instruction stringlengths 15 21.6k |
|---|
What is the difference between shares, stock and stakes? |
I was told that if I pay off my credit card in the middle of the month, or even pay off more than the statement balance to make it a $0 balance, it can increase my credit card score.
But should that be done on the 1st of each month, or 15th of each month? Or if the credit score companies check my balance on the 15th... |
Is there a particular date in a month, on which if I pay off the total balance for credit cards, so that my credit score can get increased? |
I've received a form 1099-DIV from a US investment bank at which I hold some investments, with the following entries:
```
4- Federal Income Tax Withheld 0.00
5- Section 199A Dividends 0.00
6- Investment Expenses 0.00
7-... |
[Which price is for the buyer here?][1]
[1]: https://i.stack.imgur.com/uBrRD.png
https://i.stack.imgur.com/uBrRD.png |
Bid and asked which price is approved for the buyet (bid or asked? ) |
You seem to have fallen into the (very common) trap of thinking of a car as a status symbol. This means that you are prepared to pay more money, and put your overall finances at more risk, than if you think of it in purely utilitarian way, i.e. how much use will the car be to you.
In your shoes I would be asking my... |
My grandson bought an expensive new car on hire purchase when he was 19. It was a millstone round his neck for several years. It wasn't as expensive as a new Mercedes, but more than I ever spent on a car, and much more than he wished he had spent.
As far as your mother doesn't want to help by co-signing: If you fol... |
My grandson bought an expensive new car on hire purchase when he was 19. It was a millstone round his neck for several years. It wasn't as expensive as a new Mercedes, but more than I ever spent on a car, and much more than he wished he had spent.
As far as your mother doesn't want to help by co-signing: If you fol... |
In USA, I was told that if I pay off my credit card in the middle of the month, or even pay off more than the statement balance to make it a $0 balance, it can increase my credit card score.
But should that be done on the 1st of each month, or 15th of each month? Or if the credit score companies check my balance on ... |
In USA, is there a particular date in a month, on which if I pay off the total balance for credit cards, so that my credit score can get increased? |
Which price is for the buyer here?
![][1]
[1]: https://i.stack.imgur.com/uBrRD.png
|
I recently bought shares on a market where I normally buy and we're confirmed at asked price sorry not bid please see attached pictures and number of shares were confirmed and a congratulations note sent as normal but at open time price was changed but I screenshot my buying price each time.
Can they do that
Ask o... |
I noticed a massive difference (**35x**) in the return rate of [savings accounts][1] between Bank of America and a [Cash account][2] at Wealthfront.
This confuses me, how can a Robo advisor offer such a high return rate relative to a big retail bank on a cash account?
Are these types of differences normal betw... |
In [here][1] it is stated that
> An investor holding mutual fund shares in a taxable account may owe tax on any net capital gains realized from the sale of his fund shares during the calendar year. In addition, **he may also have to pay taxes on his proportionate share of the fund's capital gains**. The law requires... |
If a mutual fund sell shares for a gain, do investors need to pay capital gains tax twice? |
My grandson bought an expensive new car on hire purchase when he was 19. It was a millstone round his neck for several years. It wasn't as expensive as a new Mercedes, but more than I ever spent on a car, and much more than he wished he had spent.
As far as your mother doesn't want to help by co-signing: If you fol... |
I received a strange SMS which my Android phone classified as spam (first time that has ever happened to me):
[![enter image description here][1]][1]
It says
> Hello [My surname and name, misspelled] Your package is still pending. Confirm your information here: [URL].
Normally, I would ignore such messag... |
What kind of scam is this message for package tracking, and do I need further steps to protect myself? |
As part of a newsletter subscription service, I purchased the following at their recommendation:
4 contracts of USB May 21, 2021 $52.50 Puts at price of $1.33
1 contract of HD May 21, 2021 $295 Puts at price of $2.25
What is my potential maximum loss?
|
___
Messages like this (I've usually seen them without the name) are often phishing messages with the goal of getting you to provide your personal information to enable the scammers to do nefarious things (gain access to your bank accounts, borrow money in your name, etc.). Having *some* of your information, but not e... |
The question is asking: in your Form 1040, was there **no** income (interest, dividends, royalties, other income, gains), deductions, or credits that specifically pertain to this foreign financial account?
For example, for your foreign investment account that made $500 in dividends last year, you would have reported... |
Why don't you contact the seller you bought from through Etsy itself and ask if they have the information correct to shi your merchandise?
Since you bought it through Etsy then that seems like the simplest solution.
Otherwise, consider it a phishing scheme and don't fall for it. |
Bid and asked confusion on a scam site? |
An ex-girlfriend and I took out a car together. After breaking up, she decided to trade in the car and get a new one. The dealership sent me a Power of Attorney form to fill out to have our car used as a down payment for her new one. There was still a balance of $21,000 on it during trade-in. She got the new car with s... |
I'm a software developer, and I'm writing a bookkeeping app for my personal finances and freelance work. It's working pretty well, but one point about double entry bookkeeping confuses me. The descriptions I've seen of the system usually say something like what the [Wikipedia page][1] says:
> every entry to an accou... |
Can a transaction in double entry bookkeeping have an odd number of entries? |
My bank didn't withdraw funds for a rent check I wrote over 4 months ago. However, my apt. manager received those funds. What do I do? |
this makes no sense to me. Why would you have to pay any kind of tax on it unless you actually take a disbursement???
I trade my IRA and trade all kinds of stocks, but as long as it all stays in the investment account and not in your bank or your pocket, you shouldn't have to pay any taxes. You can buy and sell sh... |
How can I finance a car at 17 years old with no credit or co-signer? |
What about your other financial goals, though?
Some of the other answers have briefly alluded to this, but not only do you have to consider the cost of the car, you have to consider the other things you could do with the $20,000. Personally, I purchased a $14,000 car for cash in 2015 and I've been driving it ever si... |
First, make sure you've got something in writing that your landlord has received rent. Second, put something in writing to the bank seeking an explanation why your account was not debited the amount in question. Third, wait for written acknowledgement from your bank before letting your balance dip below the amount in q... |
I am thinking to file for the mark to market trading account but I do not like FIFO. Is FIFO part of mark to market accounting? |
is mark to market accounting has to be FIFO? |
I start an S Corp in January and borrow 1 million dollars. By the end of the year I manage to make 1 million dollars and repay the loan pocketing zero dollars. How much tax do I have to pay this year? |
How much tax on net zero income? |
The foreign tax credit is intended to relieve you of a double tax burden when your foreign source income is taxed by both the United States and the foreign country. The IRS limits the foreign tax credit you can claim to the lesser of the amount of foreign taxes paid or the U.S. tax liability on the foreign income.
W... |
Quoting from this [Bankrate article](https://www.bankrate.com/loans/small-business/write-off-repayment-of-business-loan/):
> Are business loan payments tax deductible?
>
> In short, business loan payments aren’t tax deductible. When a
> business loan is received by a company, it’s not included as taxable
> inco... |
The short version: you can't.
The long version:
If you're under 18 (or 21 in some places), you're still a minor. That means you [don't have the same legal capacity][1] to sign contracts as an adult would. If you skipped town and stopped making payments, a very different set of rules apply as to how the lender cou... |
I was attending a local community college almost 40 years ago, and one of the required classes was Business Law 101. A few thing stuck in my head, such as the instructor telling us that the reason minors generally weren't allowed to make major purchases is because when they reach their majority they can demand their mo... |
I'm writing to ask a question about gifting my fiance a down payment for the home we currently live in and bought. So when I gave her 14,000 for the down payment of our home we were engaged. At this time 2 weeks ago she told me she doesn't live me. And ended our 6year relationship. I gifted her the money under the as... |
Gift money for our home? |
It seems you are unclear on the definition of "gifting" if you are expecting to be entitled to get it back when things go sour. That's not how gifts work. Did she have any reason to believe the gift had strings attached? I'm assuming not because even in your question you used the word "gift" multiple times. What she sp... |
I purchased a home requiring major repairs. it has been done now but now the basement slab needs to be redone that was not anticipated . Along with two other huge unexpected costs I lack funds to get up to snuff. Without funds to get it up to par .. well .. it will _not_ get up to par.
Let's say the home appraise... |
Can I get a home equity loan on a fixer? |
What is QYLD ? Please explain it to me. From my understanding QYLD is similar to ETF. But how do they make money ? How can they pay so much dividend ?
I read this and still have no idea, can somebody please explain this in beginner level.
Thank you
> The Global X Nasdaq 100 Covered Call ETF (QYLD) follows a “cover... |
What is QYLD ? (NASDAQ: QYLD) |
Many dealerships will allow you to get a loan without putting anything down - you see the ads on TV all the time ("zero down", "sign and drive", etc), which may be a smarter option. If you go that route, you'll only have to pay sales tax, delivery and any other dealership fees, title and registration, and property tax.... |
I'm writing to ask a question about gifting my fiancé a down payment for the home we currently live in and bought. So when I gave her 14,000 for the down payment of our home we were engaged. At this time 2 weeks ago she told me she doesn't live me. And ended our 6year relationship. I gifted her the money under the as... |
I gifted money to my girlfriend for a down payment on a house and we broke up. Am I entitled to my money back? |
What is so special about "NIFTY Bank"? I have heard the name of this bank occurring when the Share Index shows up on any screen. Firstly what are the indices present there and what do we really look out for to understand the market situation? I know that I have clubbed two questions but still I feel that both of them a... |
What is so special about "NIFTY bank"? |
The answers posted do not match my experience in the past. They may be correct in some scenarios but lenders I have worked with have not been as liberal. The following reference seems to most match what I had found -even though it is written for the UK
https://www.auctionhouse.co.uk/guide/what-makes-a-property-unmor... |
The answers posted do not match my experience in the past. They may be correct in some scenarios but lenders I have worked with have not been as liberal. The following reference seems to most match what I had found -even though it is written for the UK
https://www.auctionhouse.co.uk/guide/what-makes-a-property-unmor... |
I need to amend my 2019 taxes as I filled out the deductions incorrectly (need to submit 1040x). I have filed 1040s and 2555s for the past 5 years with a tax home in Germany.
Can I use the standard single deduction amount on form 1040 line 9 (12,200) if I am filing a 2555? Using the standard deduction brings my amount... |
The answers posted do not match my experience in the past. They may be correct in some scenarios but lenders I have worked with have not been as liberal. The following reference seems to most match what I had found -even though it is written for the UK
https://www.auctionhouse.co.uk/guide/what-makes-a-property-unmor... |
I recently found old paper shares, but I couldn't find any information online about the companies.
Where to find data, and how?
Companies:
Tally-Ho Ventures (TLYH), 7500 shares, 2006 May
COA Development Corp, 1500 shares, 2001 April
Images of Life, 1000 shares, 2001 May
Any ideas, how to research, companies seem ... |
I recently found old paper shares, but I couldn't find any information online about the companies.
Where to find data, and how?
Companies:
- Tally-Ho Ventures (TLYH), 7500 shares, 2006 May
- COA Development Corp, 1500 shares, 2001 April
- Images of Life, 1000 shares, 2001 May
Any ideas, how to research? C... |
Some (all?) of the tax software allows you to specify the date you want the tax payment to be withdrawn from your bank account by the tax authority. I have used this feature in the past to file early, but wait until the day before tax due date to pay the money I owe.
This essentially removes the obligation to remem... |
I start an S Corp in January and borrow 1 million dollars. By the end of the year I manage to make 1 million dollars and repay the loan pocketing zero dollars. How much tax do I have to pay this year?
Key information from the comments:
> Q: if you used the $1 million you made to repay the loan, what
> happened t... |
I just generated my credit report and it gave a score in the orange. Looking through the details in the report, I see only one "red mark" -- so presume this is the only thing that is weighing the score down -- against an energy bill that was supposedly paid 6 months in arrears, in 2015.
Firstly, this is not true: I ... |
What is so special about "NIFTY Bank"? I have heard the name of this bank occurring when the Share Index shows up on any screen. Firstly what are the indices present there and what do we really look out for to understand the market situation? I know that I have clubbed two questions but still I feel that both of them a... |
Is it normal for a Single error in credit report to make a big impact on one's credit score? |
How can I research some paper shares I found? |
Can I use the standard single deduction amount on form 1040 line 9 (12,200) if I am filing a 2555? |
A few months ago I was on Grindr and a profile claiming to be a sugar daddy messaged me and I think now it's a scam, I should've known before but I was kind of desperate and in need of money at that time. I didn't give out my bank account, "just" my PayPal (not connected to my bank account) and we exchanged numbers. He... |
Grindr Sugar Dad Scam? |
How to get the Price of a Stock in different exchanges using yahoo finance.
For example, consider EEENF
For US stocks:
https://finance.yahoo.com/quote/EEENF?p=EEENF&.tsrc=fin-srch
And I found for Australian Market:
https://www.finance.yahoo.com/quote/88e.ax?p=88e.ax
How get similar to above in UK Exchan... |
What about your other financial goals, though?
Some of the other answers have briefly alluded to this, but not only do you have to consider the cost of the car, you have to consider the other things you could do with the $20,000. Personally, I purchased a $14,000 car for cash in 2015 and I've been driving it ever si... |
What about your other financial goals, though?
Some of the other answers have briefly alluded to this, but not only do you have to consider the cost of the car, you have to consider the other things you could do with the $20,000. Personally, I purchased a $14,000 car for cash in 2015 and I've been driving it ever si... |
I'm using an ICICI bank credit card, and there are two amounts of importance that are visible on the online dashboard: Current Outstanding, and Minimum amount due. I did a transaction of Rs. 1500 on a trial plan and got it refunded in 14 days by cancelling the trial. Hence, my current outstanding is 0.
However my m... |
Should I still pay the minimum amount due even if my outstanding amount is 0? |
That is a whole scam. Whole whole fake from the very beginning
> He told me he would send me an allowance of 3000.- every few weeks and I needed to pay for gift cards and send him codes in order to receive the money
The money is certainly laundered and stolen from other scams. The codes are not. The codes can be ... |
That is a whole scam. Whole whole fake from the very beginning
> He told me he would send me an allowance of 3000.- every few weeks and I needed to pay for gift cards and send him codes in order to receive the money
The money is certainly laundered and stolen from other scams. The codes are not. The codes can be ... |
That is a whole scam. Whole whole fake from the very beginning
> He told me he would send me an allowance of 3000.- every few weeks and I needed to pay for gift cards and send him codes in order to receive the money
The money is certainly laundered and stolen from other scams. The codes are not. The codes can be ... |
Yahoo! Finance uses Exchange Suffixes to specify single name equity quotes by exchange. I found that list of suffixes here: [Exchanges and Data Providers on Yahoo Finance][1]
The London Stock Exchange (or as you termed, UK Exchange) suffix is **.L** so **88E.L** would be the ticker used to get the 88 Energy Limite... |
Whatever expectations and assumptions you made when you gave her the money are irrelevant if you didn't put them into a contract. Clearly there wasn't a written contract, but perhaps there was an oral contract with your girlfriend? That's something you may want to pursue with a lawyer, but that may end up costing you m... |
If I sell a put option and buy it later back, what does that mean for the buyer?
Can he now sell the shares to my seller?
I don't quite get this relationship.
Also, what if I have a very deep ITM put option as a buyer, but I cannot sell it, because it is not liquid at this price?
Am I then forced to excercise... |
When buying back a put option, what happens to the buyer? |
You don't necessarily buy back the put option from the original buyer - it is most likely a _different_ seller that is opening a new position or closing an existing one. The exchange/clearing house will connect the original buyer with the new seller. Nothing practical changes from the original buyer's perspective.
>... |
Were the money a gift to her?
If so, then I'm sorry, you passed all the rights on her.
If you gave her the money like "Here are the money for the house so we can have it without any debts" it is a completely different story. If you can prove that then you should be owning appropriate part of the house (how much y... |
Although you call it a gift, there is a useful.concept on contract law, about implied terms and understandings.
In many juridlsdictions, a judge will ask themself a question something like this:
You gave her 14,000. Doesn't that raise questions of what understandings existed? Just because it was called a gift, doesn'... |
I purchased a home requiring major repairs. it has been done now but now the basement slab needs to be redone that was not anticipated . Along with two other huge unexpected costs I lack funds to get up to snuff. Without funds to get it up to par .. well .. it will _not_ get up to par.
Let's say the home appraise... |
> If I sell a put option and buy it later back, what does that mean for the buyer? Can he now sell the shares to my seller?
You are buying to close your short put. If your counter party is selling to close then the contract ceases to exist. If your counter party is selling to open then the contract just changes h... |
What is the meaning of the phrase "National Asset Monetisation Pipeline"? |
Have you read news articles on the company that could be moving its stock? It looks as though they took a pretty good beating for awhile, perhaps pandemic-related, but it's on the rebound now, either out of optimism for companies in the sector or something in particular involving this company. Perhaps there was some ... |
I am trying to understand the difference between "book entry ownership" of shares, and being the "holder of record" of shares. Apparently, the distinction is important in answering this question: [Is it possible to own more than 100% of outstanding shares?][1]
When do I have "book entry ownership" of shares, and whe... |
What is the difference between having "book entry ownership" and being the "holder of record" of shares? |
A 2:1 stock split, and a 100% stock dividend seem to have the same effect. Is this really the case, even behind the scenes? Is a 2:1 stock split just a synonym of a 100% stock dividend, or are there legal and accounting differences? If there are differences, how are they significant to the retail investor? |
Is there any difference between a 2 for 1 stock split and a 100% stock dividend? |
> Can buyers also attempt to monetize their NFT by licensing it out (like an icon or logo)?
No, they cannot. Buying an NFT does not transfer the copyright to the underlying work, and the copyright is what you need to own to license or otherwise restrict the use of the work. In fact, the underlying work is typicall... |
That is a whole scam. Whole whole fake from the very beginning
> He told me he would send me an allowance of 3000.- every few weeks and I needed to pay for gift cards and send him codes in order to receive the money
The money is certainly laundered and stolen from other scams. The codes are not. The codes can be ... |
i got my roof redone recently and insurance paid 22k and it only cost 18k to replace .my name was on check with the roofing company ,so i signed it and gave the check to the roofing company. i have not received a dime of what was over paid by insurance. it has been 3 weeks since i gave them the checks. i have tried con... |
The devil is in the details here. Specifically:
1. Are you recognized as a common law partnership or something similar?
2. Can you prove that you gifted her this money?
3. Can you prove that the gift was conditional on getting married?
A married couple in this situation can argue for some fair division of commo... |
5 year NSC shows its interest earned is reinvested every year, So I can clam it under 80C.
But there is no interest entry made by the Post Office department against NSC.
How can I declare such earned interest per year during the NSC tenure? |
I'm writing to ask a question about gifting my fiancé a down payment for the home we currently live in and bought. So when I gave her 14,000 for the down payment of our home we were engaged. At this time two weeks ago she told me she doesn't love me. And ended our 6 year relationship.
I gifted her the money under... |
It's not entirely clear whether the extra $4K belongs to you, or your insurance company. One thing is pretty clear though: the $4K does **not** belong to the roofing contractor. The contractor, having given you an invoice for $18K and receiving a check for $22K knows this without a doubt, and IMHO this constitutes noth... |
A holder of record is the owner in the internal records of the company that is owned. Those records are usually maintained by a stock transfer agent. Due to the costs and the risks associated with being in possession of physical shares, most people own shares in book-entry form. These are also called "street name se... |
I leased my first Merc at 21 - an SLK 180 convertible, followed by a C-Class 300 coupe, then a GLC 63s AMG.
Slightly scared that you want to drop $20k on a CLA... if you've got the means for that at 17 you won't be satisfied for long.
I found that the cost of a good lease was often less than or at least comparabl... |
I leased my first Merc at 21 - an SLK 180 convertible, followed by a C-Class 300 coupe, then a GLC 63s AMG.
Slightly scared that you want to drop $20k on a CLA... if you've got the means for that at 17 you won't be satisfied for long.
I found that the cost of a good lease was often less than or at least comparabl... |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.