| { | |
| "version": "1.0", | |
| "type": "mega_pro_general", | |
| "metadata": { | |
| "description": "Reglas legales amplias para an谩lisis profesional generalista", | |
| "optimized_for": "LLMs con contexto amplio", | |
| "language": "es", | |
| "author": "El Listillo" | |
| }, | |
| "sectorDetection": { | |
| "alquiler": ["arrendador", "arrendatario", "fianza", "vivienda", "inquilino", "alquiler"], | |
| "prestamo": ["inter茅s", "cuota", "TAE", "financiaci贸n", "deudor", "prestamista"], | |
| "laboral": ["empleador", "jornada", "contrato laboral", "salario", "trabajador"], | |
| "servicios": ["proveedor", "prestaci贸n de servicios", "suscripci贸n", "tarifa"] | |
| }, | |
| "abusosFrecuentes": [ | |
| { "pattern": "renuncia.*derechos", "score": 5, "message": "Posible renuncia ilegal de derechos" }, | |
| { "pattern": "modificar.*sin previo aviso", "score": 4, "message": "Modificaci贸n unilateral del contrato" }, | |
| { "pattern": "pagos.*no reembolsables", "score": 3, "message": "Cl谩usula de no reembolso potencialmente abusiva" }, | |
| { "pattern": "responsabilidad ilimitada", "score": 5, "message": "Responsabilidad desproporcionada para el usuario" }, | |
| { "pattern": "cesi贸n de datos.*terceros", "score": 4, "message": "Posible cesi贸n abusiva de datos personales" } | |
| ], | |
| "obligacionesCriticas": [ | |
| { "keyword": "obligatorio", "score": 2 }, | |
| { "keyword": "deber谩", "score": 2 }, | |
| { "keyword": "a cargo de", "score": 3 }, | |
| { "keyword": "responsable de", "score": 3 } | |
| ], | |
| "riesgosFinancieros": [ | |
| { | |
| "pattern": "inter[e茅]s.*([1-9][0-9]|[1-9][0-9]{2})%", | |
| "score": 5, | |
| "message": "Inter茅s extremadamente alto detectado" | |
| }, | |
| { | |
| "pattern": "penalizaci[o贸]n.*(elevada|alta|excesiva)", | |
| "score": 4, | |
| "message": "Posible penalizaci贸n desproporcionada" | |
| } | |
| ], | |
| "duracionYCancelacion": { | |
| "duracionIndefinida": { | |
| "pattern": "indefinid[ao]", | |
| "score": 2, | |
| "message": "Duraci贸n indefinida, revisar condiciones de cancelaci贸n" | |
| }, | |
| "cancelacionComplicada": [ | |
| { "pattern": "preaviso.*(30|60|90).*d[i铆]as", "score": 2 }, | |
| { "pattern": "no.*cancel", "score": 4 }, | |
| { "pattern": "sin posibilidad de desistimiento", "score": 4 } | |
| ] | |
| }, | |
| "proteccionDeDatos": [ | |
| { | |
| "pattern": "ceder.*datos.*terceros", | |
| "score": 4, | |
| "message": "Cesi贸n de datos potencialmente abusiva" | |
| }, | |
| { | |
| "pattern": "tratamiento.*datos", | |
| "score": 1, | |
| "message": "Revisar tratamiento de datos personales" | |
| } | |
| ], | |
| "lenguajeEnganoso": [ | |
| { "keyword": "irrevocable", "score": 3 }, | |
| { "keyword": "sin responsabilidad", "score": 4 }, | |
| { "keyword": "renuncia", "score": 3 }, | |
| { "keyword": "acepta sin reservas", "score": 3 } | |
| ], | |
| "letraPequena": [ | |
| { "pattern": "\\b0\\.[0-9]{2}", "score": 3, "message": "Puede indicar letra peque帽a o condiciones ocultas" } | |
| ], | |
| "desequilibrioPoder": [ | |
| { "pattern": "el usuario.*obligado", "score": 3 }, | |
| { "pattern": "la empresa.*podr谩", "score": 3 }, | |
| { "pattern": "el proveedor.*no se hace responsable", "score": 4 } | |
| ], | |
| "firmaDigital": [ | |
| { "pattern": "firma electr[o贸]nica", "score": 1 }, | |
| { "pattern": "validaci[o贸]n digital", "score": 1 } | |
| ], | |
| "sistemaPuntuacion": { | |
| "bueno": { "maxScore": 5 }, | |
| "cuidado": { "minScore": 6, "maxScore": 15 }, | |
| "peligroso": { "minScore": 16 } | |
| } | |
| } | |