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I'm a contractor in the UK (working short term jobs that end from 6 months to a year althought my current contract has been for 3 years). I'd like to be able to take out a mortgage with a monthly payment I could manage even if I was out of work for a while but also be able to pay it off quicker when things are good.
... |
Is it worth getting a mortgage with early repayment or an offset mortgage? |
I prepared to lend my mother money in anticipation of her buying a house. The money had been in an individual brokerage account in my name under my SSN; I transferred it to a new individual brokerage account in her name under her SSN. But I had full management authority of that account.
While the money was in her ... |
I prepared to lend my mother money in anticipation of her buying a house. The money had been in an individual brokerage account in my name under my SSN; I transferred it to a new individual brokerage account in her name under her SSN. But I had full management authority of that account.
While the money was in her ... |
> After the announcement, the stock price of CIIC went as high as $33.50. The CIICW warrants on the other hand, only ever went as high as $8. How does this make sense?
It makes sense because the warrants cannot be exercised immediately. From the first page of [CIIG Merger Corp's prospectus][1] (Form 424B4 filing dat... |
> After the announcement, the stock price of CIIC went as high as $33.50. The CIICW warrants on the other hand, only ever went as high as $8. How does this make sense?
It makes sense because the warrants cannot be exercised immediately. From the first page of [CIIG Merger Corp's prospectus][1] (Form 424B4 filing dat... |
> If I bought a bunch of warrants and exercised them immediately, wouldn't I still have made $22 per warrant ($33.50-$11.50)? Following this logic, shouldn't the warrants have reached a high of at least $22?
You won't be able to do this because the warrants cannot be exercised immediately. From the first page of [CI... |
> If I bought a bunch of warrants and exercised them immediately, wouldn't I still have made $22 per warrant ($33.50-$11.50)? Following this logic, shouldn't the warrants have reached a high of at least $22?
You won't be able to do this because the warrants cannot be exercised immediately. From the first page of [CI... |
> If I bought a bunch of warrants and exercised them immediately, wouldn't I still have made $22 per warrant ($33.50-$11.50)? Following this logic, shouldn't the warrants have reached a high of at least $22?
You won't be able to do this because the warrants cannot be exercised immediately. From the first page of [CI... |
My 65-year old mother lives with us in Florida, and she takes care of our two young children while my husband and I are at work. My husband and I pay my mother about $6,000 a year in cash, and we use my mother's SSN as our Child Care Provider on Tax Form 2441 (Child & Dependent Care Expenses). Consequently, my mother f... |
Edit: This is not a complete answer because it does not explain why you can't buy the warrant and short the stock to get free money.
---
> If I bought a bunch of warrants and exercised them immediately, wouldn't I still have made $22 per warrant ($33.50-$11.50)? Following this logic, shouldn't the warrants have r... |
I hold `three` qty of `call options` of slack.
Average price bought : 15 * 3 = 4500;
Book Value : 45
Current price which is being for each options is `18 for each qty` and the stock is `trading at 43`.
> "Under the terms of the agreement, Slack shareholders will receive
> $26.79 in cash and 0.0776 ... |
Slack - Salesforce buyout, What happens to the Options? |
Is this a Bitcoin scam? |
Your contracts will be adjusted to reflect the delivery of 7 shares of Salesforce common plus $2,679 plus cash-in-lieu for .76 shares.
Here's an [example](http://www.cboe.com/framed/pdfframed?content=/publish/TTStockSM/17-301.pdf§ion=SEC_RESOURCES&title=17-301+Cascade+Bancorp+(%22CACB%22)+Merger+COMPLETED+with+F... |
I responded to a couple of Craigslist ads today for rentals in the heart of Manhattan, NY, where I currently live. The rent advertised is about half of what I currently pay, so naturally I am suspicious -- perhaps around this time of Covid-19, many scams are designed to take advantage of people struggling for money.
... |
Is this a potential rental scam - asking for my phone number, while offering hard-to-believe low rent in Manhattan? |
Someone wants to e-mail me a check, take the check to my credit union's ATM, deposit it, withdraw a smaller amount in cash, and use the cash to buy Bitcoin to send to him.
Is this a scam? |
Today, I responded to a couple of Craigslist ads for rentals in the heart of Manhattan, NYC, where I currently live. The rent advertised is about half of what I currently pay, so naturally I am suspicious — perhaps around this time of COVID-19, many scams are designed to take advantage of people struggling for money.
... |
Asking for my phone number while offering hard-to-believe low rent in Manhattan — is this a potential rental scam? |
I recently started selling covered calls and was curious how USA taxes for premium collected on unassigned covered calls worked. I was under the impression that such premiums will classify as short-term gains but this link (https://www.streetauthority.com/16452/use-this-strategy-to-save-thousands-on-your-taxes/) says t... |
Tax on unassigned Covered Call premiums deferrable by reducing cost basis? |
Is there a way to pay nothing in taxes or pay less legally? Can you guys recommend me books on this topic? Trump is a smart real estate businessman he probably used some legal way. Can you guys tell me more on this topic on how to pay less in taxes? I need to know a way entrepreneurs escape taxes legally |
How did President Trump pay almost nothing in taxes? |
I work at a university in a small town in the USA. My university provides me with free interlibrary loans. I checked with my university and I can authorize anyone as a proxy like these quotes. or confidentiality, I don't want to name my university or town.
[Albany, State University of New York](https://library.al... |
How can I protect against my proxy incurring fines or charges on my library card? |
This question comes after reading a sentence
https://money.stackexchange.com/a/69731/88420
> **Wire** transfer is the only way I know that is not reversible. **Bank** transfers are reversible;
From what I know, the two are synonims. It is a transfer you order at your bank using the destination IBAN coordinate... |
What is the difference between "wire" and "bank" transfer? |
Let's say I have a portfolio of futures for a long period (let's say 2000-2020).
All of my underlyings are equity indices.
I am always invested in the next maturity futures (thus I never wait for the maturity, I simply roll my contract). I have the time series of different futures (let's say ESc1 for the S&P 500,... |
I started a Cash account at IKBR, transferred USD and made some trades in various currencies. When I ask "IBot" about the Cash Balance, the balance is negative and changes frequently.
On my currency statement, USD is positive, EUR, GBP are negative.
Their help states that the earnings in other currencies will sta... |
They're basically asking you to act as a Bitcoin exchange.
Now if someone asked you to act as a bank, would you do it? Probably not, because you know there are special rules that banks have to follow and it’s better for the other person to just go to an actual bank – unless, of course, they are up to no good.
Thi... |
Is there a way to pay nothing in taxes or pay less legally? Can you guys recommend me books on this topic? Trump is a smart real estate businessman he probably uses some legal ways to escape taxes. Can you guys tell me more on this topic on how to pay less in taxes? I need to know a way entrepreneurs escape taxes legal... |
How to pay almost nothing or pay less in taxes? |
I hold three call options of Slack.
* Average price bought: 15 * 3 = 4500;
* Book Value: 45
The current price for each call option is $18, and the stock is trading at $43.
According to the [press release][1]:
> Under the terms of the agreement, Slack shareholders will receive $26.79 in cash and 0.0776 sh... |
In movies and in fiction government agents, mom's basement hackers, evil villains, etc. often are able in minutes to tell stuff like "twenty minutes ago she rented a boat in Snow Hill" or "he bought two chicken lettuce sandwiches in Subway at Waverley rail station".
In fact, is it even possible in real time to conne... |
How easy is it to actually track another person's credit card? |
In movies and in fiction, government agents, mom's basement hackers, evil villains, etc. often are able in minutes to tell stuff like "twenty minutes ago she rented a boat in Snow Hill" or "he bought two chicken lettuce sandwiches in Subway at Waverley rail station".
In fact, is it even possible in real time to conn... |
What causes the consumer / business loans interest's rate going up whenever the yields on U.S Treasury bonds go up? |
Why when U.S treasury yields go rise, so does interest rates (on consumer and business loans)? |
Is there a way to pay nothing in taxes or pay less legally? Trump is a smart real estate businessman he probably uses some legal ways to escape taxes. Can you guys tell me more on this topic on how to pay less in taxes? How do entrepreneurs escape taxes legally? |
My Dependent Care FSA plan year ends on 3/31/21. The plan says the last day to incur expenses is 3/31/21 and the last day to submit requests is 6/30/21. If I get a bill sent to me before 3/31/21 with a due date after 3/31/21 for day care, can I use my Dependent Care FSA funds from the current year's plan (4/1/20-3/31/2... |
Is there a way to pay nothing in taxes or pay less legally? Can you guys tell me more on this topic on how to pay less in taxes? How do entrepreneurs escape taxes legally? |
I purchased 1000 shares of ACB stock a little over a year ago. I have now learned I have only 83 shares of stock. How can the company steal over 900 shares of my stock? |
On April 13, 2020, Aurora Cannabis announced its intention to consolidate its shares on a 12 to 1 basis. Share consolidations are also known as [reverse stock splits][1] or reverse splits. [Aurora Cannabis Provides Update on Initiatives to Strengthen Liquidity, Business Transformation Plan and COVID-19 Operational Resp... |
On April 13, 2020, Aurora Cannabis announced its intention to consolidate its shares on a 12 to 1 basis. Share consolidations are also known as [reverse stock splits][1] or reverse splits. [Aurora Cannabis Provides Update on Initiatives to Strengthen Liquidity, Business Transformation Plan and COVID-19 Operational Resp... |
Over 10 years ago, the previous owners of my house moved away. They didn't leave us a forwarding address and aren't in the phone book. This time every year I get a letter from a bank addressed to each of their children; clearly the parents forget to change the addresses on the children's accounts. I don't open them ... |
Programmer here. I work with code that integrates sites and payment terminals with payment solutions, so I know what information is sent to and from various integrators (not just between the vendor and the credit card issuer and bank). I can tell you that barring [zero-day exploits](https://en.wikipedia.org/wiki/Zero-d... |
On April 13, 2020, Aurora Cannabis announced its intention to consolidate its shares on a 12 to 1 basis. Share consolidations are also known as [reverse stock splits][1] or reverse splits. [Aurora Cannabis Provides Update on Initiatives to Strengthen Liquidity, Business Transformation Plan and COVID-19 Operational Resp... |
What causes the consumer / business loans interest's rate to go up whenever the yields on U.S Treasury bonds go up? |
Why, when U.S treasury yields rise, so do interest rates (on consumer and business loans)? |
Programmer here. I work with code that integrates sites and payment terminals with payment solutions, so I know what information is sent to and from various integrators (not just between the vendor and the credit card issuer and bank). I can tell you that barring [zero-day exploits](https://en.wikipedia.org/wiki/Zero-d... |
Yes, there is an optimal price when you should roll. However that optimal point in time is only known in hindsight because (hypothetically) today could be the ideal time whereas perhaps today is the best day so far but 3 days from now could be a better day to do so.
However, there is something that you can do compu... |
I purchased 1000 shares of ACB stock a little over a year ago. I have now learned I have only 83 shares of stock. How can the company take away over 900 shares of my stock? |
How an a company reduce my number of shares? |
## Why would anyone wanting to buy Bitcoin need to jump through so many elaborate hoops?
So here is the chain of actions you are being asked to partake in:
- “Someone wants to e-mail me a check…”
- “…take the check to my credit union's ATM, deposit it…”
- “…withdraw a smaller amount in cash…”
- “…and use t... |
How can a company reduce my number of shares? |
On April 13, 2020, Aurora Cannabis announced its intention to consolidate its shares on a 12 to 1 basis. Share consolidations are also known as [reverse stock splits][1] or reverse splits. [Aurora Cannabis Provides Update on Initiatives to Strengthen Liquidity, Business Transformation Plan and COVID-19 Operational Resp... |
On April 13, 2020, Aurora Cannabis announced its intention to consolidate its shares on a 12 to 1 basis. Share consolidations are also known as [reverse stock splits][1] or reverse splits. [Aurora Cannabis Provides Update on Initiatives to Strengthen Liquidity, Business Transformation Plan and COVID-19 Operational Resp... |
This question comes after reading a sentence
https://money.stackexchange.com/a/69731/88420
> **Wire** transfer is the only way I know that is not reversible. **Bank** transfers are reversible;
From what I know, the two are synonims. It is a transfer you order at your bank using the destination IBAN coordinate... |
I was a stay at home mother for 14 years. My children’s father (never married but lived together)would deposit money into my checking account every month to take care of the household and kids by writing me a check from one of his multiple llc’s and that’s the money that I used. Now we are separated and I’m getting lie... |
Is this considered tax fraud? |
I have been insured with the same car insurance company for three years and this year I decided to find a cheaper insurer, which I did. I am now one month into my policy with the new insurance company and they have asked that I send proof of my no-claims discount (as a certificate). I have repeatedly asked my old insur... |
I have repeatedly asked for no-claims certificate from previous insurer, but have not received, what can I do? |
I have been insured with the same car insurance company for three years and this year I decided to find a cheaper insurer, which I did. I am now one month into my policy with the new insurance company and they have asked that I send proof of my no-claims discount (as a certificate). I have repeatedly asked my old insur... |
FYI - I am not a lawyer and this is not legal advice:
The fact that you are getting a lien for back taxes when your involvement is simply receiving money from him for household expenses implies that there is something wrong.
Even if he said you were a 'contractor' and sent you a 1099 there is a normally a presump... |
1. "wire transfer" typically means **the "SWIFT" system** and which, if for some reason you wanted to, you could read about on wikipedia or similar. (Which, as an aside - and this causes vast confusion - is little more than "an early email-type messaging system". {Most folks think that the money travels "by SWIFT", o... |
To clarify:
**All** firms appointed as a Market Maker on a US Options Exchange have an obligation to provide *continuous quotes* in a given 'class' of options (all of the options for a particular underlying stock). An exchange participant generally needs to apply to an exchange to be a market maker in a given class... |
How many new shares could a public company issue after IPO?
Could I find out this by reading the quarterly financial statement? |
* The prices in the options market are shown *per share*. For example $251.85 is per share of underlying.
* Each option contract is typically for 100 shares. This is called the *multiplier*. Anything other than 100 is called a Special Delivery Option which typically come up when certain corporate actions occur (... |
I thought it the blind checkbox was if your prescription was worse than -2.5 (mine is worse), but when looking around online for tax deductions, I found that the blind thing is only if your eyes are bad WITH your prescription on... What should I do? |
So I accidentally said I was blind on my taxes... What should I do? |
Yes, there are multiple exchanges for trading options in the United States:
### [CBOE][1] ###
- CBOE *(Cboe Options Exchange, Incorporated)* "CBOE" or "C1"
- C2 *(Cboe C2 Options Exchange, Incorporated)* "C2"
- BATS *(Cboe BZX Options Exchange, Inc.)* "BATS Options"
- EDGX *(Cboe EDGX Options Exchange, Inc.)* ... |
Who determines which stock goes into SP500 and Nasdaq index?
How often do the components of SP500 and Nasdaq index change?
Is it possible to get a notification when the decision has been made about adding/removing a stock from the inedex? |
I read on https://seekingalpha.com/news/3636507-pfizers-upjohn-spinoff-completes-merger-mylan-to-form-viatris:
> Pfizer (NYSE:PFE) completes the deal to spin off its Upjohn business and combine it with Mylan NV (MYL) to form Viatris (NASDAQ:VTRS), which will start trading tomorrow under the ticker symbol VTRS. Pfize... |
I received stocks from a spin-off of a firm from which I possess some stocks. Which date is used to determine if capital gains are short or long-term? |
Who determines which stock goes into SP500 and Nasdaq index?
How often do the components of SP500 and Nasdaq index change?
Is it possible to get a notification when the decision has been made about adding/removing a stock from the index? |
> Who determines which stock goes into SP500 and Nasdaq index?
The S&P500 index is created by a division of Standard and Poor's Global. They use their own criteria to pick the index members. They periodically adjust the members of the index they create, they also make adjustments when companies merge, split, or go ... |
I am converting assets from a traditional IRA to a Roth IRA over multiple years. I know that I cannot take any withdrawals from the Roth before 5 years from the start of the year when I first converted.
How much can I withdraw after that? Can I only withdraw the amounts that I converted each year, once they’ve bee... |
How do I figure Roth IRA withdrawals after converting multiple times? |
I was recently informed I would be laid off. My responsibilities end this week. I am on the payroll until February. Do I need to wait until I am off payroll to apply for unemployment benefits? Or can this be done now? |
How long must I wait before applying for/receiving unemployment benefits? |
Does using a credit card actually build up your credit score or do you have to incur charges by not paying it off for X amount of time to help with your credit rating?
If I'm paying it off every month and using it for everything I buy, am I doing myself a disservice? |
Should I use my credit card? |
I'm looking to open a long term savings account, something to regularly put money into but not withdraw.
I can't find an ISA or regular savings account which pays more than 1.5% and investment services don't seem something I could keep up with to reap the benefit from.
Is opening an ISA actually a good thing righ... |
Is it worth opening an ISA at the moment? |
>If I'm paying it off every month and using it for everything I buy, am I doing myself a disservice?
Not from a credit score perspective. Your credit score is more a measure of how reliable you are with your debt payments. There may be some minor benefit from keeping your utilization slightly higher, but it's almost... |
Who determines which stock goes into S&P500 and Nasdaq index?
How often do the components of S&P500 and Nasdaq index change?
Is it possible to get a notification when the decision has been made about adding/removing a stock from the index? |
Firstly, as pointed out in comments, an ISA is technically a _wrapper_ around either a "cash" savings account, or a stocks and shares investment product. So, the decision between cash and investment is separate from the decision between an ISA and non-ISA product.
The cost-benefit of choosing an ISA product _as comp... |
Firstly, as pointed out in comments, an ISA is technically a _wrapper_ around either a "cash" savings account, or a stocks and shares investment product. So, the decision between cash and investment is separate from the decision between an ISA and non-ISA product. Similarly, regular savings accounts are just a category... |
> Does using a credit card actually build up your credit score or **do you have to incur charges** by not paying it off for X amount of time to help with your credit rating?
No. Absolutely, unequivocally **NO**. Anyone who says that is lying or repeating "conventional wisdom".
> If I'm paying it off every month... |
Why some charts look like these? |
Firstly, as pointed out in comments, an ISA is technically a _wrapper_ around either a "cash" savings account, or a stocks and shares investment product. So, the decision between cash and investment is separate from the decision between an ISA and non-ISA product. Similarly, regular savings accounts are just a category... |
Do I have to incur finance charges on my credit card to help my credit rating? |
I live in the US, and usually buy with USD on US stock markets. I don't want to convert my USD to GBP just to invest in Rolls Royce.
I found at least three tickers for Rolls Royce, RYCEY RYCEF RYCRF. What are the differences between all 3? Are there any more for the US stock market? I ignore RR.L because it's traded... |
Why does Rolls Royce have 3 separate tickers, on OTC Markets? |
My small town USA university provides me free interlibrary loans. They confirmed that I can authorize anyone as a proxy like these quotes. For confidentiality, I don't want to name my university or town.
[Albany, State University of New York](https://library.albany.edu/services/persons-with-disabilities)
> ## ... |
Why do some stock charts look like the one on this screenshot? Why does it have such low amount of candlesticks compared to for example TSLA?[![enter image description here][1]][1]
[1]: https://i.stack.imgur.com/sF74n.png |
Why do some charts have so few candlesticks? |
I found at least 4 tickers for Rolls Royce
1. RLLCF. This is Preferred Share? The others are Common Shares?
2. RYCEY
3. RYCEF
4. RYCRF
What are the differences? Are there any more for the US stock market? I ignore RR.L because it's traded on the London Stock Exchange.
I live in the US. I don't want ... |
Why does Rolls Royce have 4 separate tickers, on OTC Markets? |
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