| ## About Dataset |
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| ## Dataset Information |
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| This dataset contains information on default payments, demographic factors, credit data, history of payment, and bill statements of credit card clients in Taiwan from April 2005 to September 2005.** ** |
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| ## Content |
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| There are 25 variables: |
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| * **ID** : ID of each client |
| * **LIMIT_BAL** : Amount of given credit in NT dollars (includes individual and family/supplementary credit |
| * **SEX** : Gender (1=male, 2=female) |
| * **EDUCATION** : (1=graduate school, 2=university, 3=high school, 4=others, 5=unknown, 6=unknown) |
| * **MARRIAGE** : Marital status (1=married, 2=single, 3=others) |
| * **AGE** : Age in years |
| * **PAY_0** : Repayment status in September, 2005 (-1=pay duly, 1=payment delay for one month, 2=payment delay for two months, … 8=payment delay for eight months, 9=payment delay for nine months and above) |
| * **PAY_2** : Repayment status in August, 2005 (scale same as above) |
| * **PAY_3** : Repayment status in July, 2005 (scale same as above) |
| * **PAY_4** : Repayment status in June, 2005 (scale same as above) |
| * **PAY_5** : Repayment status in May, 2005 (scale same as above) |
| * **PAY_6** : Repayment status in April, 2005 (scale same as above) |
| * **BILL_AMT1** : Amount of bill statement in September, 2005 (NT dollar) |
| * **BILL_AMT2** : Amount of bill statement in August, 2005 (NT dollar) |
| * **BILL_AMT3** : Amount of bill statement in July, 2005 (NT dollar) |
| * **BILL_AMT4** : Amount of bill statement in June, 2005 (NT dollar) |
| * **BILL_AMT5** : Amount of bill statement in May, 2005 (NT dollar) |
| * **BILL_AMT6** : Amount of bill statement in April, 2005 (NT dollar) |
| * **PAY_AMT1** : Amount of previous payment in September, 2005 (NT dollar) |
| * **PAY_AMT2** : Amount of previous payment in August, 2005 (NT dollar) |
| * **PAY_AMT3** : Amount of previous payment in July, 2005 (NT dollar) |
| * **PAY_AMT4** : Amount of previous payment in June, 2005 (NT dollar) |
| * **PAY_AMT5** : Amount of previous payment in May, 2005 (NT dollar) |
| * **PAY_AMT6** : Amount of previous payment in April, 2005 (NT dollar) |
| * **default.payment.next.month** : Default payment (1=yes, 0=no) |
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