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Is there a way to find out the IPO lockup period of a recent public company? Could I find this information in the S1 document? If so, where exactly should I look for in the S1 document?
For example, let's assume some ETF sell their 1k USD position in stock A, purchase 1k USD of stock B, and sell it two months after. How would this ETF be taxed and how does this impact the investors owning this ETF?
How are ETFs, especially actively-managed ETFs, taxed when changing their portfolio?
Is there a way to find out the IPO lockup period of a recent public company? Could I find this information in the S1 document? If so, where exactly should I look for in the S1 document?
How to find out the IPO lockup period?
My company stock option plan contains the following language: > In the event that the company is subject to an Acquisition, > outstanding awards acquired under the plan shall be subject to the > agreement evidencing the Acquisition .... Such agreement, without the > Participant's consent, shall profide for one o...
Can a company cancel vested employee stock options on acquisition?
I think the question in the title is clear enough. From [here](https://www.revolut.com/it-IT/help/adding-money/with-cash-or-cheque/with-cash-or-cheque) I understand it's not possible: > Unfortunately we don't accept cash deposits or cheques to your Revolut account but I also read at the line below: > we wil...
Can I use an ATM to convert a cheque to money into my Revolut account?
Lets break it down: > I transferred XX amount of money in 2020 from my bank to my broker. Not a taxable event unless the money was going into a IRA, Roth IRA, or a similar retirement account. Note the transfer to Roth doesn't save you taxes in 2020, but it does attach the funds to an account with rules specified...
They say the stock price is determined by what the public is willing to pay for a given security. But the public never seems to have the option to raise or lower the price of a stock. For example, if someone decides to purchase a mutual fund there is no option to change a bid price, there is only the option to buy or s...
If stock price is determined by what people are willing to pay then why is changing a stock price never an option for an average investor?
I was wondering if someone knows about this situation. I will just make up some numbers, lets say I have about $50k in my brokerage account. Broker will let me buy at least double my account's value due to margin. I can buy 100 shares of TSLA at $820 per share and then sell a covered call on it that doesn't expire for ...
(I'll answer in the context of the US market, but the same ideas apply to other markets.) The US stock market is quite over-valued by many valuation measures. But markets can remain over-valued for quite some time. As you note, you shouldn't be trying to time the market, but you also don't want to do something dumb...
Let's say that I have $50k in my brokerage account. My broker will let me buy double my account's value on margin. I can buy 100 shares of TSLA at $820 per share and then sell a one year covered call with a strike price of $850 for $15k of fat premium. I have a personal loan for $15k. I have been using my trading ...
Too obvious to really be an answer, but... When you kick a mountain, why doesn't it move? Unless you're someone like Warren Buffet, you simply don't have enough money to significantly affect the price of a stock all by yourself. But if stock ABC is currently trading at $100, you can certainly place an order for s...
I want to present a gift - named check. The receiver is minor non-resident. 1. Can minor withdraw cash from the named check without ssn or any US docs? 2. Can the check's receiver to be a child, but withdraw cash by parent in a bank? 3. Any other option to present a named check to a non-resident minor?
Can minors withdraw check?
I want to invest in gold. I have two options: On an exchange like etoro, I can buy shares of a stock that tracks the price of gold. Or I can literally buy a gold bar. What's the better option? The only difference I can tell is that with the former, I don't actually own any gold, so I can't sell it on a different e...
Buying real gold vs buying a stock that tracks the price of gold?
I want to invest in gold. I have two options: On an exchange like etoro, I can buy shares of a stock that tracks the price of gold. Or I can literally buy a gold bar. What's the better option? The only difference I can tell is that with the former, I don't actually own any gold, so I can't sell it on a different e...
We are missing term life insurance policies, but making yearly payments. In case a something wrong happens? Will the policy number alone will be sufficient to make a claim ? I also see there are companies who are [holding][1] payments. [1]: https://www.usatoday.com/story/money/personalfinance/2016/06/11/unc...
EARNINGS is a measure of how good a company is at capitalizing off of their assets and optimizing their costs, and can be used to measure ROA and ROE, whereas REVENUE is a good indicator of how quickly and effectively management is at directing a company's growth and penetration into the market. like you said, they're ...
I classified my single member LLC as an S-Corporation to take advantage of the tax advantages for qualifying small businesses as an independent software contractor. This worked well while generating revenue; however, I ceased working under the LLC and the am no longer generating income through the entity. I'd like to p...
No more income. What are my options to keep my S-Corp from dissolving?
> I want to *invest* in gold. I certainly *traded* a lot of gold, but I would call it *trading*, not *investing*. > What's the better option? I would truly encourage you to do this: 1. Go buy a kilobar (**do not pay** more than a tiny amount over spot; if someone wants more than a tiny amount over spot lau...
> I want to *invest* in gold. I certainly *traded* a lot of gold, but I would call it *trading*, not *investing*. > What's the better option? I would truly encourage you to do this: 1. Go buy a kilobar (**do not pay** more than a tiny amount over spot; if someone wants more than a tiny amount over spot lau...
I classified my single member LLC as an S-Corporation to take advantage of the tax advantages for qualifying small businesses as an independent software contractor. This worked well while generating revenue; however, I ceased working under the LLC and am no longer generating income through the entity. I'd like to pr...
> stock price is determined by what the public is willing to pay for a given security **yes**, the market is an auction > the public never seems to have the option to raise or lower the price of a stock **debatable**. the public can influence the share price, but a discontinuous jump in price doesn't happen im...
I want to send a gift - named check. The issuer is a US resident, sending from the US. The minor is a US non-resident, located in the US. Can I go to the bank, issue the check with the kid's name on that check, so that kid will grab parents, go to the bank and get the cash?
My company stock option plan contains the following language: > In the event that the company is subject to an Acquisition, > outstanding awards acquired under the plan shall be subject to the > agreement evidencing the Acquisition .... Such agreement, without the > Participant's consent, shall profide for one o...
So recently I was informed by my employer, our start up company is being acquired by a larger firm. I have been asked to exercise my shares, which I have. The only question I have is regarding pay increase and raises. I was told we will get new employment contracts and the new firm offers better benefit...
My company is being acquire, pay?
Recently, I was informed by my employer, our start up company is being acquired by a larger firm. I have been asked to exercise my shares, which I have. The only question I have is regarding pay increase and raises. I was told we will get new employment contracts and the new firm offers better benefit p...
I read on this [answer](https://money.stackexchange.com/a/136505/5656) by [mhoran\_psprep](https://money.stackexchange.com/users/5414/mhoran-psprep) > The tax impacts [resulting from the ETF manager changing the ETF composition by selling + buying stocks] are assigned to the investors. This means that if two ETF...
How can an investor assess the tax efficiency of an ETF?
In my opinion the ability to have wealth comes down to one thing: **Behavior**. For many it is a tough pill to swallow, but once a person realizes that they have control over their financial future they can then act accordingly. However, many are stuck blaming some bogey man to retain the ability to behave how they ...
> I haven’t had a pay increase for 1.5 years, does this mean I am likely to get one ? No, it doesn't. You now have a new employer who has no idea how good you are. They have no idea if you are being under- or overpaid. If you have good evidence and arguments why you deserve more money, then you could of course a...
> I haven’t had a pay increase for 1.5 years, does this mean I am likely to get one ? No, it doesn't. You now have a new employer who has no idea how good you are. They have no way to tell if you are being under- or overpaid. So they will likely leave all the salaries as they are until they made some experience with...
> I haven’t had a pay increase for 1.5 years, does this mean I am likely to get one ? No, it doesn't. In many companies, the benefits packages are standardized. They don't want to deal with the administrative effort of keeping track of individual benefit agreements. So when they acquire employees through a company ...
My company is being acquired, pay?
My company stock option plan contains the following language: > In the event that the company is subject to an Acquisition, > outstanding awards acquired under the plan shall be subject to the > agreement evidencing the Acquisition .... Such agreement, without the > Participant's consent, shall profide for one o...
I was looking into the options of leveraging my main index fund by a certain amount and was recommended to use Degiro's inhouse credit product "Debit Money". Current annual cost: 1.25% pa Alternatively, I could short a standard money market ETF, which currently yields just about -0.5%, ie would pay half a percent wh...
DEGIRO: Is Debit Money better than an MMF-ETF short for leveraging?
I am looking at an example of a leveraged trade [here](https://www.etoro.com/customer-service/help/57347145/what-is-leverage/): > The best way to understand leverage is through an example of how it > affects your profit or loss potential. If you trade with no leverage > at all and invest $1,000, for every 1% move ...
How is the "loan" repaid in a leveraged trade?
I recommend dissolving your company and creating a new one in the future if you need it. You don't need to worry about 26 U.S. Code § 1362 (g). That applies to the same corporation and it doesn't apply to a brand new corporation. Also, I'm pretty sure that law doesn't apply to LLCs. An LLC is a company but is not...
If I have a directors loan of £100k taken out in the UK and I am now look to pay this back. Would I be looking to pay the full £100k or is it calculated differently? I am slightly confused here, when you take the directors loan you are effectively avoiding paying tax on that as the alternative to having those funds ...
What are other filing options for no income LLCs?
If a LLC doesn’t file as a corporation on federal income tax, what are other options?
My brother transfer money about 31,000 from his account to my account from the same bank. Do I have to report this to the IRS? all information online is very inconsistent.
My brother transfer money about 31,000 from his account to my account from the same bank. Do I have to report this to the IRS?
My brother transfered money about 31,000 from his account to my account from the same bank. Do I have to report this to the IRS? All information online is very inconsistent.
My brother transfered money about 31,000 from his account to my account from the same bank. Do I have to report this to the IRS?
A relative transferred $31,000 to my bank account. Do I have to report this to the IRS?
> I haven’t had a pay increase for 1.5 years, does this mean I am likely to get one ? No, it doesn't. In many companies, the benefits packages are standardized. They don't want to deal with the administrative effort of keeping track of individual benefit agreements. So when they acquire employees through a company ...
Think of it like insurance. Insurance is inherently a loss making proposition - if an insurance company paid out more than it took in, it wouldn't exist. If you're a careful driver and own a car, you might never need insurance. Plenty of people still get insurance, because the risk you're insuring against w...
I am trying to decide between investing in a **distributing ETF** or an **accumulating ETF** and to me the distributing ETF seems clearly to be the better option. Since so many people invest also in accumulating ones, that makes me think that I might be missing something here. So I figured I better ask here first:) Her...
Are distributing ETFs always better than accumulating ones?
A relative transferred $31,000 to my bank account. Do I have to report this to the IRS? All information online is very inconsistent. added from the comments: he wants me to temporarily hold his money. he has issues with his wife and he did not want to have any extra money on his personal account.
A relative transferred $31,000 to my bank account. Do I have to report this to the IRS? All information online is very inconsistent. Additional details: He wants me to temporarily hold his money. he has issues with his wife and he did not want to have any extra money on his personal account.
(Using $ because that's what's on my keyboard.) The $50,000 *growth* in the Accumulating ETF are known as `Capital Gains`. In the US, you only pay taxes on those gains when you *realize* (aka sell) some shares **in year 11**. A "Distributing" ETF distributes *dividends* **every year**, and so tax must be paid ev...
I am planning on paying my girlfriend back 18K, which she plans on putting in her RRSP. Rather than sell funds that are in my non-registered investment account (which would cause me to pay capital gains) I was hoping to make an in-kind transfer of the shares to her, whcih she could then put in her RRSP directly. Am I a...
Canada - Can I make an in-kind transfer to avoid paying capital gains?
(Using $ because that's what's on my keyboard.) The $50,000 *growth* in the Accumulating ETF are known as `Capital Gains`. In the US, you only pay taxes on those gains when you *realize* (aka sell) some shares **in year 11**. Also in the US, a "Distributing" ETF distributes *dividends* **every year**, and so tax...
I am planning on paying my girlfriend back 18K, which she plans on putting in her RRSP. Rather than sell funds that are in my non-registered investment account (which would cause me to pay capital gains) I was hoping to make an in-kind transfer of the shares to her, which she could then put in her RRSP directly. Am I a...
It seems like the instructions for US 2020 schedule SE are messed up. There are no instructions that I can find for lines after 4 (and there's even an HTML typo in the online version). (And most of the information seems to be for church employees.) Any idea if they are going to fix this? Thanks.
> I could short a standard money market ETF This reminds me of a Rube Goldberg machine, which is not the image you want your investing practices to conjure up. If you wish to use margin, despite the risks, then keep it simple: Use a broker. [Interactive Brokers][1] is known for low margin rates. [1]: https...
Someone recently complained to our business that our receipts didn't have our VAT number on them. If anyone ever requests a VAT receipt/invoice then we draw one up manually, otherwise, we just issue normal receipts for the products in our cafe. Is there any legal requirement to have our VAT number on the general ...
Is it a legal requirement to put your VAT number on a receipt? (UK)
Is it a legal requirement to put your VAT number on a receipt?
I just received my 1099 Forms from Interactive Brokers, and there are a few things that do not line up: - Foreign Tax Paid on 1099-DIV shows $0. I owned shares the entire year in an ETF that invests in Australian stocks, and another in Swiss stocks. I own the same ETFs in my Fidelity Brokerage account as well, and it...
Bob and Matt wrote excellent answers about Net Asset Value, which I think is the at the core of your question. I just wanted to address as simply as possible the auction aspect of the market. You asked: > If stock price is determined by what people are willing to pay then why is changing a stock price never an op...
> Or if I put 100k back into the company to balance the books, I could then take out then 100k as dividends and pay the normal dividends tax on it? > Yes, **THAT** is correct. You got it. If you decided to "pay yourself first", that is inviting the end of the universe. Sure, say you got paid (random example) 4...
Maybe a simple question, but I haven't found an answer: Schedule SE says that for 2020, earnings over 137,700 aren't subject to social security tax. We file jointly; my spouse has self-employment income. I'm guessing that this limit is based on our jointly-declared income, and not just her self-employment income. ...
Maybe a simple question, but I haven't found an answer: Schedule SE says that for 2020, earnings over 137,700 aren't subject to social security tax. We file jointly; my spouse has self-employment income. I'm guessing that this limit is based on our jointly-declared income, and not just her self-employment income. ...
Another example of where hedging is used, particularly by hedge funds is to remove market impact and make bets on subjects where they have a knowledge advantage. Let's say you do some analysis and find out that the Pfizer vaccine is significantly better than the Moderna vaccine (and nobody else has noticed it yet). ...
This is the Net Investment Income Tax to finance Obamacare. Line 9b provides that I can deduct a large part of my state income tax (the part attributable to investment income, which is most of my 2020 income) from the amount subject to tax. > [Include][1] state, local, and foreign income taxes you paid for the ta...
Another example of where hedging is used, particularly by hedge funds is to remove market impact and make bets on subjects where they have a knowledge advantage. Let's say you do some analysis and find out that the Pfizer vaccine is significantly better than the Moderna vaccine (and nobody else has noticed it yet). ...
I received a cheque 3 months ago, which my client gave me to start a project and there's no date on the cheque. My client told me to ask him before depositing the cheque. The cheque was advance payment for the work. So I didn't start or complete anything the client wanted me to do. So it's been 3 months. I've been c...
I need help understanding RR.L(Rolls Royce Holdings Plc) Charts. Same graphs , same time frame but different side numbers what am I missing??? Here??? Here’s some pictures. Any help cheers!! https://www.barchart.com/stocks/quo...&sym=RR-.LN&grid=1&height=500&studyheight=100 https://tradingeconomics.com/rr:ln ...
It was said that [Amazon was able to have $627 million claim of past loss against any gain][1]. So if a person in US can only claim maximum of $3000 per year, then what if we all operate as a 1099 or Corp2Corp or S Corp? [1]: https://www.marketwatch.com/story/amazon-riled-up-the-left-for-not-paying-federal-taxes...
If corporations can claim loss of $600 million and a person can claim loss of only $3000 per year, then what if we operate as Corp2Corp or 1099?
I am thinking of buying, 2 ETNs in Commodities Metals (Copper, Nickel). I am curious of risk factors for these. 1. Besides Barclays Bank going bankrupt during a market crash with unsecured ETN debts, and 2. slight difference between spot price due to contago/backwardization, Is there anything else I should be...
What are some issues with ETN Commodities Indexes?
I am thinking of buying, two ETNs in Commodities Metals (Copper, Nickel). I am curious of risk factors for these. 1. Besides Barclays Bank going bankrupt during a market crash with unsecured ETN debts, and 2. slight difference between spot price due to contago/backwardization, Is there anything else I should ...
What happened to JJN price history? Barclays iPath Bloomberg Nickel Subindex Total Return ETN Series B In January to March 2018? I am trying to understand its price history for analysis, don't see any news articles. This is a commodities ETN. [JJN Price History][1] [1]: https://i.stack.imgur.com/4ogE6.pn...
JJN Barclays iPath Bloomberg Nickel Subindex ETN , What happened in 2018 to its price?
What happened to JJN price history? Barclays iPath Bloomberg Nickel Subindex Total Return ETN Series B In January to March 2018? I am trying to understand its price history for analysis, don't see any news articles. This is a commodities ETN. It suddenly rose in 2018, dropped somewhat in March. Doesn't match the spo...
Generally no, for 4 reasons. ---------- First, the 'loss' margin much larger for lotteries than insurance. Lotteries often take 50% or more. Insurance I don't have firm numbers for, but I would expect much closer to 10%. ----------- Second, adverse selection. You generally know more about your situati...
What happened to JJN price history? Barclays iPath Bloomberg Nickel Subindex Total Return ETN Series B In January to March 2018? I am trying to understand its price history for analysis, don't see any news articles. This is a commodities ETN. It suddenly rose in 2018, dropped somewhat in March. Doesn't match the spo...
The tradingeconomics page is showing RR at 620 on 28 Feb 2020, and 113.6 on 2 Oct 2020. The LSE one is is showing it at 210.8 on 28 Feb, and 38.624 on 2 Oct. The prices are in the same ratio, with the LSE one being 0.34x the TE one. However, there is a sharp discontinuity on the TE page at the end of October. After...
I'm looking to buy a first home in the next few months. At this point I thought I would check out the mortgage options as in my mind I'd need to have a mortgage agreed before going to look at houses. On calling my bank, they said they can only do a phone interview (which in my mind isn't much beyond an online mortga...
I'm a single, a grad student, and have some personal savings. Saving money is in my character, and for the last 5 years, I've been saving 1/8th of my monthly income, on average. In the future, I know I won't have any kids, so even if I got married, it wouldn't change my saving behavior. I'm a simple person, and I kn...
I'm a single, a grad student, and have some personal savings. Saving money is in my character, and for the last 5 years, I've been saving 1/8th of my monthly income, on average. In the future, I know I won't have any kids, so even if I got married, it wouldn't change my saving behavior. I'm a simple person, and I kn...
Bitcoin is often referred to as cryptocurrency. In [this article from the BBC][1] the headline is "Digital currency Bitcoin has risen to a new record high of more than $50,000" It can be used to pay out of Visa card, Mastercard, used on Paypal and even to buy Teslas. Yet, it is subject to capital gains tax in ...
Why do people refer to Bitcoin as currency when it is classed as an asset?
Why do people refer to Bitcoin as currency when it is not classed as tender from a taxation perspective?
Bitcoin is often referred to as cryptocurrency. In [this article from the BBC][1] the headline is "Digital currency Bitcoin has risen to a new record high of more than $50,000" It can be used to pay out of Visa card, Mastercard, used on Paypal and even to buy Teslas. Yet, it is subject to capital gains tax in ...
> Is playing the lottery worth it in the same way that insurance is? Yes, in the sense that if you would not be obligated to do either, your expected gain in the long term is the same: a negative one. The insurance company makes money because it doesn't make sense, in the long run, to have insurance, assuming you...