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Parents did not receive 3rd stimulus wait or? |
I am trying to understand how precious metal ETFs actually collect their fees. I know that for a stock ETF, expenses are collected by charging the shareholder's brokerage account a cash amount on a periodic basis. This does not seem to be the case for precious metal ETFs. It appears that a very tiny fractional share is... |
I was thinking about how the _Martingale_ strategy only works with enough money, and eventually will almost surely run into a streak, that wipes out the account. My mind then strayed towards neural networks and machine learning. The idea is that the machine would learn what level to put stops at, and where to put take ... |
After yesterday's [announcement][1] that eToro and [FTCV][2] are planning on merging, FTCV shares [became available][3] to eToro users. Target for the merger of the SPAC and eToro will be Q3 2021.
Opening a position in FTCV now, what will happen to the shares post merger?
- Will they lose value given that FTCV on... |
SPAC: FTCV -> eToro: What will become of my FTCV shares post merger? |
After yesterday's [announcement][1] that eToro and [FTCV][2] are planning on merging, FTCV shares [became available][3] to eToro users. Target for the merger of the SPAC and eToro will be Q3 2021.
Opening a position in FTCV now, what will happen to the shares post merger?
- Will they lose value given that FTCV on... |
After yesterday's [announcement][1] that eToro and [FTCV][2] are planning on merging, FTCV shares [became available][3] to eToro users. Target for the merger of the SPAC and eToro will be Q3 2021.
Opening a position in FTCV now, what will happen to the shares post merger?
- Could they lose value given that FTCV o... |
SPAC: FTCV -> eToro: What may become of my FTCV shares post merger? |
I was thinking about how the _Martingale_ strategy only works with enough money, and eventually will almost surely run into a streak, that wipes out the account. My mind then strayed towards neural networks and machine learning. The idea is that the machine would learn what level to put stops at, and where to put take ... |
I'm not resident of UK or EU and I've newly formed a two membered UK LLP as non resident with me as a member and a single member US LLC as the other designated member.
After one week of forming the LLP I've received a letter from HRMC on the registered address asking me to complete form SA401 and SA402 or there will b... |
My parents got the first and second stimulus. Most americans got the third one today. For some reason my parents did not get the third one today.
When I check the **[Get My Payment][1]** status site it says `Payment Status - Not Available`, as shown in the screen shot below:
[![enter image description here][2]][... |
A hypothetical investor buy a corporate bond on Dec 5, 2020 and pays $1000 dollars of accrued interest. The bond then pays him $1500 dollars of interest on March 1, 2021. I claim that $1000 dollars of accrued interest is deductible on his 2021 income tax return. It is not deductible on his 2020 income tax return. This ... |
My kids did this exact thing.
We had talked about putting money into a retirement fund. The Roth IRA made the most sense because they if they paid income tax on the contribution (0%) they could withdraw it tax free in retirement. The general guidance is that if the tax rate in retirement will be higher, then you w... |
You are assuming that the "machine learning" correction will occur before a total wipeout, but you have not proven that this is how it will happen. The risk of total failure remains the same as with a 'non-modified' Martingale system.
You say in a comment "okay, but total wipeout before losses are recouped is very u... |
I work for a small company and was granted some stock options with a strike price of about $2.50. Now that the company has gone public, the stock prices hover between $15 and $20.
I'd like to get peoples thoughts on what the best time is to exercise these options? I believe that the stock price will go up further in... |
What is the best time to exercise stock options? |
The best time to exercise in-the-money options is when the stock is at its highest price and you are in your lowest tax bracket (unemployed or retired?). Good luck figuring out when that date will occur.
The pros and cons of exercising are fairly simple. If you exercise now, pay the taxes, and the stock tanks, you... |
The idea is that the machine would learn what level to put stops at, and where to put take profits. For example, the machine gets input about security ABC and learns the best place to put a stop. It then modifies this stop, based on the risk (volatility maybe?) of other positions it is taking.
The point is that a m... |
How did your parents get the first two payments - check or direct deposit? If it was by check then maybe it'll take some time for that status to show up.
Also, keep in mind that the income requirements and cutoffs changed for this one, so higher-earning couples who received the first two stimulus checks might not b... |
I am reading about leveraged etfs and I am very confused. It seems they don't always follow the stock prices they should be following and not always doing what they are supposed to do.
For example a long leveraged etf may actually go down, even though the stocks it tracks go up, because they use complicated financial ... |
Does a one stock leveraged ETF behave like margin? |
Investing is about balancing risk and reward. Any good investment will typically allow for nominal risk for a healthy return, but let's suppose that's not what I'm looking for. I want something with no risk, provided no armageddon-like scenarios (US defaults on debt, government collapse, etc.) occur. I might invest in ... |
What is the highest return risk-free investment available? |
A U.S. company files for chapter 7 bankruptcy. A private company in hong kong buy's the U.S company's IP and brand name and too continue the company. The U.S stock ticker for the company still trades. It is too my understanding the private company that bought the U.S company is still obligated too the U.S stock that co... |
What happens too a companies ticker when bought out by a private company? |
A U.S. company files for chapter 7 bankruptcy. A private company in Hong Kong buys the U.S company's IP and brand name to continue the company. The U.S stock ticker for the company still trades.
It is my understanding that the private company that bought the U.S company is still obligated to the U.S stock that cont... |
What happens to a company's ticker when bought out by a private company? |
There is no _zero risk_.
If you exclude some less probable developments from your analysis, some investments _seem_ risk-free, but the ‘highest’ risk-free is simply the last one you exclude.
In other words, you ask “what is the largest number if I exclude all above N?” - well, then the largest remaining number is N-1... |
I know what coupon rate and yield to maturity is but i do not understand very well the interest rate of 0.07% in 1 year Treasury bonds, for example. And how can bonds reach 0 and negative interest rates? why would someone buy it? |
Can someone explain to me bond interest rates? |
Consider the following problem:
**LIMIT BUY**
```
Total: €1,000 (starting balance)
BTC Price #1: €50,000
Fee: 1,000 * 0.5% = €5
Amount: 1,000 - 5 = €995
Purchase BTC: 995 / 50,000 = ₿0.0199
```
**LIMIT SELL**
```
Amount: ₿0.0199
BTC Price #2: €50,503.77516 (brute forced)
Sell BTC: 0.0199 * 50,503... |
How do you calculate the break even price point for a crypto trade with fees? |
I'm pretty sure ads seen on Youtube and Facebook are fraudulent
Let's start from ads.
Youtube channels they use:
- https://www.youtube.com/channel/UCSUetMCrhluSXAosJdpMfOQ
- https://www.youtube.com/channel/UCJ8-HFMVk5o1Qpbpp8-XQ4Q
- https://www.youtube.com/channel/UCfEurRKF4zbdejjJfwFwD5Q
Lots of the a... |
> Why would someone buy it?
Think pension funds, mutual funds etc. they have huge amounts of funds, and often a lot of excess liquidity, which needs to be placed somewhere relatively secure. They *could* place them in a bank account, but the risk is then completely down to the risk assessment of the bank; and only a v... |
> And how can bonds reach 0 and negative interest rates?
0% interest is simple. You just skip the coupon payments and get your money back when the bond matures. Negative interest rate bonds are issued at a higher price than the face value. [See investopedia for more info][1]
> why would someone buy it?
Any... |
Is there a way to sort credit before debit for the same day? It seems the order is by time of entry, I understand that I can cheating it by entering credit first, but sometimes it's not possible, so if it's possible to sort it this way will be very helpful. |
> The thought process is that it might be better to exercise these options in a leaner year when I'm perhaps not working or between jobs.
In order to accomplish this you will need cash. You will have to buy the options, at the strike price, when you leave the company. Do you have the cash to cover such a transacti... |
I saw people discussing a stock that just issued options expired 3 years later.
They said that would be an indication the stock would boost.
Why does this work? |
What does it mean when a company issues options that would not expire until 3 years later? |
> For example a long leveraged etf may actually go down, even though the stocks it tracks go up, because they use complicated financial instruments to achieve leverage.
Typically, such a discrepancy is because of daily rebalancing, not "complicated financial instruments". That is, *each day* the ETF will go up if th... |
I know what coupon rate and yield to maturity is but I do not understand very well the interest rate of 0.07% in 1 year Treasury bonds, for example. And how can bonds reach 0 and negative interest rates? why would someone buy it? |
ow can bonds reach 0 and negative interest rates? why would someone buy them? |
How can bonds reach 0 and negative interest rates? why would someone buy them? |
You are assuming that the "machine learning" correction will occur before a total wipeout, but you have not proven that this is how it will happen. The risk of total failure remains the same as with a 'non-modified' Martingale system.
You say in a comment "okay, but total wipeout before losses are recouped is very u... |
> Why would someone buy it?
Think pension funds, mutual funds, etc. They have huge amounts of funds and often a lot of excess liquidity which needs to be placed somewhere relatively secure. They *could* place them in a bank account, but the risk is then completely down to the risk assessment of the bank; and only a ... |
When someone is talking about their job duties in various positions, and then says that, as a trader, they were "trading with the street," what does that mean? And opposed to what? Is it that they were working with institutions and not retail? |
What does "trading with the street" mean? |
My boyfriend and I have been together for 13yrs. He has been separated from his wife for 20yrs. He has a lien on his car he did not will it to anyone. If I pay the lien do I own it? |
If I pay off a lien on a car do I own that vehicle? |
**There are a couple of options for you with nearly equal value.** It mainly depends on your goals, but the differences in outcome are minimal. Are you attempting to get a head start on retirement? Are you just trying to get your extra money to work for you?
1. Roth IRA. This option is fine because you will never ha... |
You'll buy it when it is better than the alternatives.
The alternatives include
1. A vault full of paper bills.
This is really expensive to maintain. You need a location, transportation, security, insurance.
2. A deposit at a bank.
This relies on the bank staying solvent, and whatever interest rate the ... |
A few questions on the Treasury Bond 10 Years:
1. What is contributing to the rise of Treasury Yield Bond 10 Years? Is it caused by some economic activity like selling or buying bonds by the US Central Bank / Fed?
2. How the Treasury Bond Yield 10 Years is related to inflation rate?
[![enter image description ... |
Why Treasury Yield Bond 10 Years is rising? |
I may be making a charitable donation of appreciated stock this year (2021) to my school; it will be about 1.5 times my AGI. First, will this wipe out all my Federal income tax liability for 2021? Second, is there a limit on how much of the unused charitable deduction I can carryforward to 2022? I know the old rule... |
I may be making a charitable donation of appreciated stock this year (2021) to my school; it will be about 1.5 times my AGI. First, will this wipe out all my Federal income tax liability for 2021? Second, is there a limit on how much of the unused charitable deduction I can carryforward to 2022? I know the old rule... |
My partner from the USA has sent me money (a few million dollars) to Turkey, the transfer is now exactly 14 days ago, have received until now still no money receipt, the money should be on the korrespodentenbank. My question how can I see without Swift code where the money is exactly. And is this all normal with the le... |
Ok, so here is my plan. I wanted to buy **put options** which will sell Tesla stock at Strike price **900** Euro in June, 2021. The price for an option is 2.3 Euro and I will buy 1000 options (total cost to buy 2300 Euro). I'm using TradeRepublic broker.
If I'm right, in June, Tesla stock price will be at **400 Euro... |
This came from question about negative interest rates and holding
> "cash" in a "vault".
As physical legal tender is at most 10% of money supply, why does a corporation (FORD) /investment company (FIDELITY), or state pension (CALIPERS) would need to "store" its digital cash in a bank?
Wish I could be more pre... |
What is digital money/currency? |
I may be making a charitable donation of **appreciated stock** this year (2021) to my school; it will be about 1.5 times my AGI. First, will this wipe out all my Federal income tax liability for 2021? Second, is there a limit on how much of the unused charitable deduction I can carryforward to 2022? I know the old ... |
Where else would you keep track of your money? MOST currency is digital these days, and somebody has to be the keeper of the records.
Your employer doesn't hand you a bunch of cash on payday - they either give you a paper check, which is simply a theoretical representation of cash, or they make a direct deposit i... |
I may be making a charitable donation this year (2021) to my school; it will be about 1.5 times my AGI. **First**, if the donation is in cash, will this wipe out all my Federal income tax liability for 2021? If the donation is in appreciated stock, what will be the limit for 2021 -- 30%?
Second, is there a limit o... |
I may be making a charitable donation this year (2021) to my school; it will be about 1.5 times my AGI.
**What is the most tax-advantageous way to make this donation?** If I make the donation in stock with a long-term capital gain, will it wipe out my income tax liability for 2021 to 100% of taxable income in add... |
For 2021, What is the most Tax-Advantageous Way to Make a Charitable Donation that is Larger than my AGI? |
Is there anyway of getting the totals of each bar in the Expense Cart in GNUcash?
Each bar is broken up into different accounts by color, see screen shot below, and you can get the numbers for each account with a mouse hover but the sum of all the accounts is missing. You can get a estimate of the total by looking... |
As others explained, you should sell the options on the last day (or earlier) and cash out. You would get more than from an exercise, and take away all risk.
The consequences of you lacking margin / cash to exercise the options can have different effects, and they _depend on your brokerage_:
- they could exercise the... |
As others explained, you should sell the options on the last day (or earlier) and cash out. You would get more than from an exercise, and take away all risk.
The consequences of you lacking margin / cash to exercise the options can have different effects, and they _depend on your brokerage_:
- they could exercise the... |
How much do US banks rely on deposits from retail customers to operate? Deposits such as checking accounts, savings accounts, certificates of deposit, etc. Let's say overtime this number trends to zero. Would banks have to shut down ? How would this fundamentally impact their business ? |
How much do US banks rely on deposits from retail customers to operate? (checking, savings, CD's, etc) |
What should I expect from a mortgage institution?
My thought is: steady monthly payments where my interest drops by some amount each payment.
Things were fine, it appears, as one payment in their system until we started to pay more towards the principal. We had one successful principal payment and then they doubl... |
**TL;DR:** Doesn't look like anything sketchy is going on, just some inconsistent-looking accounting of payments.
If you are concerned, then you should really contact the lender and ask for a more detailed accounting and plai-language explanation of how the payments were handled.
___
If you were to make regula... |
Could someone explain to me why large investors (eg Bill Gross) are shorting bonds now?
Why are people/media believing that bond price crashing down is related to the Fed potentially increasing interest rate?
My understanding is when increasing interest rate, would result deflation (reversing what was done last y... |
To better assess my bond investments, I want to see what institutions are buying US treasuries in the auctions over the last three months. Just want to see if there is any change in the composition of the buyers. I don't need extremely granular detail, just some rough percentages on what types of buyers participated in... |
How to find information on bond buyers? |
In my country, the banks always package mutual fund as a "safe", "diversified", and yet potentially "high return" investment as oppose to buying a stock.
Most of the time, they will use the following line when trying to sell you a mutual fund:
> You paid a professional fund manager to manage the fund for you, tha... |
Will mutual fund managers be penalised or even fired if their fund performance is too poor? |
I know that the BTP/Bund spread is the spread between the German and Italian 10 year bonds. But I am unsure how we interpret the actual number and more importantly the drivers behind the spread increasing or decreasing. Is anyone able to explain?
I think if say BTP/Bund = 5% then we are saying that Italian debt is a... |
The other option is the non-resident sibling imagines themselves a bank providing a mortgage (perhaps an interest-only one?) to the resident sibling for the amount of equity they have in the house.
The resident sibling then pays the amount of interest expected on a mortgage of that size - which will of course be muc... |
Absolute beginner question? Why should I buy a company's share? What am I entitled for?
In a parallel universe I have managed to buy apple's 100 shares at $10 costing me 10X100 = $1000 and I came home my wife asks me where is $1000 and I say I have purchased apple's shares as per the tradition now she is pissed off.... |
As I understand it, inclusion of a company in the S&P500 means all ETFs that track the S&P, and some of their derivatives, must buy stock in that company. I would expect this to be a noticeable boost to the share price in the short term - the funds must buy at any price, after all.
Last week, 3 companies were added ... |
When does the buying happen after inclusion in S&P500? |
There is a scam called 'authorised push payment' where customers are persuaded to transfer money to a scammer, thinking they were transferring it to a reputable business, such as a [conveyancing solicitor][1].
[Which][2] have a page about it, but its instructions for avoiding this are very general (like "Take care")... |
How to avoid 'authorised push payment' scam before transferring lots of money? |
> Hence to even recover what I have invested it takes me 4 Years
This is a critical flaw in your reasoning. You are treating the purchase of stock as a "cost" that you have to recover. But if you spend $1,000 on 100 shares of stock and get $10 in dividends, you have $10 in cash _and still have 100 shares_. What are... |
I am trying to learn how to choose mutual funds for **long-term investment**. My goal is to max the return.
Fund A is simple. Exp Ratio is lower.
Fund B has more restrictions. The Average Annual Returns are much better than A but its Exp Ratio is also much higher than Fund A. Its **Load is waived at Fidelity**... |
how to evaluate Mutual Fund with overall return including Exp Ratio? |
Suppose I buy some bitcoin for $100. Some time later, it is worth $200. I sell half of it for $100. Do I have to pay tax?
On one hand, "on paper" I gained $50, since the half that I sold was worth $50 when I bought it.
On the other hand, if tomorrow (or in 10 years) the bitcoin price goes to 0, my net gain will b... |
I am going to set up a Limited Company for myself, as a sole owner. An accountant quoted me a good amount of money to do it. I have seen a number of online companies who say they help you do it for a fixed fee depending on the 'package' you buy. The can charge form only £12 to £200.
I have even found some of these ... |
As others explained, you should sell the options on the last day (or earlier) and cash out. You would get more than from an exercise, and take away all risk.
The consequences of you lacking margin / cash to exercise the options can have different effects, and they _depend on your brokerage_:
- they could exercise the... |
I've heard that the S&P 500 gets an average 10% every year, not accounting for inflation. Does this number include dividends reinvested or not? |
I've heard that the S&P 500 gets an average 10% every year, not accounting for inflation. Does this number include dividends reinvested or not?
If not, what is the average return without any dividends? i.e., no dividends at all, not just not reinvested. I am buying options, so I don't get dividends |
I have read the following comments on this forum:
> Over long horizons, you absolutely want to minimise the expense ratio
> – a seemingly puny 2% fee p.a. can cost you a third of your savings
> over 35 years.
I am confused about this. If a mutual fund says its 15 Yrs Average Annual Return is 10%, is this 10... |
Earlier today I decided to place a Limit Buy order for some stock for a target price somewhere in the middle of the Ask-Bid spread. Since the price of my order was higher than the Bid, I would have expected my price to become the new Bid price, which however was not the case.
Moreover, in the hours that followed the... |
Can a stock's Bid price be lower than the price of any active Limit Buy order? |
The typical premise of a "sugar" relationship is that a sugar-daddy or sugar-momma pays a sugar-baby in exchange for companionship, traditionally sexual in nature.
**A sugar relationship is often used as a setup for more ordinary fraud by enticing the sugar-baby as the victim**.
Sugar relationships are frequently u... |
I have recently received a job offer from a foreign company, the remote job is about programming and the requires me to be able to send them "the invoices" if I want to take the offer.
So I don't know exactly what "the invoices" means in this particular situation. Is that kind of the invoices that I must issue as an... |
Let's say I own 100 shares of X with a holding period of >1 year and I have 1 covered call option written against those shares. On the day of expiry, it's looking like the stock is up much higher than the strike price. This means the value of the option is higher now than when I initially sold the call option.
I see... |
Two siblings own a home with mortgage. What is fair for both parties? Should the sibling in the home pay the entire mortgage including HOA, property taxes, and insurance? Or should there a be a % split by the siblings so one sibling in the home pays x % and the other sibling not living in the home pays y %? |
Two siblings own home with mortgage. What is fair for both parties? |
How certain are you that setting up an LLC is something that would benefit you? How aware are you of how they work, what filings they need, etc?
If you are perfectly confident in the entire process, the value of well-qualified personal service is limited - what will they teach you if you know everything already?
... |
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