  "policy": "## Time limit\n\nYou must usually send your appeal within a month of either:\n\n* the date of your mandatory reconsideration notice (if you have one)\n* the date of the decision you\u2019re appealing",
  "scenario": "I am 20 days into my mandatory reconsideration period. My baby is due in two weeks.",
  "question": "Can I send my appeal now?",
  "answer": "yes"
 },
 {
  "tree_id": "2588e105d705cf0c1be9fdeedb9987d76570e19c",
  "utterance_id": "610a85bf5d3d8fb8f32cb923033b75f8039f5cf3",
  "policy": "#  8. Cancel registration\n\nYou can ask HM Revenue and Customs (HMRC) to cancel your registration if your VAT taxable turnover falls below the de-registration threshold of \u00a383,000.",
  "scenario": "My turnover under VAT adds up to about \u00a3100,000.",
  "question": "Can I ask HM Revenue and Customs (HMRC) to cancel my registration?",
  "answer": "no"
 },
 {
  "tree_id": "65acfe6e858ff9ad48f80b65a7d05cdcb9c06268",
  "utterance_id": "7ce4b03c976742f28355cefa94409a292bf23b7c",
  "policy": "## Eligibility\n\nThe home you buy must:\n\n* be one that you can show you can\u2019t afford (if you\u2019re applying in Wales)",
  "scenario": "I can't afford the home, but I have no way to prove that now. The payments need to be made over a set period.",
  "question": "Am I eligible?",
  "answer": "no"
 },
 {
  "tree_id": "b39c85baca8d016ae4d61d9afae753f85c31fa01",
  "utterance_id": "3147515e8e0a57a65d4bcd583379d1e81a15b7c3",
  "policy": "### Exceptions\n\nPaid work does not include money paid:\n\n* for a \u2018Rent a Room\u2019 scheme\n* for work done while in prison\n* as a grant for training or studying\n* as a sports award",
  "scenario": "On my way home from losing in the soccer tournament, I noticed my gutters on my house were damaged and need repairs.",
  "question": "Does this payment count as paid work?",
  "answer": "maybe"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "5c61f47ef346bcccfa271b0020bffb2bd429698c",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "The Tax Credit Office did admit to their mistake. I have never been in prison or psychiatric confinement.",
  "question": "Can I get Crisis Payment?",
  "answer": "no"
 },
 {
  "tree_id": "b39c85baca8d016ae4d61d9afae753f85c31fa01",
  "utterance_id": "50cef1d135281e02a7696b35278d2b49f190aa36",
  "policy": "### Exceptions\n\nPaid work does not include money paid:\n\n* for a \u2018Rent a Room\u2019 scheme\n* for work done while in prison\n* as a grant for training or studying\n* as a sports award",
  "scenario": "I have questions about payments. The payment is for work that I did when I was locked up.",
  "question": "Does this payment count as paid work?",
  "answer": "no"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "746fc9ebf46a0f79e7ea0df60a073df9ec449208",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "I bought a house in Vienna to use as rental income property.",
  "question": "Can I obtain an NADL?",
  "answer": "no"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "41424173594ac748f558a97e322d4029638b1cd1",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "I am a Native American of Cherokee descent, and I have been unable to enroll in a university to obtain a health care degree.",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "78419407693d3d281ec422bce49eb96f02f3c017",
  "utterance_id": "5506aa2fb3f2c33fe3d5edd4fdf02011abcaad1c",
  "policy": "## Get authorised\n\nTax credits will not be paid into your account unless you\u2019re the appointee.",
  "scenario": "I am curious about tax credits. Fortunately, I am the appointee.",
  "question": "Will tax credit be paid into my account?",
  "answer": "yes"
 },
 {
  "tree_id": "f8a5281086240ac5a81b3e306677ebb17bccfeea",
  "utterance_id": "9e8143017503130e7432bb87e9133f2de28a5a1d",
  "policy": "7(a) loans are the most basic and most used type loan of the Small Business Administration's (SBA) business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the agency to provide business loans to American small businesses. The loan program is designed to assist for-profit businesses that are not able to get other financing from other resources.",
  "scenario": "I am a 34 year old man from the United States who owns their own business. We are an American small business.",
  "question": "Is the 7(a) loan program for me?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "ee3bdf74ac16beaee994e526471e72d3a0199ba8",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a 34 year old woman from the United Kingdom who is wondering about Winter Fuel Payments. I currently live in the United Kingdom, and I was born in the year 1984.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "8bde5cc1fa70d6ee596f92e3063f27d000f69346",
  "utterance_id": "3e2db75e96311da2c7f2d75c25f4c5eccc5a1087",
  "policy": "### You can get Working Tax Credit, unless you\u2019re from Algeria, Morocco, San Marino or Tunisia.",
  "scenario": "No, I'm not from Algeria",
  "question": "Can I get Working Tax Credit?",
  "answer": "maybe"
 },
 {
  "tree_id": "a74dd1f16f98259a987d8e32d71aeeb5f713bbe8",
  "utterance_id": "c3f6126398904c4f5b6f2680bc0470d3966227d8",
  "policy": "#  1. Overview\n\nThe National Minimum Wage is the minimum pay per hour almost all workers are entitled to. The National Living Wage is higher than the National Minimum Wage - workers get it if they\u2019re over 25.",
  "scenario": "I am currently 28 years of age working part-time at KFC as a cashier.",
  "question": "Can I get the National Living Wage?",
  "answer": "yes"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "fcf3946a7f22101269e1b4755698c0a66ae042e3",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I'm a US citizen and I have my own fishing company.  This year, I've been busier and I've been working more hours.  I'm single and I live alone, but my brother and his family help run the company.  In fact, my brother owns half the company.",
  "question": "Am I eligible for this program?",
  "answer": "no"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "53ca1d5995578c57b84df50d135316a7892aa230",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I am a US citizen with a current EHC number, and I have informed the office that I will be visiting Italy. I will be exporting animal food products of all kinds except fish, as I do not run any fishing operations.",
  "question": "Am I eligible for this program?",
  "answer": "no"
 },
 {
  "tree_id": "2eeb6b5ed46cea8a9c0e9b1b1fcd0fc9fbbf8af9",
  "utterance_id": "2a1b6e9e696f7b006aef6572a407ce7bbe68d3be",
  "policy": "#  5. If you let out your home\n\nIf you qualify for Private Residence Relief and have a chargeable gain, you may also qualify for Letting Relief. This means you\u2019ll pay less or no tax.",
  "scenario": "I am a 40 year old woman from the United Kingdom. Fortunately, I do qualify for Private Residence Relief and I do have a chargeable gain.",
  "question": "Could I qualify for Letting Relief?",
  "answer": "yes"
 },
 {
  "tree_id": "61bf03cff85e0a8d3b40baf8cc98a116cedaf27f",
  "utterance_id": "a0e4a752faabb67cee67c698f79952572fbe8d3f",
  "policy": "#  3. Appointees\n\nYou\u2019re not an appointee if you just help someone complete their claim form. You need to be appointed by the person",
  "scenario": "I am a 31 year old man from the United States. Since my wife's sister needed help completing their claim form, I gave them some assistance.",
  "question": "Am I an appointee?",
  "answer": "maybe"
 },
 {
  "tree_id": "78419407693d3d281ec422bce49eb96f02f3c017",
  "utterance_id": "ca2a11881b83c455001b72bd0afc5c2179f77a20",
  "policy": "## Get authorised\n\nTax credits will not be paid into your account unless you\u2019re the appointee.",
  "scenario": "I am a 35 year old woman from the United Kingdom. Fortunately, I am the appointee.",
  "question": "Will tax credit be paid into my account?",
  "answer": "yes"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "4e58e065a29698461e80886f8b669c6f681effa1",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I have questions about Crisis Payments. Luckily for me, I've never had to go through any family or domestic violence.",
  "question": "Can I get Crisis Payment?",
  "answer": "maybe"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "e8d08a1e70a212b2c06c7cf404b39bce33554ad1",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "Since I have established excellent credit my contracting business has been approved for a loan to construct long houses on the Indian reservations in the US.",
  "question": "Can I obtain an NADL?",
  "answer": "no"
 },
 {
  "tree_id": "52d83f527d687b5da78111ad7e25ff8a5bc2dcc9",
  "utterance_id": "1782b0b81b6aba763fe736d1bca131b8673e1110",
  "policy": "The Direct Express\u00ae card is a prepaid debit card option for federal benefit recipients to receive their benefits electronically.  With the Direct Express\u00ae card, your federal benefit payment is automatically deposited directly into your card account each month on your payment day. This prepaid debit card offers the convenience and security of to spend and access your money rather than using cash for purchases.  Cardholders can make purchases at stores that accept Debit MasterCard\u00ae, pay bills, purchase money orders from the U.S. Post Office and get cash from ATMs or financial institutions that display the MasterCard\u00ae acceptance mark. No bank account or credit check is required to enroll. There are no sign-up fees or monthly account fees. Many card services are free. Additional information about the Direct Express\u00ae card is available at www.USDirectExpress.com.",
  "scenario": "I'm already getting benefits.  I get them at the state level, but also the national level.",
  "question": "Should I apply for this card?",
  "answer": "yes"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "3a1de788f5c2dc20774bb3ad735afef00f14a9f4",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I have never been to prison or any psychiatric confinement.",
  "question": "Can I get Crisis Payment?",
  "answer": "maybe"
 },
 {
  "tree_id": "78eae79c808f0bc88a1fff8d36febe6936aa677d",
  "utterance_id": "ad5e161d94c4359ed62f00992eec7939d97f5275",
  "policy": "## European Economic Area (EEA) countries\n\nIf you live in an EEA country, Switzerland or Gibraltar, and you\u2019re eligible, you may be able to claim the following:\n\n* Bereavement Support Payment\n* Bereavement Allowance\n* Bereavement Payment\n* Widowed Parent\u2019s Allowance",
  "scenario": "I have two newborn baby girls, an adorable pair of twins, that I take care of but I was informed my yearly income was too high for me to qualify for the benefits I need to take care of them, despite the fact that I'm not currently employed.",
  "question": "Can I claim this benefit?",
  "answer": "no"
 },
 {
  "tree_id": "65acfe6e858ff9ad48f80b65a7d05cdcb9c06268",
  "utterance_id": "a85042a0ba0e33b7dac9c8738b7426e80c5bb7d8",
  "policy": "## Eligibility\n\nThe home you buy must:\n\n* be one that you can show you can\u2019t afford (if you\u2019re applying in Wales)",
  "scenario": "I don't think I can prove that I can't afford the house",
  "question": "Am I eligible?",
  "answer": "no"
 },
 {
  "tree_id": "8bde5cc1fa70d6ee596f92e3063f27d000f69346",
  "utterance_id": "918649f1ee345e6903b1a76d90f4b176f0d4176c",
  "policy": "### You can get Working Tax Credit, unless you\u2019re from Algeria, Morocco, San Marino or Tunisia.",
  "scenario": "I am a 49 year old woman from the United Kingdom who is wondering about Working Tax Credit. Fortunately, Home Care level 10 gave me the OK.",
  "question": "Can I get Working Tax Credit?",
  "answer": "yes"
 },
 {
  "tree_id": "2eeb6b5ed46cea8a9c0e9b1b1fcd0fc9fbbf8af9",
  "utterance_id": "42034a87e5390b58835f56ca831da81db4b4397b",
  "policy": "#  5. If you let out your home\n\nIf you qualify for Private Residence Relief and have a chargeable gain, you may also qualify for Letting Relief. This means you\u2019ll pay less or no tax.",
  "scenario": "I'm actually disposing of my home for less than I paid for it in 2005.",
  "question": "Could I qualify for Letting Relief?",
  "answer": "no"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "895595a959d9a90f83ed9f76c86d9076a81d1ee5",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "I am curious about an NADL. The property is going to be my primary residence, but my wife is nowhere near state pension age.",
  "question": "Can I obtain an NADL?",
  "answer": "maybe"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "1345990bd2ac4a47e6cac78c3ee03416feff881e",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I can use third-parties for my son who is in need of an educational loan, he is 22.",
  "question": "Does this loan meet my needs?",
  "answer": "no"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "64ac7cd4acd929bdcf4d1fb10e5b3c697895547d",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "I was born full blooded American Indian.  My mother and father are both 100 percent indian and are part of Nationally recognized tribes.  I just finished high school and I'll be studying medicine in college in the fall.",
  "question": "Do I qualify for this benefit program?",
  "answer": "yes"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "a0061e02cea87b850e78d59a76d92772180580f2",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I'm a citizen and I have my own fishing company.  This year, I've been busier and I've been working more hours.  I'm single and I live alone, but my brother and his family help run the company.  In fact, my brother owns half the company.",
  "question": "Am I eligible for this program?",
  "answer": "no"
 },
 {
  "tree_id": "f8a5281086240ac5a81b3e306677ebb17bccfeea",
  "utterance_id": "8e63e01ecc3925901f5323e4db9c8e8609a9ed7e",
  "policy": "7(a) loans are the most basic and most used type loan of the Small Business Administration's (SBA) business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the agency to provide business loans to American small businesses. The loan program is designed to assist for-profit businesses that are not able to get other financing from other resources.",
  "scenario": "No, it is a non profit agency. No, we are not moving it anywhere.",
  "question": "Is the 7(a) loan program for me?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "5dbe53275da03de7b4265a647c57fd52713c015c",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I'm living in Greece right now.  I wasn't born here, but I've lived here for seven years.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "b39c85baca8d016ae4d61d9afae753f85c31fa01",
  "utterance_id": "199fd71304069d2613afa48f1378a5a588bd4f93",
  "policy": "### Exceptions\n\nPaid work does not include money paid:\n\n* for a \u2018Rent a Room\u2019 scheme\n* for work done while in prison\n* as a grant for training or studying\n* as a sports award",
  "scenario": "The money wasn't used to pay for a \"Rent a Room\" scheme, but it does pertain to work that was done in prison",
  "question": "Does this payment count as paid work?",
  "answer": "no"
 },
 {
  "tree_id": "b0ade20c8de2d670a539bd0b36323c10d202f77c",
  "utterance_id": "a64094d10c0a1112e10582a9b882eb7264fd9834",
  "policy": "### If you get Widowed Parent\u2019s Allowance\n\nYou may receive it again when you reach State Pension age if you were over 45 when you were entitled to Widowed Parent\u2019s Allowance.",
  "scenario": "I am 67 years old and have never perpetrated any kind of fraud against anyone.",
  "question": "Can I receive Widowed Parent\u2019s Allowance again?",
  "answer": "maybe"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "cd7a6d294f5d32058671bc194585e094e86e6f25",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I'm happily married and I've never been in jail.  Actually, neither of us have ever been in jail.",
  "question": "Can I get Crisis Payment?",
  "answer": "no"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "db82bafe3f243a7aa16e5749470c0bad0763a212",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I checked my credit score and it's in the 600s.  My earnings have been top notch as well.",
  "question": "Am I eligible for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "1065dbb24430b3b8e20a359506fd1130d91d3eab",
  "utterance_id": "59b530b19823ed2444707f1e3e40854563adc309",
  "policy": "### Restrictions\n\nThe designated provider is prohibited from consuming marijuana obtained for the personal, medical use of the qualifying patient for whom the individual is acting as designated provider.",
  "scenario": "I want to use medical marijuana to help with my anxiety.  I've seen a doctor about it.",
  "question": "Can I consume this marijuana?",
  "answer": "yes"
 },
 {
  "tree_id": "65acfe6e858ff9ad48f80b65a7d05cdcb9c06268",
  "utterance_id": "87e8fc47323a36fd721c4119147af4e3b6f097b3",
  "policy": "## Eligibility\n\nThe home you buy must:\n\n* be one that you can show you can\u2019t afford (if you\u2019re applying in Wales)",
  "scenario": "The house is in Wales and I have some proof that I can't really afford it",
  "question": "Am I eligible?",
  "answer": "yes"
 },
 {
  "tree_id": "de579de091aa58bece0274cead11f8e80d043efd",
  "utterance_id": "7db02bc6b8bd61e1b846291562850ecb48e0d801",
  "policy": "# Self-Employment Tax\n\n* If your net earnings from self-employment were $400 or more.\n* If you work for a church or a qualified church-controlled organization (other than as a minister or member of a religious order) that elected an exemption from social security and Medicare taxes, you are subject to SE tax if you receive $108.28 or more in wages from the church or organization.",
  "scenario": "I have only earned a total of $250 from my work.",
  "question": "Do I have to pay SE tax?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "107a420832a89ea5bc62c7d63fce4fd26d7e2ef6",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a 25 year old man from Cyprus that is curious about Winter Fuel Payments. I currently live in Cyprus.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "1608e2210974eef8f6579f6dd3cc1a87e0638acf",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "The project is not covered by my assets.",
  "question": "Am I eligible for this program?",
  "answer": "no"
 },
 {
  "tree_id": "b39c85baca8d016ae4d61d9afae753f85c31fa01",
  "utterance_id": "7a8d47ce41a19b155d71170b27e303bffee9895a",
  "policy": "### Exceptions\n\nPaid work does not include money paid:\n\n* for a \u2018Rent a Room\u2019 scheme\n* for work done while in prison\n* as a grant for training or studying\n* as a sports award",
  "scenario": "The money was paid for a \"rent a room\" scheme",
  "question": "Does this payment count as paid work?",
  "answer": "no"
 },
 {
  "tree_id": "3f2929d2c4ca1b80d0e32060d3e9b3e8597fa9fc",
  "utterance_id": "1c337be610347931dfcc5599792b019ea5e464d4",
  "policy": "#  Export art, antiques and cultural goods: special rules\n\nCultural goods include:\n\n* manuscripts\n* archaeological items",
  "scenario": "I have in my possession an old Indian relic.  I want to sell it because I only make around 90 a week.",
  "question": "Is this a cultural good?",
  "answer": "maybe"
 },
 {
  "tree_id": "ba616b28e749c91819177ed091a408bc2ee54c78",
  "utterance_id": "6846b605bdc53f42b7524230859fe83961a3fc48",
  "policy": "### Benefits for your Business\n\nYou can get support from our Centrepay for Businesses team from 8:30 am to 5:00 pm local time, Monday to Friday.",
  "scenario": "I am a 50 year old man from the United Kingdom who would like to contact the Centrepay support service. The time is currently 9:40 am local time on a Wednesday.",
  "question": "Is the Centrepay support service available right now?",
  "answer": "yes"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "98a578cc41bae36bb091708bb0539ad339a4d9cc",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I reside in a small place in Grenoble, in the south of France.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "55fe163fab637ebe7dfc2557ce08d1bc7669d106",
  "utterance_id": "9e3792904662cc97e1565b5c8e1d22f3710c6c60",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a resident of Indiana, responsible for a child under 18 years of age, a U.S. citizen or qualified alien and have very low income.",
  "scenario": "Yes, I'm in poverty. No, there is no particular amount that needs to be paid.",
  "question": "Do I qualify for this benefit program?",
  "answer": "maybe"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "aa052557f2b40d425656b6ca2f15e1cda804fa17",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I require a loan in the amount of $500 million dollars to purchase two thousand powerful lasers able to compresses a fleck of gold into a small enough volume to make a microscopic black hole that we can experiment further on.",
  "question": "Does this loan meet my needs?",
  "answer": "no"
 },
 {
  "tree_id": "78eae79c808f0bc88a1fff8d36febe6936aa677d",
  "utterance_id": "6c2693b6bf609f80fe08e779cfb2228363880b38",
  "policy": "## European Economic Area (EEA) countries\n\nIf you live in an EEA country, Switzerland or Gibraltar, and you\u2019re eligible, you may be able to claim the following:\n\n* Bereavement Support Payment\n* Bereavement Allowance\n* Bereavement Payment\n* Widowed Parent\u2019s Allowance",
  "scenario": "I'm living in Switzerland right now.  I want to use the loan to repair my car.",
  "question": "Can I claim this benefit?",
  "answer": "no"
 },
 {
  "tree_id": "00b5cb1bbad6a298b4c437d77c12c371bb49cd8b",
  "utterance_id": "89451be25d689b5556656824b086fad3273cf347",
  "policy": "## Claiming in advance and backdating\n\nYou can claim in advance by up to 13 weeks (or 17 weeks if you\u2019re aged 60 or over), if you\u2019re moving. You won\u2019t usually get any money before you move.",
  "scenario": "I am moving to Hawaii.",
  "question": "Can I claim in advance?",
  "answer": "maybe"
 },
 {
  "tree_id": "879f8f07a2a479b1bc61760b2f62b73a973f52f4",
  "utterance_id": "d9f4621fb2f83f90168e781652943bb3b2ff2773",
  "policy": "#  1. Overview\n\nThe Additional State Pension is an extra amount of money you could get on top of your basic State Pension if you\u2019re:\n\n* a man born before 6 April 1951\n* a woman born before 6 April 1953",
  "scenario": "I was born on the same date as the Caledonian Airways Flight 153 crash in 1962.",
  "question": "Can I get Additional State Pension?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "688e89809ff586cbf529a9e8087ef03ed1c3896c",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I was born in Sweden, but my family moved to the UK when I was around ten years old.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "50258118b523ad7f4d57ffac2c4b2ce15d05c22b",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "I am a Veteran, building a home for myself on Native American trust land, to act as my primary residence. I am not a credit risk.",
  "question": "Can I obtain an NADL?",
  "answer": "maybe"
 },
 {
  "tree_id": "8bde5cc1fa70d6ee596f92e3063f27d000f69346",
  "utterance_id": "55b9c3a559426b65238a9f8c6419129b8430ade4",
  "policy": "### You can get Working Tax Credit, unless you\u2019re from Algeria, Morocco, San Marino or Tunisia.",
  "scenario": "I am a 45 year old woman from Austria.",
  "question": "Can I get Working Tax Credit?",
  "answer": "yes"
 },
 {
  "tree_id": "615f90a7b789afacb18e5563a0580d385d48ee1a",
  "utterance_id": "7cfe6cd7e3437d9736b07730672f41c6c8a8256f",
  "policy": "#  2. Au pairs\n\nAn au pair isn\u2019t classed as a worker or an employee if the followings apply:\n\n* they have their own private room in the house, provided free of charge\n* they eat their main meals with the host family, free of charge\n* they help with light housework and childcare for around 30 hours a week, including a couple of evenings babysitting\n* they get reasonable pocket money",
  "scenario": "I have a nanny that lives with me, but pays rent. Can she be classified as a worker?",
  "question": "Can my au pair be classified as a worker?",
  "answer": "yes"
 },
 {
  "tree_id": "8bde5cc1fa70d6ee596f92e3063f27d000f69346",
  "utterance_id": "b2d80499a10c7449fb9ce4c8be8f771a03159f54",
  "policy": "### You can get Working Tax Credit, unless you\u2019re from Algeria, Morocco, San Marino or Tunisia.",
  "scenario": "I am from Algeria but met my husband in Japan, where my child was born and has been living since birth.  My organization is a private financial services company.",
  "question": "Can I get Working Tax Credit?",
  "answer": "no"
 },
 {
  "tree_id": "409e661cc17dfe0ec3bf9f77f367f34748eae36e",
  "utterance_id": "058633e08d0b4051e16c86b01c38df7352acf703",
  "policy": "### How Centrepay works\n\nTo use Centrepay, getting your customer\u2019s consent is critical. It\u2019s the Business\u2019s duty to understand and make sure your staff understand:\n\n* your customer must provide consent to all new or changed deductions\n* your customer can cancel a deduction at any time\n* by cancelling a deduction, a person is taking away their consent for it to continue\n* customers must provide you with a new consent before you can make deductions",
  "scenario": "I haven't yet gotten any consent from my customers",
  "question": "Can my Business make use of Centrepay?",
  "answer": "no"
 },
 {
  "tree_id": "aeed176c62229fdf13031922c977ab4890073cb2",
  "utterance_id": "7701605245e024661df12e6ddbf937296b3025d2",
  "policy": "In order to qualify for this benefit program, you must be an operator of record in Farm Service Agency (FSA) record system unless an exception is granted. Eligible lands include cropland, grassland, prairie land, pastureland, rangeland, nonindustrial private forest land, and agricultural land under the jurisdiction of an Indian tribe. Applicants may include individuals, legal entities, joint operations, or Indian tribes.",
  "scenario": "I own and operate farmland located within the borders of a Native American tribe, and I am officially noted by the FSA.",
  "question": "Do I qualify for this program?",
  "answer": "yes"
 },
 {
  "tree_id": "1065dbb24430b3b8e20a359506fd1130d91d3eab",
  "utterance_id": "29bb5d5624bc6027964f8ca0c57a0ba396f4df4b",
  "policy": "### Restrictions\n\nThe designated provider is prohibited from consuming marijuana obtained for the personal, medical use of the qualifying patient for whom the individual is acting as designated provider.",
  "scenario": "I'm speaking on behalf of myself, yeah, I'm the qualifying patient",
  "question": "Can I consume this marijuana?",
  "answer": "yes"
 },
 {
  "tree_id": "a74dd1f16f98259a987d8e32d71aeeb5f713bbe8",
  "utterance_id": "b6e2a541cd9d2fb537ab921284b307f0de1c6cbd",
  "policy": "#  1. Overview\n\nThe National Minimum Wage is the minimum pay per hour almost all workers are entitled to. The National Living Wage is higher than the National Minimum Wage - workers get it if they\u2019re over 25.",
  "scenario": "I'm 28 and I have two jobs.  I work 35 hours a week in the first job.  I work 15 hours a week on the second one.",
  "question": "Can I get the National Living Wage?",
  "answer": "yes"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "60cf8388af18ef8874c4eac7f37c358332e59219",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "My family and I all live in Oregon.  We have lived here in all our lives.  We run a family business for profit. We don't have tribe membership but we are native americans",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "55fe163fab637ebe7dfc2557ce08d1bc7669d106",
  "utterance_id": "a75c94ef5c74557a3f0ab15dcd766b661381c030",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a resident of Indiana, responsible for a child under 18 years of age, a U.S. citizen or qualified alien and have very low income.",
  "scenario": "I have no children",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "45989909a41293662b71a5a9a5f962d955b0649b",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I need a loan to start my own company.  The loan is in the amount of 2,000,000.",
  "question": "Does this loan meet my needs?",
  "answer": "no"
 },
 {
  "tree_id": "94ce16365b9e777c4e2a3ec5c1443749bf8cf2f0",
  "utterance_id": "b660b3c299e05444ac789fca61288a99af67d7bc",
  "policy": "If you would like to find out if you may be eligible for any of the benefits SSA administers, take the U.S. Social Security Administration\u2019s (SSA) Benefit Eligibility Screening Tool. Once you have completed the eligibility screening questionnaire, you will be provided with a list of benefits for which you may be eligible. Print this page for your records before going to the application site.",
  "scenario": "I have not taken the screening tool.",
  "question": "Do I qualify for this benefit?",
  "answer": "maybe"
 },
 {
  "tree_id": "a16b6d3e6b375230cc3aadc6157efd6103be2713",
  "utterance_id": "81203ad3bba8de99c8feb27b64799db8c51573e2",
  "policy": "Veterans who were discharged or released from the active military, naval, or air service after January 1, 2009, and before January 1, 2011, but did not enroll to receive hospital care, medical services, or nursing home care during the five-year period as currently specified by law, will have an additional one-year period from the date of enactment of the Clay Hunt SAV Act (February 12, 2015) to enroll for VA health care.",
  "scenario": "The money I need will be used for the purchase an maintenance of the machines and tools I need to build a bio-mechanical suit that will allow me to regain full mobility through servo assisted artificial limbs as I have refused to enroll in any kind of assisted care scheme for the last ten years.",
  "question": "Can I get an additional one-year period after enactment to enroll for VA health care?",
  "answer": "maybe"
 },
 {
  "tree_id": "32adb29ca41a1fac281342c1e3ede4831f8f4946",
  "utterance_id": "faa39846a706b5d52a4bfeaca7bb29fc80f9410f",
  "policy": "## Time limit\n\nYou must usually send your appeal within a month of either:\n\n* the date of your mandatory reconsideration notice (if you have one)\n* the date of the decision you\u2019re appealing",
  "scenario": "It's been about six weeks since the decision about my PIP claim.",
  "question": "Can I send my appeal now?",
  "answer": "no"
 },
 {
  "tree_id": "f8a5281086240ac5a81b3e306677ebb17bccfeea",
  "utterance_id": "7e34e009da76d89cd6d962199b2f0a32ced9ebdb",
  "policy": "7(a) loans are the most basic and most used type loan of the Small Business Administration's (SBA) business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the agency to provide business loans to American small businesses. The loan program is designed to assist for-profit businesses that are not able to get other financing from other resources.",
  "scenario": "I'm not able to get any financing from anyone else, and I am a for-profit business",
  "question": "Is the 7(a) loan program for me?",
  "answer": "maybe"
 },
 {
  "tree_id": "85b5781cebb09373bb7c2540c7ab8b94dccdce88",
  "utterance_id": "775595e56a300c23cef9c5242e36a7065eb7a606",
  "policy": "#  3. Appointees\n\nYou can apply for the right to deal with the tax credits of someone who can\u2019t manage their own affairs, eg because they\u2019re mentally incapable or severely disabled.",
  "scenario": "I am not a mail carrier. The person is capable of handling their own affairs.",
  "question": "Can I deal with the tax credits of someone?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "6900df7bffe40ddd067d0ab0f168096b50ea9907",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I do not live anywhere in Europe, I live in Toronto, Canada.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "aeed176c62229fdf13031922c977ab4890073cb2",
  "utterance_id": "6712f16dc5f3ecf6274001929f903f5881151483",
  "policy": "In order to qualify for this benefit program, you must be an operator of record in Farm Service Agency (FSA) record system unless an exception is granted. Eligible lands include cropland, grassland, prairie land, pastureland, rangeland, nonindustrial private forest land, and agricultural land under the jurisdiction of an Indian tribe. Applicants may include individuals, legal entities, joint operations, or Indian tribes.",
  "scenario": "The land to which I'm referring is under the jurisdiction of a tribe and there is grassland and prairie land on it",
  "question": "Do I qualify for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "76f543a9f9c02cf13fb99cf229edd5507f882788",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I live in Malta, and I have claimed Constant Attendance Allowance from the Industrial Injuries Disablement Benefit.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "eb4a6de4b8936f190e6a4fb61ddc76348bc29dcd",
  "utterance_id": "f8da22e557a17a621dd378b0cfe62d989bdf02c5",
  "policy": "### Register for Aged Care Online Claiming\n\nResidential Care level 13 gives automatic authority to level 8.",
  "scenario": "My Residential Care level is thirteen",
  "question": "Do I have level 8 authority?",
  "answer": "yes"
 },
 {
  "tree_id": "316a5289e5026bb599241e9132223f7666d27565",
  "utterance_id": "f1292ff49261ca1ce755d6a0f590f8f6463f1b02",
  "policy": "Borrowers must qualify for a home purchase or refinance under FHA's minimum credit requirements. The energy-efficient improvements must be cost-effective, meaning that the total cost of the improvements must be less than the energy saved over the expected life of the improvements.",
  "scenario": "We installed solar panels and a wind mill but it costed us more than paying for normal utilities.",
  "question": "Do I qualify for this?",
  "answer": "no"
 },
 {
  "tree_id": "879f8f07a2a479b1bc61760b2f62b73a973f52f4",
  "utterance_id": "c8b8e8b5c0cded79f63b98d333a54e1ad26860f9",
  "policy": "#  1. Overview\n\nThe Additional State Pension is an extra amount of money you could get on top of your basic State Pension if you\u2019re:\n\n* a man born before 6 April 1951\n* a woman born before 6 April 1953",
  "scenario": "I live with my husband.  We both have worked all our lives.  Both of us were born in 1950.",
  "question": "Can I get Additional State Pension?",
  "answer": "yes"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "779942f336dda6383ae13c24a43b1ec213c80ec4",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "I'm contacting you because I just seen a message that said \"you have successfully logged out.\" I am a 27 year old American Indian. I have not been accepted into an accredited degree program at a college or university. However, I am contacting you to see if I qualify for the industrial injuries disablement benefit.",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "32adb29ca41a1fac281342c1e3ede4831f8f4946",
  "utterance_id": "2b6cf05e1e39682d5a04e381b31679f731ad6460",
  "policy": "## Time limit\n\nYou must usually send your appeal within a month of either:\n\n* the date of your mandatory reconsideration notice (if you have one)\n* the date of the decision you\u2019re appealing",
  "scenario": "I'm appealing and it's within the month of the date the decision was made",
  "question": "Can I send my appeal now?",
  "answer": "yes"
 },
 {
  "tree_id": "409e661cc17dfe0ec3bf9f77f367f34748eae36e",
  "utterance_id": "7496b97295b90155fab3d52083220c5efdbee5e2",
  "policy": "### How Centrepay works\n\nTo use Centrepay, getting your customer\u2019s consent is critical. It\u2019s the Business\u2019s duty to understand and make sure your staff understand:\n\n* your customer must provide consent to all new or changed deductions\n* your customer can cancel a deduction at any time\n* by cancelling a deduction, a person is taking away their consent for it to continue\n* customers must provide you with a new consent before you can make deductions",
  "scenario": "Yes, I made sure to get the consent of my customers",
  "question": "Can my Business make use of Centrepay?",
  "answer": "yes"
 },
 {
  "tree_id": "de579de091aa58bece0274cead11f8e80d043efd",
  "utterance_id": "1612dbba3c0e41640f1eeb0fde16a350cc468341",
  "policy": "# Self-Employment Tax\n\n* If your net earnings from self-employment were $400 or more.\n* If you work for a church or a qualified church-controlled organization (other than as a minister or member of a religious order) that elected an exemption from social security and Medicare taxes, you are subject to SE tax if you receive $108.28 or more in wages from the church or organization.",
  "scenario": "My net earnings for my self employment was about a thousand dollars.",
  "question": "Do I have to pay SE tax?",
  "answer": "yes"
 },
 {
  "tree_id": "85b5781cebb09373bb7c2540c7ab8b94dccdce88",
  "utterance_id": "a4f1f951d9717abebf089dcf995cb6d939192c79",
  "policy": "#  3. Appointees\n\nYou can apply for the right to deal with the tax credits of someone who can\u2019t manage their own affairs, eg because they\u2019re mentally incapable or severely disabled.",
  "scenario": "I have questions about tax credits. The person is completely able to look into and manage their own affairs without my intervention.",
  "question": "Can I deal with the tax credits of someone?",
  "answer": "no"
 },
 {
  "tree_id": "ba616b28e749c91819177ed091a408bc2ee54c78",
  "utterance_id": "e2c68b01b951312b8f28f838ad1cd4e46d76c0e4",
  "policy": "### Benefits for your Business\n\nYou can get support from our Centrepay for Businesses team from 8:30 am to 5:00 pm local time, Monday to Friday.",
  "scenario": "It's a beautiful and sunny Saturday afternoon",
  "question": "Is the Centrepay support service available right now?",
  "answer": "no"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "6346fccdd8efcaa0a68777bbc117ea18e3758316",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "I was turned down when I tired to enroll in Uni so I took a job as a fry cook at a fast food restaurant last week to help bring in some money until I can get everything figured out.",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "55fe163fab637ebe7dfc2557ce08d1bc7669d106",
  "utterance_id": "10e34d06907af968a24a558d989ed03047616f38",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a resident of Indiana, responsible for a child under 18 years of age, a U.S. citizen or qualified alien and have very low income.",
  "scenario": "I am a very wealthy single woman with no children living in Indiana.",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "cd2cd6b75923366719c193c54990347484e2e000",
  "utterance_id": "2b5f1b20b4a41c9087fd9f5712a8db78d9332a16",
  "policy": "## When you stop paying\n\nIf you\u2019re self-employed you stop paying:\n\n* Class 2 National Insurance when you reach State Pension age\n* Class 4 National Insurance from 6 April (start of the tax year) after you reach State Pension age",
  "scenario": "I'm not old enough to get pension.  My husband died last year.  He was in the army.",
  "question": "Can I stop paying Class 2 National Insurance?",
  "answer": "no"
 },
 {
  "tree_id": "aeed176c62229fdf13031922c977ab4890073cb2",
  "utterance_id": "66049a35479411ee4a8ed76fc2b0cff3b8d9134d",
  "policy": "In order to qualify for this benefit program, you must be an operator of record in Farm Service Agency (FSA) record system unless an exception is granted. Eligible lands include cropland, grassland, prairie land, pastureland, rangeland, nonindustrial private forest land, and agricultural land under the jurisdiction of an Indian tribe. Applicants may include individuals, legal entities, joint operations, or Indian tribes.",
  "scenario": "I have a farm that is not on a reservation",
  "question": "Do I qualify for this program?",
  "answer": "no"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "0961e8539c10129bff48d27fc8fd2076024cc54f",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "I am descended from the Iroquois tribe, a Native American tribe that has its roots in what is now called New York Sate.",
  "question": "Do I qualify for this benefit program?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "058e531b76e1237172725453020cdd716bd89e49",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a 37 year old man from Gibraltar who has lived here my entire life. The country in question here is Gibraltar.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "4e49bc839b4671a6dc5e775a0d283fb7a4c5fbc3",
  "utterance_id": "aea2271369bea531fb9ee4955d4814cb89a5b075",
  "policy": "### Work experience and internships\n\nYou won\u2019t get the National Minimum Wage or National Living Wage if you\u2019re:\n\n* work shadowing",
  "scenario": "I have questions about National Minimum Wage. I have never engaged in work shadowing.",
  "question": "Will I get the National Minimum Wage?",
  "answer": "yes"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "1de8818054179dc0221c293674594cd7c484e5e4",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "Yes, we are part of the Cherokee tribe. No, I don't get repayments from benefits.",
  "question": "Do I qualify for this benefit program?",
  "answer": "maybe"
 },
 {
  "tree_id": "879f8f07a2a479b1bc61760b2f62b73a973f52f4",
  "utterance_id": "4d5c6ed918580a1f1a05fcb3d10df1b049efdf32",
  "policy": "#  1. Overview\n\nThe Additional State Pension is an extra amount of money you could get on top of your basic State Pension if you\u2019re:\n\n* a man born before 6 April 1951\n* a woman born before 6 April 1953",
  "scenario": "I was born in 1948.  My wife was born in 1950.  We are both enrolled, but the courses aren't related to our jobs.",
  "question": "Can I get Additional State Pension?",
  "answer": "yes"
 },
 {
  "tree_id": "ec33da9155d683bf47c11405608fca2b2e2bb637",
  "utterance_id": "f07dd248fc1c4a99edbc272c54716d98a5252ad2",
  "policy": "## When you stop paying\n\nIf you\u2019re employed, you stop paying Class 1 National Insurance when you reach the State Pension age.",
  "scenario": "I have reached the state pension age this year.",
  "question": "Can I stop paying Class 1 National Insurance?",
  "answer": "maybe"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "e46d4e3e25a6ec937b6d729ce4bc8a4e901d0e5d",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "We are Navajo",
  "question": "Do I qualify for this benefit program?",
  "answer": "maybe"
 },
 {
  "tree_id": "879f8f07a2a479b1bc61760b2f62b73a973f52f4",
  "utterance_id": "29553dc7245398dd02f04b685584182db48abf69",
  "policy": "#  1. Overview\n\nThe Additional State Pension is an extra amount of money you could get on top of your basic State Pension if you\u2019re:\n\n* a man born before 6 April 1951\n* a woman born before 6 April 1953",
  "scenario": "My husband and I were both born in the 40s.  I have had bladder infections, but never had problems with my kidneys.",
  "question": "Can I get Additional State Pension?",
  "answer": "yes"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "9a121333f0b87c28302dc3716cca0602e336c2d1",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "My family is part Native American.  We have a tract of trusted land and I plan to build a home on it.  I already have a house, but my youngest son will live there.",
  "question": "Can I obtain an NADL?",
  "answer": "no"
 },
 {
  "tree_id": "a72f54c23478d43dd9aec76f2722901b6d8aeb3d",
  "utterance_id": "ae184552c913beb191ef4a60ab9d1e330674287a",
  "policy": "The purpose of the program is to help Indian-owned businesses obtain commercially-reasonable financing from private sources. The Division of Capital Investment manages the Indian Loan Guaranty, Insurance, and Interest Subsidy Program which breaks through the conventional barriers to financing for tribes and individual Indians. The loan program helps facilitate loan financing for borrowers that would not be able to do so otherwise. The Division helps secure reasonable interest rates and reduces risks for all parties involved to promote economic development on or near an Indian community's reservation or service area.",
  "scenario": "I am a 50 year old Indian man who runs his own business. We do obtain commercially-reasonable financing from private sources.",
  "question": "Is this loan suitable for me?",
  "answer": "no"
 },
 {
  "tree_id": "ec33da9155d683bf47c11405608fca2b2e2bb637",
  "utterance_id": "f8fb51f0e65a8fddd2441799d0cf4e78e6fad3b8",
  "policy": "## When you stop paying\n\nIf you\u2019re employed, you stop paying Class 1 National Insurance when you reach the State Pension age.",
  "scenario": "I've been proudly working for the same company for six years now",
  "question": "Can I stop paying Class 1 National Insurance?",
  "answer": "maybe"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "2fb82590b4200eda82a1bc12b44951698a1f8419",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "I'm full blooded American Indian.  My tribe is nationally recognized too.",
  "question": "Do I qualify for this benefit program?",
  "answer": "maybe"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "32f8a6c232598c745b90f3fc5590f09023f1f437",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I am experiencing great financial hardship. The prescription cannot be supplied by my pharmacy type.",
  "question": "Can I get Crisis Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "c5c9dbc30d421ccff52820cde69fa451671f730d",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "While in the Military, I was a POW. I am not a satisfactory credit risk.",
  "question": "Can I obtain an NADL?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "d8eeced75c021b46660898643261cd972ff03288",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a resident of Gibraltar. I do not have any degrees.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "fcede5f418392da638e90c540f8ba94cfd00fb0b",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I'm living and working within the EU.  I need a loan of at least half a million dollars.",
  "question": "Does this loan meet my needs?",
  "answer": "maybe"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "db95a882576b4bc96761def280b3e31e6d90f6d4",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "About three years ago, I was in psychiatric confinement after a tragedy in my life, but I've never been to jail for any reason",
  "question": "Can I get Crisis Payment?",
  "answer": "maybe"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "5d96e956fc366833191adceda063af21a0e8519d",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I am currently living in Canada with a newborn, one month old baby , and require an indirect loan for about $10,000. It is currently Wednesday.",
  "question": "Does this loan meet my needs?",
  "answer": "yes"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "3b7174746b5831c1e8a3d0ed5f0edd941fa3640c",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I live alone in Paris.  I work and am attending school.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "65acfe6e858ff9ad48f80b65a7d05cdcb9c06268",
  "utterance_id": "5416962c8dc2cb8deeef471a94ad4affa4daf93e",
  "policy": "## Eligibility\n\nThe home you buy must:\n\n* be one that you can show you can\u2019t afford (if you\u2019re applying in Wales)",
  "scenario": "It is in Cardiff, Wales.",
  "question": "Am I eligible?",
  "answer": "maybe"
 },
 {
  "tree_id": "aeed176c62229fdf13031922c977ab4890073cb2",
  "utterance_id": "098c1272d873ba95b8e327545ad45e055a405f4b",
  "policy": "In order to qualify for this benefit program, you must be an operator of record in Farm Service Agency (FSA) record system unless an exception is granted. Eligible lands include cropland, grassland, prairie land, pastureland, rangeland, nonindustrial private forest land, and agricultural land under the jurisdiction of an Indian tribe. Applicants may include individuals, legal entities, joint operations, or Indian tribes.",
  "scenario": "My land falls under the jurisdiction of the Indian tribe which makes it easier to qualify for.",
  "question": "Do I qualify for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "d7dd90911010f4997598157bf047a0f1d7dda1be",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "I want to get a loan to fix up my house.  I'm part Indian and live on family owned land that was trusted to us.  After I fix the home, I plan on using it as a camp.",
  "question": "Can I obtain an NADL?",
  "answer": "no"
 },
 {
  "tree_id": "b567078c5986d40efaeeebb008763f7d258a4a7b",
  "utterance_id": "5fd426894b1dba9be92875fb664668840450a602",
  "policy": "## Patient Information\n\nHealthcare practitioners may authorize the use of marijuana for any patient as long as it's medically appropriate under the law and the profession\u2019s standard of care. The Department of Health doesn't keep a list of those specific practitioners that are authorizing, however there is a list of healthcare practitioners that are allowed to authorize marijuana for medical marijuana.",
  "scenario": "I have questions about marijuana. It is completely appropriate medically, but I only have small projects planned for the future.",
  "question": "Could I authorize the use of marijuana for this patient?",
  "answer": "maybe"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "0188800beaa9ca3bd1cea246de4a4faf5a02db1e",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I have questions about eligibility. Unfortunately, my credit rating is terrible and we haven't kept any records of our earnings related to the project.",
  "question": "Am I eligible for this program?",
  "answer": "no"
 },
 {
  "tree_id": "b39c85baca8d016ae4d61d9afae753f85c31fa01",
  "utterance_id": "c8b13dd8d2ba5e4306798117c041fae4eed68d2b",
  "policy": "### Exceptions\n\nPaid work does not include money paid:\n\n* for a \u2018Rent a Room\u2019 scheme\n* for work done while in prison\n* as a grant for training or studying\n* as a sports award",
  "scenario": "I work at a store on the weekends.  I didn't get the customer's permission to run everything through.",
  "question": "Does this payment count as paid work?",
  "answer": "yes"
 },
 {
  "tree_id": "65acfe6e858ff9ad48f80b65a7d05cdcb9c06268",
  "utterance_id": "98e5ee4835d2345efbce101aebd9e332ce21f2f1",
  "policy": "## Eligibility\n\nThe home you buy must:\n\n* be one that you can show you can\u2019t afford (if you\u2019re applying in Wales)",
  "scenario": "I have a savings account that I opened in Edinburgh in 1980.",
  "question": "Am I eligible?",
  "answer": "maybe"
 },
 {
  "tree_id": "78eae79c808f0bc88a1fff8d36febe6936aa677d",
  "utterance_id": "0ffca15dead21bbcde32e3312a7b302b6b094330",
  "policy": "## European Economic Area (EEA) countries\n\nIf you live in an EEA country, Switzerland or Gibraltar, and you\u2019re eligible, you may be able to claim the following:\n\n* Bereavement Support Payment\n* Bereavement Allowance\n* Bereavement Payment\n* Widowed Parent\u2019s Allowance",
  "scenario": "I should be okay to get it, but I'm living in Switzerland right now while I'm working.",
  "question": "Can I claim this benefit?",
  "answer": "maybe"
 },
 {
  "tree_id": "65acfe6e858ff9ad48f80b65a7d05cdcb9c06268",
  "utterance_id": "6cacb850667ff3648d7b4d87284d1e80f6c40bbb",
  "policy": "## Eligibility\n\nThe home you buy must:\n\n* be one that you can show you can\u2019t afford (if you\u2019re applying in Wales)",
  "scenario": "I am a 43 year old man from Wales. I can show that I can't afford the home, and it is in Wales.",
  "question": "Am I eligible?",
  "answer": "yes"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "a127a4e60a0126f2185cf14c7542945769eb36b0",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I need a direct loan and need to borrow $2,000,000.",
  "question": "Does this loan meet my needs?",
  "answer": "no"
 },
 {
  "tree_id": "1065dbb24430b3b8e20a359506fd1130d91d3eab",
  "utterance_id": "0ae2279bd724aa454673c83357c8e931b8972586",
  "policy": "### Restrictions\n\nThe designated provider is prohibited from consuming marijuana obtained for the personal, medical use of the qualifying patient for whom the individual is acting as designated provider.",
  "scenario": "My mother is the qualifying patient",
  "question": "Can I consume this marijuana?",
  "answer": "no"
 },
 {
  "tree_id": "aeed176c62229fdf13031922c977ab4890073cb2",
  "utterance_id": "97dbd44d44f1dfd96111d0a335e090b8141fa475",
  "policy": "In order to qualify for this benefit program, you must be an operator of record in Farm Service Agency (FSA) record system unless an exception is granted. Eligible lands include cropland, grassland, prairie land, pastureland, rangeland, nonindustrial private forest land, and agricultural land under the jurisdiction of an Indian tribe. Applicants may include individuals, legal entities, joint operations, or Indian tribes.",
  "scenario": "I run a farm that's located on an Indian reservation and just filed with the FSA last week.",
  "question": "Do I qualify for this program?",
  "answer": "yes"
 },
 {
  "tree_id": "1065dbb24430b3b8e20a359506fd1130d91d3eab",
  "utterance_id": "e190a7e0a75992604f4522f597c214c38fcccf6b",
  "policy": "### Restrictions\n\nThe designated provider is prohibited from consuming marijuana obtained for the personal, medical use of the qualifying patient for whom the individual is acting as designated provider.",
  "scenario": "I am a Tier 4 student who just completed my PhD and am currently looking to open my own business. I've got a head start on that as people have been signing up to pay me to grow their marijuana for them from the twelve cannabis plants I have.",
  "question": "Can I consume this marijuana?",
  "answer": "no"
 },
 {
  "tree_id": "b567078c5986d40efaeeebb008763f7d258a4a7b",
  "utterance_id": "5455ed4c0e9aeca4f79cd88891324f9074f153a0",
  "policy": "## Patient Information\n\nHealthcare practitioners may authorize the use of marijuana for any patient as long as it's medically appropriate under the law and the profession\u2019s standard of care. The Department of Health doesn't keep a list of those specific practitioners that are authorizing, however there is a list of healthcare practitioners that are allowed to authorize marijuana for medical marijuana.",
  "scenario": "I would not consider it to be a medically valid reason",
  "question": "Could I authorize the use of marijuana for this patient?",
  "answer": "no"
 },
 {
  "tree_id": "a74dd1f16f98259a987d8e32d71aeeb5f713bbe8",
  "utterance_id": "e78bb40476061258e55d6876a2bdf9b64c8a7f0b",
  "policy": "#  1. Overview\n\nThe National Minimum Wage is the minimum pay per hour almost all workers are entitled to. The National Living Wage is higher than the National Minimum Wage - workers get it if they\u2019re over 25.",
  "scenario": "I am currently 18 years of age working part-time at a fast food restaurant.",
  "question": "Can I get the National Living Wage?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "cf6b2bcd2d5171e217ee29c3ab6cef5da2e743a1",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I move out of Cyprus ten years ago",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "maybe"
 },
 {
  "tree_id": "879f8f07a2a479b1bc61760b2f62b73a973f52f4",
  "utterance_id": "cebb501c126a0533956c5437e70e3c6cf60b69e0",
  "policy": "#  1. Overview\n\nThe Additional State Pension is an extra amount of money you could get on top of your basic State Pension if you\u2019re:\n\n* a man born before 6 April 1951\n* a woman born before 6 April 1953",
  "scenario": "I was born in 1949 and I came to the United States seeking asylum with my husband.",
  "question": "Can I get Additional State Pension?",
  "answer": "yes"
 },
 {
  "tree_id": "65acfe6e858ff9ad48f80b65a7d05cdcb9c06268",
  "utterance_id": "739ca042ae75c38cf3ace74d538320524c91e26d",
  "policy": "## Eligibility\n\nThe home you buy must:\n\n* be one that you can show you can\u2019t afford (if you\u2019re applying in Wales)",
  "scenario": "I have been able to afford my home and utilities by having a second job.",
  "question": "Am I eligible?",
  "answer": "maybe"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "f056e59e164f2d801a8006316b3ef62dc7485578",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "My wife passed away last year which is why I'm seeking this unsecured loan so I can have enough money to fund the project we were working on because I can't afford to finish it on my income alone.",
  "question": "Am I eligible for this program?",
  "answer": "no"
 },
 {
  "tree_id": "879f8f07a2a479b1bc61760b2f62b73a973f52f4",
  "utterance_id": "689f45ffb24f66cb0e969d9a19df512ef6d9db73",
  "policy": "#  1. Overview\n\nThe Additional State Pension is an extra amount of money you could get on top of your basic State Pension if you\u2019re:\n\n* a man born before 6 April 1951\n* a woman born before 6 April 1953",
  "scenario": "I am a female born on the same date as the Caledonian Airways Flight 153 crash in 1962.",
  "question": "Can I get Additional State Pension?",
  "answer": "no"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "13256a4f7fb466e9f443dfb999cbd6bd3fa3a231",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I lost a very dear friend a few months back and it kind of broke me... so I chose to admit myself for a couple of weeks.",
  "question": "Can I get Crisis Payment?",
  "answer": "no"
 },
 {
  "tree_id": "ec33da9155d683bf47c11405608fca2b2e2bb637",
  "utterance_id": "449e3844d757c89e99b535c3070df83f66fa7063",
  "policy": "## When you stop paying\n\nIf you\u2019re employed, you stop paying Class 1 National Insurance when you reach the State Pension age.",
  "scenario": "I don't want to pay Class 1 National Insurance any longer, as I don't work anymore.",
  "question": "Can I stop paying Class 1 National Insurance?",
  "answer": "no"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "6d942db7f96eeea0f5f3624c6fc456a7a4716346",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "My parents aren't citizens, but my sister and I are.",
  "question": "Am I eligible for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "78eae79c808f0bc88a1fff8d36febe6936aa677d",
  "utterance_id": "9c43c3aaa6efa3872d7f7ed823831be6e6857a82",
  "policy": "## European Economic Area (EEA) countries\n\nIf you live in an EEA country, Switzerland or Gibraltar, and you\u2019re eligible, you may be able to claim the following:\n\n* Bereavement Support Payment\n* Bereavement Allowance\n* Bereavement Payment\n* Widowed Parent\u2019s Allowance",
  "scenario": "I currently reside in Russia, but I received my decree I dentistry in England.",
  "question": "Can I claim this benefit?",
  "answer": "no"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "44cd2f4b7a9dbcbc9b028e68ebbbb5741411f958",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "I have good credit and always pay my bills on time.  I'm looking at income supplement.",
  "question": "Can I obtain an NADL?",
  "answer": "no"
 },
 {
  "tree_id": "78eae79c808f0bc88a1fff8d36febe6936aa677d",
  "utterance_id": "44f3a36c63d7701bdacf042728b159239663f522",
  "policy": "## European Economic Area (EEA) countries\n\nIf you live in an EEA country, Switzerland or Gibraltar, and you\u2019re eligible, you may be able to claim the following:\n\n* Bereavement Support Payment\n* Bereavement Allowance\n* Bereavement Payment\n* Widowed Parent\u2019s Allowance",
  "scenario": "I live in an EEA country, Sweden to be specific",
  "question": "Can I claim this benefit?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "cf1b30fd956aba99dfe8888073f2b4f7ee6484ef",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I'm living in Malta right now.  I've never started or finished my course or gotten my qualification.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "f451890f671bddc3c755949d583008af4a3f9337",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "My boss wants me to handle the 3,500,000 loan application process for his company. I'm 28 years old and only earning \u00a35.83 an hour and I know I should be getting at least \u00a37.83 but yes, please give this man another 3.5 million dollars, because obviously that's fair.",
  "question": "Does this loan meet my needs?",
  "answer": "no"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "446b3b7fda3d3763e39dba863a81860cc2ab95ad",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "There are no toilet facilities in the community surrounding the airport. I have completed a Barbados equivalent to a UK degree.",
  "question": "Is this a legal commerical airport?",
  "answer": "no"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "f9a4e36265aad7e243dc57ba755db8be5c732898",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I do not need a direct loan. I need to borrow $2,000,000 and I have registered for Aged Care Online Claiming.",
  "question": "Does this loan meet my needs?",
  "answer": "no"
 },
 {
  "tree_id": "94ce16365b9e777c4e2a3ec5c1443749bf8cf2f0",
  "utterance_id": "3a3bbb94c668ec78e887a68663fa7f72ae180d7d",
  "policy": "If you would like to find out if you may be eligible for any of the benefits SSA administers, take the U.S. Social Security Administration\u2019s (SSA) Benefit Eligibility Screening Tool. Once you have completed the eligibility screening questionnaire, you will be provided with a list of benefits for which you may be eligible. Print this page for your records before going to the application site.",
  "scenario": "Yes, the screening tool says I am eligible. No, my mother is still able to take care of herself.",
  "question": "Do I qualify for this benefit?",
  "answer": "maybe"
 },
 {
  "tree_id": "b39c85baca8d016ae4d61d9afae753f85c31fa01",
  "utterance_id": "5794d7bc9f8b17129f345eb42d40406bb99bec2f",
  "policy": "### Exceptions\n\nPaid work does not include money paid:\n\n* for a \u2018Rent a Room\u2019 scheme\n* for work done while in prison\n* as a grant for training or studying\n* as a sports award",
  "scenario": "I worked while I was incarcarated.  Before going to jail, I got housing.  That was in 2006.",
  "question": "Does this payment count as paid work?",
  "answer": "no"
 },
 {
  "tree_id": "a16b6d3e6b375230cc3aadc6157efd6103be2713",
  "utterance_id": "249c850ac30dfb9a7f3e38153a1d3326d0eb0be2",
  "policy": "Veterans who were discharged or released from the active military, naval, or air service after January 1, 2009, and before January 1, 2011, but did not enroll to receive hospital care, medical services, or nursing home care during the five-year period as currently specified by law, will have an additional one-year period from the date of enactment of the Clay Hunt SAV Act (February 12, 2015) to enroll for VA health care.",
  "scenario": "I am currently serving a military tour on the ever so war-torn continent of Antarctica.",
  "question": "Can I get an additional one-year period after enactment to enroll for VA health care?",
  "answer": "no"
 },
 {
  "tree_id": "b39c85baca8d016ae4d61d9afae753f85c31fa01",
  "utterance_id": "32181d1a4d663658b193481d0d476d3277718d2f",
  "policy": "### Exceptions\n\nPaid work does not include money paid:\n\n* for a \u2018Rent a Room\u2019 scheme\n* for work done while in prison\n* as a grant for training or studying\n* as a sports award",
  "scenario": "I suffered a brain injury while working on my family farm.",
  "question": "Does this payment count as paid work?",
  "answer": "maybe"
 },
 {
  "tree_id": "226962ce804248f63774c2e6714ae7d8343e3ec2",
  "utterance_id": "40e1a7ca700dcaa0bd5002228c8c48be619fef5d",
  "policy": "## Applying to become a tax credit appointee\n\nYou must be over 18 and have a bank account. You don\u2019t have to be a relative.",
  "scenario": "I do currently have an active bank account",
  "question": "Can I apply to become a tax credit appointee?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "7a60e37f130009518016b2b672cd37202370ca88",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I'm interested in the Fuel payment, and I do not reside in France, Cyprus or Gibraltar",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "maybe"
 },
 {
  "tree_id": "3f2929d2c4ca1b80d0e32060d3e9b3e8597fa9fc",
  "utterance_id": "5516939625c10a7a622854ef76e4e3d3d3989fde",
  "policy": "#  Export art, antiques and cultural goods: special rules\n\nCultural goods include:\n\n* manuscripts\n* archaeological items",
  "scenario": "I carry a journal with me during my travels so I can keep a diary of the people I meet and the experiences I have. The item is for personal reflection and enjoyment. There are no plans to publish or make my personal thoughts public.",
  "question": "Is this a cultural good?",
  "answer": "no"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "582ced8c3a492ead099bd409b80f22f81dd51833",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I am a 53 year old woman from the United States. I will be needing a loan of $150,000.",
  "question": "Does this loan meet my needs?",
  "answer": "maybe"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "36a96852c587119ce724bfe5a6173704cc796905",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "Yes, I can cover the project with my own money. I live in France.",
  "question": "Am I eligible for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "7acf49de8832179c0b503be5c02f424da7bf70a2",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "I am a 50 year old man from the United States who works at an airport. There is definitely a public telephone and the interior floor area measures 10 feet by 12 feet.",
  "question": "Is this a legal commerical airport?",
  "answer": "maybe"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "7cda3624580147b78c6cd0189a8f0d4ebd896136",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I was born in Iowa and I've been running the fishery for about 2 years now.",
  "question": "Am I eligible for this program?",
  "answer": "no"
 },
 {
  "tree_id": "65acfe6e858ff9ad48f80b65a7d05cdcb9c06268",
  "utterance_id": "af7bbf5274a00c5f0aaa4aa8c867bf2e21845919",
  "policy": "## Eligibility\n\nThe home you buy must:\n\n* be one that you can show you can\u2019t afford (if you\u2019re applying in Wales)",
  "scenario": "I am a 39 year old man from Germany with questions about loans. It is in Germany, my home country.",
  "question": "Am I eligible?",
  "answer": "no"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "4b19ad424a240c0462eaef41e7cb951887061350",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I was born and raised in Clovelly, Devon but have just ran out of my marriage in Manchester, taking my kids with me, to avoid any further physical abuse by my wife.",
  "question": "Can I get Crisis Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "8034fa59293fec3669d41a392e1b2062350a6847",
  "utterance_id": "5a9c8998854d08ae0b4526a78a78d2994c5c07f0",
  "policy": "## To request an EAD, you must file Form I-765, Application for Employment Authorization. You will need to apply for an EAD if you:\n\n** You have a nonimmigrant status that allows you to be in the United States but does not allow you to work in the United States without first seeking permission from USCIS (such as an F-1 or M-1 student).",
  "scenario": "I am a defector from North Korea and was granted political asylum by the U.S. government back in 2015.  I am lucky that I don't currently need to work, as my distant relatives from South Korea are supporting me now.  I started to do volunteer work with the hope that I can start to earn a living for myself soon.  However, I was told that I would first need to apply for a work permit from USCIS, which is granted on a case by case basis.",
  "question": "Do I need to apply for an EAD?",
  "answer": "yes"
 },
 {
  "tree_id": "eb4a6de4b8936f190e6a4fb61ddc76348bc29dcd",
  "utterance_id": "7c3e667bcd8281f9dd1a16185e9dd8bee53ca257",
  "policy": "### Register for Aged Care Online Claiming\n\nResidential Care level 13 gives automatic authority to level 8.",
  "scenario": "My Residential Care level is 7.",
  "question": "Do I have level 8 authority?",
  "answer": "no"
 },
 {
  "tree_id": "879f8f07a2a479b1bc61760b2f62b73a973f52f4",
  "utterance_id": "35101845c175aece24d9df9e874d003ad107f135",
  "policy": "#  1. Overview\n\nThe Additional State Pension is an extra amount of money you could get on top of your basic State Pension if you\u2019re:\n\n* a man born before 6 April 1951\n* a woman born before 6 April 1953",
  "scenario": "I was born in 1965",
  "question": "Can I get Additional State Pension?",
  "answer": "no"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "e5c297098774deda55a7af2461ee13a65918bf57",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "The area is 200 square feet and there is a public phone and bathroom.",
  "question": "Is this a legal commerical airport?",
  "answer": "maybe"
 },
 {
  "tree_id": "cf58ade8e50dffe2d4b51bc1b318a1408cabc6be",
  "utterance_id": "eea0ac718e8cc0bac7772cc6d554d9e3193812ba",
  "policy": "To obtain a NADL, the law requires that:\n\n* The applicant must be an eligible Veteran.\n* The tribal organization or other appropriate Native American group must be participating in the VA direct loan program. The tribal organization must have signed a Memorandum of Understanding with the Secretary of Veterans Affairs, that spells out the conditions under which the program will operate on its trust lands.",
  "scenario": "I am and have been an eligible verteran",
  "question": "Can I obtain an NADL?",
  "answer": "maybe"
 },
 {
  "tree_id": "316a5289e5026bb599241e9132223f7666d27565",
  "utterance_id": "f1488993629418b7a01dc30d2235e9ae22d4a845",
  "policy": "Borrowers must qualify for a home purchase or refinance under FHA's minimum credit requirements. The energy-efficient improvements must be cost-effective, meaning that the total cost of the improvements must be less than the energy saved over the expected life of the improvements.",
  "scenario": "For any given amount of money I spend applying the heat reflective coating on my roof I see an equal reduction in my yearly heating and cooling costs.",
  "question": "Do I qualify for this?",
  "answer": "no"
 },
 {
  "tree_id": "f8a5281086240ac5a81b3e306677ebb17bccfeea",
  "utterance_id": "54e6ca9ab77bc2e9873e417b8319e67ea024770b",
  "policy": "7(a) loans are the most basic and most used type loan of the Small Business Administration's (SBA) business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the agency to provide business loans to American small businesses. The loan program is designed to assist for-profit businesses that are not able to get other financing from other resources.",
  "scenario": "I run a non-profit and have an au-pair that must accompany the children with me to mexico.",
  "question": "Is the 7(a) loan program for me?",
  "answer": "no"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "3c67c9a883081192a3c6760a8d402d3e1fc87533",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "I'm planning on buying the property and putting a house on it.  I'll move from my apartment and live there.",
  "question": "Can I obtain an NADL?",
  "answer": "maybe"
 },
 {
  "tree_id": "30417ec7438954477be81650a4855ae4950118a3",
  "utterance_id": "0e7d3b8512d71662c8904ed380395dee5a6d93c8",
  "policy": "SBA can only approve loans to applicants with a reasonable ability to repay the loan and other obligations from earnings.",
  "scenario": "If I get the loan, I do have a steady job that will enable me to pay it back on time.",
  "question": "Will my loan be approved?",
  "answer": "yes"
 },
 {
  "tree_id": "1065dbb24430b3b8e20a359506fd1130d91d3eab",
  "utterance_id": "685119bc49b1b34f9f4dec34d04b0b6023f7bfd7",
  "policy": "### Restrictions\n\nThe designated provider is prohibited from consuming marijuana obtained for the personal, medical use of the qualifying patient for whom the individual is acting as designated provider.",
  "scenario": "I am a 23 year old woman from the United Kingdom. Fortunately, I am the designated provider.",
  "question": "Can I consume this marijuana?",
  "answer": "no"
 },
 {
  "tree_id": "c6471a13706c5d651360739b036321d065927ca2",
  "utterance_id": "6bce3af98279335442ccde79c4701db283dbdfd5",
  "policy": "### Register for Aged Care Online Claiming\n\nHome Care level 14 gives automatic authority to level 10.",
  "scenario": "My current Home Care level is 14",
  "question": "Do I have Home Care level 10 authority?",
  "answer": "yes"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "f407a6cf585904d9194dd6a9e9f3fa19853d5d35",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "I am a 53 year old Native American man. The loan is to improve a home on Native American trust land.",
  "question": "Can I obtain an NADL?",
  "answer": "maybe"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "be543dc394b96748c46ba000b11e0446f4f10960",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "The area is 100 square feet with a public telephone and toilet.",
  "question": "Is this a legal commerical airport?",
  "answer": "maybe"
 },
 {
  "tree_id": "85b5781cebb09373bb7c2540c7ab8b94dccdce88",
  "utterance_id": "63ec4fa3c309faf634d6174d52708c256a683310",
  "policy": "#  3. Appointees\n\nYou can apply for the right to deal with the tax credits of someone who can\u2019t manage their own affairs, eg because they\u2019re mentally incapable or severely disabled.",
  "scenario": "I need to help my sister with her tax credit she has suffered a brain injury from a car accident and is not capable of handling her own personal affairs for the time being.",
  "question": "Can I deal with the tax credits of someone?",
  "answer": "yes"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "48b31bf3f17f0150e7599ac610cb09c59fbedc69",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "My loan is worth 200,000",
  "question": "Does this loan meet my needs?",
  "answer": "maybe"
 },
 {
  "tree_id": "226962ce804248f63774c2e6714ae7d8343e3ec2",
  "utterance_id": "3787b6c6970fa28d09070a0bbc5f68fe15d789fa",
  "policy": "## Applying to become a tax credit appointee\n\nYou must be over 18 and have a bank account. You don\u2019t have to be a relative.",
  "scenario": "I don't have a bank account at the moment",
  "question": "Can I apply to become a tax credit appointee?",
  "answer": "no"
 },
 {
  "tree_id": "f44401af0e0821896d2085315e38f81f46c718c4",
  "utterance_id": "0e1b91c441eed76118786861e494e991e2f665b9",
  "policy": "#  1. Overview\n\nYou can\u2019t charge or show VAT on your invoices until you get your VAT number. However, you\u2019ll still have to pay the VAT to HMRC for this period.",
  "scenario": "I have a business.  We have been registered with VAT for a couple years.  I have my number right here.",
  "question": "Can I charge or show VAT on my invoices?",
  "answer": "yes"
 },
 {
  "tree_id": "fd6e28e6ea279a970493b8d435d0a0fa96c971c6",
  "utterance_id": "1cd9d0bd0b8f20ec1c2ae1160fee4e1ed514be13",
  "policy": "## Help with the form\n\nCall the helpline if you have any questions about completing the form.",
  "scenario": "I am a 40 year old woman from the United States. I'm not so sure how to go about finishing the form and have a few questions, so I'm wondering if I'll need to call the helpline for assistance.",
  "question": "Can I call the helpline?",
  "answer": "yes"
 },
 {
  "tree_id": "aeed176c62229fdf13031922c977ab4890073cb2",
  "utterance_id": "4a1477c492cc2b626451642cf035c0aadb1d7f62",
  "policy": "In order to qualify for this benefit program, you must be an operator of record in Farm Service Agency (FSA) record system unless an exception is granted. Eligible lands include cropland, grassland, prairie land, pastureland, rangeland, nonindustrial private forest land, and agricultural land under the jurisdiction of an Indian tribe. Applicants may include individuals, legal entities, joint operations, or Indian tribes.",
  "scenario": "I have a detached house with a back garden that's just about 50 feet long.",
  "question": "Do I qualify for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "30417ec7438954477be81650a4855ae4950118a3",
  "utterance_id": "53e82313653376f6ab631886c3044caf7e64f386",
  "policy": "SBA can only approve loans to applicants with a reasonable ability to repay the loan and other obligations from earnings.",
  "scenario": "I am a 45 year old man. I do not have a reasonable ability to pay the loan and other obligations from earnings.",
  "question": "Will my loan be approved?",
  "answer": "no"
 },
 {
  "tree_id": "aeed176c62229fdf13031922c977ab4890073cb2",
  "utterance_id": "7471e053f3bfa56a41a9d4c37c2e411667f55274",
  "policy": "In order to qualify for this benefit program, you must be an operator of record in Farm Service Agency (FSA) record system unless an exception is granted. Eligible lands include cropland, grassland, prairie land, pastureland, rangeland, nonindustrial private forest land, and agricultural land under the jurisdiction of an Indian tribe. Applicants may include individuals, legal entities, joint operations, or Indian tribes.",
  "scenario": "My sponsor died last year.  I am working at a record store and don't know what to do.",
  "question": "Do I qualify for this program?",
  "answer": "no"
 },
 {
  "tree_id": "f8a5281086240ac5a81b3e306677ebb17bccfeea",
  "utterance_id": "4ef09cd0720e1b4111c4fb0b1bf86347f22c6925",
  "policy": "7(a) loans are the most basic and most used type loan of the Small Business Administration's (SBA) business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the agency to provide business loans to American small businesses. The loan program is designed to assist for-profit businesses that are not able to get other financing from other resources.",
  "scenario": "I have questions about the 7(a) loan program in particular. I run a business that aims to make a large profit.",
  "question": "Is the 7(a) loan program for me?",
  "answer": "maybe"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "84e434df2970b76197960c1b28b5d0d13391bc68",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I do not need a direct loan but I need to borrow $2,000,000.",
  "question": "Does this loan meet my needs?",
  "answer": "no"
 },
 {
  "tree_id": "3f2929d2c4ca1b80d0e32060d3e9b3e8597fa9fc",
  "utterance_id": "4b3cc5ae3b9dff11e0cd5754afa382ae40e6c254",
  "policy": "#  Export art, antiques and cultural goods: special rules\n\nCultural goods include:\n\n* manuscripts\n* archaeological items",
  "scenario": "I have something in front of me.  It's actually a manuscript.",
  "question": "Is this a cultural good?",
  "answer": "yes"
 },
 {
  "tree_id": "de579de091aa58bece0274cead11f8e80d043efd",
  "utterance_id": "31794f1f1d62a16e876302bee6fd1bc6736db5ae",
  "policy": "# Self-Employment Tax\n\n* If your net earnings from self-employment were $400 or more.\n* If you work for a church or a qualified church-controlled organization (other than as a minister or member of a religious order) that elected an exemption from social security and Medicare taxes, you are subject to SE tax if you receive $108.28 or more in wages from the church or organization.",
  "scenario": "My self-employment earning were over $1,000. None of my previous employers owe me money.",
  "question": "Do I have to pay SE tax?",
  "answer": "yes"
 },
 {
  "tree_id": "65acfe6e858ff9ad48f80b65a7d05cdcb9c06268",
  "utterance_id": "9476134964f1093a18041c722789418cac6857ac",
  "policy": "## Eligibility\n\nThe home you buy must:\n\n* be one that you can show you can\u2019t afford (if you\u2019re applying in Wales)",
  "scenario": "The house is located in Wales and I don't have the means to afford it, which I can prove",
  "question": "Am I eligible?",
  "answer": "yes"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "7aac339778b7d332ead7bb1559a38da0963b963f",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I do not live anywhere in Europe, I live in Hawaii.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "32adb29ca41a1fac281342c1e3ede4831f8f4946",
  "utterance_id": "d5e43407e9ec3f2cea956f410a7916568d240bb4",
  "policy": "## Time limit\n\nYou must usually send your appeal within a month of either:\n\n* the date of your mandatory reconsideration notice (if you have one)\n* the date of the decision you\u2019re appealing",
  "scenario": "I am not within a month of the date.",
  "question": "Can I send my appeal now?",
  "answer": "no"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "982782a51d2817a2b5c5ba97b7c81b666b940250",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "I have a new home.  I'm not planning on staying here though.  I'm going to move back to my other home and rent out the home.",
  "question": "Can I obtain an NADL?",
  "answer": "no"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "b3026a1d2c619c0d6404c88a2a020418a5125018",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I am a 32 year old man from the United States. I do need a direct loan, and the loan is for $2,000,000.",
  "question": "Does this loan meet my needs?",
  "answer": "no"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "2c1373b348bf4c1061b2bd65941c30d1130071be",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I don't have really good credit right now.  I have a hard time paying my bills on time.  The browser keeps showing that I have logged out and I don't know what to do.",
  "question": "Am I eligible for this program?",
  "answer": "no"
 },
 {
  "tree_id": "c1bcbeaf8735cfae3ff4decdb5a783311cb0d49c",
  "utterance_id": "7bd4e690a2f7d9621c2ebb263467716d3a32da81",
  "policy": "## What are the claiming limits\n\nIf you claim using your Medicare online account, there are daily and monthly claiming limits. You can claim up to:\n\n* $75 per day, or\n* $150 in total for 30 days per Medicare card and bank account \u2013 we call this the monthly limit",
  "scenario": "I think that I claimed more than $200 this month.",
  "question": "Can I claim this amount?",
  "answer": "no"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "65dcfd181ed987a55b2a0707b59e4424841d8996",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I was released from Sing Sing about ten years ago but most recently started a business removing trash from people's houses that hopefully will pay me enough to turn a profit.",
  "question": "Can I get Crisis Payment?",
  "answer": "no"
 },
 {
  "tree_id": "aeed176c62229fdf13031922c977ab4890073cb2",
  "utterance_id": "14e834636d251c6d419561288a7a4994203af9ae",
  "policy": "In order to qualify for this benefit program, you must be an operator of record in Farm Service Agency (FSA) record system unless an exception is granted. Eligible lands include cropland, grassland, prairie land, pastureland, rangeland, nonindustrial private forest land, and agricultural land under the jurisdiction of an Indian tribe. Applicants may include individuals, legal entities, joint operations, or Indian tribes.",
  "scenario": "I have not been approved by the FSA without exception.",
  "question": "Do I qualify for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "4e49bc839b4671a6dc5e775a0d283fb7a4c5fbc3",
  "utterance_id": "a7e05f80b20059f2cafcd09feccae5793f19f1c3",
  "policy": "### Work experience and internships\n\nYou won\u2019t get the National Minimum Wage or National Living Wage if you\u2019re:\n\n* work shadowing",
  "scenario": "I'm breaking into a new field of work but before I'm allowed to jump in, I have to shadow someone for a while, which is actually really great since it's a better learning experience for me.",
  "question": "Will I get the National Minimum Wage?",
  "answer": "no"
 },
 {
  "tree_id": "2a9a97559011094fef6cda24fdb3aa3681da31ad",
  "utterance_id": "9ffb450ac338ce72186ffda25b1d08cc4e08f645",
  "policy": "## Sanctionable benefits\n\nThe following benefits can be reduced or stopped if you commit benefit fraud:\n\n* Carer\u2019s Allowance\n* Employment and Support Allowance\n* Housing Benefit\n* Incapacity Benefit",
  "scenario": "I served five years in the 90's.  I was convicted of insurance fraud.",
  "question": "Can this benefit be reduced or stopped?",
  "answer": "maybe"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "c0b1d4571cbda70ccc4ce319bc511bfea60049f0",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I have questions about Crisis Payments. I am currently going through a very hard time financially.",
  "question": "Can I get Crisis Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "4550a4005cfcc83bfc20cc9273b1d1961488d6e1",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I was born in New York and have lived there all my life.  I moved to Washington state in my twenties and started working in commercial fishing.  I now own my own fishery.  I built up my business and have pretty good credit.  Everything is in my name and fully backed up.",
  "question": "Am I eligible for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "ba616b28e749c91819177ed091a408bc2ee54c78",
  "utterance_id": "de3733d6ce1ccbcc823749236e2d2357337d5705",
  "policy": "### Benefits for your Business\n\nYou can get support from our Centrepay for Businesses team from 8:30 am to 5:00 pm local time, Monday to Friday.",
  "scenario": "It's noon right now.  I've yet to start my work in the student union to qualify.",
  "question": "Is the Centrepay support service available right now?",
  "answer": "maybe"
 },
 {
  "tree_id": "8bde5cc1fa70d6ee596f92e3063f27d000f69346",
  "utterance_id": "cd1b1ff7b6b149bc37f5b9afdd68c69c60792f32",
  "policy": "### You can get Working Tax Credit, unless you\u2019re from Algeria, Morocco, San Marino or Tunisia.",
  "scenario": "My native country is Algeria",
  "question": "Can I get Working Tax Credit?",
  "answer": "no"
 },
 {
  "tree_id": "94ce16365b9e777c4e2a3ec5c1443749bf8cf2f0",
  "utterance_id": "ae0f75c1edb0501b15bb8a81d9427a1fd8de1d09",
  "policy": "If you would like to find out if you may be eligible for any of the benefits SSA administers, take the U.S. Social Security Administration\u2019s (SSA) Benefit Eligibility Screening Tool. Once you have completed the eligibility screening questionnaire, you will be provided with a list of benefits for which you may be eligible. Print this page for your records before going to the application site.",
  "scenario": "Yes, I see that the tool shows I do qualify for the benefit.",
  "question": "Do I qualify for this benefit?",
  "answer": "maybe"
 },
 {
  "tree_id": "f8a5281086240ac5a81b3e306677ebb17bccfeea",
  "utterance_id": "86296f53d2dd5dbae789c2006ec6d7a1d397513d",
  "policy": "7(a) loans are the most basic and most used type loan of the Small Business Administration's (SBA) business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the agency to provide business loans to American small businesses. The loan program is designed to assist for-profit businesses that are not able to get other financing from other resources.",
  "scenario": "I live within the EEA.  I already checked and I am eligible for funding elsewhere.",
  "question": "Is the 7(a) loan program for me?",
  "answer": "no"
 },
 {
  "tree_id": "2eeb6b5ed46cea8a9c0e9b1b1fcd0fc9fbbf8af9",
  "utterance_id": "a76e901506bd8a808b83fb61b9274afe394a0953",
  "policy": "#  5. If you let out your home\n\nIf you qualify for Private Residence Relief and have a chargeable gain, you may also qualify for Letting Relief. This means you\u2019ll pay less or no tax.",
  "scenario": "I rent a house from a gentleman and he lets me live there for free in exchange for taking care of the 620 acres of farmland where I grow and harvest wheat.",
  "question": "Could I qualify for Letting Relief?",
  "answer": "maybe"
 },
 {
  "tree_id": "65acfe6e858ff9ad48f80b65a7d05cdcb9c06268",
  "utterance_id": "47610431576dcb35470decaa0fbfebeaffd94d46",
  "policy": "## Eligibility\n\nThe home you buy must:\n\n* be one that you can show you can\u2019t afford (if you\u2019re applying in Wales)",
  "scenario": "I am a 50 year old man from Wales with questions about loans. The country in question is Wales, and I am currently in Wales.",
  "question": "Am I eligible?",
  "answer": "maybe"
 },
 {
  "tree_id": "226962ce804248f63774c2e6714ae7d8343e3ec2",
  "utterance_id": "5a86087ab0bed43adb766c2327bd219d5c9cdec9",
  "policy": "## Applying to become a tax credit appointee\n\nYou must be over 18 and have a bank account. You don\u2019t have to be a relative.",
  "scenario": "I graduated last year.  I'm nineteen right now and I have a job, but I still don't have a bank account.",
  "question": "Can I apply to become a tax credit appointee?",
  "answer": "no"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "e7450730f97417d7b891398205d03700ad8a53e4",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I am a 16 year old boy from the United Kingdom with questions about Crisis Payments. I went to prison for 14 days recently.",
  "question": "Can I get Crisis Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "879f8f07a2a479b1bc61760b2f62b73a973f52f4",
  "utterance_id": "c007502a72cb4071ae5323f0248e751c1cac2042",
  "policy": "#  1. Overview\n\nThe Additional State Pension is an extra amount of money you could get on top of your basic State Pension if you\u2019re:\n\n* a man born before 6 April 1951\n* a woman born before 6 April 1953",
  "scenario": "I'm of the male persuasion and I was born in 1965",
  "question": "Can I get Additional State Pension?",
  "answer": "no"
 },
 {
  "tree_id": "ba616b28e749c91819177ed091a408bc2ee54c78",
  "utterance_id": "c14e7c1ea1686ad6da3faa103f028c05e0d872f4",
  "policy": "### Benefits for your Business\n\nYou can get support from our Centrepay for Businesses team from 8:30 am to 5:00 pm local time, Monday to Friday.",
  "scenario": "It's Monday morning and I wanted to have a talk with service.",
  "question": "Is the Centrepay support service available right now?",
  "answer": "maybe"
 },
 {
  "tree_id": "ba616b28e749c91819177ed091a408bc2ee54c78",
  "utterance_id": "6a0e62933c51000d3bd3aa7105e8f79174a7ced0",
  "policy": "### Benefits for your Business\n\nYou can get support from our Centrepay for Businesses team from 8:30 am to 5:00 pm local time, Monday to Friday.",
  "scenario": "It's currently 4:00 pm on a lovely Friday.",
  "question": "Is the Centrepay support service available right now?",
  "answer": "yes"
 },
 {
  "tree_id": "ba616b28e749c91819177ed091a408bc2ee54c78",
  "utterance_id": "df78e6352f5b19c5d26e96b8cc3d5d1cee9743e8",
  "policy": "### Benefits for your Business\n\nYou can get support from our Centrepay for Businesses team from 8:30 am to 5:00 pm local time, Monday to Friday.",
  "scenario": "I know it's Saturday but I really need to talk to someone about what I can do as a kid who doesn't make but a few dollars a week income 'cause I can't keep myself fed on this kind of money.",
  "question": "Is the Centrepay support service available right now?",
  "answer": "no"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "844550dffa362dcb38c96eac45cd625defb0f7fb",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I was born and raised in the US.  I moved to Alaska to work on fishing boats.  After a few years, I decided to own my own fishery.  I started it up last year.",
  "question": "Am I eligible for this program?",
  "answer": "no"
 },
 {
  "tree_id": "a6bf82d7b888f49ac44576ecfb1bcb14f0318589",
  "utterance_id": "b52bfa4f2421530d85bbe38b2f00356f882d0096",
  "policy": "## Statutory Maternity Pay (SMP)\n\nYou can claim it in:\n\n* Kosovo\n* Montenegro\n* Serbia\n* Turkey",
  "scenario": "I currently live in Turkey.",
  "question": "Can I claim SMP?",
  "answer": "yes"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "478c81d52f09f3df59dcbfbd5d523f876438bab1",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "As an out of work air traffic controller I'm willing, able, and happy to work any time you find a job that you think would be a good fit for me, but this... this isn't an airport, it's a dirt path with a six foot by six food wood shed next to it.",
  "question": "Is this a legal commerical airport?",
  "answer": "no"
 },
 {
  "tree_id": "00b5cb1bbad6a298b4c437d77c12c371bb49cd8b",
  "utterance_id": "47bfb567fed84d046336cd337b0792067a8bd2d2",
  "policy": "## Claiming in advance and backdating\n\nYou can claim in advance by up to 13 weeks (or 17 weeks if you\u2019re aged 60 or over), if you\u2019re moving. You won\u2019t usually get any money before you move.",
  "scenario": "I'll be moving to Texas next year.  I don't have any pay or benefits to draw on.",
  "question": "Can I claim in advance?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "324350d05f373963ffbf74657afeccb2571a09db",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I live in Buenos Aires.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "aeed176c62229fdf13031922c977ab4890073cb2",
  "utterance_id": "56aad2f50cdf0794600d9591af4d4239384da1f1",
  "policy": "In order to qualify for this benefit program, you must be an operator of record in Farm Service Agency (FSA) record system unless an exception is granted. Eligible lands include cropland, grassland, prairie land, pastureland, rangeland, nonindustrial private forest land, and agricultural land under the jurisdiction of an Indian tribe. Applicants may include individuals, legal entities, joint operations, or Indian tribes.",
  "scenario": "The program is for assistance while I live on the reservation of the Chickasaw Nation in Oklahoma for the next year until I turn 21.",
  "question": "Do I qualify for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "8a5b2d603312a3e846ece02864ff416edb4882e8",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I was born in New Jersey and lived there all my life.  I moved to Iowa state 2 years ago and started working in commercial fishing.  I now own my own fishery.",
  "question": "Am I eligible for this program?",
  "answer": "no"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "d058b7f18527397e891c04c3662955a50f12ed96",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "We are doing okay right now.  I took out my savings to make an investment.  My savings are down to 5000, but I'm sure they will pay off.",
  "question": "Can I get Crisis Payment?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "f6eaaedd5c170fcbe12713f9ba04968a09200d78",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I been living in Greece working as a teacher part-time.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "16dcccc6746b54b08cc1d05a2e14b9773aff637e",
  "utterance_id": "c6bb26917a5594409d184ffb8d0ebdc1fdcc3bc7",
  "policy": "#  Export drugs and medicines: special rules\n\nYou need permission to export:\n\n* medicines for humans or animals",
  "scenario": "I am a 34 year old man who owns a drug company. The medicine is not for humans or animals.",
  "question": "Do I need permission to export this drug?",
  "answer": "no"
 },
 {
  "tree_id": "f8a5281086240ac5a81b3e306677ebb17bccfeea",
  "utterance_id": "19c4f49b3e6a756648f6b10da1910f1b58bedc02",
  "policy": "7(a) loans are the most basic and most used type loan of the Small Business Administration's (SBA) business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the agency to provide business loans to American small businesses. The loan program is designed to assist for-profit businesses that are not able to get other financing from other resources.",
  "scenario": "My company currently employs 4,500 people and did $120.5m in sales in the last fiscal year.",
  "question": "Is the 7(a) loan program for me?",
  "answer": "no"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "3b24296a32340dc772056aa988ef018865d54425",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "I'm originally Portuguese with no Native American in my blood, and I was wondering if I qualify for the benefit program?",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "aeed176c62229fdf13031922c977ab4890073cb2",
  "utterance_id": "c5ea524a27b6a59724ec49c1e3c1c7461f41526b",
  "policy": "In order to qualify for this benefit program, you must be an operator of record in Farm Service Agency (FSA) record system unless an exception is granted. Eligible lands include cropland, grassland, prairie land, pastureland, rangeland, nonindustrial private forest land, and agricultural land under the jurisdiction of an Indian tribe. Applicants may include individuals, legal entities, joint operations, or Indian tribes.",
  "scenario": "I have grassland. It is not to address any of the aforementioned issues (soil, water, air, natural resource concerns).",
  "question": "Do I qualify for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "55fe163fab637ebe7dfc2557ce08d1bc7669d106",
  "utterance_id": "84b60248903ce7b6fce2135a64a7601a8c28da93",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a resident of Indiana, responsible for a child under 18 years of age, a U.S. citizen or qualified alien and have very low income.",
  "scenario": "I have a two year old in my custody.  We both live in Indiana right now.",
  "question": "Do I qualify for this benefit program?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "4207d445d45bbdd3d0b5b2e73e43482c4e923645",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a 34 year old man who is curious about a Winter Fuel Payment. I live in Berlin and have lived here my entire life.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "ec33da9155d683bf47c11405608fca2b2e2bb637",
  "utterance_id": "291b9f4a522b675d5b7c2944a890740f1170555e",
  "policy": "## When you stop paying\n\nIf you\u2019re employed, you stop paying Class 1 National Insurance when you reach the State Pension age.",
  "scenario": "I have questions about National Insurance. I work as a steel worker.",
  "question": "Can I stop paying Class 1 National Insurance?",
  "answer": "maybe"
 },
 {
  "tree_id": "55fe163fab637ebe7dfc2557ce08d1bc7669d106",
  "utterance_id": "cdcdabcf103e82cce941b05814c240a0243d5ff7",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a resident of Indiana, responsible for a child under 18 years of age, a U.S. citizen or qualified alien and have very low income.",
  "scenario": "I am a 67 year old man who has been a resident of Indiana for my entire life.",
  "question": "Do I qualify for this benefit program?",
  "answer": "maybe"
 },
 {
  "tree_id": "61bf03cff85e0a8d3b40baf8cc98a116cedaf27f",
  "utterance_id": "75520deed5d5132ed9b19fd7e58fb385d049932d",
  "policy": "#  3. Appointees\n\nYou\u2019re not an appointee if you just help someone complete their claim form. You need to be appointed by the person",
  "scenario": "My mom was filling out her form, but she was having trouble.  I helped her out, but she answered all the questions herself.",
  "question": "Am I an appointee?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "556cdcc197bbef525ec1b3b7898e6b025d64deb1",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a 67 year old man who has lived in Malta since I was born.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "4f383b6e8e3d6a5c33c3099f1d5ec2be31398b83",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I'm applying for a direct loan, but I think we'll be able to make it if we don't get it.  I only need about 5,000 dollars.",
  "question": "Does this loan meet my needs?",
  "answer": "yes"
 },
 {
  "tree_id": "0b22c496b2d77b201f4c4272f23e129f942fe9c8",
  "utterance_id": "ad16ade6013ba24a1dbd79e4adb14634ded87f20",
  "policy": "#  3. Eligibility\n\nYou must claim the new State Pension if you reach State Pension age on or after 6 April 2016.",
  "scenario": "I turned ninety years old in May of 2016.",
  "question": "Do I need to claim the new State Pension?",
  "answer": "no"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "0ee7b48fc238f3b32fe5919d9c92e04c9f34e48b",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "No, there are no toilets at the airport and it is so hard to find a toilet near the airport. Unfortunately, no one nominated me.",
  "question": "Is this a legal commerical airport?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "bb599b4575fb229e8cf9ab47b94d513a460ec4f1",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I'm living in Athens right now.  I wasn't born here, but I've lived here for seven years.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "b39c85baca8d016ae4d61d9afae753f85c31fa01",
  "utterance_id": "4959dd2720761c756eb7c7fa53c01d0d5b0cbe18",
  "policy": "### Exceptions\n\nPaid work does not include money paid:\n\n* for a \u2018Rent a Room\u2019 scheme\n* for work done while in prison\n* as a grant for training or studying\n* as a sports award",
  "scenario": "I got paid for the work after I was released from Ford for benefit fraud.",
  "question": "Does this payment count as paid work?",
  "answer": "yes"
 },
 {
  "tree_id": "2a9a97559011094fef6cda24fdb3aa3681da31ad",
  "utterance_id": "dff06442668d3cdb79d1b07853f77fdad2759392",
  "policy": "## Sanctionable benefits\n\nThe following benefits can be reduced or stopped if you commit benefit fraud:\n\n* Carer\u2019s Allowance\n* Employment and Support Allowance\n* Housing Benefit\n* Incapacity Benefit",
  "scenario": "I am a 46 year old woman from the United States. Unfortunately, I have committed benefit fraud.",
  "question": "Can this benefit be reduced or stopped?",
  "answer": "maybe"
 },
 {
  "tree_id": "f8a5281086240ac5a81b3e306677ebb17bccfeea",
  "utterance_id": "e82f278d533bc71c0505f621f48cfa0d643fddbb",
  "policy": "7(a) loans are the most basic and most used type loan of the Small Business Administration's (SBA) business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the agency to provide business loans to American small businesses. The loan program is designed to assist for-profit businesses that are not able to get other financing from other resources.",
  "scenario": "I have been turned down by every bank that I have contacted regarding a loan for my small business.",
  "question": "Is the 7(a) loan program for me?",
  "answer": "maybe"
 },
 {
  "tree_id": "2eeb6b5ed46cea8a9c0e9b1b1fcd0fc9fbbf8af9",
  "utterance_id": "b5e57a67d6937a04ff395cd72e018c2684c03c58",
  "policy": "#  5. If you let out your home\n\nIf you qualify for Private Residence Relief and have a chargeable gain, you may also qualify for Letting Relief. This means you\u2019ll pay less or no tax.",
  "scenario": "To my knowledge, I do qualify for Private Residence Relief and I do have chargeable gain",
  "question": "Could I qualify for Letting Relief?",
  "answer": "yes"
 },
 {
  "tree_id": "32adb29ca41a1fac281342c1e3ede4831f8f4946",
  "utterance_id": "b93ce89a2509bcc59d6f5189d875e345860fcdc3",
  "policy": "## Time limit\n\nYou must usually send your appeal within a month of either:\n\n* the date of your mandatory reconsideration notice (if you have one)\n* the date of the decision you\u2019re appealing",
  "scenario": "The decision was made three months ago.  I already got my acceptance letter.",
  "question": "Can I send my appeal now?",
  "answer": "no"
 },
 {
  "tree_id": "95d2d25b10d09209f7505c11a1e07eb029a0810b",
  "utterance_id": "81a382468639877688c5b08037853adf14d25e6b",
  "policy": "# Green Card\n\nHaving a Green Card (officially known as a Permanent Resident Card (PDF, 6.77 MB (PDF, 6.77 MB)) allows you to live and work permanently in the United States. The steps you must take to apply for a Green Card will vary depending on your individual situation.",
  "scenario": "I came to the US last month.  I have applied for my Green Card, but I haven't gotten any reply yet.",
  "question": "Am I allowed to work permanently in the United States?",
  "answer": "no"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "c518d76a83d3ef2bedd640b20711eb679d1ba236",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I am not sure about loans. I will not be needing a direct loan at all.",
  "question": "Does this loan meet my needs?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "b60f6617ce5307afd8b2b183c7085800f841a00a",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I'm living in Rome right now.  I've never started or finished my course or gotten my qualification.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "1daf97c8200efe5e6824600329f1c0b5ef410fac",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a 48 year old woman who has lived in Portugal for the entirety of my life.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "f14ba0e66abcaeedeee9bd66f78a6be22829d8b7",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "There is a public telephone.",
  "question": "Is this a legal commerical airport?",
  "answer": "maybe"
 },
 {
  "tree_id": "aeed176c62229fdf13031922c977ab4890073cb2",
  "utterance_id": "5ffec3b61ca39b3644ae8c48fae03ef7b728b465",
  "policy": "In order to qualify for this benefit program, you must be an operator of record in Farm Service Agency (FSA) record system unless an exception is granted. Eligible lands include cropland, grassland, prairie land, pastureland, rangeland, nonindustrial private forest land, and agricultural land under the jurisdiction of an Indian tribe. Applicants may include individuals, legal entities, joint operations, or Indian tribes.",
  "scenario": "I've always lived in the US.  I'm a citizen.  The land in question is state owned.",
  "question": "Do I qualify for this program?",
  "answer": "no"
 },
 {
  "tree_id": "ec33da9155d683bf47c11405608fca2b2e2bb637",
  "utterance_id": "e732ef87f2fd7e99a6d4baf1817782f9eb114ec5",
  "policy": "## When you stop paying\n\nIf you\u2019re employed, you stop paying Class 1 National Insurance when you reach the State Pension age.",
  "scenario": "I am only 34.",
  "question": "Can I stop paying Class 1 National Insurance?",
  "answer": "no"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "decae024fe7c18e8599104e4867c17ca79ce2f5f",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I have enough money to support this project.  My husband will be helping me.",
  "question": "Am I eligible for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "3f2929d2c4ca1b80d0e32060d3e9b3e8597fa9fc",
  "utterance_id": "d868448b3ddf53199da3da4fe5289f14cd1736c2",
  "policy": "#  Export art, antiques and cultural goods: special rules\n\nCultural goods include:\n\n* manuscripts\n* archaeological items",
  "scenario": "It is a manuscript. I need a loan over $2 million. I  do not want to decrease it up to 13 weeks.",
  "question": "Is this a cultural good?",
  "answer": "yes"
 },
 {
  "tree_id": "94ce16365b9e777c4e2a3ec5c1443749bf8cf2f0",
  "utterance_id": "55eda2f949ea3bf9f24fca059fc169d7745d8485",
  "policy": "If you would like to find out if you may be eligible for any of the benefits SSA administers, take the U.S. Social Security Administration\u2019s (SSA) Benefit Eligibility Screening Tool. Once you have completed the eligibility screening questionnaire, you will be provided with a list of benefits for which you may be eligible. Print this page for your records before going to the application site.",
  "scenario": "I took the tool but I don't recall that the tool did indicate that I qualify for this particular benefit",
  "question": "Do I qualify for this benefit?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "ccaf04bd557af83e6bf1cb865702c8d9e4c5ebd5",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I live in Paris. I do not want to purchase marijuana. I have not asked for mandatory reconsideration. I have a VAT number.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "ab4919daea8fc1dd755589c9e18ba7bc28aa3cad",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "The airport is small.  On some days there aren't any flights in or out scheduled at all.  There is one room used as an office and we keep a port a potty.",
  "question": "Is this a legal commerical airport?",
  "answer": "no"
 },
 {
  "tree_id": "95d2d25b10d09209f7505c11a1e07eb029a0810b",
  "utterance_id": "cbe3acedbfa2e2884f5cde22959ecfbf4b4be7e2",
  "policy": "# Green Card\n\nHaving a Green Card (officially known as a Permanent Resident Card (PDF, 6.77 MB (PDF, 6.77 MB)) allows you to live and work permanently in the United States. The steps you must take to apply for a Green Card will vary depending on your individual situation.",
  "scenario": "I am in possession of a Green Card",
  "question": "Am I allowed to work permanently in the United States?",
  "answer": "yes"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "e429710b40a79e9406d0798c4a67f3bc517af828",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am  from Lyon and have lived here my entire life.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "615f90a7b789afacb18e5563a0580d385d48ee1a",
  "utterance_id": "10e2c813ca3b008d246ca52256c0fbdc0091e70d",
  "policy": "#  2. Au pairs\n\nAn au pair isn\u2019t classed as a worker or an employee if the followings apply:\n\n* they have their own private room in the house, provided free of charge\n* they eat their main meals with the host family, free of charge\n* they help with light housework and childcare for around 30 hours a week, including a couple of evenings babysitting\n* they get reasonable pocket money",
  "scenario": "They have their own private room, free of charge.",
  "question": "Can my au pair be classified as a worker?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "60a298ba5cc9375d89ff1c439878da51706a776b",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I'm living in Gibralter right now.  I've been working for seven years.  I haven't finished any of the forms I need.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "0174fa8c57d69817ba0a5d507990b1eaf8182003",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I need to borrow $3.50.",
  "question": "Does this loan meet my needs?",
  "answer": "maybe"
 },
 {
  "tree_id": "0b22c496b2d77b201f4c4272f23e129f942fe9c8",
  "utterance_id": "aebfce7e0cef3f7b7f15718584ee69347f49fae4",
  "policy": "#  3. Eligibility\n\nYou must claim the new State Pension if you reach State Pension age on or after 6 April 2016.",
  "scenario": "I reached the state pension in April of 2018.",
  "question": "Do I need to claim the new State Pension?",
  "answer": "yes"
 },
 {
  "tree_id": "879f8f07a2a479b1bc61760b2f62b73a973f52f4",
  "utterance_id": "e3343758eb70a17e9945fe48bc08078213cfddbe",
  "policy": "#  1. Overview\n\nThe Additional State Pension is an extra amount of money you could get on top of your basic State Pension if you\u2019re:\n\n* a man born before 6 April 1951\n* a woman born before 6 April 1953",
  "scenario": "I'm a married man.  My wife and I were both born in 1948.",
  "question": "Can I get Additional State Pension?",
  "answer": "yes"
 },
 {
  "tree_id": "1065dbb24430b3b8e20a359506fd1130d91d3eab",
  "utterance_id": "20cb85b56bdd219718c44984f4b3e5c44c6377eb",
  "policy": "### Restrictions\n\nThe designated provider is prohibited from consuming marijuana obtained for the personal, medical use of the qualifying patient for whom the individual is acting as designated provider.",
  "scenario": "I want to use medical marijuana to help with my anxiety.  I've seen a doctor about it and he has approved.",
  "question": "Can I consume this marijuana?",
  "answer": "yes"
 },
 {
  "tree_id": "f44401af0e0821896d2085315e38f81f46c718c4",
  "utterance_id": "6903c93d15179692eb1244bd3f35158f19c9ddf6",
  "policy": "#  1. Overview\n\nYou can\u2019t charge or show VAT on your invoices until you get your VAT number. However, you\u2019ll still have to pay the VAT to HMRC for this period.",
  "scenario": "I do not currently have a VAT number",
  "question": "Can I charge or show VAT on my invoices?",
  "answer": "no"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "f69d00d9e2c5f30e3ee7b4153396f59d8f688163",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "I am a Nanticoke, of the Nanticoke Indian Tribe, and our people have been disgraced by the American governments lack in recognizing our tribe. Our day will come, and on that day, our people will rejoice. I am currently enrolled in college to study medicine.",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "b39c85baca8d016ae4d61d9afae753f85c31fa01",
  "utterance_id": "df3d99477e54ef41471bf47cddb8b3346d5f8259",
  "policy": "### Exceptions\n\nPaid work does not include money paid:\n\n* for a \u2018Rent a Room\u2019 scheme\n* for work done while in prison\n* as a grant for training or studying\n* as a sports award",
  "scenario": "I did not receive a sports award.",
  "question": "Does this payment count as paid work?",
  "answer": "maybe"
 },
 {
  "tree_id": "fd6e28e6ea279a970493b8d435d0a0fa96c971c6",
  "utterance_id": "deb2cbfb5f4ff3910a52d2bea1bc7bc5fbca1251",
  "policy": "## Help with the form\n\nCall the helpline if you have any questions about completing the form.",
  "scenario": "I am curious about the helpline. Fortunately, I understood everything on the form and have no questions.",
  "question": "Can I call the helpline?",
  "answer": "no"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "cc797dce708db10e41bbfe4f52055ad3c223c19e",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "The interior floor area is 75x60 feet.",
  "question": "Is this a legal commerical airport?",
  "answer": "maybe"
 },
 {
  "tree_id": "c1bcbeaf8735cfae3ff4decdb5a783311cb0d49c",
  "utterance_id": "315d6fd776bf72268fddb9c2f4e684b44a069fe2",
  "policy": "## What are the claiming limits\n\nIf you claim using your Medicare online account, there are daily and monthly claiming limits. You can claim up to:\n\n* $75 per day, or\n* $150 in total for 30 days per Medicare card and bank account \u2013 we call this the monthly limit",
  "scenario": "I never go over my claiming limits.  I rarely make a claim at all.",
  "question": "Can I claim this amount?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "92f08f1ddd8647c1810541f9375c71972e25d663",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I'm originally from London but I currently live in Lisbon.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "7ab11ec4eb1c44f5418610c1a9df20ae7d4bd387",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I am currently living in Canada with a newborn, one month old baby , and require a direct loan for about $10,000. It is currently Wednesday.",
  "question": "Does this loan meet my needs?",
  "answer": "yes"
 },
 {
  "tree_id": "3f2929d2c4ca1b80d0e32060d3e9b3e8597fa9fc",
  "utterance_id": "40a1b0ea6b64fb07b9043b14487743505a5c5c86",
  "policy": "#  Export art, antiques and cultural goods: special rules\n\nCultural goods include:\n\n* manuscripts\n* archaeological items",
  "scenario": "No, it is a store bought item. Yes, my child is 8 months old.",
  "question": "Is this a cultural good?",
  "answer": "no"
 },
 {
  "tree_id": "b0ade20c8de2d670a539bd0b36323c10d202f77c",
  "utterance_id": "42957e662eff11ad3c097f0e64af8a446a5e063f",
  "policy": "### If you get Widowed Parent\u2019s Allowance\n\nYou may receive it again when you reach State Pension age if you were over 45 when you were entitled to Widowed Parent\u2019s Allowance.",
  "scenario": "I am 70",
  "question": "Can I receive Widowed Parent\u2019s Allowance again?",
  "answer": "maybe"
 },
 {
  "tree_id": "1065dbb24430b3b8e20a359506fd1130d91d3eab",
  "utterance_id": "63f2b931177b5efc0b5e8148b78fbc6e963ba884",
  "policy": "### Restrictions\n\nThe designated provider is prohibited from consuming marijuana obtained for the personal, medical use of the qualifying patient for whom the individual is acting as designated provider.",
  "scenario": "Yes, I am the qualifying patient",
  "question": "Can I consume this marijuana?",
  "answer": "maybe"
 },
 {
  "tree_id": "a6bf82d7b888f49ac44576ecfb1bcb14f0318589",
  "utterance_id": "ed9a09db588872ec4fa5fa9779a048d8eb40ef9c",
  "policy": "## Statutory Maternity Pay (SMP)\n\nYou can claim it in:\n\n* Kosovo\n* Montenegro\n* Serbia\n* Turkey",
  "scenario": "I am a 67 year old man who lives in the United Kingdom, and am currently there.",
  "question": "Can I claim SMP?",
  "answer": "no"
 },
 {
  "tree_id": "32adb29ca41a1fac281342c1e3ede4831f8f4946",
  "utterance_id": "84238889abf4a3597f66a80cb015ca793eeca885",
  "policy": "## Time limit\n\nYou must usually send your appeal within a month of either:\n\n* the date of your mandatory reconsideration notice (if you have one)\n* the date of the decision you\u2019re appealing",
  "scenario": "I would like to send in my appeal now, and my mandatory reconsideration notice is a couple of weeks from now. My child isn't due to be born for another month.",
  "question": "Can I send my appeal now?",
  "answer": "yes"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "d742ce972a65881ca7205f18c135ae713a0fdb8b",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I started my own fishery in 1998, we've been extremely successful. The last year and a half has been very tough, am i eligible for this program? I could really use the assistance.",
  "question": "Am I eligible for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "dd37ff9af050491b8dda38e5546aee9a4ec9a1e2",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a 46 year old man from Austria who is curious about a Winter Fuel Payment. I live in Austria and have lived here my entire life.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "657f7c46823fcc512a6b02ef70deb9308fa115d6",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "The loan is for me to get a new personal vehicle.",
  "question": "Can I obtain an NADL?",
  "answer": "no"
 },
 {
  "tree_id": "f8a5281086240ac5a81b3e306677ebb17bccfeea",
  "utterance_id": "821be9717f39f997bdcc3d528bb7064ebbaa8157",
  "policy": "7(a) loans are the most basic and most used type loan of the Small Business Administration's (SBA) business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the agency to provide business loans to American small businesses. The loan program is designed to assist for-profit businesses that are not able to get other financing from other resources.",
  "scenario": "I was in my first year of apprenticeship.  I was learning HVAC.  I was standing too close to an electrical unit and got a burn.  I wasn't able to complete my course.",
  "question": "Is the 7(a) loan program for me?",
  "answer": "maybe"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "122929d5e10b1dde1ca5d434fe45ccc6a0f92406",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "My loan is for two thousand dollars",
  "question": "Does this loan meet my needs?",
  "answer": "maybe"
 },
 {
  "tree_id": "a16b6d3e6b375230cc3aadc6157efd6103be2713",
  "utterance_id": "23c4130d00576f70e735af25a7e5e830d64cee94",
  "policy": "Veterans who were discharged or released from the active military, naval, or air service after January 1, 2009, and before January 1, 2011, but did not enroll to receive hospital care, medical services, or nursing home care during the five-year period as currently specified by law, will have an additional one-year period from the date of enactment of the Clay Hunt SAV Act (February 12, 2015) to enroll for VA health care.",
  "scenario": "I am currently serving in the US Army.",
  "question": "Can I get an additional one-year period after enactment to enroll for VA health care?",
  "answer": "no"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "1876f49675d4b56b74d114c63e5405d13271b444",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "I have questions about Crisis Payments. I just got out of jail the other week.",
  "question": "Can I get Crisis Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "5fcf30ad56aab99fcaa50bdb53e5a87ccc062d6f",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "The project is fully secured with my assets.",
  "question": "Am I eligible for this program?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "a0ca1eb85fd6c6231177720e6b0ea7e33131edb1",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I was born in Sweden, but my family moved to the Gibraltar when I was around ten years old.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "55fe163fab637ebe7dfc2557ce08d1bc7669d106",
  "utterance_id": "b6dc4ebc9db878e8469a7fdfd059e5881e9fa5cb",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a resident of Indiana, responsible for a child under 18 years of age, a U.S. citizen or qualified alien and have very low income.",
  "scenario": "Been working happily for a great company the last seven years and am happy to say that I make a really decent living, and I have no complaints",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "af1268f699520405489da89238eb3f1a1fe3b45a",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "I am a Nanticoke, of the Nanticoke Indian Tribe, and our people have been disgraced by the American governments lack in recognizing our tribe.",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "9c08b1f011100cbdb627a0391be512fa835eb7b3",
  "utterance_id": "143c1018ff34ee8b39fab7b5df49da4815283464",
  "policy": "1. Commercial airports.\n* There shall be adequate toilet facilities approved by the proper authority in the community in which the commercial airport is located, an operation area contained in a building which has an interior floor area measuring no less than 6 feet by 8 feet, and a public telephone.",
  "scenario": "There are adequate toilet facilities in the airport that the government approved.",
  "question": "Is this a legal commerical airport?",
  "answer": "maybe"
 },
 {
  "tree_id": "62efd9afefac594399044d5254d08f29cedd4484",
  "utterance_id": "ad17f113e5acfe563827940be7619c74d3871a49",
  "policy": "In order to be eligible for this program:\n\n* You must be a U.S. citizen,\n* You must have a good credit and earnings record, net worth, and liquidity behind the project,\n* Your project must be fully secured with your assets, including personal guarantees (non-recourse credit is not available), and\n* You should have at least a three year history of owning or operating the fisheries project which will be the subject of your proposed application, or a three year history owning or operating a comparable project.",
  "scenario": "I only have two years of history owning and operating my fishery",
  "question": "Am I eligible for this program?",
  "answer": "no"
 },
 {
  "tree_id": "55fe163fab637ebe7dfc2557ce08d1bc7669d106",
  "utterance_id": "4381a6a23e4b16cd364c9647704fffcff328d5fd",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a resident of Indiana, responsible for a child under 18 years of age, a U.S. citizen or qualified alien and have very low income.",
  "scenario": "My child that lives with me is 13",
  "question": "Do I qualify for this benefit program?",
  "answer": "maybe"
 },
 {
  "tree_id": "00b5cb1bbad6a298b4c437d77c12c371bb49cd8b",
  "utterance_id": "b91b9bcf23ff80e16a049554191c1cacdc445d44",
  "policy": "## Claiming in advance and backdating\n\nYou can claim in advance by up to 13 weeks (or 17 weeks if you\u2019re aged 60 or over), if you\u2019re moving. You won\u2019t usually get any money before you move.",
  "scenario": "My partner and I will be moving shortly as I got a great job offer in another city",
  "question": "Can I claim in advance?",
  "answer": "maybe"
 },
 {
  "tree_id": "64108928f6e2b23db007c9debc5e076ac85cf5a9",
  "utterance_id": "f5903dcc80b99cce00cd3d3069608711537137eb",
  "policy": "A. All aircarrier and commuter aircarrier airports shall designate a person generally available who has administrative responsibility for operation and management of the airport. All general aviation commercial airports, as defined under chapter 6, shall have at least a part-time airport manager.",
  "scenario": "The three runway airport in question provides service to multiple destination via Delta and Southwest airlines in addition to private commuter aircraft.",
  "question": "Does this airport need an airport manager?",
  "answer": "yes"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "fae3fb061d48d97fcac6525b379e07cb91ea6c74",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "I took out a loan to buy a house in the amount of $100,000.",
  "question": "Does this loan meet my needs?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "e222cef82663680ba95a72f248eacdda59e31ca9",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I am a 45 year old woman from the United Kingdom who is wondering about Winter Fuel Payments. I currently live in Edinburgh.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "c29d5ef15a87bc7cfd37faa8f95cdb3163b501ed",
  "utterance_id": "70d1b4e9e281763b2981481820ffd5ae4a2ab12c",
  "policy": "## Shared Parental Leave\n\nYou can\u2019t take Paternity Leave after you take SPL.",
  "scenario": "I have not taken SPL.",
  "question": "Can I take paternity leave?",
  "answer": "yes"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "ec8edf4dae49f02088926ac997fe09cfce99db44",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "I have lived in Indianapolis all my life.  I am starting college to study nursing in the fall.",
  "question": "Do I qualify for this benefit program?",
  "answer": "maybe"
 },
 {
  "tree_id": "e2fd0f29623cd93fcfba178a111e05469c84ccc8",
  "utterance_id": "58e8e067b704a3e4719808eb6a43ee0ef4bdda67",
  "policy": "## Double tax\n\nIf you live in a country without a \u2018double taxation agreement\u2019 with the UK, you might have to pay tax in both countries.",
  "scenario": "I live in Australia",
  "question": "Is it possible that I may have to pay tax in both countries?",
  "answer": "no"
 },
 {
  "tree_id": "78eae79c808f0bc88a1fff8d36febe6936aa677d",
  "utterance_id": "6be5a01fa92bf0a9acc18bb02863ebd62f04cf1d",
  "policy": "## European Economic Area (EEA) countries\n\nIf you live in an EEA country, Switzerland or Gibraltar, and you\u2019re eligible, you may be able to claim the following:\n\n* Bereavement Support Payment\n* Bereavement Allowance\n* Bereavement Payment\n* Widowed Parent\u2019s Allowance",
  "scenario": "I should be okay to get it, but I'm living in Switzerland right now while I'm working. Im not eligible though",
  "question": "Can I claim this benefit?",
  "answer": "no"
 },
 {
  "tree_id": "879f8f07a2a479b1bc61760b2f62b73a973f52f4",
  "utterance_id": "156884a6abe2f4545f41ce00d2b383d9468d1d6c",
  "policy": "#  1. Overview\n\nThe Additional State Pension is an extra amount of money you could get on top of your basic State Pension if you\u2019re:\n\n* a man born before 6 April 1951\n* a woman born before 6 April 1953",
  "scenario": "I'm trying to get my bereavement allowance.  My wife died.  We were married since 1952.  I've yet to apply for sponsorship though.",
  "question": "Can I get Additional State Pension?",
  "answer": "yes"
 },
 {
  "tree_id": "79467a83126ced522c3c856615776b3bbde840e3",
  "utterance_id": "d702a3cfa76cb4f122625e40bacaeb2d7c14976c",
  "policy": "### Authorised representative\n\nYou can nominate to be an authorised representative if the person you intend to represent can no longer manage their own affairs due to a medical condition or disability.",
  "scenario": "My mom has been having a really hard time lately and she can't take care of herself anymore because of a medical problem",
  "question": "Can I nominate to be an authorised representative for this person?",
  "answer": "yes"
 },
 {
  "tree_id": "2588e105d705cf0c1be9fdeedb9987d76570e19c",
  "utterance_id": "22245c3f51c2447b2488eb7d02e8e1419e427d00",
  "policy": "#  8. Cancel registration\n\nYou can ask HM Revenue and Customs (HMRC) to cancel your registration if your VAT taxable turnover falls below the de-registration threshold of \u00a383,000.",
  "scenario": "I don't generally use the windshield wipers on my car unless it's raining but even that hasn't been much of an issues because since my yearly profits from delivering pizzas has fallen down to \u00a36,000 per year I barely even drive at all.",
  "question": "Can I ask HM Revenue and Customs (HMRC) to cancel my registration?",
  "answer": "yes"
 },
 {
  "tree_id": "226962ce804248f63774c2e6714ae7d8343e3ec2",
  "utterance_id": "07d50ae45ab7121a02bc34e5c14d8a91c7f40f1a",
  "policy": "## Applying to become a tax credit appointee\n\nYou must be over 18 and have a bank account. You don\u2019t have to be a relative.",
  "scenario": "I'm currently seventeen years old",
  "question": "Can I apply to become a tax credit appointee?",
  "answer": "no"
 },
 {
  "tree_id": "f8a5281086240ac5a81b3e306677ebb17bccfeea",
  "utterance_id": "ab61514bf05d8468483a5185f2d780def0681941",
  "policy": "7(a) loans are the most basic and most used type loan of the Small Business Administration's (SBA) business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the agency to provide business loans to American small businesses. The loan program is designed to assist for-profit businesses that are not able to get other financing from other resources.",
  "scenario": "I work at a local restaurant.  I don't have a good credit history and I can't get a loan anywhere else.",
  "question": "Is the 7(a) loan program for me?",
  "answer": "no"
 },
 {
  "tree_id": "c1bcbeaf8735cfae3ff4decdb5a783311cb0d49c",
  "utterance_id": "e354786bddf1cb7380dc7ed84d1202d6c3aab155",
  "policy": "## What are the claiming limits\n\nIf you claim using your Medicare online account, there are daily and monthly claiming limits. You can claim up to:\n\n* $75 per day, or\n* $150 in total for 30 days per Medicare card and bank account \u2013 we call this the monthly limit",
  "scenario": "This is the first time I tried to claim.",
  "question": "Can I claim this amount?",
  "answer": "maybe"
 },
 {
  "tree_id": "226962ce804248f63774c2e6714ae7d8343e3ec2",
  "utterance_id": "0641134ccf33282f896c31ba6384238605956c1e",
  "policy": "## Applying to become a tax credit appointee\n\nYou must be over 18 and have a bank account. You don\u2019t have to be a relative.",
  "scenario": "I am a 31 year old man from the United States who is curious about becoming a tax credit appointee.",
  "question": "Can I apply to become a tax credit appointee?",
  "answer": "maybe"
 },
 {
  "tree_id": "316a5289e5026bb599241e9132223f7666d27565",
  "utterance_id": "b4ed19f8ee8db73a16b4e5c52253ec9559b3d605",
  "policy": "Borrowers must qualify for a home purchase or refinance under FHA's minimum credit requirements. The energy-efficient improvements must be cost-effective, meaning that the total cost of the improvements must be less than the energy saved over the expected life of the improvements.",
  "scenario": "My energy efficient improvements are rather costly.",
  "question": "Do I qualify for this?",
  "answer": "no"
 },
 {
  "tree_id": "316a5289e5026bb599241e9132223f7666d27565",
  "utterance_id": "281bf6422c6357b9e96f32a39cdd9f455a98f4c4",
  "policy": "Borrowers must qualify for a home purchase or refinance under FHA's minimum credit requirements. The energy-efficient improvements must be cost-effective, meaning that the total cost of the improvements must be less than the energy saved over the expected life of the improvements.",
  "scenario": "I've recently updated the windows on my home.  I went with tinted insulated windows to save money.",
  "question": "Do I qualify for this?",
  "answer": "maybe"
 },
 {
  "tree_id": "64108928f6e2b23db007c9debc5e076ac85cf5a9",
  "utterance_id": "a627250c84e97dc34e7723a1a7d8f9a835e50dcd",
  "policy": "A. All aircarrier and commuter aircarrier airports shall designate a person generally available who has administrative responsibility for operation and management of the airport. All general aviation commercial airports, as defined under chapter 6, shall have at least a part-time airport manager.",
  "scenario": "The airport is not considered to be a commercial aviation airport",
  "question": "Does this airport need an airport manager?",
  "answer": "no"
 },
 {
  "tree_id": "4e49bc839b4671a6dc5e775a0d283fb7a4c5fbc3",
  "utterance_id": "c968aad2bb0da4735ebf41d57d7e6d6a14adf98f",
  "policy": "### Work experience and internships\n\nYou won\u2019t get the National Minimum Wage or National Living Wage if you\u2019re:\n\n* work shadowing",
  "scenario": "I am in the second month of my job at HMRC.",
  "question": "Will I get the National Minimum Wage?",
  "answer": "yes"
 },
 {
  "tree_id": "da6ff4de766c67f108c370a4f837c78b9889739c",
  "utterance_id": "777ef2fa3b42a62eb0556719f7c05e46821a6174",
  "policy": "Eligible applicants may obtain direct loans for up to a maximum indebtedness of $300,000, and guaranteed loans for up to a maximum indebtedness of $1,392,000 (amount adjusted annually for inflation).",
  "scenario": "My partner and I have not reached state pension age but we need to borrow $3 million dollars",
  "question": "Does this loan meet my needs?",
  "answer": "no"
 },
 {
  "tree_id": "a16b6d3e6b375230cc3aadc6157efd6103be2713",
  "utterance_id": "f300a8225436e147e5d8a5c09fb5effbbb179aa7",
  "policy": "Veterans who were discharged or released from the active military, naval, or air service after January 1, 2009, and before January 1, 2011, but did not enroll to receive hospital care, medical services, or nursing home care during the five-year period as currently specified by law, will have an additional one-year period from the date of enactment of the Clay Hunt SAV Act (February 12, 2015) to enroll for VA health care.",
  "scenario": "I enrolled to receive medical services during the five year period.",
  "question": "Can I get an additional one-year period after enactment to enroll for VA health care?",
  "answer": "no"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "ff31d409e909f6d5f59b420a334439019f584120",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "I want to get a loan to fix up my house.  I'm part Indian and live on family owned land that was trusted to us.  After I fix the home, I plan on using it as my main home.",
  "question": "Can I obtain an NADL?",
  "answer": "maybe"
 },
 {
  "tree_id": "94ce16365b9e777c4e2a3ec5c1443749bf8cf2f0",
  "utterance_id": "916fc4da5b19d6473a7f9544b01e1af8b2355724",
  "policy": "If you would like to find out if you may be eligible for any of the benefits SSA administers, take the U.S. Social Security Administration\u2019s (SSA) Benefit Eligibility Screening Tool. Once you have completed the eligibility screening questionnaire, you will be provided with a list of benefits for which you may be eligible. Print this page for your records before going to the application site.",
  "scenario": "I used the SSA tool earlier",
  "question": "Do I qualify for this benefit?",
  "answer": "maybe"
 },
 {
  "tree_id": "cf58ade8e50dffe2d4b51bc1b318a1408cabc6be",
  "utterance_id": "b1b70b287881e237340fea1dc101e22a9fd04902",
  "policy": "To obtain a NADL, the law requires that:\n\n* The applicant must be an eligible Veteran.\n* The tribal organization or other appropriate Native American group must be participating in the VA direct loan program. The tribal organization must have signed a Memorandum of Understanding with the Secretary of Veterans Affairs, that spells out the conditions under which the program will operate on its trust lands.",
  "scenario": "I don't believe that I do qualify as an eligible veteran",
  "question": "Can I obtain an NADL?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "f4e252cb55f6ae479dddb0b67faadd12bd3e4343",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I live in Greece",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "5f2feba3cdbaf668896a0d20122b37272da83a2f",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "I am building a home for myself on Native American trust land, to act as my primary residence. I am not a credit risk.",
  "question": "Can I obtain an NADL?",
  "answer": "no"
 },
 {
  "tree_id": "ba616b28e749c91819177ed091a408bc2ee54c78",
  "utterance_id": "2df1aec933e3e64cc90f9e83bb7de1bcc2d20fa1",
  "policy": "### Benefits for your Business\n\nYou can get support from our Centrepay for Businesses team from 8:30 am to 5:00 pm local time, Monday to Friday.",
  "scenario": "I am a 32 year old business owner from the United Kingdom who is having lots of trouble with Centrepay. It's currently 10:00 am on a Thursday.",
  "question": "Is the Centrepay support service available right now?",
  "answer": "yes"
 },
 {
  "tree_id": "1065dbb24430b3b8e20a359506fd1130d91d3eab",
  "utterance_id": "5815619ca6c426cac601d3474b2022377b5917f8",
  "policy": "### Restrictions\n\nThe designated provider is prohibited from consuming marijuana obtained for the personal, medical use of the qualifying patient for whom the individual is acting as designated provider.",
  "scenario": "No, the patient is my father. Yes, I did receive nursing care at home during those five years.",
  "question": "Can I consume this marijuana?",
  "answer": "no"
 },
 {
  "tree_id": "879f8f07a2a479b1bc61760b2f62b73a973f52f4",
  "utterance_id": "60cda693962ac3bc7e269f3ca25a0748a7746bf1",
  "policy": "#  1. Overview\n\nThe Additional State Pension is an extra amount of money you could get on top of your basic State Pension if you\u2019re:\n\n* a man born before 6 April 1951\n* a woman born before 6 April 1953",
  "scenario": "I was born in 1941 in Canada.  I moved to the US when I was 20 and didn't know if I qualified for pension.",
  "question": "Can I get Additional State Pension?",
  "answer": "yes"
 },
 {
  "tree_id": "79467a83126ced522c3c856615776b3bbde840e3",
  "utterance_id": "8ef6906f6577fbd6ab3434851a25a42a144e979b",
  "policy": "### Authorised representative\n\nYou can nominate to be an authorised representative if the person you intend to represent can no longer manage their own affairs due to a medical condition or disability.",
  "scenario": "My mother can not manage her affairs due to advanced dementia.",
  "question": "Can I nominate to be an authorised representative for this person?",
  "answer": "yes"
 },
 {
  "tree_id": "79467a83126ced522c3c856615776b3bbde840e3",
  "utterance_id": "69d5aa539117957f067b143d1d708011b6f12d76",
  "policy": "### Authorised representative\n\nYou can nominate to be an authorised representative if the person you intend to represent can no longer manage their own affairs due to a medical condition or disability.",
  "scenario": "My mom is still at the point where she can take of herself and her affairs",
  "question": "Can I nominate to be an authorised representative for this person?",
  "answer": "no"
 },
 {
  "tree_id": "55fe163fab637ebe7dfc2557ce08d1bc7669d106",
  "utterance_id": "2fe36f881d5e2f8128cfc2f2973af91877f3558f",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a resident of Indiana, responsible for a child under 18 years of age, a U.S. citizen or qualified alien and have very low income.",
  "scenario": "I live in Louisiana.  I've recently retired, but used to be an educator.",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "615f90a7b789afacb18e5563a0580d385d48ee1a",
  "utterance_id": "07aa4e6c3f3ea900ebef503b0a7d43499bcdfd3e",
  "policy": "#  2. Au pairs\n\nAn au pair isn\u2019t classed as a worker or an employee if the followings apply:\n\n* they have their own private room in the house, provided free of charge\n* they eat their main meals with the host family, free of charge\n* they help with light housework and childcare for around 30 hours a week, including a couple of evenings babysitting\n* they get reasonable pocket money",
  "scenario": "My au pair stays in our guest room for free.",
  "question": "Can my au pair be classified as a worker?",
  "answer": "maybe"
 },
 {
  "tree_id": "31ff00724567ea17ee26265cc9097a750ad3464b",
  "utterance_id": "f99aff279aa358335cada496cf3208f70a459367",
  "policy": "To obtain a NADL, the law requires that:\n\n* Apply for a Certificate of Eligibility.\n* The loan must be to purchase, construct, or improve a home on Native American trust land.\n* The Veteran must occupy the property as his or her primary residence.\n* The Veteran must be a satisfactory credit risk.",
  "scenario": "I have no credit issues.",
  "question": "Can I obtain an NADL?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "43c792de857f354d136dd1bb5f02bc6c9586382b",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I currently live in China.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "dcbd24ba28a53d70d86812b67ce3de7283d3a78e",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I was born in Sweden, but we moved to the UK when I was around ten years old.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "yes"
 },
 {
  "tree_id": "78419407693d3d281ec422bce49eb96f02f3c017",
  "utterance_id": "b40f7ac4a8ba2d4c1527487de2284522591e9bb0",
  "policy": "## Get authorised\n\nTax credits will not be paid into your account unless you\u2019re the appointee.",
  "scenario": "I have questions about taxes. I'm the appointee, and I work for an insurance company.",
  "question": "Will tax credit be paid into my account?",
  "answer": "yes"
 },
 {
  "tree_id": "6de20194ab323890c078be39594a06a1e4e68db8",
  "utterance_id": "79bc21905bae19b04c0179b3830b7ad55c88ad02",
  "policy": "## General Program Requirements\n\nIn order to qualify for this benefit program, you must be a Native American/American Indian who has been accepted or enrolled in an accredited degree program, college or university to study in the field of health care, and you or your family member must be enrolled in a federally recognized American Indian tribe or Alaska Native village.",
  "scenario": "I have lived in Minnesota all my life.  I just finished school and will be going to college for nursing in the fall. We dont belong to a tribe or village anymore",
  "question": "Do I qualify for this benefit program?",
  "answer": "no"
 },
 {
  "tree_id": "2a9a97559011094fef6cda24fdb3aa3681da31ad",
  "utterance_id": "3b77b085b29d800f87a4c167f3da23c3e9e4457c",
  "policy": "## Sanctionable benefits\n\nThe following benefits can be reduced or stopped if you commit benefit fraud:\n\n* Carer\u2019s Allowance\n* Employment and Support Allowance\n* Housing Benefit\n* Incapacity Benefit",
  "scenario": "I have never and will never commit benefit fraud",
  "question": "Can this benefit be reduced or stopped?",
  "answer": "no"
 },
 {
  "tree_id": "78eae79c808f0bc88a1fff8d36febe6936aa677d",
  "utterance_id": "56fabfc264022026fa85b4ad33cbe09985739edd",
  "policy": "## European Economic Area (EEA) countries\n\nIf you live in an EEA country, Switzerland or Gibraltar, and you\u2019re eligible, you may be able to claim the following:\n\n* Bereavement Support Payment\n* Bereavement Allowance\n* Bereavement Payment\n* Widowed Parent\u2019s Allowance",
  "scenario": "I've verified that I'm eligible",
  "question": "Can I claim this benefit?",
  "answer": "maybe"
 },
 {
  "tree_id": "aeed176c62229fdf13031922c977ab4890073cb2",
  "utterance_id": "532a0e0e668d1a27b661d6215b354cf381c6bf75",
  "policy": "In order to qualify for this benefit program, you must be an operator of record in Farm Service Agency (FSA) record system unless an exception is granted. Eligible lands include cropland, grassland, prairie land, pastureland, rangeland, nonindustrial private forest land, and agricultural land under the jurisdiction of an Indian tribe. Applicants may include individuals, legal entities, joint operations, or Indian tribes.",
  "scenario": "The person whom I inherited the money from owed a repayment. I have not been recognized by the FSA, nor have I been granted an exception for my farm.",
  "question": "Do I qualify for this program?",
  "answer": "no"
 },
 {
  "tree_id": "b567078c5986d40efaeeebb008763f7d258a4a7b",
  "utterance_id": "4410bf61506023a7df5da014db38cc317f96f599",
  "policy": "## Patient Information\n\nHealthcare practitioners may authorize the use of marijuana for any patient as long as it's medically appropriate under the law and the profession\u2019s standard of care. The Department of Health doesn't keep a list of those specific practitioners that are authorizing, however there is a list of healthcare practitioners that are allowed to authorize marijuana for medical marijuana.",
  "scenario": "I want to prescribe marijuana for glaucoma.",
  "question": "Could I authorize the use of marijuana for this patient?",
  "answer": "no"
 },
 {
  "tree_id": "a72f54c23478d43dd9aec76f2722901b6d8aeb3d",
  "utterance_id": "e3579972360fecd242a93c10d932cece02936677",
  "policy": "The purpose of the program is to help Indian-owned businesses obtain commercially-reasonable financing from private sources. The Division of Capital Investment manages the Indian Loan Guaranty, Insurance, and Interest Subsidy Program which breaks through the conventional barriers to financing for tribes and individual Indians. The loan program helps facilitate loan financing for borrowers that would not be able to do so otherwise. The Division helps secure reasonable interest rates and reduces risks for all parties involved to promote economic development on or near an Indian community's reservation or service area.",
  "scenario": "I do not own an Indian-owned business.",
  "question": "Is this loan suitable for me?",
  "answer": "no"
 },
 {
  "tree_id": "1065dbb24430b3b8e20a359506fd1130d91d3eab",
  "utterance_id": "a9402a4d552ed5eadd072f9b0d2852b65a10335f",
  "policy": "### Restrictions\n\nThe designated provider is prohibited from consuming marijuana obtained for the personal, medical use of the qualifying patient for whom the individual is acting as designated provider.",
  "scenario": "I am not the designated provider of the marijuana.",
  "question": "Can I consume this marijuana?",
  "answer": "maybe"
 },
 {
  "tree_id": "0ac42375a618b319d0eaffe17563947bf5e08bd4",
  "utterance_id": "2708655b9a4dcb6b93f5f9e217dbf53a1c72c3d9",
  "policy": "# Who can get Crisis Payment\n\nCrisis Payment can help if you:\n\n* get out of jail\n* are experiencing family and domestic violence\n* have been in prison or psychiatric confinement for 14 days\n* have severe financial hardship",
  "scenario": "There was a bit of time I lived with family and couldn't get any support for housing but that was because I lost my job and couldn't afford to pay rent at all, but I moved back into an apartment I could get support on because I got a job, not because of family violence or anything like that.",
  "question": "Can I get Crisis Payment?",
  "answer": "maybe"
 },
 {
  "tree_id": "8034fa59293fec3669d41a392e1b2062350a6847",
  "utterance_id": "c1724e0ef22508c069ebc329a6ec8a114579a203",
  "policy": "## To request an EAD, you must file Form I-765, Application for Employment Authorization. You will need to apply for an EAD if you:\n\n** You have a nonimmigrant status that allows you to be in the United States but does not allow you to work in the United States without first seeking permission from USCIS (such as an F-1 or M-1 student).",
  "scenario": "I want to apply, but I have a nonimmigrant status right now.",
  "question": "Do I need to apply for an EAD?",
  "answer": "maybe"
 },
 {
  "tree_id": "9ae3d25b11bc3a4be81f5884371de3b7c145ad48",
  "utterance_id": "057c192daa702b1df682f95648504aef101d034e",
  "policy": "#  2. Eligibility\n\nYou can get the Winter Fuel Payment if you live in the UK or the EU, unless you live in Cyprus, France, Gibraltar, Greece, Malta, Portugal or Spain, because the average winter temperature is higher than the warmest region of the UK.",
  "scenario": "I was a man born a man and am happy to live my life as a man in the third largest island in the Mediterranean surfing the web all day long with Firefox.",
  "question": "Can I get Winter Fuel Payment?",
  "answer": "no"
 },
 {
  "tree_id": "aeed176c62229fdf13031922c977ab4890073cb2",
  "utterance_id": "9858a3b7513afc4f77685a1844288dfe91e290dd",
  "policy": "In order to qualify for this benefit program, you must be an operator of record in Farm Service Agency (FSA) record system unless an exception is granted. Eligible lands include cropland, grassland, prairie land, pastureland, rangeland, nonindustrial private forest land, and agricultural land under the jurisdiction of an Indian tribe. Applicants may include individuals, legal entities, joint operations, or Indian tribes.",
  "scenario": "I am a 56 year old man from the United States. An exception has been granted.",
  "question": "Do I qualify for this program?",
  "answer": "maybe"
 }
]