instruction
stringlengths
15
21.6k
* RYCEY — This is an American Depositary Receipt (ADR). In the US, 5-letter tickers that end with "Y" are ADRs. This is a *sponsored* ADR. According to the [Rolls Royce investors FAQ](https://www.rolls-royce.com/investors/shareholder-information/faqs.aspx): > The Company is listed on the London Stock Exchange. The...
* RYCEY — This is an American Depositary Receipt (ADR). In the US, 5-letter tickers that end with "Y" are ADRs. This is a *sponsored* ADR. According to the [Rolls Royce investors FAQ](https://www.rolls-royce.com/investors/shareholder-information/faqs.aspx): > The Company is listed on the London Stock Exchange. The...
* RYCEY — This is an American Depositary Receipt (ADR). In the US, 5-letter tickers that end with "Y" are ADRs. This is a *sponsored* ADR. According to the [Rolls Royce investors FAQ](https://www.rolls-royce.com/investors/shareholder-information/faqs.aspx): > The Company is listed on the London Stock Exchange. The...
* RYCEY — This is an American Depositary Receipt (ADR). In the US, 5-letter tickers that end with "Y" are ADRs. This is a *sponsored* ADR. According to the [Rolls Royce investors FAQ](https://www.rolls-royce.com/investors/shareholder-information/faqs.aspx): > The Company is listed on the London Stock Exchange. The...
* RYCEY — This is an American Depositary Receipt (ADR). In the US, 5-letter tickers that end with "Y" are ADRs. This is a *sponsored* ADR. According to the [Rolls Royce investors FAQ](https://www.rolls-royce.com/investors/shareholder-information/faqs.aspx): > The Company is listed on the London Stock Exchange. The...
If I have apple stock in one brokerage firm and want to transfer it to a main brokerage firm with Apple stock in the main firm When they transfer the Apple stock to main account will they put it in with the Apple stock already there or place it in separately? Thank you in advance
* [RYCEY](https://www.otcmarkets.com/stock/RYCEY/overview) — This is an American Depositary Receipt (ADR). In the US, 5-letter tickers that end with "Y" are ADRs. This is a *sponsored* ADR. According to the [Rolls Royce investors FAQ](https://www.rolls-royce.com/investors/shareholder-information/faqs.aspx): > The ...
* [RYCEY](https://www.otcmarkets.com/stock/RYCEY/overview) — This is an American Depositary Receipt (ADR). In the US, 5-letter tickers that end with "Y" are ADRs. This is a *sponsored* ADR. According to the [Rolls Royce investors FAQ](https://www.rolls-royce.com/investors/shareholder-information/faqs.aspx): > The ...
I'll start with RYCEY and leave RLLCF for last. * [RYCEY](https://www.otcmarkets.com/stock/RYCEY/overview) — This is an American Depositary Receipt (ADR). In the US, 5-letter tickers that end with "Y" are ADRs. This is a *sponsored* ADR. According to the [Rolls Royce investors FAQ](https://www.rolls-royce.com/invest...
>If I'm paying it off every month and using it for everything I buy, am I doing myself a disservice? Not from a credit score perspective. Your credit score is more a measure of how reliable you are with your debt payments and how much you use what credit is given to you. Low utilization and timely payments (of at le...
If I have Apple stock in one brokerage firm and I want to transfer it to a main brokerage firm with Apple stock in the main firm, when they transfer the Apple stock to main account, will they put it in with the Apple stock already there or place it in separately?
I'll start with RYCEY and leave RLLCF for last. * [RYCEY](https://www.otcmarkets.com/stock/RYCEY/overview) — This is an American Depositary Receipt (ADR). In the US, 5-letter tickers that end with "Y" are ADRs. This is a *sponsored* ADR. According to the [Rolls Royce investors FAQ](https://www.rolls-royce.com/invest...
I'll start with RYCEY and leave RLLCF for last. * [RYCEY](https://www.otcmarkets.com/stock/RYCEY/overview) — This is an American Depositary Receipt (ADR). In the US, 5-letter tickers that end with "Y" are ADRs. This is a *sponsored* ADR. According to the [Rolls Royce investors FAQ](https://www.rolls-royce.com/invest...
All the arguments in favour putting money in the Roth 401K emphasise that the withdrawals are tax free. So if you compare putting the same amount of money during your working career in a trad 401K vs a Roth 401K, at retirement time, the latter enables you to withdraw more money. But I don't see them making any mentio...
Pretax 401k and Roth 401k- additional take home pay not factored in, is it?
I'm about to close (later tonight) on a refinance of my primary resident mortgage, but I'm a little confused on how the mortgage company got to my payoff figure. The disbursement date of the new loan in 8 Dec 2020, so I believe I should only be paying interest on my old loan at 3.75% for the period from 1 Dec to 8 D...
I am thinking of buying property in Colombia and i'm trying to figure out if (or how bad) currency devaluation will affect it's value in the future. I have historical indices for the value of houses in Pittsburg and Bogotá (so-called "real" value, adjusted to the Consumer Price Index.) If I 100 base the two citi...
How do I factor currency devaluation when comparing the prices of houses in two countries?
For the past couple of months I have been researching, specifically on how to generate or build up a second source of passive income, I am obsessed with the fact of making another source of income at a young age, but I have found so much trouble in trying to execute my researching and readings by putting it into action...
Building a source of passive income: How can I start?
Theta is a variable in options pricing. Theta aka time decay decreases the price of the option over time. The reason of this is that you have to think of the option as insurance. It is a hedge against actual holdings in an asset. Would you pay more or less for insurance that covers you for a year's time, would you p...
The Finantial Times has that information in a drop-down list under the name. Try e.g. https://markets.ft.com/data/equities/tearsheet/summary?s=K:NYQ
When buying real estate, title company usually asks how title should be formed. So had few questions when buying property together (or for) partner with whom you are not married, but have been living together for long time and have common children: 1. If home title would be under "Sole ownership" of partner who is n...
Tax implications when paying all-cash for real estate that is under your unmarried partner's name?
I'll start with RYCEY and leave RLLCF for last. * [RYCEY](https://www.otcmarkets.com/stock/RYCEY/overview) — This is an American Depositary Receipt (ADR). In the US, 5-letter tickers that end with "Y" are ADRs. This is a *sponsored* ADR. According to the [Rolls Royce investors FAQ](https://www.rolls-royce.com/invest...
Pfizer will spin-off its Upjohn subsidiary, calling it Newco. Next, Newco and Mylan will merge. Newco will be renamed “Viatris” (ticker symbol “VTRS”) and will operate both Mylan and Upjohn. This type of M&A transaction is called a [Reverse Morris Trust][1]. There are two stages, occurring on the same or subsequent day...
I'm looking at a 1-minute chart of NQ prices. Using a CQG data feed that provides bid and offer volume. Every minute over a given 5 minute period, the number of shares traded at BID was greater than those traded at OFFER. However, over that same 5 minute period, the price moved higher each minute (1-minute bars). W...
Bid volume greater than offer volume, but price increasing. Why is this?
In this Bloomberg video, Curnutt talks about volatility and the convexity of options. Specifically, he says; > The spread between the VIX sitting there at 20 for a period of time and this realized vol of only 10, that's a big spread. Options market makers will pay something to be long the convexity of options; they ...
In general in [Pennsylvania][guide] you have to be unemployed though no fault of your own. Though if your hours are reduced you can get a partial payment. There normally is a waiting week where you have to be unemployed for a week, but COVID legislation has addressed that issue. If you are working full weeks or get...
In the Netherlands, personal wealth such as bank and savings accounts over a certain amount is subject to taxes (box 3). If an entrepreneur (*eenmanzaak*, with or without officialy qualifying as *ondernemer* for the tax authorities) has a business bank account, do the "company" savings count towards the box 3 taxes?...
Are one-person company savings taxable in the Netherlands?
>If I'm paying it off every month and using it for everything I buy, am I doing myself a disservice? Not from a credit score perspective. Your credit score is more a measure of how reliable you are with your debt payments and how much you use what credit is given to you. Low utilization and timely payments (of at le...
Suppose the market is $50.00 x $50.15 with a size of 10,000 x 1,000. That means that buyers are bidding to buy 10,000 shares at $50.00 and sellers are offering 1,000 shares at $50.15 What happens now? Will price rise or will it drop? That all depends on who crosses the market and for how many shares. Suppose ...
Does the share price always rise after a SPAC (special purpose acquisition company) announces merger with a target company? I feel the only purpose of a SPAC is to merge with a target company and bring the target company to public. So, I assume the share price of the SPAC will always rise following the merger an...
Does the share price always rise after a SPAC announce merger with a target company?
I have a spreadsheet that contains all my current stock positions in one sheet (with how much I invested and the unrealized gain for each current position) and another sheet with my past positions (with how much I invested and the gain I made when I sold that position). My question is: how do I calculate my ROI? The...
How to calculate ROI on my stock portfolio, from transactions logs?
I have a spreadsheet that contains all my current stock positions in one sheet (with how much I invested and the unrealized gain for each current position) and another sheet with my past positions (with how much I invested and the gain I made when I sold that position). My question is: how do I calculate my ROI? The...
I have a single member LLC and was wondering about regulations around what banks advertise as "business account" vs "personal account". Do you have to open a business bank account for the LLC or can you open a regular dedicated personal account? What does the law says in this matter? Here are a few banks I've looked...
Back in the 1980s, having a long-opened checking account represented a sort of stability or "credit-worthiness" when presenting a check to a merchant. If an account had been opened more than a few years before and the check number was high, the feeling was that the odds were higher of the check being good. I remembe...
Is the age of a checking account worth anything?
It’s a little more complicated than the question (at least I think so). Basic Info: * I’m 36 * I have about $398K in 401k+Roth savings, 15% contribution per paycheck * I have a mortgage worth $175K * I have a car loan with 37K remaining * I have rolling credit card debt (usual monthly expenditures) of around 1K...
Should I reduce my 401k contribution to pay of car/house payments earlier?
Critical issue, is the mortgage paid down to the point where you are NOT paying the (#@$@!!##) "PMI"? If not, I would do everything humanly possible to pay down the mortgage to where you can eliminate the PMI, and eliminate the PMI. --- If you are *not* paying PMI, it can only be "one man's opinion"... Hous...
I am starting to get more and more letters addressed to someone else even though I've lived at the current address for more than 10 years. There have been 4 different names with few different institutions ranging from a credit card that came to my address in someone elses name to requests for donation from a charity. ...
Getting letters addressed to someone else. Scam?
Are these are longs? Assuming just longs, probably you would want to track the full basis for a more accurate ROI. So you need: 1. Purchase amount 2. Commission amount on the purchase (1) + (2) = cost basis, i.e., the full outlay you've made to purchase the equities then 3. Sale amount 4. Commission amount on...
> having a long-opened checking account represented a sort of stability or "credit-worthiness" when presenting a check to a merchant. Think rather "stability". The problem is that even then you could order checks with a high starting number. > She spoke of it as a badge of honor and mentioned how important it wa...
If you had high-interest debt, such as credit card debt, student loan debt, PMI or a higher interest auto loan, I would suggest you lower your 401(k) contribution to just enough to get your full employer match, and focus on paying down the debt. If you had a higher savings rate and/or were targeting early retirement...
I come from a perspective of an old guy software engineer that has been hurt by debt and have seen tough economic times in the engineering sector. I was doing quite well in 2001, who lost his job soon after the twin towers came down, and was under-employed for about 3 years. It took until 2016 for me to match/exceed...
A fictitious scenario: Suppose a start-up has issued 100 shares. The company is valued at $1,000. The owner has 50% of the shares, and an investor has 40% of the shares, and an employee owns the remaining 10% of the shares. Then a new investor is willing to invest $10,000 in the company. Question 1: Can it be sai...
Stock dilution during funding round?
> Question 1: Can it be said that company is now valued at $10,000? This question cannot be answered without knowing what percentage of the company the new investor is getting for his $10,000. If the new investor buys 100% of the company using $10,000, then it can be said that the company is valued at $10,000. On th...
> Question 1: Can it be said that company is now valued at $10,000? This question cannot be answered without knowing what percentage of the company the new investor is getting for his $10,000. If the new investor gets 100% of the company for $10,000, then it can be said that the company is valued at $10,000. On the ...
> Question 1: Can it be said that company is now valued at $10,000? This question cannot be answered without knowing what percentage of the company the new investor is getting for his $10,000. If the new investor gets 100% of the company for $10,000, then it can be said that the company is valued at $10,000. On the ...
A fictitious scenario: Suppose a start-up has issued 100 shares. The company is valued at $1,000. The owner has 50% of the shares, and an investor has 40% of the shares, and an employee owns the remaining 10% of the shares. Then a new investor is willing to invest $10,000 in the company. Question 1: Can it be sai...
> Question 1: Can it be said that company is now valued at $10,000? This question cannot be answered without knowing what percentage of the company the new investor is getting for his $10,000. If the new investor gets 100% of the company for $10,000, then it can be said that the company is valued at $10,000. On the ...
> Question 1: Can it be said that company is now valued at $10,000? This question cannot be answered without knowing what percentage of the company the new investor is getting for his $10,000. If the new investor gets 100% of the company for $10,000, then it can be said that the company is valued at $10,000. On the ...
> Question 1: Can it be said that company is now valued at $10,000? This question cannot be answered without knowing what percentage of the company the new investor is getting for his $10,000. If the new investor gets 100% of the company for $10,000, then it can be said that the company is valued at $10,000. On the ...
> Question 1: Can it be said that company is now valued at $10,000? This question cannot be answered without knowing what percentage of the company the new investor is getting for his $10,000. If the new investor gets 100% of the company for $10,000, then it can be said that the company is valued at $10,000. On the ...
Capital gains are taxed at 3 levels in the United States: federal, state and local. (to which one might have to add the [Net Investment Income Tax (NIIT)](https://www.irs.gov/newsroom/questions-and-answers-on-the-net-investment-income-tax#:~:text=What%20is%20the%20Net%20Investment,above%20the%20statutory%20threshold%2...
Where can I see the local tax rates on capital gains?
Capital gains are taxed at 3 levels in the United States: [federal](https://en.wikipedia.org/w/index.php?title=Capital_gains_tax_in_the_United_States&oldid=992180142#Current_law), state and local. (to which one might have to add the [Net Investment Income Tax (NIIT)](https://www.irs.gov/newsroom/questions-and-answers-...
Capital gains are taxed at 3 levels in the United States: [federal](https://en.wikipedia.org/w/index.php?title=Capital_gains_tax_in_the_United_States&oldid=992180142#Current_law), state and local. (to which one might have to add the [Net Investment Income Tax (NIIT)](https://www.irs.gov/newsroom/questions-and-answers-...
I do recall when I worked retail that we didn't accept so-called "starter checks" which I think by our definition meant checks where the number was below 100, or checks that were not personalized (didn't have your name and address pre-printed because I guess the bank gives them to you to use right away before your prin...
> I’m 36 Great ! > I have about $398K in 401k+Roth savings, 15% contribution per paycheck Great ! > I have a mortgage worth $175K What's your interest rate ? Anything less than 3% I would probably leave alone. > I have a car loan with 37K remaining What's your interest rate? Anything more then 3%:...
If the current market price is at 40 and I expect the price may go up to 45, but I don't want to buy it unless it actually exceeds 45. Can I put a buy-stop order at 45, so when the market price hits 45, a bid market order will be sent?
Do websites showing "shares outstanding" for an ADR are the actual shares or just the ADRs? [![enter image description here][1]][1] For example, Li Auto has an agreeing number from two websites but unclear as to what they actually mean. Li has a 2:1 share-ADR ratio. [1]: https://i.stack.imgur.com/WEEu1.png
Yes, there are multiple exchanges for trading options in the United States: ### [CBOE][1] ### - CBOE *(Cboe Options Exchange, Incorporated)* "CBOE" or "C1" - C2 *(Cboe C2 Options Exchange, Incorporated)* "C2" - BATS *(Cboe BZX Options Exchange, Inc.)* "BATS Options" - EDGX *(Cboe EDGX Options Exchange, Inc.)* ...
I am having some problems understanding stock exchange opening auction imbalances. In *Trading and Exchanges* by Larry Harris, section 24.5.7 *The Market Open*, page 508: > Specialists conduct the opening single price auction at the NYSE. When the order flow at the open is imbalanced, as it often is, specialists st...
I am having some problems understanding stock exchange opening auction imbalances. In *Trading and Exchanges* by Larry Harris, section 24.5.7 *The Market Open*, page 508: > Specialists conduct the opening single price auction at the NYSE. When the order flow at the open is imbalanced, as it often is, specialists st...
When’s a good time for someone working on their masters subsidized by their parents, and income from a job that doesn’t make too much money to break the joint bank account with their parents and have an independent bank account? Their parents aren’t in debt so they don’t have to worry about debt collectors.
When’s a right time for a 20 something college graduate to make their bank account independent of their parents?
In numerous cartoons and whatnot, you see a rich businessman shouting "BUY!" or "SELL!" into a telephone. Sometimes, it's just that, and sometimes, they may shout the slightly more specific: "SELL MOVIES!" or "BUY BEANS!" I assume that the person on the other end is some kind of "personal stock broker", which someho...
Is the stereotype of a businessman shouting "SELL!" and "BUY!" into a telephone in any way attached to reality?
I do recall when I worked retail that we didn't accept so-called "starter checks" which I think by our definition meant checks where the number was below 100, or checks that were not personalized (didn't have your name and address pre-printed because I guess the bank gives them to you to use right away before your prin...
I do recall when I worked retail that we didn't accept so-called "starter checks" which I think by our definition meant checks where the number was below 100, or checks that were not personalized (didn't have your name and address pre-printed because I guess the bank gives them to you to use right away before your prin...
I short sell a stock of Company S to Buyer B in Country L and pay the lender based in County L a dividend. Country L has a dividend tax rate of 20%. Does the lender have to pay the dividend tax on the dividend I pay them too? Even though Company S pays Buyer B the dividend for the borrowed shares I sold and Buyer B pay...
I purchased this on Etsy, https://www.etsy.com/listing/841243453/handmade-100-cotton-handblock-print-sari in Sep 2020. Etsy said please excuse, there may be delay due to COVID. I used PayPal as a guest (and I got email confirmation of my order) Every time I asked seller when it will arrive she says, "Ma'am, 5 to 7 d...
I purchased this on Etsy, https://www.etsy.com/listing/841243453/handmade-100-cotton-handblock-print-sari in Sep 2020. Etsy put general note that says "please excuse, there may be delay due to COVID". I used PayPal as a guest (and I got email confirmation of my order) Every time I asked seller when it will arriv...
I purchased a Sari on Etsy in September 2020. Etsy put general note that says "please excuse, there may be delay due to COVID". I used PayPal as a guest (and I got email confirmation of my order) Every time I asked seller when it will arrive she says, "Ma'am, 5 to 7 days". When I asked for DHL tracking number, s...
I do recall when I worked retail that we didn't accept so-called "starter checks" which I think by our definition meant checks where the number was below 100, or checks that were not personalized (didn't have your name and address pre-printed because I guess the bank gives them to you to use right away before your prin...
If I short sell a stock XYZ to Buyer B and I am short the stock on the ex-dividend date, I pay the lender the dividend. The dividend tax rate is 20%. Does the lender have to pay the dividend tax on the dividend that I pay them, even though the company pays Buyer B the dividend for the borrowed shares I sold? And...
(This is an opinion question, and Money.SE really frowns upon them, so I'm making it a Community answer. To be quite honest, this is a better question for InterpersonalSkills.SE.) > When’s a good time for someone **working on their masters** subsidized by their parents, **and income from a job** that doesn’t make t...
If I am a double national (uk and us) .I am a resident of US and work remotely from us to a company locate in UK .The company pay for me income taxes in UK.Should I pay taxes again in US or can i get my tax back (that i paid in UK)according to double tax treaty between uk and us?
I am looking at [Trading the Measured Move](https://www.amazon.com/Trading-Measured-Move-Success-Frequency/dp/1118251830/) by David Halsey. In chapter 5 *Using Multiple Time Frames to Trade*, section *Trading the Trend*, page 85: > **Why Do Markets Continue to Make New Highs?** > > Markets continue to rally becaus...
How do stock exchange specialists deal with opening auction imbalances?
Why are stock warrants sometimes sold for less than their underlying exercise price?
Edit: **This is not a complete answer** because it does not explain why you can't buy the warrant and short the stock to get free money. I am only leaving it here for the benefit of those who wish to continue to investigate further. --- > If I bought a bunch of warrants and exercised them immediately, wouldn't I ...
Edit: **This is not a complete answer** because it does not explain why you can't buy the warrant and short the stock to get free money. The current (2020-12-06) price of CIIC is $27, while CIICW is $6.50. There is currently a large gap ($27 - 11.50 - 6.50 = $9 gap) between the intrinsic value of the warrant and its ac...
Why are stock warrants sometimes sold for less than their intrinsic value?
Edit: **This is not a complete answer** because it does not explain why you can't buy the warrant and short the stock to get free money. The current (2020-12-06) price of CIIC is $27, while CIICW is $6.50. There is currently a large gap ($27 - 11.50 - 6.50 = $9 gap) between the intrinsic value of the warrant and its ac...
If the investor could raise 10 000$ cash using their stocks, wouldn't that be a viable solution too? That way, no single party would be penalized for raising liquidity.
In the book **SECURITY ANALYSIS (Principles and Technique) 6th Edition by Benjamin Graham and David Dodd**, there is a chapter (**Chapter 24**) about the **TECHNICAL ASPECTS OF CONVERTIBLE ISSUES**. Therein exists a part that I cannot fully understand: > A Technical Feature of Some Convertible Issues. A technical fe...
A real estate can be divided into two parts, the land and the building. You have permanent and perpetual right on the building of your own. In China, there are two kinds of lands, one of which is called State-owned land (SoL for short), the rest is called Collectively-owned land (CoL for short). SoL is owned b...
A real estate can be divided into two parts, the land and the building. You have permanent and perpetual right on the building of your own. In China, there are two kinds of lands, one of which is called State-owned land (SoL for short), the rest is called Collectively-owned land (CoL for short). SoL is owned b...
A real estate can be divided into two parts, the land and the building. You have permanent and perpetual right on the building of your own. In China, there are two kinds of lands, one of which is called State-owned land (SoL for short), the rest is called Collectively-owned land (CoL for short). SoL is owned b...
I cannot understand the concept of escrow. [Wkipedia][1] provides the following example: > Escrow generally refers to money held by a third party on behalf of > transacting parties. It is mostly used regarding the purchase of > shares of a company. It is best known in the United States in the > context of the ...
What is an escrow and how does it work? Practical example