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TERMINOLOGY: What are "bond marks"? |
The odds are on your side but there's no guarantee that "you can totally invest as much as you want at any point in time you want and you can never go wrong."
In the US, the market's performance in first ten years of this century is often referred to as the Lost Decade because even with dividends reinvested, the S&P... |
What are "bond marks"? |
Context: I am calculating what my taxes will be next year (2021) for purposes of filling out my W-4s such that my withholdings will be as close to my actual tax liability as possible, to minimize my tax refund. I live in Oregon.
I am going to be itemizing deductions for the tax year of 2021, rather than taking the ... |
Let's assume that I have two credit cards and get a massive bill for the first one. When I need to pay it, I just use the second card. When the bill for the second one comes, I use the first. I can carry this on indefinitely, until one of the cards fails for some reason.
Is there any way for banks or other financia... |
What prevents a person from paying one credit card bill with another credit card (indefinitely)? |
From a strictly mathematical point of view of infinity, whenever you wait "long enough" for anything, eventually *everything possible* will happen. Based on that idea, no matter what the stock market value is at any time, at some point in the future it will be higher than that. Also, at some point in the future it will... |
I have a SEP-IRA from my consulting years, many years ago (I haven't contributed to it in years but it does have a balance).
I wanted to setup a backdoor Roth IRA conversion by creating Traditional IRA and Roth IRA accounts, transferring the $6k max to the traditional, and then doing the backdoor conversion to the R... |
I was paid $1,000 by company X as part of a contract in 2020. I am deciding to cancel the contract and have to pay back $1,000. What happens if I pay back this amount in 2021? The company will issue me a W-2 form for 2020 and I will have to pay taxes on $1,000 in year 2020. But how can I now claim back the taxes in my ... |
Tax Return: How to account for money that was paid to you in a year (e.g., 2020) and that you paid back next year (e.g., 2021) in your tax return? |
Let's suppose one sells an asset for a $200,000 profit after holding it for 10 year but then immediately sinks the entire sale price into another asset. Is one still expected to pay the capital gains tax? What cash is one expected to pay the taxes from?
How do tax liabilities work in this scenario? |
Buying another asset makes no difference, you still owe capital gains tax on the sale.
What cash should you use? The cash you got from the sale seems logical. If you didn't have other cash to pay the taxes you should have kept some of the cash from the sale to pay taxes and not reinvested it.
|
Buying another asset makes no difference, you still owe capital gains tax on the sale.
What cash should you use? If you didn't have other cash to pay the taxes you should have kept some of the cash from the sale to pay taxes and not reinvested it.
|
Buying another asset makes no difference, you still owe capital gains tax on the sale.
What cash should you use? If you didn't have other cash to pay the taxes you should have kept some of the cash from the sale to pay taxes and not reinvested it all.
|
Could I buy shares of upcoming NASDAQ IPOs at their offer price? For example: The upcoming Roblox IPO in 2021. If so, how? |
Suppose that you own some asset (for example, a stock, a bond, a house, a work of art, a collectible action figure...)
A lot of times, you're curious to know the "fair" price of your asset, i.e. how much you'd get if you sold it in an orderly market. How can you find this out without actually selling your asset? (S... |
Suppose that you own some asset (for example, a stock, a bond, a house, a work of art, a collectible action figure...)
A lot of times, you're curious to know the "fair" price of your asset, i.e. how much you'd get if you sold it in an orderly market. How can you find this out without actually selling your asset? (S... |
Suppose that you own some asset (for example, a stock, a bond, a house, a work of art, a collectible action figure...)
A lot of times, you're curious to know the "fair" price of your asset, i.e. how much you'd get if you sold it in an orderly market. How can you find this out without actually selling your asset? (S... |
Please excuse the stupid question, but I am a beginner trying to teach myself investing. I am reading that it is important to look at total rate of return for the stock when evaluating it (1, 3, 5 years). I understand the logic behind this but can't find this information readily available on common financial websites (... |
Is total rate of return for a stock posted on financial web sites? |
1. If this is a $1000 bond, do I pay somewhere between `$1,000 * 103% = $1,030` and `$1,000 * 104.061% = $1040.61`?
2. But `4.5%/103 = 4.37%`, and `4.5%/104.061 = 4.32%`, not `4.116%` or `4.123%`
2. Do I get $45 every year (either $22.50 twice, or $11.25 four times)?
3. And $1,000 in October 2030 (unless it's called... |
I have a question about stop limit sell order. Let’s say I own 10 ABC stock @ $100 each. I would like to place the following stop limit sell order
Current ABC stock price= $120<br>
Stop price = $180<br>
Limit price = $130<br>
I assume the above sell order will only be filled if the current stock price climbs to... |
WHAT? Rs. 9,500 that's too much.
The RBI has made it clear through a circular issued in 2014 that accounts of all student beneficiaries under the various Central/State Government Scholarship Schemes should be free from restrictions of minimum balance and total credit limit.
You may open a ‘Basic Saving Bank Depo... |
Can I use instant cash ISA for buying shares in UK ?
https://www.barclays.co.uk/savings/isas/instant-cash-isa/
What advantages I will get by getting a shares ISA in UK ? one side effect is paying £4 per month. |
Can I use instant cash ISA for shares in UK? |
I am a beginner trying to teach myself investing. I have read that it is important to look at the total rate of return for the stock when evaluating it (1, 3, 5 years). I understand the logic behind this but can't find this information readily available on common financial websites (Yahoo finance, Morningstar).
Am I... |
> If this is a $1000 bond, do I pay somewhere between $1,000 * 103% = $1,030 and $1,000 * 104.061% = $1040.61?
If you put in a market order, you'd pay the asking price (104.061%) _plus any accrued interest since the last coupon_. So you'd pay 104.061 plus about 5 months of interest (since it past paid on 7/30) or... |
I think that you would use a [trailing stop limit order](https://www.interactivebrokers.com/en/index.php?f=606) allows you specify a limit on the maximum possible loss without setting a limit on the maximum possible gain.
> A SELL trailing stop limit moves with the market price, and continually recalculates the... |
I have data that consists of dates and monthly CPI belong to that date. And I'm trying to find Inflation belongs to specific date, for instance inflation at 2015-02.
[Monthly CPI][1]
[1]: https://i.stack.imgur.com/lRT8d.png
I used this formula to calculate for example inflation rate in 2016-01
((i... |
I have data that consists of dates and monthly CPI belong to that date. And I'm trying to find Inflation belongs to specific date, for instance inflation at 2015-02.
![Monthly CPI][1]
[1]: https://i.stack.imgur.com/lRT8d.png
I used this formula to calculate for example inflation rate in 2016-01
((... |
As an EU resident, I am not allowed to purchase US-based ETFs. However, I am allowed to trade in options on that ETF and exercise them.
One way of obtaining the stocks I want to purchase is buy purchasing a synthetic (long call + short put at same strike and expiry) and letting it expire.
Could you help me unders... |
What are the risks involved in buying a synthetic long (long call short put) and letting it expire compared to buying the underlying? |
As an EU resident, I am not allowed to purchase US-based ETFs. However, I am allowed to trade in options on such ETFs and exercise them.
One way of obtaining the stocks I would want to purchase is by purchasing a synthetic (long call + short put at same strike and expiry) and letting it expire.
Could you help me ... |
> What are the risks involved in buying a synthetic long (long call short put) and letting it expire compared to buying the underlying?
If the underlying expired ITM or OTM. you'd be assigned. The only possible way that the two options would expire worthless would be if the underlying closed exactly at the syntheti... |
(EDIT: There seems to be some cause for debate in the comments as to whether I am answering the OP's question. My answer is based on the principle that, in the UK, the agent works for the seller (and indeed is obliged by law to act in the seller's best interests), not the buyer. When an agent does or asks a particular ... |
It matters more when you start and when you want to get out. Take the Dow Jones Industrial Average (DJIA), for instance.
https://www.macrotrends.net/1319/dow-jones-100-year-historical-chart
If you started investing in 1965 and planned to retire in the early 1980's, you'd be in really bad shape. Oh, you want to st... |
Late last year I invested heavily in what is now apparently a "Boiler Room". After trying to find any way to get my money back I came across a law firm. I found nothing about the lawyer handling my case apart from repeating web images and profiles.
They said that they could resolve a scam in an overseas wealth mana... |
I work at a pre-launch tech startup and we agreed that I'd receive 2% equity. When I signed paperwork for the shares, there was nothing indicating what % I signed at, just the number of shares.
I realized later that I could have signed for any % and I wouldn't know any better.
What do I need to ask to understand... |
What to ask for to determine percent of startup I have shares in? |
I am looking to hire a co-signer online for a loan that’s been approved pending co-signer approval. I completely comprehend that my financial assessment is sketchy however I would like to offer some clarifications as to why Things adversely affected my credit score and see if anyone would be willing to share in the loa... |
Can you hire a cosigner online? And does it work? Has anyone tried it? |
A cosigner is 100% responsible for the entire debt. The lender would track down the cosigner and enforce the terms of the loan if you are unable to pay.
Why would a person you don't know take on this gigantic risk? Unless you are willing to pay them a huge fee. They would also have to research your ability to pay, ... |
I am trying to understand how volume-based fee schedules would work with a high frequency trading algorithm.
Let's say I am trading 1 BTC and I am averaging 1000 trades every 5 minutes.
Does the fee schedule apply to the price of the entire bitcoin traded 1000 times in those 5 minutes?
For example, on Binance ... |
I am trying to understand how volume-based fee schedules would work with a high frequency trading algorithm.
Let's say I am trading 1 BTC and I am averaging 1000 trades every 5 minutes.
Does the fee schedule apply to the price of the entire bitcoin traded 1000 times in those 5 minutes?
For example, on Binance ... |
I currently live in the UK under a Tier 2 ICT visa and have been contemplating the idea of buying a house. Would I be able to get a mortgage with this kind of visa? |
I am trying to understand how volume-based fee schedules would work with a high frequency trading algorithm.
Let's say I am trading 1 BTC and I am averaging 1000 trades every 5 minutes.
Does the fee schedule apply to the price of the entire bitcoin traded 1000 times in those 5 minutes?
For example, on Binance ... |
I am trying to understand how volume-based fee schedules would work with a high frequency trading algorithm.
Let's say I am trading 1 BTC and I am averaging 1000 trades every 5 minutes.
**Does the fee schedule apply to the price of the entire bitcoin traded 1000 times in those 5 minutes?**
For example, on Bina... |
How are volume-based fee schedules applied to HFT crypto trading? |
Is simply contributing to my solo 401k account and keeping it in cash balance enough to take advantage of tax deferral, or do the funds need to be invested? |
You have to think about DIVIDENDS
-
Yes, other answers have given examples of how major indices didn't go up all that much, or even fell, over certain windows of time. This seems like a neat conclsuion wrapped up in a bow, but it's wrong.
The reason it's wrong is dividends.
Let's suppose my company announc... |
You have to think about DIVIDENDS
-
Yes, other answers have given examples of how major indices didn't go up all that much, or even fell, over certain windows of time. This seems like a neat conclsuion wrapped up in a bow, but it's wrong.
The reason it's wrong is dividends.
Let's suppose my company announc... |
this is my first post in this community. I can't wrap my head around selling large quantity of stocks. For example, assume Alan has 10,000 shares of company X that he bought 5 years ago at $5/share. He is happy with the current share price of the company which is $227. He wants to sell all of his stocks. He puts a sell... |
I can't wrap my head around selling large quantity of stocks.
For example, assume Alan has 10,000 shares of company X that he bought 5 years ago at $5/share.
He is happy with the current share price of the company which is $227. He wants to sell all of his stocks, so he puts a sell order of 10k shares of company... |
What's unclear?
According to the text of your question, to "get all 10,000 shares sold out **at once**" logically requires that there are enough people/organizations **ready at that moment** to buy those 10K shares. That's reasonable in highly liquid stocks.
If there aren't enough people right then who want to b... |
The IRS is clear that your normal commute from home to your usual office is not tax-deductible. But let's say, once every week, I have have to travel directly to an alternate office, start my workday there, and then return home. Not that it necessarily matters, but this alternate office is much further from my home tha... |
Does traveling one day a week to an alternate facility count as a normal commute? |
You have to think about DIVIDENDS
-
Yes, other answers have given examples of how major indices didn't go up all that much, or even fell, over certain windows of time. This seems like a neat conclsuion wrapped up in a bow, but it's wrong.
The reason it's wrong is dividends.
Let's suppose my company announc... |
Yes, and the market does much better than a look at major indices would tell you. Because
You have to think about DIVIDENDS
-
Yes, other answers have given examples of how major indices didn't go up all that much, or even fell, over certain windows of time. This seems like a neat conclsuion wrapped up in a bow... |
Yes, and the market does much better than a look at major indices would tell you. Because
You have to think about DIVIDENDS
-
Yes, other answers have given examples of how major indices didn't go up all that much, or even fell, over certain windows of time. This seems like a neat conclsuion wrapped up in a bow... |
I read on [moneytransfers.com](https://moneytransfers.com/guides/sepa-transfers#:~:text=Moreover%2C%20SEPA%20transfers%20involve%20no,IBAN%20to%20make%20the%20transfer) ([mirror](https://web.archive.org/web/20201223055935/https://moneytransfers.com/guides/sepa-transfers)):
> SEPA transfers involve no or minimal fees... |
Why do SEPA transfers involve no or minimal fees, while SWIFT transfers may cost anywhere between $15 and $45? |
> Can you really always yield a profit if you diversify and wait long enough?
As other answerers have mentioned, we can't guess the future, but looking back at the past few decades a globally diversified portfolio did yield profit, e.g. see https://www.independenceadvisors.com/the-randomness-of-global-equity-returns... |
I saw this question.
> Let's suppose one sells an asset for a $200,000 profit after holding
> it for 10 year but then immediately sinks the entire sale price into
> another asset. Is one still expected to pay the capital gains tax?
> What cash is one expected to pay the taxes from?
>
> How do tax liabilities w... |
Capital gains tax when selling an investment for bitcoin? |
Let's think about how to be a successful *co-signer for hire.*
1. First, you'd need a large pool of money (say, $1 million), so that you could operate profitably. This allows you to co-sign on many loans at once, which spreads your risk across many, many borrowers. Sure, some of them will default, but (you hope)... |
Isn't it merely an interaction with a bureaucracy like say.. renewing your passport or getting an apostille on a document? Sure, you can go through a third-party, but you can also do them yourself (which is even the default).
In the case of an IPO, why couldn't the SEC + stock exchanges provide guidelines to companie... |
Why must an investment bank underwrite an IPO, not a company's finance department led by the CFO? |
Let's think about how to be a successful *co-signer for hire.*
1. First, we'd need a large pool of money (say, $1 million), so that we could operate profitably. This allows us to co-sign on many loans at once, which spreads our risk across many, many borrowers. Sure, some of them will default, but (we hope) most... |
Let's think about how to be a successful *co-signer for hire.*
1. First, we'd need a large pool of money (say, $1 million), so that we could operate profitably. This allows us to co-sign on many loans at once, which spreads our risk across many, many borrowers. Sure, some of them will default, but (we hope) most... |
Let's think about how to be a successful *co-signer for hire.*
1. First, we'd need a large pool of money (say, $1 million), so that we could operate profitably. This allows us to co-sign on many loans at once, which spreads our risk across many, many borrowers. Sure, some of them will default, but (we hope) most... |
Let's think about how to make money co-signing loans.
1. First, we'd need a large pool of money (say, $1 million), so that we could operate profitably. This allows us to co-sign on many loans at once, which spreads our risk across many, many borrowers. Sure, some of them will default, but (we hope) most of them wil... |
Let's think about how to make money co-signing loans.
1. First, we'd need a large pool of money (say, $1 million), so that we could operate profitably. This allows us to co-sign on many loans at once, which spreads our risk across many, many borrowers. Sure, some of them will default, but (we hope) most of them wil... |
Let's think about how to make money co-signing loans.
1. First, we'd need a large pool of money (say, $1 million), so that we could operate profitably. This allows us to co-sign on many loans at once, which spreads our risk across many, many borrowers. Sure, some of them will default, but (we hope) most of them wil... |
Can I get tax credits or any benefits of transferring my income to non profit 501c3 for social causes?
The problem is I'm not getting any funds ffrom outside sources at the moment so I have to inject money it to run its operations. Please advise. |
I have a transferwise business account and it provides me with the banking information I need to receive electronic payments from my customers (routing, number, IBAN etc...). Can this be my "business bank account" and from there to add myself as a new recipient and take owner draws or event link digital wallets for bus... |
Can I use transferwise business instead of a traditional bank account for my business? |
I have a transferwise business account and it provides me with the banking information I need to receive electronic payments from my customers (routing, number, IBAN etc...). Can this be my "business bank account" and from there to add myself as a new recipient and take owner draws or even link digital wallets for busi... |
Can I get tax credits or any benefits of transferring my income to non profit 501c3 for social causes?
The problem is I'm not getting any funds from outside sources at the moment so I have to inject money into it to run its operations. Please advise. |
Can I fund my non profit from my income for tax credits? |
Can I get tax credits or any benefits of transferring my income to non profit 501(c)(3) for social causes?
The problem is I'm not getting any funds from outside sources at the moment so I have to inject money into it to run its operations. Please advise. |
I get that, in each tax year, you can pay-in up to your ISA limit (at the moment £20000) into any number of - or create new - ISA accounts, so long as it's only _one_ of _each_ type. So you can create a Cash ISA and a Stocks & Shares ISA, and pay into a Lifetime ISA all in the same year, as long as the total contributi... |
I'm trying to find green/sustainable funds to add to my (UK) pension and am finding it quite hard to pick out good candidates. I'm interested more in the green credentials than in the performance.
Ideally I'd be looking for funds which invest in things like carbon capture, heat pump technology, wind and solar of cou... |
I am 26 and beginning to learn about investing. I currently have no investments other than some schemes through my employer, which I've already maxed-out.
I've read that [VTI][1] is a long-term, low-risk option, and a good choice for beginners.
What I want to understand is *under what circumstances would I lose mon... |
How can one lose money with VTI? |
> under what circumstances would I lose money investing in this
The situation,
1. "Everyone agrees" that "in the long term" (let's say *more than 40 years* but we'll come back to this issue) a broad basket of stocks does well.
2. It could be that "everyone" is wrong. It could be that we have been in a very lon... |
Imagine following <br>
Person A buys 5 shares of Company B in $. <br>
The value of $ crashes, although Person A still owns 5 shares of Company B. We assume that the currency drop has no direct impact on Company B. <br>
Is it possible for Person A to sell the shares in another currency than the person have bought it?... |
Are shares bound to a currency? |
It matters more when you start and when you want to get out. Take the Dow Jones Industrial Average (DJIA), for instance.
https://www.macrotrends.net/1319/dow-jones-100-year-historical-chart
If you started investing in 1965 and planned to retire in the early 1980's, you'd be in really bad shape. Oh, you want to st... |
1. To begin with, are you self-employed? In the US, I'm almost certain "normal" non-self-employed people can *not* deduct business travel *at all*. (Your employer would be paying the costs of it.) And not any form of commuting. So it's No all the way down.
2. If you are self-employed. In my opinion, yes, it's a d... |
Consider this:
Pretend this website is an online co-signer finder.
The banks and their infinite money wisdom have determined that you are not financially responsible enough to handle the loan.
Please explain why I should co-sign this loan and accept 100% responsibility in the event you fail to pay the loan?
... |
I doubt that you can (at least not through an exchange since the exchange only deals in one currency), but even if you _could_:
Why would you expect that the fair value of the stock in another currency would be any different that the equivalent value in another currency? Otherwise there would be an arbitrage possibi... |
If a stock has a current ask of €30,-, and I place a bid of €31,-, I assume my order would get matched with the ask order of €30,-. Where does the €1,- difference go? Do I buy the stock for €30,50, does the asker get lucky, the bidder get lucky, or does the €1,- "disappear" into the system (e.g. the broker)? |
Where does the money go if ask is lower than bid? |
It matters more when you start and when you want to get out. Take the Dow Jones Industrial Average (DJIA), for instance.
https://www.macrotrends.net/1319/dow-jones-100-year-historical-chart
If you started investing in 1965 and planned to retire in the early 1980's, you'd be in really bad shape. Oh, you want to st... |
Consider this:
Pretend this website is an online co-signer finder.
The banks and their infinite money wisdom have determined that you are not financially responsible enough to handle the loan.
Please explain why I should co-sign this loan and accept 100% responsibility in the event you fail to pay the loan?
... |
This topic has been discussed a lot (see e.g. [Why isn't everybody rich?][1], [What if You Only Invested at Market Peaks?][2] and [Stock market long term risk][3]).
There seems to be the conclusion that investing in diversified index funds and using dollar-cost averaging guarantees to almost surely earn a profit. S... |
Is there a study on profitability of broadly diversified indexed portfolios using dollar-cost averaging? |
To be specific, I have 20 NS call options for PRCP call $7.5 for jan 15th 2021.
There was a merger-Cash only.
What will happen to my options? TD Ameritrade emailed me this:
“ We are writing to inform you of a change to the deliverable requirement on options positions you currently hold in your account ending in 84... |
To be specific, I have 20 NS call options for PRCP call $7.5 for jan 15th 2021.
There was a merger-Cash only.
What will happen to my options? TD Ameritrade emailed me this:
“ We are writing to inform you of a change to the deliverable requirement on options positions you currently hold in your account ending in ... |
I was reading a book called "Pitch the Perfect Investment" and I reached a table of data I did not understand (attached below). Can anyone explain why cost of capital is not tallied for the first year? That part doesn't make much sense to me, as I would imagine that there is an opportunity cost of choosing this investm... |
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