Datasets:

tensorust
/

nfip-repetitive-loss-communities-sample

community_id int64 60.2k 550k	community_name stringlengths 12 41	county stringlengths 11 31	state stringclasses 10 values	state_name stringclasses 10 values	year_of_loss int64 2.03k 2.03k	claims int64 11 273	paid_claims float64 8 186	building_paid float64 1.12M 11.7M	contents_paid float64 7.91k 623k	icc_paid float64 0 15k	total_paid float64 1.21M 12.3M	building_damage float64 1.05M 12M	primary_residence_claims float64 2 194	sfha_claims float64 1 149	flood_events stringclasses 5 values	repetitive_loss_properties int64 0 5.24k	severe_repetitive_loss_properties int64 0 748	rl_mitigated int64 0 110	rl_currently_insured int64 0 2.28k	rl_total_losses int64 0 17.1k	crs_class float64 3 10 ⌀	participating bool 1 class	sanction bool 1 class	sanction_date float64
150,001	HONOLULU , CITY AND COUNTY* OF	HONOLULU COUNTY	HI	HI	2,026	273	186	11,733,325	565,674	0	12,298,999	12,038,163	194	149	2026-03-KonaStorm	155	17	0	66	437	8	true	false	null
150,003	MAUI COUNTY *	MAUI COUNTY	HI	HI	2,026	158	105	9,915,654	235,505	0	10,151,159	9,783,792	42	106	2026-03-KonaStorm	54	9	0	33	153	7	true	false	null
220,019	AVOYELLES PARISH*	AVOYELLES PARISH	LA	LA	2,026	78	67	4,143,156	623,350	0	4,766,506	4,139,901	73	23	2026-06-Arthur-TS	93	21	2	22	321	null	true	false	null
220,160	ST. CHARLES PARISH*	ST. CHARLES PARISH	LA	LA	2,026	119	103	4,330,430	268,321	0	4,598,751	4,654,974	95	25	2026-06-Arthur-TS	753	165	5	526	2,103	6	true	false	null
225,206	TERREBONNE PARISH CONSOLIDATED GOVERNMENT	TERREBONNE PARISH	LA	LA	2,026	91	77	3,945,600	273,579	0	4,219,179	4,013,847	82	19	2026-06-Arthur-TS	1,018	130	12	235	2,764	9	true	false	null
225,202	LAFOURCHE PARISH*	LAFOURCHE PARISH	LA	LA	2,026	74	64	3,456,343	164,107	0	3,620,450	4,017,592	44	34	2026-06-Arthur-TS	358	80	0	91	1,157	10	true	false	null
285,252	BILOXI, CITY OF	HARRISON COUNTY	MS	MS	2,026	73	64	3,131,862	306,352	0	3,438,214	3,194,881	41	42	2026-06-Arthur-TS	135	18	3	61	415	6	true	false	null
225,201	KENNER, CITY OF	JEFFERSON PARISH	LA	LA	2,026	90	74	3,063,956	116,280	0	3,180,236	3,234,412	53	33	2026-06-Arthur-TS	537	91	8	300	1,780	6	true	false	null
480,629	UVALDE COUNTY*	UVALDE COUNTY	TX	TX	2,026	26	24	2,513,295	317,181	0	2,830,476	2,480,794	21	13	2026-07-Texas-Flooding	9	2	0	1	19	null	true	false	null
485,475	GROVES, CITY OF	JEFFERSON COUNTY	TX	TX	2,026	62	59	2,418,124	314,390	0	2,732,514	2,431,903	54	2	2026-06-Arthur-TS	87	4	0	43	216	null	true	false	null
225,199	JEFFERSON PARISH*	JEFFERSON PARISH	LA	LA	2,026	95	77	2,545,706	106,052	0	2,651,758	2,806,700	71	32	2026-06-Arthur-TS	5,236	748	110	2,275	17,055	3	true	false	null
285,255	HARRISON COUNTY *	HARRISON COUNTY	MS	MS	2,026	29	27	1,893,703	250,537	0	2,144,240	1,708,680	27	13	2026-06-Arthur-TS	176	41	3	39	536	6	true	false	null
60,295	SAN DIEGO, CITY OF	SAN DIEGO COUNTY	CA	CA	2,026	16	10	1,766,089	196,112	0	1,962,201	1,802,825	2	1	null	68	7	0	33	178	7	true	false	null
285,253	GULFPORT, CITY OF	HARRISON COUNTY	MS	MS	2,026	37	31	1,603,588	229,578	15,000	1,848,166	1,569,903	37	17	2026-06-Arthur-TS	263	44	4	129	810	8	true	false	null
180,159	INDIANAPOLIS, CITY OF	MARION COUNTY	IN	IN	2,026	123	56	1,596,848	53,250	0	1,650,098	1,513,444	113	88	2026-08-Indiana-Flooding	210	36	2	45	722	8	true	false	null
190,227	DES MOINES, CITY OF	WARREN COUNTY/POLK COUNTY	IA	IA	2,026	17	11	1,494,518	27,468	0	1,521,986	2,099,211	6	9	null	38	4	0	21	121	5	true	false	null
375,348	DARE COUNTY*	DARE COUNTY	NC	NC	2,026	66	53	1,451,151	64,752	0	1,515,903	1,747,559	5	42	null	774	139	2	379	2,809	6	true	false	null
225,205	ST. TAMMANY PARISH*	ST. TAMMANY PARISH	LA	LA	2,026	60	53	1,381,893	127,205	0	1,509,098	1,391,025	48	7	2026-06-Arthur-TS	1,880	334	29	991	5,657	7	true	false	null
60,173	MARIN COUNTY*	MARIN COUNTY	CA	CA	2,026	11	8	1,265,250	111,846	0	1,377,096	1,331,643	7	6	null	84	11	0	18	258	6	true	false	null
220,058	EAST BATON ROUGE PARISH	EAST BATON ROUGE PARISH	LA	LA	2,026	46	35	1,269,570	79,574	0	1,349,144	1,439,647	31	17	2026-06-Arthur-TS	1,138	282	2	525	3,747	6	true	false	null
550,308	NEW LONDON, CITY OF	OUTAGAMIE COUNTY/WAUPACA COUNTY	WI	WI	2,026	49	42	1,325,498	7,914	0	1,333,412	1,409,872	43	28	2026-04-Flooding	1	0	0	1	2	null	true	false	null
280,300	STONE COUNTY*	STONE COUNTY	MS	MS	2,026	22	20	1,117,798	170,696	0	1,288,494	1,049,903	6	16	2026-06-Arthur-TS	6	1	0	3	18	10	true	false	null
260,610	GRANT, TOWNSHIP OF	CHEBOYGAN COUNTY	MI	MI	2,026	16	15	1,195,143	71,573	0	1,266,716	1,138,959	6	5	2026-04-Flooding	0	0	0	0	0	null	true	false	null
155,166	HAWAII COUNTY *	HAWAII COUNTY	HI	HI	2,026	23	16	1,244,539	15,439	0	1,259,978	1,258,296	4	9	2026-03-KonaStorm	51	13	0	15	176	7	true	false	null
480,419	KERR COUNTY*	KERR COUNTY	TX	TX	2,026	39	24	1,143,571	63,358	0	1,206,929	1,243,884	29	10	2026-07-Texas-Flooding	18	1	0	11	38	null	true	false	null

Flood Claim Hotspot Communities: free sample (Tensorust LLC)

NFIP claims paid in 16,305 communities by year since 1978 ($89.9B in all), with each community's 219,437 repetitive-loss and 35,022 severe repetitive-loss property counts.

Headline: One row per National Flood Insurance Program community and year of loss: claims filed and paid, building, contents and Increased Cost of Compliance payments, building damage, primary-residence and Special Flood Hazard Area claim counts and the named flood events.

This repository is a free teaser, not the dataset. It holds 25 example rows and a summary table with no names in it. The full file has 155,228 rows and is sold by Tensorust LLC: https://tensorust.com/datasets/nfip-repetitive-loss-communities/.

Files here

file	what it is
`sample.csv`	25 rows of the full file (the same sample shown on tensorust.com)
`summary_by_state.csv`	row counts and totals by state across the full file, no entity names (groups with fewer than 3 rows are folded into "Other")

Summary by state (largest groups)

State	rows	Total paid (USD)
PA	14,602	1,446,768,101
TX	11,761	17,418,612,739
NY	10,917	5,749,238,531
NJ	9,708	6,508,587,331
FL	9,106	19,373,743,838
IL	7,346	597,149,805
CA	5,809	762,888,795
OH	5,623	372,167,329
LA	5,140	21,023,048,495
NC	4,718	2,306,263,219
MO	4,337	987,607,421
MA	3,956	440,205,232
TOTAL	155,228	89,852,175,239

Full table: summary_by_state.csv.

What the full file has

155,228 rows
Parquet and CSV, a README with sources, method and limits, and the build script
Free 25-row sample (no personal contact data)

Coverage: Every community with an NFIP claim in FEMA's redacted file, 1978 to 2026. Claims as of 2026-09-07; built 2026-11-06.

Columns in the full file

column	meaning

Get the full file

tier	price	includes
Community file	$395	Every community and year (CSV and Parquet).
Annual update	$1,200 a year	The file plus refreshes each time FEMA updates the claims file (about monthly) for 12 months, and a state cut on request.
Carrier license	$4,500 a year	Refreshes, internal redistribution across underwriting and cat modeling teams, and a join to the ontology's community and parcel layers.

Email mattbusel@tensorust.com with the tier and a billing contact, and we will send a proper invoice (ACH or card). The file is delivered once the invoice is paid. Details and the live sample: https://tensorust.com/datasets/nfip-repetitive-loss-communities/. All datasets: https://tensorust.com/datasets/

Method and limits

Sources

OpenFEMA FIMA NFIP Redacted Claims v3 (as of 2026-09-07)
OpenFEMA NFIP Multiple Loss Properties v1
OpenFEMA NFIP Community Status Book v1

License

The sample and summary here are free to view, analyze and cite with attribution to "Tensorust LLC, https://tensorust.com/datasets/nfip-repetitive-loss-communities/". The full dataset is licensed separately per tier. No resale or redistribution of Tensorust data without a written license.

Tensorust LLC, Tuckahoe NY. mattbusel@tensorust.com | https://tensorust.com

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