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Direct Insureon reference adapter

The direct-task projector supplies the frozen clone and backend runtime. These scripts add a loopback Harbor entrypoint and install that assembled implementation as the oracle solution without duplicating clone bytes.

The adapter preserves the clone's real LocalAuthStore registration, password-reset, account, session, and business tables. Only during active formal mail calls it suppresses clone-local outbox/code retention, captures the fresh random code in a call-scoped context, and sends it through the injected write-only Mailpit API. No candidate mail reader or external provider path is available. Policy payments remain confined to local-sandbox.