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I am new to option trading. I would like to know:
For US options, what is the time frame for the underlying stock to be delivered once the call/put is exercised?
If sell a call and I am unable to deliver the stock when exercised, what will happen?
If I sell a bearish call spread with a short call at strike pr... |
We have driven an elderly relative to her medical visits, because she cannot drive herself, and needs help communicating with medical staff. She is not our dependent, however.
We have a Health Savings Account. Are the mileage costs ($0.16 per mile in 2021 per IRS) for these trips reimburseable from the HSA? |
Many [famous economists](https://www.npr.org/sections/money/2020/06/16/877410547/what-is-the-stock-market-trying-to-tell-us)
>Then there is the "there is no alternative" theory, aka TINA. It basically says that with interest rates so low, stocks are the only moneymaking game in town. Economist [Paul Krugman has floa... |
How can TINA possibly explain the U.S. stock market rally in 2020, when U.S. interest rates before Jan 2020 was < 2.3%? |
If I buy deep in-the-money put options, and sell not so deep in-the-money (higher strike priced) put options and if both expire worthless, will I not be allowed to deduct the loss incurred from the first set from the gains accrued on the second since the two sets might be considered as "substantially identical securiti... |
> If TINA is true, wouldn't investors have reallocated to buying stocks way earlier than Apr 1 2020?
They did. If you look at the long time frame, the stock market had an unprecedented bull market for a decade, fueled to some extend by low interest rates.
Even in 2019 bonds where not really an attractive investme... |
At a stock brokerage firm, A has 1000 shares of a stock in a margin account, while B has 500 shares. The stock brokerage firm holds all these shares in street name and can lend these shares to short sellers at any time. The firm has lent 600 shares to short sellers, but A and B now want to vote in a proposal. Do A and ... |
When I place a market order or marketable limit order that successfully executes, should I consider the bid-ask spread as part of the transaction cost of my order? The bid-ask spread is appears to be a [transaction cost][1], especially to a buyer or seller who crosses the spread using a market order. Is there anything ... |
Should I consider the bid-ask spread as part of the transaction cost of a market order? |
I'm new to stocks. I'm reading the annual 10-K report of Wayfair for 2020: https://www.sec.gov/Archives/edgar/data/1616707/000161670721000064/w-20201231.htm
In p.37 when mentioning the figures of the metric, they have this note at the top of the table:
(in thousands, except LTM Net Revenue per Active Customer, Aver... |
I've been working for a couple of years still living in my parents home with no outgoings, meaning all my money goes straight to the bank. I've saved around £30'000+ but I'm unhappy with money sitting there as I feel there would be a better way to make use of it such as private equity or investments after some research... |
How should money sitting idle in a bank account be spent? |
When I place a market order or marketable limit order that successfully executes, should I consider the bid-ask spread as part of the transaction cost of my order? The bid-ask spread is appears to be a [transaction cost][1], especially to a buyer or seller who crosses the spread using a market order. Is there anything ... |
I've been working for a couple of years still living in my parents home with no outgoings, meaning all my money goes straight to the bank. I've saved around £30'000+ but I'm unhappy with money sitting there as I feel there would be a better way to make use of it such as private equity or investments after some research... |
How should money sitting idle in a bank account be invested? |
I have some investments in Bradesco in Brazil and need to report them on FBARS. However, I'm not sure how this is done for two reasons. 1) These investments all go through my main Brazilian checking account first.. and are then invested by me online into various types of funds that I can move around as I like (which ca... |
**New answer based on comments**
**If someone else got a notice for your debt**
Good news - this is illegal. It's also illegal to share debt information with a 3rd party. They cannot seize someone else's property to pay your debt. This sounds like a scam.
**Having your name attached to a property you do not... |
***Full disclosure*** I am not personally familiar with U.K. law and am not even a U.K. resident so this answer should not be taken as authoritative in any way. It it simply provided to perhaps help "point the way". If you believe your credit report has been accessed illegally, I would check with a solicitor or barris... |
A statement made by many is that the market determines share price change on the ex-dividend date. This is supported in an article at [Investopedia](https://www.investopedia.com/articles/investing/091015/how-dividends-affect-stock-prices.asp):
> On the ex-dividend date, investors may drive down the stock price by... |
I have some investments in Bradesco in Brazil and need to report them on FBARS. However, I'm not sure how this is done for two reasons. 1) These investments all go through my main Brazilian checking account first... and are then invested by me online into various types of funds that I can move around as I like (which c... |
The academic definition of shorting is to borrow someone else's asset such as stocks, sell it now and repay it later. So I assume that when I short the stocks, money is credited to my account from a stock exchange. This is what I learned from my finance textbook.
However, when I trade cryptocurrencies on Binance or ... |
If I short cryptocurrencies, why don't I get the money immediately? |
So I recently became a sugar baby and I found a daddy who wants me to create a new bank account for him to send the money to. He doesn’t want to use cash app because he has been scammed in the past. Is this a scam? Is it normal to create a new banking account? Would he be able to see my location? |
This is my friend. But for ease I will be referring to me.
In 2020, I began a part time job stocking shelves starting in August. At the end of the year, I received my W-2. My compensation was $1800, my federal income tax withheld was $2, my social security and medicare totaled $130, and my state income tax withheld... |
Why am I being under taxed on a part time job? |
This is my friend. But for ease I will be referring to me.
In 2020, I began a part time job stocking shelves starting in August. At the end of the year, I received my W-2. My compensation was $1800, my federal income tax withheld was $2, my social security and medicare totaled $130, and my state income tax withheld... |
Is there a proof that tax lot optimizer is really optimal? |
A naive approach would be to take the current Bitcoin price times 10 and then divided by 12 divided by 50. That would currently get me to a little over a thousand USD monthly for 50 years, assuming the price remains identical to what it is now and ignoring any and all losses from selling the coins for fiat using Bisq. ... |
If I have 10 BTC in total and zero fiat, how can I calculate how long can I "burn" my BTC for my survival? |
> But what then if the Bitcoin price doesn't go up, or even goes down? Or happens to be low each time I sell them on my schedule?
> but I've determined that all "lending" options are either just not available to me, or way too risky.
I don't know how these statements match each other: you fear that relying only o... |
In the US OTC stock market, do customer orders have higher priority than market makers' orders? For example, a market maker is bidding on stock S at $10 for 100 shares. Assume that this is the highest bid, and that the quotes do not change. A few moments later, I similarly place a bid on stock S at $10 for 100 shares. ... |
Do customer orders have higher priority than market makers' orders in the US OTC stock market? |
The majority of stock markets seem to arrange limit orders by price-time priority. This makes sense when each stock trades on only one stock exchange. If my limit order is the first in line on that stock exchange, I am really the first in line everywhere. This makes my first-in-line position meaningful.
However, if ... |
What is the relevance of price-time priority when each stock trades on many stock exchanges? |
The majority of stock exchanges seem to arrange limit orders by price-time priority. This makes sense when each stock trades on only one stock exchange. If my limit order is the first in line on that stock exchange, I am really the first in line everywhere. This makes my first-in-line position meaningful.
However, i... |
I am new to option trading.
1) How do we know an option is ITM on the expiration date when the underlying asset price could fluctuate throughout the day?
2) If we short a call/put, understand that we "buy to close" to prevent the buying/selling of the underlying asset.
- a) But what if the buyer of the cal... |
Can option writers "buy to close" if holders refuse to sell? |
Why do ETF issuers create near-identical versions of their ETFs for the US and Europe? This seems to have been common long before the current PRIIPS situation.
E.g. iShares Core MSCI Emerging Markets - here is the iShares [IEMG product page](https://www.ishares.com/us/products/244050/) (US) and here the iShares [EIM... |
Why does iShares duplicate ETFs for US and EU (even pre-PRIIPS)? |
I never calculated my MAGI, but I don't have any student loans, educational expenses or anything like that for that matter. I just claim standard deduction every year.
My net income this year is going to be in the 175k range. I am single, never married. Am I eligible for either of the IRA accounts? Someone in teambl... |
> If TINA is true, wouldn't investors have reallocated to buying stocks way earlier than Apr 1 2020?
They sure did and that's the reason why the stock market is so bullish and dangerously overvalued. A big driver behind this are retirement savings (which are mostly done on auto pilot)
As Social Security is being ... |
In TurboTax, there are two options to receive your refund as show in the below screenshot:
[![enter image description here][1]][1]
[1]: https://i.stack.imgur.com/rNovv.png
I am not sure which option to choose. I have never used CreditKarma before. If I choose the first option, would I have to set up a Cr... |
Just because the market overall is doing well and at record highs DOESN'T mean the ones you picked participated in that. It's like looking at an index and using it as a broad measure of how all stocks should be doing - that's just a fiction.
Keep in mind that like the DOW, indexes are a composite view of a selection ... |
Recently, I became a sugar baby and found a daddy who wants me to create a new bank account for him to send money to. He doesn’t want to use a cash app because he has been scammed in the past.
1. Is this a scam?
2. Is it normal to create a new bank account?
3. Would he be able to see my location? |
The short version: you can't.
The long version:
If you're under 18 (or 21 in some places), you're still a minor. That means you [don't have the same legal capacity][1] to sign contracts as an adult would. If you skipped town and stopped making payments, a very different set of rules apply as to how the lender cou... |
In order to file my taxes using TurboTax, I need by AGI (adjusted gross income) for 2019. Since I used form 1040, the adjusted gross income in on line 8b. However, when I downloaded the form, it is blank. Should I just put $0 for AGI? |
Suppose that John Doe mines 100 bitcoin at $0.11 each ($11) and doesn't sell them, but keeps them in a wallet. Does he pay taxes the year he mined them at the price he mined them for, or does he pay taxes on the value he sells them for — like paying taxes on the $10,000 he receives when he sells them for $100 each? A... |
***Full disclosure*** I am not personally familiar with U.K. law and am not even a U.K. resident so this answer should not be taken as authoritative in any way. It is simply provided to perhaps help "point the way". If you believe your credit report has been accessed illegally, I would check with a solicitor or barris... |
You not only have to create a CreditKarma account to receive the tax refund, but if you want to receive the $50 bonus and to be eligible for entering the $50K sweepstakes, you also need to arrange for direct deposit of your paycheck into the new CreditKarma account. So, Yes, you _could_ get an extra $50 bonus over and ... |
I'm curious what is my capital gain for tax purposes if I trade a security and never sell my entire position?
Here's an example of what I mean:
1. In January, I buy 10 shares of Stock A at $1 per share.
2. In February, I buy 10 shares of Stock A at $2 per share.
3. In March, I sell 1 share of Stock A at $3 per sh... |
I'm curious what is my capital gain for tax purposes if I trade a security and never sell my entire position?
Here's an example of what I mean:
1. In January, I buy 10 shares of Stock A at $1 per share.
2. In February, I buy 10 shares of Stock A at $2 per share.
3. In March, I sell 1 share of Stock A at $3 per sh... |
When is a Canadian Citizen eligible for EI and likely to get it? To my understanding it depends on
- how much money they are making
- if they have paid into EI from previous work
- how they're last job ended
The last point is the one that confuses me. For example if someone just quits their job, I don't thi... |
When exactly can someone get EI in Canada? |
When is a Canadian eligible for EI and likely to get it? To my understanding it depends on:
- how much money they are making
- if they have paid into EI from previous work
- how their last job ended
The last point is the one that confuses me. For example: if someone just quits their job, I don't think they c... |
When exactly can someone collect Employment Insurance benefits (EI) in Canada? |
How to calculate capital gains on multiple trades of the same stock? |
I'm curious what is my capital gain for tax purposes if I trade a security and never sell my entire position?
Here's an example of what I mean:
1. In January, I buy 10 shares of Stock A at $1 per share.
2. In February, I buy 10 shares of Stock A at $2 per share.
3. In March, I sell 1 share of Stock A at $3 per sh... |
Both my husband and I (married and filling taxes together) just moved to the US and starting jobs in a week. In both jobs they have asked us to fill the W4, and I've filled the Tax Withholding Estimator assuming that it would give me the right information to fill the W4 form.
However, after filling the estimator I g... |
Both my husband and I (married and filling taxes together) just moved to the US and starting jobs in a week. In both jobs they have asked us to fill the W4, and I've filled the Tax Withholding Estimator assuming that it would give me the right information to fill the W4 form.
However, after filling the estimator I g... |
In the EU, [3-D Secure][1] is more or less a must have and all credit card payments done online are secured by that what reduces fraud to nearly zero.
I know that in the past 3-D Secure (or Verified by Visa, etc.) was not common/known in USA. But how is the adoption going on at the moment? Is it common to use it to ... |
Current state of 3-D Secure / Verified by Visa acceptance in USA / Canada? |
In the EU, [3-D Secure][1] is more or less a must have and all credit card payments done online are secured by that what reduces fraud to nearly zero.
I know that in the past 3-D Secure (or Verified by Visa, etc.) was not common/known in USA. But how is the adoption going on at the moment? Is it common to use it to ... |
I understand how to calculate the yield on a 10 yr TNote based on face, price & coupon.
I don’t understand why the yield (and price) on a futures contract about to expire is so different than the market yield (and price) if you buy a note instead.
For example March 21 10 Yr TNote contracts are about 131 which (I ... |
What is the US subprime crisis of 2008? |
You are asking a financial modeling question, and as some others have pointed out, the investment vehicle isn't what's critical. What is critical are the assumptions that you make (as you implicitly acknowledged).
The core part of your question is, how much can I withdrawal from my investment so that the investment ... |
Is the holding date, in regards to either short term or long term sale, the closing date of the merger or the original purchase date for a Mylan stockholder in the Viatris merger? |
What is holding date for Mylan stockholders since the merger with Viatris? |
First, let's get clear on the 'Subprime Crisis of 2008.' I was working in banking at the time, and was considering seeking promotion into the mortgage department of the community bank I was working at.
The Housing Market Crash/Subprime Crisis/Mortgage Bubble of 2008 was the culmination of a frenzied mortgage market... |
In the EU, [3-D Secure][1] is more or less a must have and all credit card payments done online are secured by that what reduces fraud to nearly zero.
I know that in the past 3-D Secure (or Verified by Visa, etc.) was not common/known in USA. But how is the adoption going on at the moment? Is it common to use it to ... |
Both my husband and I (married and filling taxes together) just moved to the US and starting jobs in a week. In both jobs they have asked us to fill the W4, and I've filled the Tax Withholding Estimator assuming that it would give me the right information to fill the W4 form.
However, after filling the estimator I g... |
Can I invest online in an ETF that tracks the Nasdaq in Ireland? |
Where did the "17 days" come from?
The bank evidently paid you interest for 18 days.
$3000 * 0.0393 * 18/365 = $5.814 which rounds to your exact payout. |
I hold ETFs in a regular brokerage fund that is not tax shielded. I have about 20,000$ in VT, 6,500$ of that is profit. I wanted to swap VT with VEU. Are there any financial instruments that I could use to do swap one security with another in my portfolio? I don't want to sell VT and buy VEU.
Are there options or sw... |
I hold ETFs in a regular brokerage fund that is not tax shielded. I have about 20,000$ in VT, 6,500$ of that is profit. I wanted to swap VT with VEU. Are there any financial instruments that I could use to swap one security with another in my portfolio? I don't want to sell VT and buy VEU.
Are there options or swaps... |
I hold ETFs in a regular brokerage fund that is not tax shielded. I have about 20,000$ in VT, 6,500$ of that is profit. I wanted to swap VT with VEU. Are there any financial instruments that I could use to swap one security with another in my portfolio? I don't want to sell VT and buy VEU.
Are there options or swaps... |
Today I wanted to buy a few shares of Apple (AAPL), let's say 10 shares.
When I handled the UI, there was the "By number of shares" and "By dollar amount" and then "Market" and "Limit" price, and I clicked this and that, and it didn't accept the order (might have put in 1000 to mean $1000 but the label was "Number o... |
When I go to the Yahoo Finance Summary page and look at the chart and hover my curser over the volume, a red or green tag will appear on the right side. If the tag is red, it indicates that the price has dropped. If tag is green, price has increased. Look at the stock GSI.V or GKPRF. When you hover over the 1 day volu... |
What do the green and red volume tags on the Yahoo Summary Chart mean? |
I am a US citizen residing in the UK (long-term, possibly including in retirement). My spouse is also a US citizen, and my children have dual citizenships.
Are there any investments available to us that have the same tax benefits as both a UK ISA and a US IRA — i.e., an ISA with no (or minimal) US tax burden, or an ... |
I have a LLC with one employee on Corp 2 Corp. The job pays 100k and the employee makes 70k. I am the only member of the LLC and I read somewhere that the IRS treats one-member LLCs as sole proprietorships for tax purposes. This means that the LLC itself does not pay taxes and does not have to file a return with the I... |
> Instead 'me' the owner of the LLC must report all profits (or losses)
> of the LLC on Schedule C and submit it with your 1040 tax return.
Correct, you will report your business income on Schedule C if you have not elected to have your LLC taxed as a different type of business entity.
> Is this the only way to ... |
Let's assume the following:
1) I need $50K for various expenditures (aka simply spending, not paying off CC debt or putting the money somewhere else).
2) I can either liquidate regular taxable investments and pay 15% LT capital gains taxes which amount to about $5K in this case. So, in order to keep $50K I'd have t... |
Taking out a 401K Loan vs. Liquidating Investments - what's better? |
How much risk are you willing to take?
As a first pass, if the investment option is going to work, you'd need to make more than 3% after tax on your money. At this point in time (April 2021), there isn't anything that is going to produce a risk-free after tax return of 3%. In general, it would be unusual if a mort... |
Hope this is the right place for the question.
There are many articles on SPACs explaining how things work, so I'll cut straight to the question: I have read and heard people say that a SPAC deal can be good for the target, ie the acquired company, because, amongst other things, **the target benefits from a cash inj... |
How do SPAC targets (acquired companies) benefit from additional cash upon merging with a SPAC? |
I am currently paying monthly EMI's towards my home loan. The current rate of interest being charged from me is 8.5% whereas the prevailing market rate is 6.75%. Upon request to the bank to consider a reduction in my interest rate, they have given me a form whose subject says the following:
**Request for switch from... |
> Seems to fly into the face of the many articles that say "never take out a 401K loan".
You need to look at the date of the articles. The Trump tax plan removed some of the gotchas with 401K loans. Mainly you now have at least a year to pay back the loan, when you leave an employer, where you only had 30 days (I... |
After a company has issued shares, why should it care if the value of the shares fluctuate?
Since the shares are now publicly traded, if the value fluctuates, that is strictly a transaction between buyer and seller, none of whom are directly related to the company.
E.g. if I sell X an iPhone for $100, why should ... |
If I owned a hypothetical asset that was deemed extremely safe, and permanently increased in value over time (allowing me to borrow a similar percentage of the asset's value each time the loan reached maturity to pay for the principle + a brand new loan for the same principle amount), would this enable me to endlessly ... |
Would a hypothetical, ever-appreciating asset allow for infinite collateralized loan-rolling? |
For Example:
Assume you purchase $1,000 of a bond fund. If the bond fund has an average duration of 5 years and general interest rates increase 1% , what is the impact on the value of the bond. What would you expect the $1,000 to be worth?
|
What is the effect of rising interest rates on a Bond Fund? |
Can someone who has 2 sole proprietorships share single credit card processing device to save on processing fees?
Basically, my concern is that there would be single 1099-k form coming from credit card processing company and the number reported on it would not have exact match on either of the two Schedule C indiv... |
Can I share single credit card processor between my two sole proprietorships? |
For Example:
Assume you purchase $1,000 of a bond fund. If the bond fund has an average duration of 5 years and general interest rates increase 1% , what is the impact on the value of the bond. What would you expect the $1,000 to be worth?
|
Can someone who has 2 sole proprietorships share a single credit card processing device to save on processing fees?
Basically, my concern is that there would be single 1099-k form coming from the credit card processing company and the number reported on it would not have exact match on either of the two Schedule C... |
Can someone who has 2 sole proprietorships share a single credit card processing device to save on processing fees? What would be proper way to file taxes in such case?
Basically, my concern is that there would be single 1099-k form coming from the credit card processing company and the number reported on it would... |
What are the tax implications if I share single credit card processor between my two sole proprietorships? |
How do people retire early? Say that their debts (including house) are paid in full, they have ample money *already* saved in IRAs, 401ks, etc., they are expecting a pension, and have earned enough SS credits so that at age 65, their expected annual income from all these sources will far exceed their expenses and sp... |
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