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checking_status
string
duration_months
int64
credit_history
string
purpose
string
credit_amount
int64
savings
string
employment_since
string
installment_rate_pct
int64
personal_status_sex
string
other_debtors
string
residence_since
int64
property
string
age_years
int64
other_installment_plans
string
housing
string
existing_credits
int64
job
string
dependents
int64
telephone
string
foreign_worker
string
credit_risk
string
below zero
6
critical account or other credits existing
radio or television
1,169
unknown or none
7 or more years
4
male: single
none
4
real estate
67
none
own
2
skilled employee or official
1
registered
yes
good
0 to under 200
48
existing credits paid duly till now
radio or television
5,951
under 100
1 to under 4 years
2
female: divorced, separated, or married
none
2
real estate
22
none
own
1
skilled employee or official
1
none
yes
bad
no checking account
12
critical account or other credits existing
education
2,096
under 100
4 to under 7 years
2
male: single
none
3
real estate
49
none
own
1
unskilled, resident
2
none
yes
good
below zero
42
existing credits paid duly till now
furniture or equipment
7,882
under 100
4 to under 7 years
2
male: single
guarantor
4
savings agreement or life insurance
45
none
living for free
1
skilled employee or official
2
none
yes
good
below zero
24
delay in paying off in the past
new car
4,870
under 100
1 to under 4 years
3
male: single
none
4
unknown or none
53
none
living for free
2
skilled employee or official
2
none
yes
bad
no checking account
36
existing credits paid duly till now
education
9,055
unknown or none
1 to under 4 years
2
male: single
none
4
unknown or none
35
none
living for free
1
unskilled, resident
2
registered
yes
good
no checking account
24
existing credits paid duly till now
furniture or equipment
2,835
500 to under 1,000
7 or more years
3
male: single
none
4
savings agreement or life insurance
53
none
own
1
skilled employee or official
1
none
yes
good
0 to under 200
36
existing credits paid duly till now
used car
6,948
under 100
1 to under 4 years
2
male: single
none
2
car or other
35
none
rent
1
management, self-employed, or highly qualified
1
registered
yes
good
no checking account
12
existing credits paid duly till now
radio or television
3,059
1,000 or more
4 to under 7 years
2
male: divorced or separated
none
4
real estate
61
none
own
1
unskilled, resident
1
none
yes
good
0 to under 200
30
critical account or other credits existing
new car
5,234
under 100
unemployed
4
male: married or widowed
none
2
car or other
28
none
own
2
management, self-employed, or highly qualified
1
none
yes
bad
0 to under 200
12
existing credits paid duly till now
new car
1,295
under 100
under 1 year
3
female: divorced, separated, or married
none
1
car or other
25
none
rent
1
skilled employee or official
1
none
yes
bad
below zero
48
existing credits paid duly till now
business
4,308
under 100
under 1 year
3
female: divorced, separated, or married
none
4
savings agreement or life insurance
24
none
rent
1
skilled employee or official
1
none
yes
bad
0 to under 200
12
existing credits paid duly till now
radio or television
1,567
under 100
1 to under 4 years
1
female: divorced, separated, or married
none
1
car or other
22
none
own
1
skilled employee or official
1
registered
yes
good
below zero
24
critical account or other credits existing
new car
1,199
under 100
7 or more years
4
male: single
none
4
car or other
60
none
own
2
unskilled, resident
1
none
yes
bad
below zero
15
existing credits paid duly till now
new car
1,403
under 100
1 to under 4 years
2
female: divorced, separated, or married
none
4
car or other
28
none
rent
1
skilled employee or official
1
none
yes
good
below zero
24
existing credits paid duly till now
radio or television
1,282
100 to under 500
1 to under 4 years
4
female: divorced, separated, or married
none
2
car or other
32
none
own
1
unskilled, resident
1
none
yes
bad
no checking account
24
critical account or other credits existing
radio or television
2,424
unknown or none
7 or more years
4
male: single
none
4
savings agreement or life insurance
53
none
own
2
skilled employee or official
1
none
yes
good
below zero
30
no credits taken or all paid duly
business
8,072
unknown or none
under 1 year
2
male: single
none
3
car or other
25
at another bank
own
3
skilled employee or official
1
none
yes
good
0 to under 200
24
existing credits paid duly till now
used car
12,579
under 100
7 or more years
4
female: divorced, separated, or married
none
2
unknown or none
44
none
living for free
1
management, self-employed, or highly qualified
1
registered
yes
bad
no checking account
24
existing credits paid duly till now
radio or television
3,430
500 to under 1,000
7 or more years
3
male: single
none
2
car or other
31
none
own
1
skilled employee or official
2
registered
yes
good
no checking account
9
critical account or other credits existing
new car
2,134
under 100
1 to under 4 years
4
male: single
none
4
car or other
48
none
own
3
skilled employee or official
1
registered
yes
good
below zero
6
existing credits paid duly till now
radio or television
2,647
500 to under 1,000
1 to under 4 years
2
male: single
none
3
real estate
44
none
rent
1
skilled employee or official
2
none
yes
good
below zero
10
critical account or other credits existing
new car
2,241
under 100
under 1 year
1
male: single
none
3
real estate
48
none
rent
2
unskilled, resident
2
none
no
good
0 to under 200
12
critical account or other credits existing
used car
1,804
100 to under 500
under 1 year
3
male: single
none
4
savings agreement or life insurance
44
none
own
1
skilled employee or official
1
none
yes
good
no checking account
10
critical account or other credits existing
furniture or equipment
2,069
unknown or none
1 to under 4 years
2
male: married or widowed
none
1
car or other
26
none
own
2
skilled employee or official
1
none
no
good
below zero
6
existing credits paid duly till now
furniture or equipment
1,374
under 100
1 to under 4 years
1
male: single
none
2
real estate
36
at another bank
own
1
unskilled, resident
1
registered
yes
good
no checking account
6
no credits taken or all paid duly
radio or television
426
under 100
7 or more years
4
male: married or widowed
none
4
car or other
39
none
own
1
unskilled, resident
1
none
yes
good
200 or more, or salary account
12
all credits at this bank paid duly
radio or television
409
1,000 or more
1 to under 4 years
3
female: divorced, separated, or married
none
3
real estate
42
none
rent
2
skilled employee or official
1
none
yes
good
0 to under 200
7
existing credits paid duly till now
radio or television
2,415
under 100
1 to under 4 years
3
male: single
guarantor
2
real estate
34
none
own
1
skilled employee or official
1
none
yes
good
below zero
60
delay in paying off in the past
business
6,836
under 100
7 or more years
3
male: single
none
4
unknown or none
63
none
own
2
skilled employee or official
1
registered
yes
bad
0 to under 200
18
existing credits paid duly till now
business
1,913
1,000 or more
under 1 year
3
male: married or widowed
none
3
real estate
36
at another bank
own
1
skilled employee or official
1
registered
yes
good
below zero
24
existing credits paid duly till now
furniture or equipment
4,020
under 100
1 to under 4 years
2
male: single
none
2
car or other
27
at stores
own
1
skilled employee or official
1
none
yes
good
0 to under 200
18
existing credits paid duly till now
new car
5,866
100 to under 500
1 to under 4 years
2
male: single
none
2
car or other
30
none
own
2
skilled employee or official
1
registered
yes
good
no checking account
12
critical account or other credits existing
business
1,264
unknown or none
7 or more years
4
male: single
none
4
unknown or none
57
none
rent
1
unskilled, resident
1
none
yes
good
200 or more, or salary account
12
existing credits paid duly till now
furniture or equipment
1,474
under 100
under 1 year
4
female: divorced, separated, or married
none
1
savings agreement or life insurance
33
at another bank
own
1
management, self-employed, or highly qualified
1
registered
yes
good
0 to under 200
45
critical account or other credits existing
radio or television
4,746
under 100
under 1 year
4
male: single
none
2
savings agreement or life insurance
25
none
own
2
unskilled, resident
1
none
yes
bad
no checking account
48
critical account or other credits existing
education
6,110
under 100
1 to under 4 years
1
male: single
none
3
unknown or none
31
at another bank
living for free
1
skilled employee or official
1
registered
yes
good
200 or more, or salary account
18
existing credits paid duly till now
radio or television
2,100
under 100
1 to under 4 years
4
male: single
co-applicant
2
real estate
37
at stores
own
1
skilled employee or official
1
none
yes
bad
200 or more, or salary account
10
existing credits paid duly till now
domestic appliances
1,225
under 100
1 to under 4 years
2
male: single
none
2
car or other
37
none
own
1
skilled employee or official
1
registered
yes
good
0 to under 200
9
existing credits paid duly till now
radio or television
458
under 100
1 to under 4 years
4
male: single
none
3
real estate
24
none
own
1
skilled employee or official
1
none
yes
good
no checking account
30
existing credits paid duly till now
radio or television
2,333
500 to under 1,000
7 or more years
4
male: single
none
2
car or other
30
at another bank
own
1
management, self-employed, or highly qualified
1
none
yes
good
0 to under 200
12
existing credits paid duly till now
radio or television
1,158
500 to under 1,000
1 to under 4 years
3
male: divorced or separated
none
1
car or other
26
none
own
1
skilled employee or official
1
registered
yes
good
0 to under 200
18
delay in paying off in the past
repairs
6,204
under 100
1 to under 4 years
2
male: single
none
4
real estate
44
none
own
1
unskilled, resident
2
registered
yes
good
below zero
30
critical account or other credits existing
used car
6,187
100 to under 500
4 to under 7 years
1
male: married or widowed
none
4
car or other
24
none
rent
2
skilled employee or official
1
none
yes
good
below zero
48
critical account or other credits existing
used car
6,143
under 100
7 or more years
4
female: divorced, separated, or married
none
4
unknown or none
58
at stores
living for free
2
unskilled, resident
1
none
yes
bad
no checking account
11
critical account or other credits existing
new car
1,393
under 100
under 1 year
4
female: divorced, separated, or married
none
4
car or other
35
none
own
2
management, self-employed, or highly qualified
1
none
yes
good
no checking account
36
existing credits paid duly till now
radio or television
2,299
500 to under 1,000
7 or more years
4
male: single
none
4
car or other
39
none
own
1
skilled employee or official
1
none
yes
good
below zero
6
existing credits paid duly till now
used car
1,352
500 to under 1,000
unemployed
1
female: divorced, separated, or married
none
2
savings agreement or life insurance
23
none
rent
1
unemployed or unskilled, non-resident
1
registered
yes
good
no checking account
11
critical account or other credits existing
new car
7,228
under 100
1 to under 4 years
1
male: single
none
4
savings agreement or life insurance
39
none
own
2
unskilled, resident
1
none
yes
good
no checking account
12
existing credits paid duly till now
radio or television
2,073
100 to under 500
1 to under 4 years
4
female: divorced, separated, or married
co-applicant
2
real estate
28
none
own
1
skilled employee or official
1
none
yes
good
0 to under 200
24
delay in paying off in the past
furniture or equipment
2,333
unknown or none
under 1 year
4
male: single
none
2
savings agreement or life insurance
29
at another bank
own
1
unskilled, resident
1
none
yes
good
0 to under 200
27
delay in paying off in the past
used car
5,965
under 100
7 or more years
1
male: single
none
2
car or other
30
none
own
2
management, self-employed, or highly qualified
1
registered
yes
good
no checking account
12
existing credits paid duly till now
radio or television
1,262
under 100
1 to under 4 years
3
male: single
none
2
car or other
25
none
own
1
skilled employee or official
1
none
yes
good
no checking account
18
existing credits paid duly till now
used car
3,378
unknown or none
1 to under 4 years
2
male: single
none
1
savings agreement or life insurance
31
none
own
1
skilled employee or official
1
registered
yes
good
0 to under 200
36
delay in paying off in the past
new car
2,225
under 100
7 or more years
4
male: single
none
4
unknown or none
57
at another bank
living for free
2
skilled employee or official
1
registered
yes
bad
no checking account
6
all credits at this bank paid duly
new car
783
unknown or none
1 to under 4 years
1
male: single
guarantor
2
real estate
26
at stores
own
1
unskilled, resident
2
none
yes
good
0 to under 200
12
existing credits paid duly till now
radio or television
6,468
unknown or none
unemployed
2
male: single
none
1
unknown or none
52
none
own
1
management, self-employed, or highly qualified
1
registered
yes
bad
no checking account
36
critical account or other credits existing
radio or television
9,566
under 100
1 to under 4 years
2
female: divorced, separated, or married
none
2
car or other
31
at stores
own
2
skilled employee or official
1
none
yes
good
200 or more, or salary account
18
existing credits paid duly till now
new car
1,961
under 100
7 or more years
3
female: divorced, separated, or married
none
2
car or other
23
none
own
1
management, self-employed, or highly qualified
1
none
yes
good
below zero
36
critical account or other credits existing
furniture or equipment
6,229
under 100
under 1 year
4
female: divorced, separated, or married
co-applicant
4
unknown or none
23
none
rent
2
unskilled, resident
1
registered
yes
bad
0 to under 200
9
existing credits paid duly till now
business
1,391
under 100
1 to under 4 years
2
male: married or widowed
none
1
real estate
27
at another bank
own
1
skilled employee or official
1
registered
yes
good
0 to under 200
15
critical account or other credits existing
radio or television
1,537
unknown or none
7 or more years
4
male: single
guarantor
4
real estate
50
none
own
2
skilled employee or official
1
registered
yes
good
0 to under 200
36
no credits taken or all paid duly
business
1,953
under 100
7 or more years
4
male: single
none
4
unknown or none
61
none
living for free
1
management, self-employed, or highly qualified
1
registered
yes
bad
0 to under 200
48
no credits taken or all paid duly
business
14,421
under 100
1 to under 4 years
2
male: single
none
2
car or other
25
none
own
1
skilled employee or official
1
registered
yes
bad
no checking account
24
existing credits paid duly till now
radio or television
3,181
under 100
under 1 year
4
female: divorced, separated, or married
none
4
savings agreement or life insurance
26
none
own
1
skilled employee or official
1
registered
yes
good
no checking account
27
existing credits paid duly till now
repairs
5,190
unknown or none
7 or more years
4
male: single
none
4
savings agreement or life insurance
48
none
own
4
skilled employee or official
2
registered
yes
good
no checking account
12
existing credits paid duly till now
radio or television
2,171
under 100
under 1 year
2
female: divorced, separated, or married
none
2
car or other
29
at another bank
own
1
skilled employee or official
1
none
yes
good
0 to under 200
12
existing credits paid duly till now
new car
1,007
1,000 or more
1 to under 4 years
4
male: married or widowed
none
1
real estate
22
none
own
1
skilled employee or official
1
none
yes
good
no checking account
36
existing credits paid duly till now
education
1,819
under 100
1 to under 4 years
4
male: single
none
4
unknown or none
37
at stores
living for free
1
skilled employee or official
1
registered
yes
bad
no checking account
36
existing credits paid duly till now
radio or television
2,394
unknown or none
1 to under 4 years
4
female: divorced, separated, or married
none
4
car or other
25
none
own
1
skilled employee or official
1
none
yes
good
no checking account
36
existing credits paid duly till now
used car
8,133
under 100
1 to under 4 years
1
female: divorced, separated, or married
none
2
savings agreement or life insurance
30
at another bank
own
1
skilled employee or official
1
none
yes
good
no checking account
7
critical account or other credits existing
radio or television
730
unknown or none
7 or more years
4
male: single
none
2
savings agreement or life insurance
46
none
rent
2
unskilled, resident
1
registered
yes
good
below zero
8
critical account or other credits existing
other
1,164
under 100
7 or more years
3
male: single
none
4
unknown or none
51
at another bank
living for free
2
management, self-employed, or highly qualified
2
registered
yes
good
0 to under 200
42
critical account or other credits existing
business
5,954
under 100
4 to under 7 years
2
female: divorced, separated, or married
none
1
real estate
41
at another bank
own
2
unskilled, resident
1
none
yes
good
below zero
36
existing credits paid duly till now
education
1,977
unknown or none
7 or more years
4
male: single
none
4
unknown or none
40
none
own
1
management, self-employed, or highly qualified
1
registered
yes
bad
below zero
12
critical account or other credits existing
used car
1,526
under 100
7 or more years
4
male: single
none
4
unknown or none
66
none
living for free
2
management, self-employed, or highly qualified
1
none
yes
good
below zero
42
existing credits paid duly till now
radio or television
3,965
under 100
under 1 year
4
male: single
none
3
car or other
34
none
own
1
skilled employee or official
1
none
yes
bad
0 to under 200
11
delay in paying off in the past
radio or television
4,771
under 100
4 to under 7 years
2
male: single
none
4
savings agreement or life insurance
51
none
own
1
skilled employee or official
1
none
yes
good
no checking account
54
no credits taken or all paid duly
used car
9,436
unknown or none
1 to under 4 years
2
male: single
none
2
savings agreement or life insurance
39
none
own
1
unskilled, resident
2
none
yes
good
0 to under 200
30
existing credits paid duly till now
furniture or equipment
3,832
under 100
under 1 year
2
male: married or widowed
none
1
savings agreement or life insurance
22
none
own
1
skilled employee or official
1
none
yes
good
no checking account
24
existing credits paid duly till now
radio or television
5,943
unknown or none
under 1 year
1
female: divorced, separated, or married
none
1
car or other
44
none
own
2
skilled employee or official
1
registered
yes
bad
no checking account
15
existing credits paid duly till now
radio or television
1,213
500 to under 1,000
7 or more years
4
male: single
none
3
savings agreement or life insurance
47
at stores
own
1
skilled employee or official
1
registered
yes
good
no checking account
18
existing credits paid duly till now
business
1,568
100 to under 500
1 to under 4 years
3
female: divorced, separated, or married
none
4
savings agreement or life insurance
24
none
rent
1
unskilled, resident
1
none
yes
good
below zero
24
existing credits paid duly till now
other
1,755
under 100
7 or more years
4
female: divorced, separated, or married
guarantor
4
real estate
58
none
own
1
unskilled, resident
1
registered
yes
good
below zero
10
existing credits paid duly till now
radio or television
2,315
under 100
7 or more years
3
male: single
none
4
real estate
52
none
own
1
unskilled, resident
1
none
yes
good
no checking account
12
critical account or other credits existing
business
1,412
under 100
1 to under 4 years
4
female: divorced, separated, or married
guarantor
2
real estate
29
none
own
2
management, self-employed, or highly qualified
1
registered
yes
good
0 to under 200
18
critical account or other credits existing
furniture or equipment
1,295
under 100
under 1 year
4
female: divorced, separated, or married
none
1
savings agreement or life insurance
27
none
own
2
skilled employee or official
1
none
yes
good
0 to under 200
36
existing credits paid duly till now
education
12,612
100 to under 500
1 to under 4 years
1
male: single
none
4
unknown or none
47
none
living for free
1
skilled employee or official
2
registered
yes
bad
below zero
18
existing credits paid duly till now
new car
2,249
100 to under 500
4 to under 7 years
4
male: single
none
3
car or other
30
none
own
1
management, self-employed, or highly qualified
2
registered
yes
good
below zero
12
no credits taken or all paid duly
repairs
1,108
under 100
4 to under 7 years
4
male: single
none
3
real estate
28
none
own
2
skilled employee or official
1
none
yes
bad
no checking account
12
critical account or other credits existing
radio or television
618
under 100
7 or more years
4
male: single
none
4
real estate
56
none
own
1
skilled employee or official
1
none
yes
good
below zero
12
critical account or other credits existing
used car
1,409
under 100
7 or more years
4
male: single
none
3
real estate
54
none
own
1
skilled employee or official
1
none
yes
good
no checking account
12
critical account or other credits existing
radio or television
797
unknown or none
7 or more years
4
female: divorced, separated, or married
none
3
savings agreement or life insurance
33
at another bank
own
1
unskilled, resident
2
none
yes
bad
200 or more, or salary account
24
critical account or other credits existing
furniture or equipment
3,617
unknown or none
7 or more years
4
male: single
co-applicant
4
unknown or none
20
none
rent
2
skilled employee or official
1
none
yes
good
0 to under 200
12
existing credits paid duly till now
new car
1,318
1,000 or more
7 or more years
4
male: single
none
4
real estate
54
none
own
1
skilled employee or official
1
registered
yes
good
0 to under 200
54
no credits taken or all paid duly
business
15,945
under 100
under 1 year
3
male: single
none
4
unknown or none
58
none
rent
1
skilled employee or official
1
registered
yes
bad
no checking account
12
critical account or other credits existing
education
2,012
unknown or none
4 to under 7 years
4
female: divorced, separated, or married
none
2
car or other
61
none
own
1
skilled employee or official
1
none
yes
good
0 to under 200
18
existing credits paid duly till now
business
2,622
100 to under 500
1 to under 4 years
4
male: single
none
4
car or other
34
none
own
1
skilled employee or official
1
none
yes
good
0 to under 200
36
critical account or other credits existing
radio or television
2,337
under 100
7 or more years
4
male: single
none
4
real estate
36
none
own
1
skilled employee or official
1
none
yes
good
0 to under 200
20
delay in paying off in the past
used car
7,057
unknown or none
4 to under 7 years
3
male: single
none
4
savings agreement or life insurance
36
at another bank
rent
2
management, self-employed, or highly qualified
2
registered
yes
good
End of preview. Expand in Data Studio

AI Governance Practicum: Case Pack Extracts

Data files used by the Colab notebooks of The AI Governance Practicum (Dr. David, LLC). Each file is presented inside the course as the historical records of a fictional organization. The organizations, systems, and people in the course are fictional. The data is real, public, and reused under its original license.

File in this repo Fictional organization and system Source dataset Citation
ledgestone_training_extract.csv Ledgestone Bank, CreditPath Statlog (German Credit Data), UCI Machine Learning Repository, id 144. Column names and category labels rewritten in plain language from the original documentation; values unchanged. Hofmann, H. (1994). Statlog (German Credit Data) [Dataset]. UCI Machine Learning Repository. https://archive.ics.uci.edu/dataset/144/statlog+german+credit+data
corvana_modeling_extract.csv Corvana Bank, LimitWise Default of Credit Card Clients, UCI Machine Learning Repository, id 350. Label column renamed default_payment_next_month; values unchanged. Yeh, I-C. (2016). Default of Credit Card Clients [Dataset]. UCI Machine Learning Repository. https://archive.ics.uci.edu/dataset/350/default+of+credit+card+clients
alderwyn_encounter_extract.csv, alderwyn_code_tables.csv Alderwyn Health, CarePivot Diabetes 130-US Hospitals for Years 1999-2008, UCI Machine Learning Repository, id 296. Unchanged (the code table is the original IDs_mapping file). Clore, J., Cios, K., DeShazo, J., & Strack, B. (2014). Diabetes 130-US Hospitals for Years 1999-2008 [Dataset]. UCI Machine Learning Repository. https://archive.ics.uci.edu/dataset/296/diabetes+130-us+hospitals+for+years+1999-2008
crosswind_pilot_extract.csv Crosswind Workforce Partnership, ReachFirst Adult (Census Income), UCI Machine Learning Repository, id 2. Train and test files combined, header row added, trailing periods removed from labels; values unchanged. Becker, B. & Kohavi, R. (1996). Adult [Dataset]. UCI Machine Learning Repository. https://archive.ics.uci.edu/dataset/2/adult

License

All four source datasets are released by the UCI Machine Learning Repository under the Creative Commons Attribution 4.0 International license (CC BY 4.0). This repository redistributes them under the same license with attribution to the creators and the repository above. The renamed files are derivative works in the sense that column names and labels were rewritten; no data values were altered except as stated in the table.

Use in the course

Learners in the Practicum do not download these files directly. Each week's notebook loads the file it needs by URL and shows the analysis with the code visible. The fictional framing (organization names, system names, and the business context) lives in the course materials, not in the data.

Remediated working files (Week 3 output, Week 4 input)

Added 2026-09-25. Each Week 3 notebook ends by writing the working file after remediation, and these are those files, published so the Week 4 modeling notebook can load them by URL. Each has a README of its own beside it with the row and column arithmetic, the model inputs, the held-out fields, the open items, and the MD5. They hold rule-based changes only (rows removed under a written rule, fields added beside their sources, the outcome column). Nothing in them is fitted, and no value in a column as loaded was altered.

File in this repo Built from By Rows and columns
corvana_modeling_extract_remediated.csv corvana_modeling_extract.csv Corvana LimitWise - Week 3 notebook, section 12 29,995 rows, 40 columns
alderwyn_encounter_extract_remediated.csv alderwyn_encounter_extract.csv Alderwyn CarePivot - Week 3 notebook, section 12 99,340 rows, 58 columns
crosswind_pilot_extract_remediated.csv crosswind_pilot_extract.csv Crosswind ReachFirst - Week 3 notebook, section 12 48,790 rows, 18 columns

The same CC BY 4.0 license and attribution apply. The Ledgestone extract has no remediated file, because that case pack was retired before the first cohort.

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