liamx/ucard-crypto-cards-dataset

UCard Crypto Cards & Payment BIN Dataset 💳

The UCard Crypto Cards & Payment BIN Dataset is a curated, verified, and source-backed open dataset tracking 104+ global cryptocurrency debit/prepaid cards (Visa/Mastercard) and stablecoin payment solutions.

It provides structured insights into KYC tiers, fee schedules, cashback mechanisms, BIN issuer structures, and real-world merchant compatibility (including Apple Pay, Google Pay, and AI subscription services like ChatGPT Plus and Claude Pro).

• 🌐 Official Website (Global): https://ucard.observer/en/
• 🇨🇳 Chinese Portal: https://ucard.observer
• 📦 GitHub Repository: liam1024-tech/awesome-crypto-cards
• 🔍 Interactive Compatibility Matrix: UCard Payment Compatibility Explorer

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📊 Dataset Summary

With the rapid expansion of Web3 offramps, payFi, and crypto-backed neobanks, decentralized finance users and AI agent developers lack standardized, verified data on card issuance, real net costs, and merchant acceptance.

This dataset solves this by continuously auditing and structuring:

1. Fee Transparencies: Annual fees, issuance costs, crypto-to-fiat top-up haircuts, foreign exchange (FX) markups, and ATM withdrawal costs.
2. KYC & Regulatory Classifications: Verified requirements ranging from strict tier-1 KYC to conditional and self-custodial onchain issuance.
3. Card Lifecycle Status: Real-time status flags (active, beta, regional, winddown, closed / historical graveyard).
4. BIN Level Inspection: Underlying Bank Identification Numbers (BINs), card networks, card categories (Credit / Debit / Prepaid), and clearing bank affiliations (e.g., Lead Bank, Rain, Quicko, Banco Popular).
5. Real-world Payment Compatibility: Verified support for contactless mobile wallets (Apple Wallet, Google Wallet) and cross-border merchant platforms (Stripe, OpenAI, Anthropic, AWS).

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📁 Files Included

File Name	Description	Format
cards.json	Complete profile for 104+ crypto cards (fees, rewards, regions, models, official sources)	JSON
crypto-card-bins.csv	Bank Identification Number (BIN) lookup table with issuer and card tier mapping	CSV
payment-compatibility.csv	Compatibility matrix for Apple Pay, Google Pay, and overseas SaaS/AI billing	CSV
card-changelogs.csv	Chronological audit log of fee updates, policy shifts, and regulatory changes	CSV

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🛠️ Intended Use Cases

• AI Agents & Autonomous Payments: Providing tool-calling LLMs and autonomous agents (e.g., LangChain, LlamaIndex, MoonAgents) with live data on which card rails accept autonomous crypto spending.
• Fintech & RAG Pipelines: Serving as ground-truth knowledge bases for financial advisory chatbots and Web3 payment research.
• Merchant Risk & Payment Gateway Optimization: Helping cross-border merchants and developers identify BIN origins and optimize approval rates for crypto-backed cards.

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🏷️ Data Schema Overview (cards.json)

{
  "id": "ether-fi",
  "name": "ether.fi Cash Card",
  "status": "regional",
  "kyc": "required",
  "model": "Self-custodial crypto balance / Vault collateral",
  "network": "Visa Credit (Banco Popular / Rain)",
  "fee": "Virtual card free; Core physical $50-$60; 0% foreign exchange spread within EUR/USD",
  "rewards": "Up to 3% cashback settled in ETHFI with a 7-day vesting period",
  "region": "EEA, UK, and eligible global jurisdictions",
  "paymentCompatibility": {
    "applePay": { "status": "official", "detail": "Supported via in-app push provisioning" },
    "googlePay": { "status": "official", "detail": "Supported" },
    "aiSubscriptions": { "status": "community", "detail": "Accepted on Stripe/OpenAI billing" }
  },
  "verified": "2026-10-04",
  "sources": [
    { "title": "Official Card Terms", "url": "https://..." }
  ]
}