Datasets:
mlfoundations-dev
/
stackoverflow_money

Dataset card Data Studio Files
xet
 Community
instruction
stringlengths
15
21.6k
Someone holding a short is betting that your company will fail, and tries to benefit. A short squeeze hurts the people who are betting against the future of your company. Most companies would do gladly _anything_ to hurt shorts. There is no way GameStop would do anything to reduce the trouble of these shorts. Imagi...
No, your analogy is not the same as buying a non-dividend-paying stock. A better analogy would be you buy 50% of a house where the profits all go in a bank account that you "own" half of but can't withdraw from (and neither can the other owner). All you can do is sell your ownership to someone else or wait until th...
What is everyone talking about when they say that the U.S market may be at a speculative peak? I am trying to get into investing, so I won't understand all of the jargon yet.
What is a speculative peak?
What's missing in that analysis is that the money Sally puts into the Roth is taxed. If she's a fairly high earner (which is likely if she's putting that much into a retirement fund), the government could be getting anywhere from 24-37% of that $19,500 ($4680-7215). Now suppose Sam takes those dollars he doesn't give...
No, your analogy is not the same as buying a non-dividend-paying stock. A better analogy would be you buy 50% of a house where the profits all go in a bank account that you "own" half of but can't withdraw from (and neither can the other owner). All you can do is sell your ownership to someone else or wait until th...
I own a single family in NYC, Queens. I have mortgage on that property. My Zone permits 3 Family house. I would like to demolish the single family and build a 3 unit property. Can any one tell how does it work? Will my mortgage company let me do it? Or i have to pay off the house first then build it? Please help me. T...
So, I'm enrolled in a local community college as a dual-credit student (basically that mean I can complete high school courses in college to get a college degree and high school diploma simultaneously), and as such, I'm a minor. A few weeks ago I received an email from the college saying that they needed someone to...
With all the bustle in the news, I was wanting to learn more about what market mechanics make a short squeeze happen. One part that confuses me... I understand what short interest is (% of shares borrowed, but not covered yet). My understanding is that once a share is borrowed, it can't be borrowed again (legally...
Why does short ratio use "average daily trading volume"?
After a Ryanair flight cancellation and several e-mails, they've sent a cheque. Well, I have no physical bank account in UK and have no idea how to claim money from it; I have a Revolut account, the one that I used to pay. Plus, I suspect I will have to pay a fee to do it if I go in a bank. Can I respond to the e...
Ryanair sent cheque instead of transfering money to the revolut account I used to pay - can I refuse the cheque and insist for the latter?
A few weeks ago, short interest in GameStop (GME) was around 140%. Float is around 47 million, so total tradeable shares would have been about 113 million. According to reporting I have seen, it has now decreased dramatically. For example, this source says it is now 53%: https://www.bloomberg.com/news/articles/20...
Did GME short sellers unwind by buying back shares, or in some other way?
and you know I would never sell it? You can't know that, and I can still sell my share in your house, and that's where your analogy falls apart.
I understand what short interest is (% of shares borrowed but not covered yet). My understanding is that once a share is borrowed, it can't be borrowed again (legally, anyway). This would lead me to believe that "days to cover" would need to only look at the volume of NON-already-borrowed shares, not of total share...
RE: All of the examples have the same structures. They include guesses about future tax level "Assuming that pays 30% in taxes". Can we do better than guess? I mean, if you think you know what Congress is going to pass next year, the year after that, 5, 10, 20, 40 years into the future in today's political environme...
A few weeks ago, short interest in GameStop (GME) was around 140%. Float is around 47 million, so total tradeable shares would have been about 113 million. According to reporting I have seen, it has now decreased dramatically. For example, this source says it is now 53%: https://www.bloomberg.com/news/articles/20...
Earlier today, I purchased 2 put options on GME. The opening price was around $295. The price dropped $30 in 45 minutes to below $265. Why am I not making any money? I looked at all of the put option contract prices and all of them say a loss of 10% today. Please explain.
I'm reading this introduction to PFOF. https://centerpointsecurities.com/payment-for-order-flow-guide/ It claims that those buying flow are allowed to front-run that flow. For example, if a customer sends a buy order to $3 and the current best offer is $2.99, the HFT firm is allowed to buy in the lit market at $2...
Is front-running allowed under PFOF?
I have had constant issues with my employer and HSA contributions. They mistakenly withdrew money from my HSA account. All my HSA contributions are employee contributions, taken out of my salary. They did not return the withdraw to me. What recourse do I have?
I'm trying to understand which of the following limit orders would be filled first. Let's say for argument's sake stock X is $11.00, person A makes a limit buy for 1 stock X at $10.00 at 10:00am market open and it hasn't been matched. At 3:30pm person B makes a limit buy for 1 stock X at $10.00 and its not matched....
Which limit order will be filled first?
A long put gives you the right to sell the stock at the strike price. The 2/05 '21 $800 put costs $584.90. You have the ability to sell the stock for $800 and based on your quoted price of $225, the counterparty agrees to overpay you $575 if assigned. That is called the intrinsic value of your put option. Since...
So, I'm enrolled in a local community college as a dual-credit student (basically that mean I can complete high school courses in college to get a college degree and high school diploma simultaneously), and as such, I'm a minor. A few weeks ago I received an email from the college saying that they needed someone to...
Is it legal for a minor to "sell" notes from a college class back to the college?
I'm just introducing myself to the different order types in ordering stocks, and I don't understand the purpose of an MOC order. In what scenario would making this order be useful or propitious?
I'm enrolled in a local community college as a dual-credit student (basically that mean I can complete high school courses in college to get a college degree and high school diploma simultaneously), and as such, I'm a minor. A few weeks ago I received an email from the college saying that they needed someone to sha...
My employer withdrew money from my HSA. What recourse do I have?
I own a single family in NYC, Queens. I have mortgage on that property. My Zone permits 3 Family house. I would like to demolish the single family and build a 3 unit property. Can any one tell how does it work? Will my mortgage company let me do it? Or I have to pay off the house first then build it? Please help me. T...
How does paying off the mortgage work if I demolish a home and rebuild another home on the property?
My understanding is that IBR payment is a percentage of your household income if married. In that case can the payment actually be more than your individual income if your spouse earns more? (Especially if you are unemployed and have $0 income). I read somewhere that marrying someone does not make you responsible ...
From the headline coverage, the options trading is made out to be a Main Street vs Wall Street phenomenon: or even sensationalized to average Joe vs banksters. But it seems that the hedge fund keeps a low profile: Plotkin doesn't go on the air to the extent of Dalio or Ackman. Moreover, with an institutional client-...
GameStop Short Squeeze - a moral component?
Notwithstanding the activity over the last weeks, do you think Melvin as an entity, Plotkin, Ackman, Dalio, or the great Buff man care who specifically is on the other end of a trade, ever? Have you ever cared about whether the share you just bought was sold to you by a nearly destitute widow about to be out of money? ...
Notwithstanding the activity over the last weeks, do you think Melvin as an entity, Plotkin, Ackman, Dalio, or the great Buff man care who specifically is on the other end of a trade, ever? Have you ever cared about whether the share you just bought was sold to you by a nearly destitute widow about to be out of money? ...
# Are counterfeit shares and the "short ladder attacks" purporting to use them, real? Hi, long-time SE user here. As I would like to attract users with actual industry experience or expertise, I'll be awarding +150 bounty to the best answer, and possibly +50 bounty for other informative answers. ### Context I'...
Are counterfeit shares and the "short ladder attacks" purporting to use them, real?
No === > are investors on the other side of the trade acting as barriers/exploiters of the goodwill? Nobody is trying to squeeze GME because they think charities are easy targets or some sort of nefarious purpose. Now, if certain charities have placed funds into hedge funds that undertake risky trades, that's en...
# Are counterfeit shares and the "short ladder attacks" purporting to use them, real? Hi, long-time SE user here. As I would like to attract users with actual industry experience or expertise, I'll be awarding +150 bounty to the best answer, and possibly +50 bounty for other informative answers. ### Context I'...
I am a resident in Germany and will have a contract from Spain. My work location will still be in Germany. Which country should I pay my taxes? How can this be arranged by payroll?
Say, I bought 30 shares of X Company for 10 a piece back in November 2016, <br>30x10 = 300 <br>+ 10% tax = 330 Say I hold on to it till 2021 and the price of each share is around 11.50, <br>Have I made a good investment or I have cost myself opportunity? <br>Say against a time deposit or regular savings?
I'm trying to make sense of this option: > Type: put Expiry: 2021-02-05 (= this week's Friday) Bid: 580.4 Ask: 584.9 Contract size: 100 Strike: 800 The underlying's last price is $225. Buying this put for $584.9 will give me the right to sell 100 shares of underlying at $800/share. If I bough...
For example, I bought 30 shares of X Company for $10/share in November 2016: 30 x $10 = $300 + 10% tax = $330 If I hold on to it until 2021 and the price of each share is around $11.50, 1. Have I made a good investment or I have cost myself opportunity? 2. And compared to a time deposit or regular s...
What could be the basis for computing your Cost of Opportunity?
> Have I made a good investment or I have cost myself opportunity? A five year increase (presuming you held it until *November* 2021) of `15%` computes to a 2.83% CAGR (compound annual growth rate). That's... **low** for a stock. Even with COVID, the S&P500 has yielded a 14.23% CAGR from Nov 2016 until now. *...
OP, on closer examination, you seem to be saying: > If you want insurance, buy it out of pocket. Makes sense to me as opposed to only targeting motorists. You are simply calling for eliminating the idea of liability. Example, I have a factory, it explodes, and your nearby house is damaged. The J.R. solution...
I received the original EIP last spring, then later on in the year, I got married. Early in 2021, I received the $1,200 for the second EIP, but I want to claim the additional $1,200 now that I have a spouse. How do I do this?
How do I claim my additional Economic Impact Payment if I married after getting the first?
No, your analogy is not the same as buying a non-dividend-paying stock. A better analogy would be you buy 50% of a house where the profits all go in a bank account that you "own" half of but can't withdraw from (and neither can the other owner). All you can do is sell your ownership to someone else or wait until th...
"Why" questions like this are hard or impossible to answer, but I would argue that there is much more practicality in adjusting Social Security benefits and other items like IRA maximums, since _those limits are continually relevant_. When is the last time you heard about a bank or brokerage failure that triggered an F...
Let's imagine I have a house which makes me profit because I have tenants. Would you buy a part of the house (less than 50%), if I keep all the profit myself and you know I would never sell it? Is't it would be a same that buying a share in a company with no dividend paid? --Edit: Let's reframe the question a bit, ...
[Social Security][1] benefits increase with [Inflation][2]. So I am wondering what prevents law makers from making [FDIC][3] and [SIPC][4] limits increase with inflation as well? [1]: https://en.wikipedia.org/wiki/Social_Security_(United_States)#Reducing_cost_of_living_adjustment_(COLA) [2]: https://en.wik...
Why are the SIPC and FDIC limits not increasing with inflation?
Suppose that I want to invest X amount of cash in stocks, with the goal of doubling the value of my portfolio inside a given time period. This is notoriously hard, in particular there is no full-proof (100% certain) way of doing it. One could perhaps do some statistics to evaluate the probability of this event actual...
Is losing money on stocks actually simpler than gaining money?
Is it easier? Sure. Is it absolutely, positively 100% guaranteed? No. For any security, there is a spread between the bid and the ask price. So if you buy and sell a stock and the price hasn't moved, you end up with slightly less money than you had when you started. If you look for stocks with relatively high s...
My previous employer offered both a Roth and a Traditional 401k (unclear to me if these are technically separate accounts... as far as I was functionally aware, I had one 401k account, which could have contributions split between Roth and traditional). I split my contributions into these roughly 50/50. I have recently ...
Can I rollover Roth/Traditional 401k into a Roth IRA?
>can I just roll over the entirety of the 401k into a Roth IRA? If you do, you will need to pay income tax on the amount that was contributed "pre-tax", meaning the non-Roth amount that will be converted to a Roth deposit. Unless you have this cash on hand, it would be better to just roll into separate IRAs. >......
> unclear to me if these are technically separate accounts Most definitely, since you contribute to the Roth **after** you pay taxes, and you contribute to the Traditional **before** you pay taxes. > as far as I was functionally aware, I had one 401k account, which could have contributions split between Roth and ...
Situation: A person has a good-paying job where the social security tax limit is reached or almost reached every year, and the person also has a side business (LLC) that brings in more than 100k every year with the profit projected to double in the near future. Dilemma: Should that business be switched ...
Yes, it is easier to lose money in the stock market, if you are trying to. This has less to do with 'the odds being stacked against you', or something like that, it just has more to do with probability and how 'risk' is defined in finance. **Let's assume first of all that every stock has an even chance of moving up ...
Yes, it is easier to lose money in the stock market, if you are trying to. This has less to do with 'the odds being stacked against you', or something like that, it just has more to do with probability and how 'risk' is defined in finance. **Let's assume first of all that every stock has an even chance of moving up ...
> What happens to my specific funds? They are very likely (since you said funds, not individual stocks) to be cashed out and the cash is transfered. Given how the market can have days of volatility, you might wish to do the transfer piecemeal. Say I have a 50/50 stock/cash mix. And $50K in each of the 2 accounts...
I own a single family home in NYC, Queens. I have a mortgage on that property. My Zone permits 3 Family house. I would like to demolish the single family home and build a 3 unit property. How does it work? Will my mortgage company let me do it? Or I have to pay off the house first then build it?
I understand the math behind the VIX calculation is relatively complex but I believe the concept is relatively simple. If I understand it correctly, the VIX is calculated in part by aggregating the prices of SPX calls and puts between 23 and 37 days into the future. To get the result (the VIX itself), is that aggregate...
To calculate the VIX are SPX calls and puts simply compared against the current price of the SPX?
Suppose there are 100,000 shares outstanding. I own 90,000 shares. I allow my shares to be lent to short sellers. Short sellers borrow 30,000 shares from me and they sell those shares on the market. I buy the 30,000 shares from them on the market. Now, I have 120,000 shares, which is greater than the number of shares o...
# Are counterfeit shares and the "short ladder attacks" purporting to use them, real? Hi, long-time SE user here. As I would like to attract users with actual industry experience or expertise, I'll be awarding +150 bounty to the best answer, and possibly +50 bounty for other informative answers. ### Context I'...
I have a realised profit for the current year of **$1000**. (On which I will be required to pay taxes). I have another position that is unrealised (still holding the stock) that is negative **$1000**. Now if I liquidate this losing position I would not have to pay any taxes. (Ending balance $0 profit). **Now t...
Selling unrealised stock position to reduce taxes, then buying again. Am I off the hook?
>can I just roll over the entirety of the 401k into a Roth IRA? If you do, you will need to pay income tax on the amount that was contributed "pre-tax", meaning the non-Roth amount that will be converted to a Roth deposit. Unless you have this cash on hand, it would be better to just roll into separate IRAs. >......
This is a very old question, but I think it became more relevant as eToro became more popular due to [the change in trading habits caused by COVID-19 pandemics][1]. This answer is targeted at trading newbies that want to copy traders on a platform such as eToro. It is based on my short experience with using the eTor...
What is the practical difference in terms of gambling between wagering on the future score of a sporting match and wagering on stock market derivatives based on indices, such as the future value of the SPX (by trading call and put options on the SPX) or the future value of the VIX (by trading VIX futures)? The SPX and ...
What is the gambling difference between sports betting and trading stock market derivatives based on indices?
What is the practical difference in terms of gambling between wagering on the future score of a sporting match and wagering on stock market derivatives based on indices, such as the future value of the SPX (by trading call and put options on the SPX) or the future value of the VIX (by trading VIX futures)? The SPX and ...
The GME short squeeze was very interesting for me as a newbie trader because it had unexpected effects despite not holding that position: - some platforms forbid their user to buy some stocks or drastically limited the amount - eToro experienced a strange "bug" where GME and possibly other stocks had their Stop Los...
What are the consequences of heavily regulating shorting?
This is a very old question, but I think it became more relevant as eToro became more popular due to [the change in trading habits caused by COVID-19 pandemics][1]. This answer is targeted at trading newbies that want to copy traders on a platform such as eToro. It is based on my short experience with using the eTor...
# The Question is How # I am no financial whiz, but this is less a monetary consequences issue and more a legal one. In its simplest form, shorting is borrowing property. (This is distinct from a "naked" short, but we'll just look at simple short selling.) People own shares of stocks. If you want to make short...
> Shorting seems like winning out of others' misery Shorting is simply the opposite of buying. If you buy a stock and it drops, the short wins and you get the misery. If share price goes up, you win and the shorter gets the misery. There's nothing unfair about that. > If I understood correctly, shortly put: it ...
# The Question is How # I am no financial whiz, but this is less a monetary consequences issue and more a legal one. In its simplest form, shorting is borrowing property. (This is distinct from a "naked" short, but we'll just look at simple short selling.) People own shares of stocks. If you want to make short...
> Shorting seems like winning out of others' misery Shorting is simply the opposite of buying, other than the quantitative risk (a short position has no upside loss limit). If you buy a stock and it drops, the short wins and you get the misery. If share price goes up, you win and the shorter gets the misery. There...
I'm young and planning to start investing early. As a beginner, I thought about going for high risk investments such as the stock market and **eToro** seemed like a good idea because I figured that this is the best time to lose money in any case. *For those who don't know, eToro is a "social stock network" where y...
> "The GME short squeeze was very interesting for me" That is unfortunate, because there was utterly nothing, at all, interesting or unusual about it. Happens all the time and is of no consequence. > "I saw that many posted blamed the big shorting as immoral and creating a lot of problems in the market." This ...
Situation: A person has a good-paying job where the Social Security tax limit is reached or almost reached every year, and the person also has a side business (LLC) that brings in more than 100k every year with the profit projected to double in the near future. Dilemma: Should that business be switched to an...
[Currency in circulation from year 2000 to 2020][1] appeared to have increased 3x. And a cappuccino in California went from $1.75 to $4.40, a beef noodle from $3.50 to $11, and a house from $600k to $1.5 million. Salary seemed to moved from $60k to $180k as well. Total compensation from $100k to $300k. Which of Sto...
Which of Stocks, Bonds, Real Estate, Bitcoin, Gold, are not subject to devaluation of money?
[Currency in circulation from year 2000 to 2020][1] appeared to have increased 3x. And a cappuccino in California went from $1.75 to $4.40, a beef noodle from $3.50 to $11, and a house from $600k to $1.5 million. Salary seemed to moved from $60k to $180k as well. Total compensation from $100k to $300k. So if somebo...
[Currency in circulation from year 2000 to 2020][1] appeared to have increased 3x. And a cappuccino in California went from $1.75 to $4.40, a beef noodle from $3.50 to $11, and a house from $600k to $1.5 million. Salary seemed to moved from $60k to $180k as well. Total compensation from $100k to $300k. So if somebo...
[Currency in circulation from year 2000 to 2020][1] appeared to have increased 3x. And a cappuccino in California went from $1.75 to $4.40, a beef noodle from $3.50 to $11, and a house from $600k to $1.5 million. Salary seemed to moved from $60k to $180k as well. Total compensation from $100k to $300k. So if somebo...
You have a lot of controversial claims buried in your question, but I'll just directly tackle the fundamental misunderstanding I see, in that you think stock investment is subject to inflation: "For stocks, it seems growth stock and dividend earning stocks might be different too: if the dividend earning stock is ver...
A simple answer: > Which of Stocks, Bonds, Real Estate, Bitcoin, Gold, are not subject to devaluation of money? All of these can plummet in dollar price, and often do, over (say) 10-50 year time spans. It's **Just That Simple.** > "Devaluation of money" Nobody has a clue what this is. Nobody has a clu...
I'm enrolled in a local community college as a dual-credit student (basically that mean I can complete high school courses in college to get a college degree and high school diploma simultaneously), and as such, I'm a minor. A few weeks ago I received an email from the college saying that they needed someone to sha...
https://www.investopedia.com/terms/f/form1099div.asp ([mirror](https://web.archive.org/web/20201130052351/https://www.investopedia.com/terms/f/form1099div.asp)) says: > Banks, investment companies, and other financial institutions are required to provide taxpayers with a 1099-DIV by Jan. 31 each year. However, I ...
If a broker in the US does not provide Form 1099 by its due date (January 31), what penalty do they face, and can the client be compensated?
https://www.investopedia.com/terms/f/form1099div.asp ([mirror](https://web.archive.org/web/20201130052351/https://www.investopedia.com/terms/f/form1099div.asp)) says: > Banks, investment companies, and other financial institutions are required to provide taxpayers with a 1099-DIV by Jan. 31 each year. However, I ...
My cousin is gifting me 95k USD. How can i ask him to transfer this fund to me without me having to pay taxes on this amount? I live in USA and he lives in India but he will be transferring funds from his Hong kong bang account. -namit