instruction
stringlengths
15
21.6k
I'm a newbie here this is my first post. I would be appreciated if some one will help me. I'm a bit confusing about EPS on earnings. As a Example, Nvidia Oct 2020 Earnings, - TradingView shows: EPS Est. 2.58 vs Actual 2.12, -17.75% surprise ([screenshot][1]) - [Nasdaq](https://www.nasdaq.com/market-act...
I'm a newbie here this is my first post. I would be appreciated if some one will help me. I'm a bit confusing about EPS on earnings. As a Example, Nvidia Oct 2020 Earnings, - TradingView shows: EPS Est. 2.58 vs Actual 2.12, -17.75% surprise ![screenshot][1] - [Nasdaq](https://www.nasdaq.com/market-...
I'm a newbie here this is my first post. I would be appreciated if some one will help me. I'm a bit confusing about EPS on earnings. As a Example, Nvidia Oct 2020 Earnings, - TradingView shows: EPS Est. 2.58 vs Actual 2.12, -17.75% surprise ![screenshot][1] - [Nasdaq](https://www.nasdaq.com/mar...
I'm a newbie here. This is my first post. I would appreciate it if someone will help me. I'm a bit confused about EPS values. For example, Nvidia's Oct 2020 earnings: - TradingView shows: EPS Est. 2.58 vs Actual 2.12, -17.75% surprise ![screenshot][1] - [Nasdaq](https://www.nasdaq.com/market-act...
Adding a new answer because this is too much information for a comment.. Your example blurs the lines unnecessarily- "Depreciate a $4000 car, why not a $2000 laptop?". Most cars cost well over $4K, especially newer cars. Instead of focusing on the value of the item, I suggest you shift your perspective and think o...
UBS publishes an annual [Global Real Estate Bubble Index][1], which categorizes real estate prices in various cities as either “undervalued”, “fair valued”, “overvalued” or “bubble risk”. I am currently wondering how to read/interpret this index. Obviously, I guess that owning real estate in a city classified as “bu...
What factors go into UBS’s Global Real Estate Bubble Index (GREBI)?
As mentioned in [Fattie's answer][1], you *can* sue for pretty much anything. But to have a realistic chance of prevailing, you'll need to be able to make the case that you were harmed in some way. And that the harm arose from the acts of the defendant. And that those acts were in some way improper or illegal. Let'...
I have a position in stock options in my account at Schwab and I want to submit a GTC order to sell half the position when it reaches my price objective (or better). It seems that I can submit either a GTC limit order or GTC stop-limit order and it will essentially accomplish the same thing. Am I wrong?
I'm getting smart to 529 plans way too late, but also wasn't sure if the kid would go to college and I happen to have come into a bit of money. I paid $5K for tuition in September 2020 for the fall Semester. Tuition will be another $5K in February(?) 2021 for Sprint Term Can I open a Colorado 529 plan today, put ...
Can I deposit money into a Colorado 529 and withdraw for expenses in the same year?
As mentioned in [Fattie's answer][1], you *can* sue for pretty much anything. But to have a realistic chance of prevailing, you'll need to be able to make the case that you were harmed in some way. And that the harm arose from the acts of the defendant. And that those acts were in some way improper or illegal. Let'...
I have an IRA account (USA) with Fidelity brokerage. I have an ability to do both Calendar and Vertical Spreads options in that particular retirement account. Are there any legal rules and regulations with respect to trading options in IRA for Spreads? Example: Let’s say, I opened a Calendar Spread Call (two legs: lo...
I have an IRA account (USA) with Fidelity brokerage. I have an ability to do both Calendar and Vertical Spreads options in that particular retirement account. Are there any legal rules and regulations with respect to trading options in IRA for Spreads? Example: Let’s say, I opened a Calendar Spread Call (two legs: l...
Mint has a feature to view one's net worth: https://help.mint.com/Trends/961902851/How-can-I-see-my-net-worth.htm By default if the selected duration (last 7 days, last 14 days, etc.) is more than 30 days, then the graph shows a month-by-month net worth. How can one view the day-by-day net worth for a period of more...
How can one view the day-by-day net worth for a period of more than 30 days on Mint?
Mint has a feature to view one's net worth: https://help.mint.com/Trends/961902851/How-can-I-see-my-net-worth.htm By default if the selected duration (last 7 days, last 14 days, etc.) is more than 30 days, then the graph shows a month-by-month net worth. How can one view the day-by-day net worth for a period of more...
I am expecting some liquidity on my NSO and ISO with current company. I have heard of 529 for college fund. Is this something I could use to pay off my spouse's loans? How does this work and what do I need to do or tell my tax advisor? If I can't spend towards 529, then could I spend the money I get from the liquida...
Can I benefit from a liquidation event if I use the funds to pay off my spouse's student loans?
I am expecting some liquidity on my NSO (Non-qualified Stock Options) and ISO ( Incentive Stock Options) with current company. I have heard of 529 for college fund. Is this something I could use to pay off my spouse's loans? How does this work and what do I need to do or tell my tax advisor? If I can't spend towards...
Will linking SSN with checking account help build up credit score?
If you Google "background check" there will be many many websites operated by people who are happy to take your money. Suppose that you own a house. You want to conduct a background check on a prospective tenant. Which services are legitimate, and which are money-making scams? Will the US government its...
In the United States, which organizations conduct background checks?
I am new to stock trading and is interested in reading trends. Recently, I looked at ANTM with a three black crows trend followed by a three inside up trend on an uptrend. From what I have learned, Three black crows: is a sign that we should sell, unless it is an uptrend. Three inside up: is a sign of bullish r...
From Suits [S04][1]E0[4][2]: > You do that, it triggers a stock split. > > His shares double in voting power. > > Yours don't. I never really got that. If you own 20% of the stock just before the split, you own 20% of the stock just after the split; am I wrong? --- Probably poison pill: See [Movies TV ...
I have read that companyA now have 60% shares of companyB. Does it mean companyA have the business decisions for CompanyA? or this still depends on the agreement or board seat?
Does companyA with majority shares to companyB always/o/ften have the decision?
I am new to stock trading and is interested in reading trends. Recently, I looked at ANTM with a three black crows trend followed by a three inside up trend on an uptrend. From what I have learned, Three black crows: is a sign that we should sell, unless it is an uptrend. Three inside up: is a sign of bullish r...
I am new to stock trading and is interested in reading trends. Recently, I looked at ANTM with a three black crows trend followed by a three inside up trend on an uptrend. From what I have learned, Three black crows: is a sign that we should sell, unless it is an uptrend. Three inside up: is a sign of bullish r...
I'm getting smart to 529 plans way too late, but also wasn't sure if the kid would go to college and I happen to have come into a bit of money. I paid $5K for tuition in September 2020 for the fall Semester. Tuition will be another $5K in February(?) 2021 for Spring Term Can I open a Colorado 529 plan today, put ...
Welcome new user, It would be meaningless to discuss the arcane **details** of some particular supposed stock method on a "general" list like this which provides "answers". You'd have to find a group that literally discusses nothing but candlestick charts. Amongst that group, you would get broad-ranging discuss...
I'm going to be retiring from my career soon, and as well as receiving my pension, I have also qualified for a lump sum of just over £200,000, which I will receive around January 2021. I won't actually want to use this lump sum for another 5 or so years, and would prefer not to just leave it in my account where it w...
I have a question: Why is extra capital important in case of revenue drop, either quarter or annual revenue? I'm asking what are the benefits of getting large amounts of extra capital if revenue drop (decrease) happens? The reason I'm asking this is to make sure the importance of other financing figures are as much as ...
Why is capitalization because of revenue fall important?
> I have doubts about whether checking account record is gonna be > helpful to build up a credit score or not, compared to a secured > credit card. There is a new FICO score available called [UltraFICO][fico1] > How Does UltraFICO™ Work? > > The UltraFICO™ Score began a pilot program in 2019 under a partn...
I have a question: Why is extra capital important in case of revenue drop, either quarter or annual revenue? I'm asking: what are the benefits of getting large amounts of extra capital if revenue drop (decrease) happens? The reason I'm asking this is to make sure the importance of other financing figures are as much...
When I set up my business at the start of this year, I did so with haste (and now regret), and screwed a few things up from the start. One of these is the fact that I don't currently charge my clients for VAT. I am aware that the threshold is £85k, but it looks as though I will exceed the threshold before the end of my...
I would like to find someone who is - knowledgeable about the mortgage industry and regulations - has no incentive to try to sell me a mortgage Most mortgage brokers are ruled out by the second point and many financial advisors are ruled out by the first. I want to hire a consultant who is an expert and wor...
As you note, these days putting money in the bank is a poor choice. If you look long and hard you might find someone who gives 1% interest. You could invest in real estate, i.e. buy a house or apartment building in the hope of renting it out and eventually re-selling it. But that's very risky, especially for a short...
I invest in a couple of ETFs in Europe and regularly I observe results such as: - VUSA (Vanguard's European S&P500 ETF) went up 0.41% today; - the S&P500 went down 0.68%; - the EUR/DOL went down 0.13%. If the ETF followed precisely the index, it should have gone down since both the index and the EUR/DOL went...
Why can't we arbitrage ETFs?
one person S Corporation pay owners comp via 1099 and then pay SE tax on schedule C when filing? Is this compliant?
I generally try and keep my credit utilization on my credit cards as low as possible, by having a high limit, and making payments frequently to keep the balance low. I was looking on my Equifax account, and noticed that for my mobile phone plan, it showed as using 48% of available credit (since the account allows ro...
Does mobile phone account negatively affect credit score?
Suppose a person has a one-person S Corporation, and the corporation is paying the owner/sole employee with a 1099. The owner then pays Self-Employment tax on a Schedule C when filing. Is this compliant?
Can an S-Corp pay the sole owner/employee with a 1099?
Question specifically about US economy. I have a kid in college and so far I have been paying directly for his fees. However, with the recent election victory, I am beginning to think this is a dumb move. If, as has been promised, that the government is going to pay off all college loans would it not make more sense...
It depends on: your age, your employment status after retirement (part time work?), amount of pension or not (and can you take any more of it as a lump sum?), any spouse/children, need for insurance or not, health, tax situation, monthly cash flow, other assets and net worth, etc. Suggest you consult a financial adviso...
The Company that issued the stock certificate was sold. The new company is not going to issue shares and wants the physical certificate before they send me the cash. I was told by the new company to leave the line blank, and send in the certificate. In my opinion, anyone could fill out the space with any name. ...
What are the necessary are sufficient steps required in order for family to "donate" home to children?
What are the necessary are sufficient steps required in order for parents to transfer home to children while minimizing tax burden?
Some sources [suggest](https://www.eitcoutreach.org/blog/amended-returns-what-you-need-to-know/) "never": > You must wait until the IRS has processed your tax return before making corrections. Or [suggest](https://www.kiplinger.com/slideshow/taxes/t056-s001-tips-on-how-and-when-to-file-an-amended-tax-return/index.h...
In what circumstances, if any, is it advisable to file 1040-X before the original return is processed?
In the US at least, if you want to rent a home found on a typical rental listing site like Trulia/Zillow/Apartments.com/Hotpads, the owner (an individual or a property management company) makes you jump through hoops and prove income, provide a credit report, undergo a background check etc. If you have the money to pre...
Why don't most unfurnished rentals in the US accept the option of paying rent upfront, instead of doing credit checks?
[In the US at least](https://money.stackexchange.com/questions/107238/how-to-show-a-landlord-what-we-have-in-savings#comment201673_107238), if you want to rent a home found on a typical rental listing site like Trulia/Zillow/Apartments.com/Hotpads, the owner (an individual or a property management company) makes you ju...
An individual or a property management company makes you jump through hoops and prove income, provide a credit report, undergo a background check etc. for a couple purposes: * Risk assessment: how likely are you going to hold up your end of the lease, leave the property in good shape, not open a meth lab, get arrest...
[In the US at least](https://money.stackexchange.com/questions/107238/how-to-show-a-landlord-what-we-have-in-savings#comment201673_107238), if you want to rent a home found on a typical rental listing site like Trulia/Zillow/Apartments.com/Hotpads, the owner (an individual or a property management company) makes you ju...
I'm surprised none of the previous answers had mentioned the concept of *fungiblity*. Money is fungible. Time is not. The late Reddit founder and hacktivist [Aaron Swartz](https://en.wikipedia.org/wiki/Aaron_Swartz) put it [very well](http://www.aaronsw.com/weblog/productivity): > “With all the time you spend wat...
I have read that companyA now have 60% shares of companyB. Does it mean that companyA have the business decisions for CompanyB? or this still depends on the agreement or board seat?
Does companyA with majority shares to companyB always/often have the decision?
There are many international brokers that provide services to non-US residents, like [Interactive Brokers](https://www.interactivebrokers.co.uk/en/home.php), [TD Ameritrade](https://www.tdameritrade.com/home.page), etc. However I wonder if they are letting their customers to buy actual stocks, or rather some kind of de...
Are internet brokers selling actual shares in company or some kind of derivatives?
When you buy shares on a US stock broker's platform, your shares will usually be held in [street name][1]. In street name registration, you are the beneficial owner, but the shares are held in the stock brokerage's name (i.e. your name will not appear in the company's share register). This is for convenience. You ma...
When you buy shares on a US stock broker's platform, your shares will usually be held in [street name][1]. In street name registration, you are the beneficial owner, but the shares are held in the stock brokerage's name (i.e. your name will not appear in the company's share register). This is for convenience. You ma...
When you buy shares on a US stock broker's platform, your shares will usually be held in [street name][1]. In street name registration, you are the beneficial owner, but the shares are held in the stock brokerage's name (i.e. your name will not appear in the company's share register). This is for convenience. You ma...
Is it safe to mail a stock certificate?
Is investing this lump sum in one of these two funds for the next 5 years a wise decision?
What are the necessary and sufficient steps required in order for parents to transfer home to children while minimizing tax burden?
If you have a steady income you pay taxes continuously based on the assumption of the final income per year. However if your income is very spikey you may have no idea how much you will be making in a given year. You still have to pay estimated taxes to avoid a penalty but how do you estimate? I was wondering if the...
Can you pay "taxes as you go" in the US?
> Is it safe to mail a stock certificate? > Also during this pandemic, how to send the document securely? COVID hasn't closed post offices, UPS and FedEx. Thus, send it Registered Mail or via UPS/FedEx Overnight Letter
> Now if you are a freelancer and make 30k in the first quarter but have no clue how the rest of the year will look like, how much estimated taxes do you need to pay? Unfortunately, I'm pretty sure the answer is dead simple: you pay it exactly as if your income will continue like that (ie, 120 basis). That's all ...
> So why do many traders state that FX futures are the same like FX forward contracts but exchange traded, if on the delivery date, the amount exchanged is not the specified price on the contract like forwards but the spot value ? I'll let into you a secret. Most traders have no idea how this stuff works. From ...
> I am wonder, in the long run, will they even out? The short answer, is no. It depends on the specific microstructure of both the underlying and futures market. For some markets, avoiding expiry requires a consistent premiuim, for others its a carry trade.
> so If a stock's spot price is 1000 and future price is 1003,how should i find the agreement price? Lets say I wanted to buy your car. How we would find the agreement price? If I wanted to know the price you paid for it, how would I find that out? In both cases, I would have to communicate with you in some w...
I'm still learning about investing and want to know if I should invest in 401k or is it better to invest by yourself in stocks? Or do both?
Should I invest in 401k or is it better to invest by yourself in stocks? Or do both?
when I enter my transactions in Yahoo Finance I don't see a field where I can enter at which exchange rate I bought the shares. So for a EUR Portfolio holding US and Swiss stocks how do I see the effect curreny rates have on my portfolio? Thank you!
I'm still learning about investing and want to know if I should invest in 401k or is it better to invest by yourself in stocks? Or do both? Can you pick your own stocks with 401k?
S-Corp has passive income, does the single person owner need to be paid a wage on payroll?
I have been using Mint.com to budget for a few months & am trying to figure out how to use the "Goals" feature correctly. When you finish saving for a goal, how can you tell the app/website that you want to spend the money from that goal? For example, let's say we save $50 per month in a "Car Repairs" Goal. Then, i...
How to spend money from a Goal in Mint.com?
S-Corp has passive income; does the single person owner need to be paid a wage on payroll?
Is an S-Corp required to pay the sole owner/employee a wage if the S-Corp only has passive income?
I would like to find someone who is - knowledgeable about the mortgage industry and regulations - has no incentive to try to sell me a mortgage Most mortgage brokers are ruled out by the second point and many financial advisors are ruled out by the first. I want to hire a consultant who is an expert and wor...
I am a financial and monetary economist and there really isn't anything quite exactly what you are describing. Let me describe what is missing from your post. Let me first begin by mentioning two different types of deeds. One is a fee simple deed. The other is a grant deed. Three states use grant deeds. The mor...
I have a Roth IRA that I made and a 401k account through my employer. I realized that I will be above the income limit to contribute to Roth IRA and saw that I could do a backdoor by putting money into a Traditional IRA and then converting it to Roth IRA. Is it allowed to open a Traditional IRA if I have a 401k...
Can I open a Traditional IRA if I have a 401k and a Roth IRA?
Note: This is happening in Germany so the relevant document is in German. Translations to English are my own. **TLDR:** After visiting a place the landlord and I signed a document "Protokoll des Mietgesprächs" (my translation: Protocol of rental call/talk/discussion). It states that I am expected to transfer deposit...
I have a Roth IRA that I made and a 401(k) account through my employer. I realized that I will be above the income limit to contribute to Roth IRA and saw that I could do a backdoor by putting money into a Traditional IRA and then converting it to Roth IRA. Is it allowed to open a Traditional IRA if I have a 40...
Can I open a Traditional IRA if I have a 401(k) and a Roth IRA?
I am trying to understand what can I conclude or infer from my position in the market when I have applied for the bid. In terms of number of buyers and the volume. Next in terms of number of sellers and the volume. Also, what is that position number in the bid? Is my bid gets placed in the queue? How does it all work? ...
I own about 200k worth of ETFs(SPY, VOO, QQQ, ONEQ, VCLT, VTWO, VT). Is it possible to put them down as collateral for a loan in the future? I need money for two things in the future: 1. Getting a US green card via EB-5(about 950,000$ as of today in 2020). 2. Buying a house(about 300k ~ 400k). I google-s...
Is it possible to use securities as a collateral?
I own about 200k worth of ETFs(SPY, VOO, QQQ, ONEQ, VCLT, VTWO, VT). Is it possible to put them down as collateral for a loan in the future? I need money for two things in the future: 1. Getting a US green card via EB-5(about 950,000$ as of today in 2020). This is a long term goal, maybe 5 to 6 years into the ...
I heard about a Apple card, which has no fees about of any kind. But however, I just want just a plain simple credit card that I can just buy it now and pay the next day or two. Simple as that. Not that I want to use on something that's too much, but just something when I can't afford right now, I can just buy now and ...
Should I use a Apple Card or any credit card recommendations?
I am a first time owner of my own credit card. I got it with the purpose of building my credit to be able to receive loans for cars/house and things of that sort. I have amassed some student debt, but now have a healthy steady income. I also keep very close track on my daily expenses and how I spend my money. M...
US stock brokers often boast of "price improvement" when speaking of their order execution quality. e.g. "95% of executed market orders received prices better than the National Best Bid and Offer (NBBO)". How does this price improvement even exist? Aren't stock brokers and their liquidity suppliers profit-maximizing...