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I accidentally bought a stock in the wrong account. I don't have the money to cover it. Can I sell it same day to get out of it, or, what do I do?
My other account is TFSA so I don't want to transfer money over and I don't have any other cash to cover it. |
# Use Net Present Value to make the best (financial) decision!
> I would appreciate any thoughts or insight on this matter. How to find the balance between these factors: down payment percentage, and free money to invest elsewhere.
## What you are asking about is a concept known as "Net Present Value". Everything... |
# Use Net Present Value to make the best (financial) decision!
> I would appreciate any thoughts or insight on this matter. How to find the balance between these factors: down payment percentage, and free money to invest elsewhere.
## What you are asking about is a concept known as "Net Present Value". Everything... |
We are residents of Pennsylvania. I work in Pennsylvania and my wife works in Delaware. Like many people working office jobs last year, we started working at home in mid-March. My wife was actually not allowed by her employer to go to her workplace at all last year. My employer had us do an automated form to change our... |
Can 2020 workplace for state income taxes be changed retroactively due to COVID? |
From what I have understood, A SPAC shell co. is setup and raises funds through an ipo thereby getting a period of 2 years to find a company they can merge with.
Is there a specific reason that it works this way?
The capital sits in a blank check company until a merger is chosen. Isn't it a huge waste in capital tha... |
Why is money for SPAC raised even before they have found a potential company to merge with? |
From what I have understood, A SPAC shell co. is setup and raises funds through an ipo thereby getting a period of 2 years to find a company they can merge with.
Is there a specific reason that it works this way?
The capital sits in the shell company until a merger is chosen. Isn't it a huge waste in capital that re... |
We are residents of Pennsylvania. I work in Pennsylvania and my wife works in Delaware. Like many people working office jobs last year, we started working at home in mid-March 2020. My wife was actually not allowed by her employer to go to her workplace at all last year. My employer had us do an automated form to chang... |
I want to open a uk private limited company but wondered if there are any advantages to wait a month so it will be registered in the new tax year.
I know the financials have to be submitted 12 after registration so there should be no benefit here but is there something i could be missing?
Thanks a lot. |
I need help or insight about this matter. My grandfather recently died. He's a retired US military, dual citizen US and in the Philippines. But, he lived in the Philippines through out his life. He have both family in the US and here in the Philippines.
My Dad is the only legal son under his name but my Dad died befo... |
I understand the difference between cash settled and physically setted futures contracts. I also know that most physically settled contracts end up not being exercised and are closed before expiration.
Now - is the market size for physically settled futures limited by the underlying asset? Who controls that there ar... |
My questions refer to real estate in the US.
1. When the buyer pays cash (i.e. without taking a loan), would it usually mean that the buyer will have to pay the whole amount in a single payment? Or is it acceptable to first pay a certain initial payment, and then the rest of the amount in monthly installments? Is th... |
My questions refer to real estate in the US.
1. When the buyer pays cash (i.e. without taking a loan), would it usually mean that the buyer will have to pay the whole amount in a single payment? Or is it acceptable to first pay a certain initial payment, and then the rest of the amount in monthly installments? Is th... |
> When the buyer pays cash (i.e. without taking a loan), would it usually mean that the buyer will have to pay the whole amount in a single payment?
Single payment
> Or is it acceptable to first pay a certain initial payment, and then the rest of the amount in monthly installments? Is the latter the same seller ... |
The seller controls the limit on what's available through contracts. Who would offer more for sale than they could deliver? That wouldn't make sense, just in the event the contracts are exercised. In such an event, the seller of the contract would have to go out into the open markets to buy whatever it takes to make... |
Might I suggest reading this Investopedia article on negative interest rates?
https://www.investopedia.com/articles/investing/070915/how-negative-interest-rates-work.asp
Negative interest rates fall into a couple different categories. If a central bank has a negative interest rate policy in place, it is their wa... |
What probably happened is that _someone else's_ $1200 payment got credited to your card. When that other person complained that they got late fees (or whatever), the bank investigated and figured out what happened, then took the accidental money from your card and put it on the correct one.
Normally, if the card is... |
My wife is building a business as a therapist. She has signed an agreement with an established private practice whereby they provide certain services/benefits to her -- things like office space, advertising, leads for new clients, insurance processing, charting software, etc. -- in exchange for a percentage of her rev... |
Schedule C: where to report revenue split and professional supervision fees for a therapist? |
The only reason why I put it here is to find out whether I am a victim or just ignorant of the way brokers deal with option positions that were exercised. Whether I am a victim or just ignorant depends on the answer that I posted here.
The facts are:
I had a 2 SHORT QS Option at 75 which was exercised against m... |
The only reason why I put it here is to find out whether I am a victim or just ignorant of the way brokers deal with option positions that were exercised. Whether I am a victim or just ignorant will depend on your answer posted here.
The facts are:
1. I had a 2 SHORT QS Option at 75 which was exercised against me... |
Could my employer's match have caused me to have an excess 401K contribution?
For 2020, I contributed the maximum into my 401k-Roth, $19,500. I also made a catch-up contribution (I'm eligible) to my 401k-traditional of $6500 for 2020. So I believe that's the max I'm allowed to contribute to my 401K, 26K. Is that co... |
It's a great question. Few people know or care about the actual details and mechanisms of this sort of thing.
I'm pretty sure there are **clearing houses** involved and they carry the (ultimate) risk. I hope someone can give you a more detailed answer.
# So it's "CME Clearing" ...
Turns out there is an obscur... |
I am wondering, what is the purpose of dividing capital gains into long-term and short-term, and then tax them at different rates? Is it to incentivize long-term investments?
It seems counter-productive to tax short-term gains at the higher rate; if the tax rates were reversed, wouldn't it create incentive to reali... |
Why are U.S. capital gains taxed at different rates? |
I bought a new car from a dealership and my dad agreed in front of my husband and my mother to co-sign for me. The dealership allowed me to take the paperwork out to my dads house and have him sign it. The dealership even talked to my dad at some point and he was on board the whole time. The tags came in and he was a l... |
I am wondering, what is the purpose of dividing capital gains into long-term and short-term, and then tax them at different rates? Is it to incentivize long-term investments?
It seems counter-productive to tax short-term gains at the higher rate; if the tax rates were reversed, wouldn't it create incentive to reali... |
I bought a new car from a dealership and my dad agreed in front of my husband and my mother to co-sign for me. The dealership allowed me to take the paperwork out to my dads house and have him sign it. The dealership even talked to my dad at some point and he was on board the whole time. The tags came in and he was a l... |
Can my dat remove himself from my car lease? |
Can my dad remove himself from my car lease? |
I have recently realized that the US treasury security has a big impact on the market.
So, which security should I follow?
Is the U.S. 10 Year Treasury Note rate the most important?
Also, which interest rate should I follow?
|
Dealerships lie. They told you that dad would be a cosigner, but the likely only way the lease could be approved is by him being the primary. They likely did a clever job of concealing that fact, and if your dad signed the paper work, both you and he are co-owners. Any derogatory mark on your credit would equally be... |
So I saw *Vector Acquisition* in the news recently. I was investigating if they would be worth investing in.
However I found it was listed under two different tickers `VACQ` & `VACQU`. They seem to be listed on the same exchange and are not (as far as I can tell) like `BRK.A` and `BRK.B` e.g., different sized share ... |
Which ticker code to buy when the company has two different tickers? (e.g., VACQ & VACQU) |
I'm going to go out on a limb to explain why being charged $1,102 in borrow fees might be legitimate. However, my answer will not be precise because I do not capture borrow rates on a regular basis and also because the assignment date is in question (22nd or 23rd?).
If you went short on 12/24, that was a Thursday.... |
So I saw *Vector Acquisition* in the news recently. I was investigating if they would be worth investing in.
However I found it was listed under two different tickers `VACQ` & `VACQU`. They seem to be listed on the same exchange and are not (as far as I can tell) like `BRK.A` and `BRK.B` e.g., different sized share ... |
My 69yo mother is looking to buy a new house (and sell her current one). Based on what she's expecting to get for her current house, how much she still owes on her current house and how much a new house would cost she's seeking a $100k mortgage.
When I got my mortgage I was asked for two years of tax statements, two... |
why would a mortgage lender be asking someone a year away from retirement about their pre-retirement income? |
My 69yo mother is looking to buy a new house (and sell her current one). Based on what she's expecting to get for her current house, how much she still owes on her current house and how much a new house would cost she's seeking a $100k mortgage.
When I got my mortgage I was asked for two years of tax statements, two... |
I am tempted to buy humbled trader "premarket daily trading plan and discussion" subscription of humbled trader.
Question: How profitable is it likely to be, based on the following facts?
1) Her group has over 500 subscribers and no negative comments on here youtube videos.
(I wonder if some user would loose mo... |
Will humbled trader sessions be profitable? |
**Short answer:**
The YouTube channel has over 500k subscribers but most videos have well under 50k views, complete with click-baity thumbnails. Those numbers mean nobody actually cares. Internet personalities like these make their money by selling newsletters and "classes," which supplement the ad revenue from thei... |
PayPal had a promotion without fees a long time ago, they also did it December 2020 and I just sold crypto again through paypal. This time they mentioned some sort of tax form, which somehow I was unaware of the previous year. Anyway, last year, 2020, I definitely did NOT file my crypto profits I made in 2019 which I b... |
What is the likelihood I get in trouble for forgetting to file cryptocurrency taxes? What should I do? |
All 529 plan contributions are not deductible at the Federal level, therefore the IRS doesn't seem to have a form used to report the contributions. However, several states (like mine, Oklahoma) allow the contributions to be deducted for state taxes.
Is there a form that the 529 administrator should generate for me t... |
Is there a tax form that reports deductible contributions to a 529 plan? |
As a F1 student, I was nonresident alien from 2015-2019, then my status changed to resident alien at 2020. But, as you know, this status change happens at August 2020, I didn’t get the stimulus check, which s eligible to resident alien. What should I do to get stimulus check in this tax return? |
As a F1 student, I was nonresident alien from 2015-2019, then my status changed to resident alien at 2020. But, as you know, this status change happens at August 2020, I didn’t get the stimulus check, which is eligible to resident alien. What should I do to get stimulus check in this tax return? |
I am tempted to buy Humbled Trader "premarket daily trading plan and discussion" subscription of Humbled Trader.
Question: How profitable is it likely to be, based on the following facts?
1) Her group has over 500 subscribers and no negative comments on here youtube videos.
(I wonder if some user would loose mo... |
Will Humbled Trader sessions be profitable? |
Because the mortgage company doesn't care about your mother as an individual. They have a certain set of (probably automated) bureaucratic procedures that they go through for everyone that fits particular criteria. At the moment, your mother fits the "employed with W2 income" set of procedures, so she gets to provide ... |
I recently moved to Germany and my partner is planning to join me in a couple of months.
We used to work in KSA and have a sum of money greater than 10 000 euros saved up from our work back in KSA.
I was wondering what is the process to get the money into Germany and if that money is taxable? |
I have seen many questions asking about leasing vs buying.
I have always bought used cars with cash and have never looked into leasing a vehicle.
I have no idea how they work. Can someone explain how it works and why most users on this site seem to feel that leasing is a bad idea? |
How do car leases work? |
I am tempted to buy Humbled Trader "premarket daily trading plan and discussion" subscription of Humbled Trader.
Question: How profitable is it likely to be, based on the following facts?
1) Her group has over 500 subscribers and no negative comments on her YouTube videos.
(I wonder if some user would loose mon... |
**First of all I am child. I am 16 years old, I want the calling to stop. The calling started about 2 days ago I believe. They call me multiple times a day, I never answer because I have no idea what I am getting myself into.
During class today they called me once more, that's when I began to worry. So I did some res... |
How can I have Credence rsrc stop calling me? |
First of all I am child. I am 16 years old, I want the calling to stop. The calling started about 2 days ago I believe. They call me multiple times a day, I never answer because I have no idea what I am getting myself into.
During class today they called me once more, that's when I began to worry. So I did some resea... |
The documentation requested seems standard for all borrowers; the mortgage company's requested documents list is probably the same for all borrowers with that type of loan request.
You didn't mention the loan-to-value - maybe it is low enough where they don't need to delve deeper into your mom's financials past th... |
I bought a new car from a dealership, and my dad agreed in front of my husband and my mother to co-sign for me. The dealership allowed me to take the paperwork out to my dad's house and have him sign it. The dealership even talked to my dad at some point, and he was on board the whole time. The tags came in and he was ... |
I have a few stocks from a public company. I got them after a startup I worked in got acquired by this public company. So now I have an account on AST Financials, and my stocks are in their books (I don't have any certificate currently).
Sadly, the company doesn't offer any way to sell the stocks directly from AST ... |
There are a couple of different things going on here. You have also put some important information in various comments that aren't in the question, so I'll try to take them all into account here.
In a comment you referred to "tickets from Louisiana that he wont even show me and give me the chance to fix". So you've... |
There are a couple of different things going on here. You have also put some important information in various comments that aren't in the question, so I'll try to take them all into account here.
In a comment you referred to "tickets from Louisiana that he wont even show me and give me the chance to fix". So you've... |
I have a few stocks from a public company. I got them after a startup I worked in got acquired by this public company. So now I have an account on AST Financials, and my stocks are in their books (I don't have any certificate currently).
Sadly, the company doesn't offer any way to sell the stocks directly from AST ... |
Why does everyone panic sell (market crash) during bad, but temporary, conditions (as seen with COVID-19)? Why can't everyone agree that the companies most likely won't go bankrupt and will eventually return to normalcy (revenue, popularity, influence), and hold their stocks, which in return would prevent a market cras... |
Why a market crash? - The Confusing Behavioral Economics of the Market |
In the interval between 2010 and 2011, American inflation was 3.2% and Chinese inflation was 5.55%. During this year, the pair CNY/USD went from 6.2524 to 6.5758. If an investor would have invested 1,000 USD to buy 6252.4 CNY at the beginning of this period, how much would have the investor profited, assuming both curr... |
What is the relation between inflation on a country and the exchange rate of its currency? |
I can start withdrawing from my 401(k) in 30 years. I'm currently in one of the the highest federal tax brackets and will likely be in the lowest tax brackets when I start withdrawing. That alone might indicate that I should avoid taxes now (to the extend that the contributions allow me to) and pay them in retirement (... |
With tax-free earnings, isn't Roth 401(k) almost always better than 401(k) pre-tax for a young person? |
I can start withdrawing from my 401(k) in 30 years. I'm currently in one of the the highest federal tax brackets and will likely be in the lowest tax brackets when I start withdrawing. That alone might indicate that I should avoid taxes now (to the extend that the contributions allow me to) and pay them in retirement (... |
I've recently taken a liking to the whole idea of trading and read some books on trading (day trading in particular). All of them suggested to do paper trading first and that's also my idea. I wanna practice and get proficient with the general idea behind day trading, the tools and so on before I invest real money into... |
Day Traders from Germany/Europe? |
Can you set up a contingent order that only sells when the stock price falls to a value above the current price? |
I've recently taken a liking to the whole idea of trading and read some books on trading (day trading in particular). All of them suggested to do paper trading first and that's also my idea. I wanna practice and get proficient with the general idea behind day trading, the tools and so on before I invest real money into... |
Economic theory suggests that as the value of a currency deteriorates, its exchange rate against another currency will reflect this.
However, the devil is in the details
- How do you measure inflation?
Typically a consumer price index based on an expected consumption for the "average household" is used. But of ... |
Why did Turbotax say that I made profit when I actually lost money? |
> “The success rate for day traders is estimated to be around only 10%,
> so … 90% are losing money.” Cory Michael at Vantage Point Trading is
> even more pessimistic (or realistic) when he says, “Only 1% of [day]
> traders *really* make money.”
From [Forbes][1] (July 16, 2017).
An average 10% annual return o... |
Persona/income details: we make ~$230k/year in a medium-COL Midwestern U.S. city. Looking to spend no more than $550k on our first home.
House details: listed for $450k in a sought-after neighborhood. The house was purchased a couple of years ago for $38k over an asking price of $250k. The current owners have done a... |
I have been trading on a demo account for a few months now, with consistent profits. And then consistent losses. I take position sizes based on how much I like the trade, and I am almost sure this is my pitfall, (I get 4 profitable trades, and then wipe my gains with one incorrectly sized trade) In my mission to create... |
How to determine position size? |
Can my dad remove himself from my car loan? |
I have created a simple price action strategy:
BUY: If, after at least 3 RED bars of lower highs & lower lows (that actually have wicks and are not "solid"), you have a break in the pattern: a higher high and higher low AND the breaking candle isn't enveloping the last RED candle (if this happens, wait for 2 candles... |
Why does my strategy work? |
Pardon me if my question is stupid, but I am just a person who is new to
I was Googling what a Trust deed is and in one of the websites, there is the following phrase.
A trust deed—also known as a deed of trust—is a document sometimes used in real estate transactions in the U.S. It is a document that comes into pl... |
Which institutions the real estate trust holders? |
I have created a simple price action strategy:
BUY: If, after at least 3 RED bars of lower highs & lower lows (that actually have wicks and are not "solid"), you have a break in the pattern: a higher high and higher low AND the breaking candle isn't enveloping the last RED candle (if this happens, wait for 2 candles... |
I have created a simple price action strategy:
BUY: If, after at least 3 RED bars of lower highs & lower lows (that actually have wicks and are not "solid"), you have a break in the pattern: a higher high and higher low AND the breaking candle isn't enveloping the last RED candle (if this happens, wait for 2 candles... |
Which institutions will hold a real estate "trust deed"? |
I have been trading on a demo account for a few months now, with consistent profits. And then consistent losses. I take position sizes based on how much I like the trade, and I am almost sure this is my pitfall, (E.G. I make 100 dollars each on 5 trades, then subjectively allocate 5 times more to a trade I am sure of (... |
In the latest quarterly earning report, if revenue exceeds the expectation by 10%, but EPS is lower than the estimated EPS by 10%, is this a good or bad news for the stock? |
**I am going to avoid specific discussion of the actual methodology you have chosen, and add the proviso that I do not believe in the efficacy of technical analysis for use by individual traders** [*See my note below*].
**The short answer in why your model may be 'showing a profit' could be perhaps one of 4 things ... |
I have created a simple price action strategy:
BUY: If, after at least 3 RED bars of lower highs & lower lows (that actually have wicks and are not "solid"), you have a break in the pattern: a higher high and higher low AND the breaking candle isn't enveloping the last RED candle (if this happens, wait for 2 candles... |
So long story short, my friend is stuck overseas outside of U.S and in order to wire his money (about $8000-9000) through a bank, he has to do it in person for international wire transfers. My friend basically has this money stuck in a U.S based bank account and wants to transfer his money to himself and rightfully so.... |
My friend wants to wire transfer money from overseas through my account. Do I get taxed for this? |
Pardon me if my question is stupid, but I am just a person who is new to
I was Googling what a Trust deed is and in one of the websites, there is the following phrase.
> A trust deed—also known as a deed of trust—is a document sometimes
> used in real estate transactions in the U.S. It is a document that
> comes... |
Is my strategy a reversion to a regression line, reversion to mean, or neither? |
I am a Brazilian student with a German PhD contract scheduled to start on April 1st, but due to the COVID pandemic which is significantly bad in Brazil, the local German consulate cancelled all visa appointments for an unknown time. In order to not delay the contract, I need to (among other requirements) open an accoun... |
Bank account in Germany for non-EU-residents? |
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