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Trader bought a one month $150 strike **CALL OPTION** on stock XYZ that is trading for $150. He paid **$500** for the contract. After two days, the stock's price is **$160** but the trader sees that his contract value is **less than $500**. Let us say it is **$485**.
What caused the contract value to drop from **$5... |
I'm trying to find out if some indexes are calculated including dividends (specifically, S&P 500, FTSE 100, DAX 30 and IBEX 35).
I have read [here][1] that `S&P 500` does include dividends. That would explain why it grows so much, compared to other indexes that don't include them.
On the other hand, for the case... |
> So basically my question is, which factors should I take into consideration regarding this decision?
There's only one.
That you guess (long-term) home prices in your market will skyrocket.
Home prices is many(but not all) markets do skyrocket long term.
But you're simply sitting down making a guess
... |
Given this setup:
Bob want to buy Share X of $100. Sue wants to sell that share for $120. Sarah wants to sell her share for $130. All of them use the same market maker (eg: some brokerage website).
How does the market maker pair up the buyer and the seller? It could pair Bob and Sue which would yield a lower s... |
I am 79 years old, and this year might roll over money from a traditional IRA into a Roth account.
I have not done this before. Will I get taxed twice on the money, once for taking it out of the traditional IRA and once again for the pre-tax requirement of putting it into the Roth?
Also is this year different fro... |
Does a rollover from RMD to Roth get taxed twice? |
What if there is only Bid and no Ask? |
I live in the US since november 2019 and have been an authorised user on my partner's credit card since then, which resulted in credit score 787. I opened my own bank account in October 2020 with Capital one, both checking and savings. I got a job a month ago and thought I would be able to get my own credit card at tha... |
Given the very low interest rates, I was wondering under which conditions it is beneficial to invest in a rental property (maybe with 20% equity) and pay back the loan primarily by the rental income, or, alternatively, pay off the first loan faster. Risks associated with buying a rental property are of course that the ... |
Buy rental property or first pay off debt for own home? |
The underlying question you are asking might be rephrased as:
> Given that mortgage interest rates are currently very low, does it make sense to purchase more property than I normally would?
If you are planning on financing the property, then **with all other things being equal**, the answer is **Yes**.
**Howe... |
If one spouse is considered a Highly Compensated Employee (HCE) (and has dependent care FSA contributions capped), and the other spouse is not, is the dependent care FSA contribution limit for married filing jointly still $5,000?
It's my understanding that the HCE limit is more a constraint on what the plan sponsor ... |
How does one spouse being highly compensated affect family FSA limits? |
I have been a landlord.
There are two questions in this question:
- Who initiates the repair process?
- Who pays for the repair?
You as the tenant have to return the rental property back to the owner at the end of the lease in working condition, or you may be responsible for the repair cost. There are of co... |
I am self employed. I recently shutdown my individual 401(K) plan at E*Trade. There was also a Roth 401(K) plan also. I am not sure if it is one plan or two.
I have been told by somebody at E*Trade that I should be reporting my contributions to the Roth 401(K) plan. He believes the correct form to use is form 5498 b... |
Do I need to report contributions to a Solo Roth 401(K) plan every year? |
I am self employed. I recently shutdown my individual 401(K) plan at E*Trade. There was also a Roth 401(K) plan also. I am not sure if it is one plan or two.
I have been told by somebody at E*Trade that I should be reporting my contributions to the Roth 401(K) plan. He believes the correct form to use is form 5498 b... |
How long after being denied for a credit card should I wait to apply again? |
Context: I am calculating what my taxes will be next year (2021) for purposes of filling out my W-4s as close to reality as possible, to minimize my tax refund. I live in Oregon.
I am going to be itemizing deductions for the tax year of 2021, rather than taking the standard deduction. This means that I can deduct ... |
(I tried to put this question in arcade but they said it wan't relevant so I came here.) I just noticed, when buying a steam game with steam wallet funds, that it did not charge any sort of extra tax for the game. Not 10%, not 5%, just a rather nice 0% tax. As happy as I am for this, does anyone know how valve is pull... |
If one spouse is considered a Highly Compensated Employee (HCE) (and has dependent care FSA contributions capped), and the other spouse (who works at a different company) is not, is the dependent care FSA contribution limit for married filing jointly still $5,000?
It's my understanding that the HCE limit is more a c... |
Please help me with two questions:
1) What is the best way to buy plain vanilla options on US large, mid, and small cap indexes, such as Russell. I’m looking for some actively tradeable options with time to expiration at least 6 months, preferably 1 year. I have accounts with Ameritrade and Merrill, but what I found... |
Vanilla options on major US equity indexes – what is the best way to buy them via individual brokerage account? |
Spam is annoying. It's literally unsolicited, unrelated, random begging to buy a product or service. It's usually done by bots. What I don't understand is how could this actually increase profits? What about the people who got annoyed by the spam and are now actively avoiding the product? Everyone hates spam, heck, I e... |
Why do spammers expect an increase in sales? |
> ...is the dependent care FSA contribution limit for married filing
> jointly still $5,000?
Yes. A company specific limitation would not change the IRS caps.
(Paraphrasing:)
> [Could] any shortcoming of the $5,000 contribution be made up on the second spouse's contribution?
**Yes**. Logically this must be... |
> is the dependent care FSA contribution limit for married filing jointly still $5,000?
Yes.
Highly compensated employee (HCE) is relevant only for non-discrimination testing the plan. At a high level the purpose of non-discrimination testing is to ensure all employees benefit from the existence of the plan; a... |
Can I become financially free without budgeting? |
You sure can, under 2 conditions:
One: You generally live a frutal live and naturally do not spend more than you can. I have seen people like that - any decent job means significant surplus.
Two: You earn REALLY good money and simply have no need for a budget. Unless you go really crazy, i.e. a monthly income of ... |
I would say it is impossible to be financially independent without budgeting. This is because financial independence has two components. How much are you projected to spend over your current life, and how much income will your assets produce.
Without a budget it is impossible to know how much income you will nee... |
I would say it is impossible to be financially independent without budgeting. This is because financial independence has two components. How much are you projected to spend over your current life, and how much income will your assets produce.
Without a budget it is impossible to know how much income you will nee... |
I live in the US since November 2019 and have been an authorized user on my partner's credit card since then, which resulted in a credit score of 787.
I opened my own bank account in October 2020 with Capital one, both checking and savings.
I got a job a month ago and thought I would be able to get my own credi... |
I've read several [articles](https://www.theguardian.com/world/2019/mar/08/norways-1tn-wealth-fund-to-divest-from-oil-and-gas-exploration) about asset managers/owners pledging to divest from fossil fuels. They seem to announce their intention and then proceed to divest over months or years.
Why do they proceed that ... |
Divestment: why do major asset managers plan it over years? |
If the US Congress passes major changes to federal income tax laws, such as new income tax rates, what is the soonest that those changes would normally take effect? Would it be the same year, if passage were early enough in the year? How early in the year would it have to be? Or would it normally take effect the follow... |
What is the soonest that major US federal income tax law changes normally take effect? |
I do not understand the **basics** and every source online is just entering into a whole load of details without clarifying what is going on with my money.
The contract states that the company will match my pension contribution up to 5% of my basic salary, of £25.000 gross per annum, accruing from day to day, workin... |
How does the pension contribution work in the UK? |
Sort of. If you spend less money than you bring in, and you save and invest the rest, then you will have an increasing net worth and an increasing amount of potential passive income from investments. At some point, this will increase to the point where it can cover your expenses for the rest of your life.
Without a ... |
You sure can, under 2 conditions:
One: You generally live a frugal live and naturally do not spend more than you can. I have seen people like that - any decent job means significant surplus.
Two: You earn REALLY good money and simply have no need for a budget. Unless you go really crazy, i.e. a monthly income of ... |
> How much do I pay into the pension fund?
>
> How much is the employer paying as well?
>
> What are my choices, what does up to 5% mean?
It's up to you what you pay into your company pension.
If you choose to contribute nothing – from what you've stated above, it sounds like the company also contributes not... |
It's an age-old issue: *being* rich is probably a lot more fun and exciting than *becoming* rich. Certainly for most people.
It's definitely possible to reach financial goals without intensive budgeting, but I think that a better question is "how *likely* is it that I can become financially free without budgeting?".... |
It's an age-old issue: *being* rich is probably a lot more fun and exciting than *becoming* rich. Certainly for most people.
It's definitely possible to reach financial goals without intensive budgeting, but I think that a better question is "how *likely* is it that I can become financially free without budgeting?".... |
I am looking at some funds, and am confused by two things.
1. What is the difference between a fund and a fund strategy? Am I correct in saying that a fund strategy is an underlying portfolio and the fund is the actual medium through which investors can invest in that underlying portfolio through some fees and what... |
What is the difference between a fund and a strategy, and can you compare the two? |
We all want to buy lower and sell higher on the stock. But sometimes, particularly in the aftermarket and pre-market time, even though there is no special news on that stock, we still can see a crazy highest price or lowest price is drawn on a candlestick. I understand the lowest price might be real because everybody t... |
"Spam" generically just refers to **UCE: Unsolicited Commercial Email**. But there are two totally different categories of spam:
### Legitimate Messages
These are either never requested (company bought or shared a list or harvested addresses from somewhere) or sent more frequently than desired. This includes a lo... |
highest and lowest in aftermarket seems extreme? |
For every trade that occurs, there is a buyer and a seller. Ignoring special circumstances like the seller just needs the money, one of these traders is wrong.
Your premise is that the lowest price might be real because everybody tends to buy lower. I'd ask you this in return. The market is up 50% in 9 months a... |
If someone placed a GTC order yesterday and I place one prior market open today. Assuming same broker (same execution speed), does his order gets filled before me since it was already in the network? |
Are orders being resent to the exchanges everyday? |
There's much less trade volume after hours, and low volume (almost?) always means higher volatility.
This is what you see. |
TL;DR The legitimate spammers **do** expect "an increase in sales" - and in fact many of them analyze the effects of email campaigns (e.g., A/B testing) to see what works. However, most spam is **not** legitimate.
"Spam" generically just refers to **UCE: Unsolicited Commercial Email**. But there are two totally diff... |
My husband works as an instructor for an educational company, as an independent contractor. The company invoices the students. When he is paid by the company for his teaching fee it is reduced by the price of classroom materials given to the students by the company. Is that cost of materials an expense to our busines... |
The question is relate to https://money.stackexchange.com/questions/51976/if-a-stock-doesnt-pay-dividends-then-why-is-the-stock-worth-anything
And I have something what to add to know more about it.
As a baseline, I should state that I understand that buy stock of a company, I can own one fraction of the company,... |
As a small investor, what do we really get while we bought a stock of a company which never pay dividend? |
The question is relate to https://money.stackexchange.com/questions/51976/if-a-stock-doesnt-pay-dividends-then-why-is-the-stock-worth-anything
And I have something what to add to know more about it.
As a baseline, I should state that I understand that buy stock of a company, I can own one fraction of the company,... |
As a small investor, what do we really get while we buy a stock of a company which never pays a dividend? |
My solicitor is recommending to speed things along by transferring the funds for a flat I am buying (leasehold, cash-buyer) to the account of the law firm.
We are waiting on final costs from the seller's so I may have to pay the difference at a later date.
Is this advisable/normal or very stupid? |
Should I transfer funds for the cash-purchase of a 1-bed Flat before the contracts are exchanged? |
Mom living in Canada wants to give child living in US $25,000 CAD (approx $19,800 USD). Canada doesn't have tax to pay on gifts. Will the US resident be taxed or need to declare the amount? |
Will the US resident be taxed or need to declare amount of a Canadian Cash gift of approx $20,000 USD? |
It's not. The fact is EduCo is paying you say 950 units.
It doesn't make any difference what their "rationale" is in paying you 950.
For example, EduCo may say ...
- *"It's been a tough year so we're only paying you 950, take it or leave it"*
- *"As an amazing employee, we're giving you much more than anyo... |
The simple answers to your questions are
1 - No
2 - YES, ABSOLUTELY, DEFINITELY, 100% <sup>†</sup>
3 - Absolutely no difference.
**On the ground:**
The fact is I would say most, if not "the vast majority" of programmers in Cali and other US states, simply operate as "themselves".
When you use TaxAct i... |
> How much do I pay into the pension fund?
>
> How much is the employer paying as well?
>
> What are my choices, what does up to 5% mean?
It's up to you what you pay into your company pension.
If you choose to contribute nothing – from what you've stated above, it sounds like the company also contributes not... |
Like hundreds of others, I lost my house (primary residence) during the Oregon wildfires in September. I had purchased it just two years ago, so still have ~$210,000 on the mortgage.
My homeowners insurance is good and when it processes, I'll have enough to pay off the loan and have a hefty down payment for anoth... |
House lost in fire.. tax impact? |
When I calculate the market cap of a company before IPO, I just go to the latest S-1 form and find "Weighted-average shares used in computing net loss per share attributable to common stockholders, basic and diluted".
Then, I multiply the IPO stock price by the number of shares I found.
For an after IPO company,... |
In New Jersey, a beneficiary is named on a $15k life insurance policy. That beneficiary collects the money and decides to pay the funeral expenses of $9k, then decides she wants to be reimbursed from the estate for the money spent on the funeral.
There in no will.
Since there was a beneficiary named, is the poli... |
Fortunately, in general, none of the things you have received are taxable to you. They fall into two categories:
1. Insurance claim: this is supposed to replace the value of the property you lost, and should be a wash. In theory you could purchase everything you lost with that money and be back where you started. T... |
Looking at a [SEC Form 4's Table I](http://d18rn0p25nwr6d.cloudfront.net/CIK-0001706946/3446c953-1a2b-4a27-a42f-d4277382b8bc.pdf) ([mirror](https://web.archive.org/web/20201217010639/http://d18rn0p25nwr6d.cloudfront.net/CIK-0001706946/3446c953-1a2b-4a27-a42f-d4277382b8bc.pdf)):
[![enter image description here][1]][1... |
Can the reporting person on a SEC Form 4 choose to break down the stock transactions (Table I) whichever way they want? |
Looking at a [SEC Form 4's Table I](http://d18rn0p25nwr6d.cloudfront.net/CIK-0001706946/3446c953-1a2b-4a27-a42f-d4277382b8bc.pdf) ([mirror](https://web.archive.org/web/20201217010639/http://d18rn0p25nwr6d.cloudfront.net/CIK-0001706946/3446c953-1a2b-4a27-a42f-d4277382b8bc.pdf)):
[![enter image description here][1]][1... |
I am a Canadian citizen who moved to the US in 2009. I am now a US resident and Canadian non-resident. I still have a Canadian RRSP, TFSA, and bank account. I've filed FBARs since becoming a US resident. I would like to close the RRSP and TFSA and eventually move all the funds to the US, but I am clueless about the fi... |
I'm a Canadian citizen and now a US resident. How do I close my Canadian RRSP and TFSA? |
My broker tells me that option transactions are reported for tax purposes as two independent transactions. That is, the net profit or loss is not reported. Instead, the receipts from the sale of the option and the cost of the option purchase are reported separately as a profit and loss respectively.
I was also told ... |
How are put and call options reported wrt taxes? |
The question is relate to https://money.stackexchange.com/questions/51976/if-a-stock-doesnt-pay-dividends-then-why-is-the-stock-worth-anything
And I have something what to add to know more about it.
As a baseline, I should state that I understand that buy stock of a company, I can own one fraction of the company,... |
So Company A decides to do a reverse stock split and reduces the number of stock by, say 10 to 1.
Now, pre stock merge I only owned 7 Stocks on that company.
How will this reverse stock split affect me? Will I now own only 0.7 shares or what will happen with my stock? |
What happens to my shares if a company merges it stocks 10 to 1 but I own less stock? |
I am planning to invest in Vanguard Index Funds while living/working in Germany, but only interested in specific ones (see below). But I cannot seem to find them via brokers that I usually do my tradings with, namely DKB, ING-Diba. I am currently looking at (as examples):
- Vanguard Total Stock Market Index Fund A... |
> Curious to know why is that?
Generally each region in the world has it's own regulations and specific financial products. The VTSAX is an American product. You also can't buy it in Australia or even in Canada.
So to a large extent it really boils down to regulations. German (or generally EU) brokers are only al... |
> Curious to know why is that?
Generally each region in the world has it's own regulations and specific financial products. The VTSAX is an American product. You also can't buy it in Australia or even in Canada.
So to a large extent it really boils down to regulations. German (or generally EU) brokers are only al... |
> Curious to know why is that?
Generally each region in the world has it's own regulations and specific financial products. The VTSAX is an American product. You also can't buy it in Australia or even in Canada.
So to a large extent it really boils down to regulations. German (or generally EU) brokers are only al... |
Company A decides to do a reverse stock split and reduces the number of stock by, say 10 to 1.
Now, pre stock merge I only owned 7 Stocks on that company.
How will this reverse stock split affect me? Will I now own only 0.7 shares or what will happen with my stock? |
> Curious to know why is that?
Generally each region in the world has it's own regulations and specific financial products. The VTSAX is an American product. You also can't buy it in Australia or even in Canada.
So to a large extent it really boils down to regulations. German (or generally EU) brokers are only al... |
## Curious to know why is that? ##
Generally each region in the world has it's own regulations and specific financial products. The VTSAX is an American product. You also can't buy it in Australia or even in Canada.
So to a large extent it really boils down to regulations. German (or generally EU) brokers are onl... |
## Curious to know why is that? ##
Generally each region in the world has it's own regulations and specific financial products. The VTSAX is an American product. You also can't buy it in Australia or even in Canada.
So to a large extent it really boils down to regulations. German (or generally EU) brokers are onl... |
Company A decides to do a reverse stock split and reduces the number of shares by, say 10 to 1.
Before the reverse split I only owned 7 Stocks on that company. How will this reverse stock split affect me? Will I now own only 0.7 shares, or what will happen with my shares? |
What happens to my shares if a company reverse splits it stocks 10 to 1, but I own less stock? |
It's not. The fact is EduCo is paying you, say, 950 units.
It doesn't make any difference what their "rationale" is in paying you 950.
For example, EduCo may say ...
- *"It's been a tough year so we're only paying you 950, take it or leave it"*
- *"As an amazing employee, we're giving you much more than an... |
I want to start investing in Bitcoins using a simple dollar cost average strategy. What I do not understand about this strategy is how and when I should sell my asset. Suppose I invest 50$/month every month, at which point I should make a sale and how much quantity I should sell?
Note that a related question is [he... |
How much and when to sell when I use dollar cost average? |
I want to start investing in Bitcoins (but the question applies to other assets as well) using a simple dollar cost average strategy. What I do not understand about this strategy is how and when I should sell my asset. Suppose I invest 50$/month every month, at which point I should make a sale and how much quantity I s... |
This is the Option Chart for **TSLA JUNE 18 2021 $1050 CALL**. It was bought for $47.50 per option. The underlying price was $645 when it was bought. Now after 8 days, the option value is $33.25 at the price it was bought 8 days ago which is $645.
I don't understand why the Implied Volatility has gone down so much w... |
This is the Option Chart for **TSLA JUNE 18 2021 $1050 CALL**. It was bought for $47.50 per option. The underlying price was $645 when it was bought. Now after 8 days, the option value is $33.25. The underlying price of the stock is the same as 8 days ago which is $645.
I don't understand why the Implied Volatility ... |
Dollar-cost-averaging is not a _strategy_ in my opinion, but an _artifact_ of how many people invest in retirement accounts, for example. They put in a set amount every period, and that _helps_ balance out the fluctuations in value. If the market goes down, you invest in lower periods and benefit when it comes back up.... |
8 days ago, With TSLA at $645 and the 6/21 $1050 call at $47.50, your call's IV was 77.05%.
Today, with TSLA at $645 and the 6/21 $1050 call at $33.25, the IV is 68.95%.
IV fluctuates daily based on news as well as general market conditions. In this case, IV contracted over the past 8 days and therefore so did ... |
Dollar-cost-averaging is not a _strategy_* in my opinion, but an _artifact_ of how many people invest in retirement accounts, for example. They put in a set amount every period, and that _helps_ balance out the fluctuations in value. If the market goes down, you invest in lower periods and benefit when it comes back up... |
This year, you should have sold GOOG on Feb 20th, bought it back on Mar 20th, sold it on Sep 2nd and bought it back on Sep 23. It's absolutely clear that those were the most profitable dates for buying low and selling high. The problem is that these dates can only be known in hindsight.
Without hindsight, what... |
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