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001
FY2025 net revenue reconciliation
easy
What was FY2025 net revenue, and do SAP and the management accounts agree? Reconcile the reported amount and name your sources. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/001/task.json
true
002
Largest customer accounts
easy
Who were the top five customers in FY2025, and what share of revenue did each have? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/002/task.json
true
003
Overdue receivables
easy
How much of year-end AR was over 90 days overdue, and from which customers? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/003/task.json
true
004
Management proposed EBITDA adjustments
easy
List management's proposed EBITDA adjustments and their total. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/004/task.json
true
005
Largest supplier and contract
easy
Which supplier is largest, what share of purchases does it have, and when does its contract expire? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/005/task.json
true
006
Monthly revenue outlier
easy
Which FY2025 month is an outlier for revenue, and by how much? Use the January–November monthly mean as the comparison. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/006/task.json
true
007
Closing cash and bank reconciliation
easy
What cash balance should the net-debt bridge start from at 31 December 2025, and does it agree to the bank statements? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/007/task.json
true
008
Headcount and payroll
easy
What were headcount and total payroll cost in each year? Use total recorded payroll expense, including salaries, benefits, booked bonuses and severance. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/008/task.json
true
009
Reported EBITDA
easy
What reported EBITDA do the management accounts show for each year? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/009/task.json
true
010
Reported gross margins
easy
What was gross margin in each year? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/010/task.json
true
011
Inventory balances and days
easy
What was inventory at each year end, and how many days of cost of sales does it cover? Use net inventory after recorded reserves and full-year reported product cost net of rebate; also disclose gross stock and the rebate denominator effect. Output: write your complete answer to `response.md`, including the documents y...
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/011/task.json
true
012
Year-end DSO
easy
What was DSO at each year end? Use closing net trade AR divided by full-year reported net revenue, with a 365-day year; disclose overdue AR separately. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/012/task.json
true
013
Customer credits
easy
How much was credited to customers in each year, as a share of gross sales? Use credits posted in each fiscal year and gross sales before credits. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/013/task.json
true
014
Operating expense categories
easy
Break down FY2025 operating expenses by category; which grew most? Measure growth in dollars and use the management accounts categories, excluding depreciation, interest and entity income tax. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/014/task.json
true
015
Active customer counts
easy
How many customers bought in each year? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/015/task.json
true
016
Revenue growth by customer cohort
medium
Bridge revenue growth by customer: new, lost and retained. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/016/task.json
true
017
Customer concentration and control
medium
What is customer concentration at group level, not account level? Which relationships are established, and which aren't? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/017/task.json
true
018
Management accounts and trial balance
medium
Can we rely on the management accounts as the basis for the earnings analysis? Explain any differences from the trial balance. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/018/task.json
true
019
Freight cutoff correction
medium
What adjustment to FY2025 EBITDA do year-end cost cutoff issues require? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/019/task.json
true
020
Monthly operating working capital
medium
Build monthly net working capital and explain the year-end movement. Cover each month of FY2025. Use net trade AR plus net inventory and operating prepayments, less gross operating AP and accruals. Show the supplier rebate receivable separately; exclude cash, financing, interest, corporate tax, deposits and bonuses. O...
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/020/task.json
true
021
Overdue customer balance and deal treatment
medium
How should the overdue C412 balance affect adjusted EBITDA, the working-capital peg or the price? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/021/task.json
true
022
Slow stock adjustment
medium
What adjustment does unprovided slow-moving stock require, to EBITDA and to working capital? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/022/task.json
true
023
Closing debt-like items
medium
Identify and quantify debt-like items at 31 December 2025. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/023/task.json
true
024
Related-party transactions
medium
Identify related-party transactions and any off-market terms. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/024/task.json
true
025
Gross-margin bridge
medium
What drove the gross-margin change from FY2024 to FY2025? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/025/task.json
true
026
Monthly revenue pattern and unusual sale
medium
Compare monthly revenue patterns in FY2024 and FY2025, with and without the December order. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/026/task.json
true
027
Payment days and year-end stretch
medium
What was DPO at year end compared with the rest of FY2025? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/027/task.json
true
028
Severance and recurrence
medium
How much severance was paid in each year, and to how many people? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/028/task.json
true
029
Actual versus budget
medium
Compare FY2025 actuals with budget and explain the three largest variances. Rank the largest independent dollar variances, avoiding double counting subtotals and their components. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/029/task.json
true
030
Subsequent credits and cutoff
medium
Does any post-year-end credit require an adjustment to FY2025 revenue and EBITDA? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/030/task.json
true
031
Kestrel payment terms
medium
Did any customer's payment terms change during FY2025? What was the effect on receivables? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/031/task.json
true
032
Capex versus depreciation
medium
Compare capex with depreciation in each year. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/032/task.json
true
033
Year-end covenant compliance
medium
Was the company within its loan covenant at 31 December 2025? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/033/task.json
true
034
Bonus correction and net debt
medium
How should the FY2025 bonus affect adjusted EBITDA and the net-debt bridge? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/034/task.json
true
035
Warehouse rent normalisation
medium
What rent does the company pay, to whom, and how does it compare with market? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/035/task.json
true
036
Unusual December sale
hard
Assess the unusual December sale: amount, recognition, recurrence and sensitivity. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/036/task.json
true
037
Management growth and run-rate claims
hard
Do the records support management's "broad customer demand" claim and its expected run rate? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/037/task.json
true
038
Supported adjusted EBITDA
hard
Assess each EBITDA adjustment and give a supported adjusted EBITDA. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/038/task.json
true
039
Management margin explanation
hard
Do the cited efficiencies explain the margin improvement? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/039/task.json
true
040
Earnings to operating and free cash flow
hard
Bridge reported EBITDA to operating and free cash flow and explain weaker cash conversion. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/040/task.json
true
041
Normalised working-capital peg
hard
Recommend a normalised working-capital peg, with the adjustments you excluded. Use the arithmetic mean of FY2025 monthly operating NWC; show reported and adjusted series. Separate accounting corrections from normal-payment and dormant-stock comparability sensitivities, and explain excluded liabilities and uncertain los...
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/041/task.json
true
042
Defensible run-rate EBITDA
hard
What is a defensible FY2025 run-rate EBITDA? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/042/task.json
true
043
Kestrel dependence and downside
hard
How dependent is the business on Kestrel? Show the effect if Kestrel returned to FY2024 levels. Assume the same supplier mix and variable cost rate, with fixed operating costs unchanged. Retest any volume-linked supplier allowance. Output: write your complete answer to `response.md`, including the documents you relied...
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/043/task.json
true
044
Supplier economics and margin sustainability
hard
Is the FY2025 gross margin sustainable given the rebate and the supplier contract renewal? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/044/task.json
true
045
Owner-related normalisations
hard
Quantify all owner-related normalisations. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/045/task.json
true
046
Year-end presentation and cash timing
hard
Is there evidence of year-end window dressing? Consider revenue, costs, payables and capex. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/046/task.json
true
047
Supported covenant headroom
hard
What is covenant headroom on supported EBITDA compared with management's figure? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/047/task.json
true
048
Missing evidence requests
hard
What important information is missing from the room, and what should we request? Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/048/task.json
true
049
Enterprise to equity bridge
hard
Bridge enterprise value to equity value using the items in the room. Use the non-binding enterprise-value indication and the primary adjusted FY2025 monthly-average NWC peg. Keep the agreed peg fixed in a normal-payment sensitivity and show uncertain exposures separately. Output: write your complete answer to `respons...
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/049/task.json
true
050
Deal-team red-flag memo
hard
Write a red-flag memo: the five most important issues for the deal team. Output: write your complete answer to `response.md`, including the documents you relied on and your reasoning.
Meridian Industrial Supply LLC
tasks/meridian/data-room
tasks/meridian/tasks/050/task.json
true

FAB — Finance Agents Benchmark

FAB is an open-source project for benchmarking LLM agents' ability to perform financial due diligence in a synthetic company data room.

FAB consists of a dataset of tasks containing agent instructions, documents and rubrics, and an execution harness for running and evaluating agents. This repository contains the dataset; the harness is available on GitHub.

Dataset

50 tasks · 160 documents · 231 grading criteria · One shared data room

Meridian Industrial Supply LLC is a synthetic US industrial distributor with two years of books and evidence through 15 February 2026. The room contains SAP-shaped CSV exports, spreadsheets, PDFs, Word documents, a presentation and emails, generated from a common double-entry ledger and company specification.

Tasks comprise 15 easy, 20 medium and 15 hard requests. Each agent writes response.md; an LLM judge evaluates its answer against criteria kept outside the agent's sandbox. A task passes only when every criterion passes.

Getting Started

Download the documents and tasks with the Hugging Face CLI:

hf download secondstate/finance-agents-benchmark \
  --repo-type dataset --revision v1.1 --local-dir ./fab-dataset

Load only the question index with the Python datasets package:

from datasets import load_dataset
questions = load_dataset(
    "secondstate/finance-agents-benchmark", revision="v1.1", split="test"
)

Follow the walkthrough for installation, API keys, agent runs and grading. It requires Python 3.11+, uv, Docker or Podman, and model API access.

Files and Results

Resource Contents
questions.jsonl Question index and task paths; one test split
Data room Shared evidence files
Tasks Instructions and grading criteria
Release manifest Source revision and file hashes
Results report Scores, judge settings, usage and limitations
Model answers and traces All 600 completed runs, final grades and traces
Agent traces dataset Loadable traces, answers, rubrics and final grades for all 600 runs

Results cover four models, three trials each, on all 50 tasks (600 answers). Task files match the evaluation; the harness system prompt has since changed. Results describe one synthetic company. See the report for task assumptions and reproducibility details.

License and Citation

Dataset: CC BY 4.0. Harness code: MIT. Credit SecondState and cite dataset version v1.1 and the code revision when reporting results.

Intended for evaluation; please keep the benchmark out of model training data.

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