| concept,plain_explanation,everyday_analogy | |
| concentration,"A large share of the account sits in one position","Carrying all your groceries in a single thin bag" | |
| correlation,"How closely two holdings tend to move together","Two umbrellas from the same shop that both leak in heavy rain" | |
| time_diversification,"Spreading purchases across several planned dates","Filling the car tank a little each week instead of once at a random price" | |
| rebalancing,"Returning holdings to an intended mix on a schedule","Trimming a hedge that has outgrown the rest of the garden" | |
| over_diversification,"Holding so many small positions that tracking and costs become a burden","Owning twenty kitchen gadgets but using only two" | |
| household_view,"Seeing the trading account as one part of total finances","Not keeping every spare key on the same keyring" | |