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I don't want the confirmation email that the payor gets to include my name. How can I avoid that?
My name and email address also show up in the email underneath the word "Merchant".
Is there a way to change these things? |
I currently have a 401K account from my employer. I have this account for the past 4 years. I wish to have better control over my investments made in this retirement account. So I am considering rolling over my 401K into a traditional IRA account. However, I have read that any contributions to an IRA account are tax de... |
Will rolling over my 401K into a traditional IRA have any tax consequences if modified adjusted gross income (MAGI) is above the IRS income limits? |
Normally, for US non-resident aliens, the withholding tax on dividends is 30%. However, dividends that qualify as "portfolio interest" is not subject to withholding tax (i.e 0% tax). When a US domiciled bond ETF pays out dividends, part of the dividend may be classified as "portfolio interest", so the total dividend wi... |
How much of a bond ETF's dividends are tax-free for US non-resident aliens? |
This is a difficult question to answer.
To address the specific points of your question:
> I'm a nontraditional student interested in pursuing an academic career in the humanities.
If you were already a nontraditional student when you graduated, what were your reasons for pursuing this degree, and why do y... |
> 2. The broker and exchange never ceases to exist, implying that I can hold the stocks for an infinite amount of time.
These don't matter. To buy a publicly traded stock you must (practically speaking) go through a broker and they will go through some kind of exchange. But you don't need to _hold_ with a broker; yo... |
> 2. The broker and exchange never ceases to exist, implying that I can hold the stocks for an infinite amount of time.
These don't matter. To buy a publicly traded stock you must (practically speaking) go through a broker and they will go through some kind of exchange. But you don't need to _hold_ with a broker; yo... |
> So I am considering rolling over my 401K into a traditional IRA
> account.
We will assume that you can do this. Not all employers allow current employees to do this.
> I currently have a 401K account from my employer.
Not all value in the 401(k) is the same. It depends on the source of those funds.
> wil... |
Suppose a UK citizen ("Alice") moves to the US for 3 years for work. I am aware that 1) when Alice stops being a UK resident, she is no longer able to pay into UK ISAs, and 2) when she becomes a US taxpayer, she will be taxed by the IRS on any interest/gains made on ISAs already held in the UK.
Now, the US has a $1... |
Can one gift surplus US income to a sibling in the UK to put into an ISA, and be re-gifted this money on their return to the UK? |
Normally, for US non-resident aliens, the withholding tax on dividends is 30%. However, dividends that qualify as "portfolio interest" are not taxed (i.e 0% tax). When a US domiciled bond ETF pays out dividends, part of the dividend may be classified as "portfolio interest", so the total dividend withholding tax paid m... |
You are the buyer, you don't have a broker. They work for the seller. (90% of the time). If you are using a buyer's broker, you should fire him/her.
That broker (this is not an indictment of all brokers) is pushing you to buy more house than you can afford. Look at any rate chart, rates literally have nowhere to go ... |
I'm a little confused about stocks, since I'm a crypto holder. Thus, I'm used to seeing value on ideas that have no inherent value. Therefore, I want to draw some hypothetical situation with some rules.
Let's imagine I have 200 shares of stock from a company that I bought at $1/share. I'm intending to hold the sto... |
This is my first question on "Finance". Please feel free to correct or improve it.
Here is the hypothetical scenario:
1. A person has no income for the first 6 months of this year (from January to June).
2. Then, in July, he gets a job offer for **$AAA** per year.
3. Next, he applies for a credit card in Jul... |
What should be the income to list on a credit card application? |
> 2. The broker and exchange never ceases to exist, implying that I can hold the stocks for an infinite amount of time.
These don't matter. To buy a publicly traded stock you must (practically speaking) go through a broker and they will go through some kind of exchange. But you don't need to _hold_ with a broker; yo... |
Assuming that someone leaves a company for a new role on the day of the payment (both companies pay on the same date monthly), there are two scenarios:
- The Payment in lieu of notice (PILON) is paid with the salary from the last month from the 1st company
- The Payment in lieu of notice (PILON) is paid with the ... |
I have a 401K and is currently invested. I have an option to rebalance part of the investment to a Fund called **SPAXX** https://fundresearch.fidelity.com/mutual-funds/summary/31617H102
1. Can someone explain what do you mean by **Government Money Market Fund**?
2. Is this a Fund to temporarily park the money wh... |
What is a Government Money Market Fund? |
What are the pros and cons of a **Inflation Protected Fund** Vs a **Intermediate Government Securities Fund**?
PRRIX - https://www.morningstar.com/funds/xnas/prrix/quote **Inflation Protected**
SGVIX - https://www.morningstar.com/funds/xnas/sgvix/quote **Intermediate Government**
|
What are the pros and cons of Inflation Protected funds vs Intermediate Government Securities funds? |
> Is this a Fund to temporarily park the money when there is high volatility in the market?
Yes. **BUT...** you -- a consumer investor -- don't know when the volatility starts and when it will end.
> How this Fund will respond to stocks and bonds?
It won't, since, although it's technically a bond fund, treat i... |
I currently have a 401K account from my employer. I have had this account for the past 4 years. I wish to have better control over my investments made in this retirement account, so I am considering rolling over my 401K into a traditional IRA account.
However, I have read that any contributions to an IRA account are... |
If a person is employed at IBM and want's to transfer his/her 401K money to an external traditional IRA account (say Chase), does IBM permit that? The employee might wanna continue to contribute to his 401K to get IBM's matching amount and roll over some amount every year to the external traditional IRA account.
Is th... |
Does IBM allow its employees to roll over their 401K money to an external IRA account while being employed at IBM? |
This is the composition of the Fidelity Government Money Market Fund ([SPAXX][1]):
[![Screenshot][2]][2]
How is it possible that the "Net Other Assets" is negative?
[1]: https://fundresearch.fidelity.com/mutual-funds/composition/31617H102
[2]: https://i.stack.imgur.com/VOh5K.png |
How can a fund have negative "Net Other Assets"? |
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