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Let's suppose that a british investor invests in a mutual fund whose underlying is in american dollars, but which is bought in pounds sterling. This means that the fund's managers convert the pounds to dollars to buy, and the opposite to sell. But let's suppose there is an hyper-inflation in the UK, say, the same ma...
What happens with funds whose underlying is in a different currency if there is hyper-inflation?
The way to do this is to separate the 3 different roles you're playing: Role #1: You and your brother as owners of the property who pay the mortgage. Who pays how much? How is that used to calculate how much of the house you 'own' when you come to sell it? (Ideally the answer would be 50:50, with an adjustment fo...
I have inherited a set of stocks that sit on the Swedish Stock exchange (in an Avanza brokerage) from a deceased relative. The stocks are still currently in the name/ownership of the still-living spouse. I am a dual US/German citizen who resides in the US. Ideally I would like to transfer the stocks directly from this ...
> Is there a way it is normally done that wouldn't involve a lot of risk for me or a bunch of extra work? This is the real question and the answer is no. The other answers go over the general reasons why you wouldn’t do this. As referred to in the other answers generally either the buyer arranges financing themsel...
Due to the pandemic, I was unable to pay rent for my apartment complex that I have now moved out of. I do not have the money to pay this debt because I was unemployed because of the pandemic. Additionally, I am below median income. Are there options to assist in payment? How can I best handle my debt?
Financial Metrics Section in Morningstar mutual fund report (blue arrow with white cross?)
This is about US tax law. When you sell an asset in a year, how does your income computed? Here is a scenario: say you are a 100K/year salary guy. You sell a home ( an investment home, not your primary residence ) for 1M with 500K capital gain. Is your income for that year, 100K + 500K? or because you got...
> say you are a 100K/year salary guy. You sell a home ( an investment home, not your primary residence ) for 1M with 500K capital gain. Is your income for that year, 100K + 500K? or because you got a 1M in the sale, your income would be 1.1M? Your income would be $600k ($100k salary + $500k capital gain). The procee...
A mutual fund is a company which buys stocks. > a mutual fund whose underlying is in american dollars Do you mean the stocks which the fund buys, are US Stocks, that is, on the Nasdaq and AMEX? For example let's say the stocks are Apple and Ford. > What would happen in that scenario with the UK investor if ...
I'm planning to open an online savings account in a bank where i already have normal savings account. In the form though it asks me to declare that i don't have same scheme account in their bank. I'm not sure what this means, and is normal savings supposed to be same schemed account?
What does same scheme account mean in banking purpose?
I'm not a financial expert, but saying that paying a $1 dividend will reduce the value of the stock by $1 sounds like awfully simple-minded reasoning to me. It appears to be based on the assumption that the price of a stock is equal to the value of the assets of a company divided by the total number of shares. But that...
How do I price a convertible bond that has a callable feature?
I am checking out Apple's stock on TradingView on a Sunday night and it shows its price fluctuating? How is that possible? Isn't the stock market supposed to be closed on weekends? Same with forex. If I open EUR/USD, its price has also been fluctuating throughout the entire weekend, even though the market is closed.
Why do stock (and forex) prices change over weekend, when the market is supposed to be closed?
I rewrote [these two questions](https://redd.it/k68s2m) with numbers and edits. Pls explain like I'm 5. I don't understand any of the [comments](https://old.reddit.com/r/investing/comments/k68s2m/why_hasnt_a_bank_made_a_commodity_etn_untethered/gejjr85/) that just raise more questions! What the heck's "a predictable a...
Why not sell ETNs (Exchange Traded Notes) untethered from roll yield?
I have a single member LLC (Missouri, United States) that I started a few years ago. We received approximately $20,000 in funding from family and friends, of which I did not fully understand the implications of at the time that it was done. It was never declared as any form of "investment" and did not grant any ownersh...
I've researched the industry, I've read the financial statements, I've made my calculations, and I've finally bought the stock. Now what? From a fundamental analysis point of view, what do I need to do to stay up to date with the investment? What I plan to do: * Read financial statements whenever they are publish...
What should I do to stay updated on my investment after buying a stock?
Subscribe to the stock ticker on various finance websites. For example, here's the Intel (INTC) page on [Finviz][1]. You can see if you scroll down that there are daily news items of interest to Intel shareholders, e.g. as of time of writing we have "[Tony Zhang's Intel Trade Heading Into Earnings][2]" and "[The pandem...
The company receives its full funding amount during the IPO, where it sells its shares to institutional investors. Let's say it sold 1 million shares. Then, when the shares start trading on the secondary market, where do these shares come from? Assuming that all investors have a lock-up period, then they canno...
Are all investors subject to lock-up period during the IPO?
I ordered some food at a popular fast food chain, through drive through. When I arrived at my destination, I found my order was wrong, plus the food was very stale and cold. I went back to the store and asked for a refund from the manager. Due to COVID, I waited outside. He asked for my credit card, then came with a...
Can I dispute a charge to demand a refund from a restaurant?
> Now what? What's your plan, why did you buy the shares? I'm a fan of having an exit plan when opening a position even if that plan is just that I'm going to wait some number of years to revisit. There's a tricky balance you need to find between discipline and flexibility. You don't want to rigidly stick to a plan ...
Suppose the lowest offer on stock S is $10. This offer is not the market maker's offer. A trader places a market order to buy stock S on the NYSE. Can the NYSE market maker "intercept" this market order and sell stock S at $9.99 using the market maker's own inventory, bypassing the lowest existing offer?
Can NYSE market makers step in front of existing limit orders to fill an incoming market order?
Does IRC §871(i) (no tax on deposit interest for non-residents) apply to interest paid by the IRS on delayed refunds?
I read somewhere it says,"Money market fufils the requirements of funds for a period of upto 364 days."What is the meaning of fund and what does the sentence mean in simple language?
What is meant by a fund?
I read somewhere it says,"Money market fufils the requirements of funds for a period of upto 364 days."What is the meaning of fund and what does the sentence mean in simple language? I read it in the book Indian Economy by Ramesh Singh.In the chapter Indian Financial Market.
<!-- Note to self: OP is confused about the meaning of the purple arrows because the arrows in the report OP is looking at are not clickable. --> It means that you have to upgrade to a Morningstar Premium subscription to actually see the data. The data is currently not available to you unless you subscribe. I hap...
I ordered some food at a popular fast food chain, through drive through. When I arrived at my destination, I found my order was wrong, plus the food was very stale and cold. I paid for a rather extensive breakfast ($11) and I was instead given food probably left out over night, which isn't even on the menu at 7 am. ...
So I think this is a basic question but I'm having trouble finding an answer. I sold a rental property this year and it's going to move me up in the tax brackets. My question is, when I sell assets like stocks that have been held longer than a year, are they still taxed at 15% or are they taxed at the higher ra...
Is it acceptable to use a bank's "dispute a charge" feature if restaurant wouldn't give refund?
> Is this an appropriate situation in which to use my credit card's "dispute charge" feature? Or is that a misuse of this feature? Yes, this is a legitimate use of this feature. Call your bank and ask to be connected to the dispute department. Explain your story and they will gladly guide you on how to best proce...
Let's say I can put $10K today in my 401K. Let's assume this investment theoretically grows to **$100K** by the time I retire. Putting aside income brackets for a moment, is it true that if my 401K contribution was **Roth**, I would only pay taxes on **$10K** (at the moment of contribution), but if it was a traditi...
Some considerations: > A 10-year convertible bond with a somewhat high (compared to the current market) 7.5% per annum coupon interest rate was issued 5 years ago at par by Company XYZ, a highly-rated bond issuer. - high coupon compared to current market means it's likely to be called - highly-rated issuer, i....
"Money market is the short term financial market of an economy. In this market, money is traded between individuals or groups who are either cash surplus or cash scarce. Trading is done on a rate known as discount rate which is determined by the market and guided by the availability of and demand for the cash in the da...
Some considerations: > A 10-year convertible bond with a somewhat high (compared to the current market) 7.5% per annum coupon interest rate was issued 5 years ago at par by Company XYZ, a highly-rated bond issuer. - high coupon compared to current market means it's likely to be called - highly-rated issuer, i....
I am reading about money markets and there is the following section: > "Money market is the short term financial market of an economy. In > this market, money is traded between individuals or groups who are > either cash surplus or cash scarce. Trading is done on a rate known as > discount rate which is determine...
Some considerations: > A 10-year convertible bond with a somewhat high (compared to the current market) 7.5% per annum coupon interest rate was issued 5 years ago at par by Company XYZ, a highly-rated bond issuer. - high coupon compared to current market means it's likely to be called - highly-rated issuer, i....
I ordered some food at a popular fast food chain, through drive through. When I arrived at my destination, I found my order was wrong, plus the food was very stale and cold. I paid for a rather extensive breakfast ($11) and I was instead given food probably left out over night, which isn't even on the menu at 7 am. ...
I received a $100 signup bonus for opening a new account with CapitalOne Checking account in USA. I kept a low balance and received very little (less than $1) interest. They didn't send 1099-INT because of low interest. But, they didn't send 1099-MISC for the bonus amount too. **Question**: Should I have received 1...
Should I have received 1099-MISC for bonus on new account opening?
> Is this an appropriate situation in which to use my credit card's "dispute charge" feature? Or is that a misuse of this feature? Yes, this is a legitimate use of this feature. Call your bank and ask to be connected to the dispute department. Explain your story and they will gladly guide you on how to best proce...
Can I lose money on a Forex cross currency trade even if the currency pair goes up in value?
I am trying to buy a stock that is $307 bid and $312 offered. I placed a buy limit order for 1 share at $307.10. However, the best bid remained at $307.00. After an hour, the best bid is still $307.00. Why didn't my limit order become the highest bid? [![Screenshot of thinkorswim web][1]][1] [1]: https://i.st...
Why didn't my buy limit order become the highest bid?
I ordered some food at a popular fast food chain, through drive through. When I arrived at my destination, I found my order was wrong, plus the food was very stale and cold. I paid for a rather extensive breakfast ($11) and I was instead given food probably left out over night, which isn't even on the menu at 7 am. ...
Chase bank sent me 1099-MISC for $50 signup bonus when I opened a new account in 2019. I forgot to add this form while doing my taxes. [This link][1] says 1099-MISC should have at least $600. Since it is just $50, **do I need to amend my 2019 federal and state tax returns?** PS: My tax returns (federal+state) were ...
Do I need to amend 2019 tax return?
I am selling an old car for $2500. A stranger offered to buy it at my asking price but wanted to know if I would accept (installment) payments. This sounds like a **very bad idea** so I declined. But I got to thinking — how would selling a car to another private party on payments even work? I suppose I could ke...
How to sell a car to a private party on payments?
I ordered some food at a popular fast food chain, through drive through. When I arrived at my destination, I found my order was wrong, plus the food was very stale and cold. I paid for a rather extensive breakfast ($11) and I was instead given food probably left out over night, which isn't even on the menu at 7 am. ...
I read where if you sell a put you should make sure that the probability of being put the stock is no more than 30%. This is assuming of course that you don't really want to own the stock. How do I find what the probability is? Is there a greek symbol or something for that?
How do I find the probability of a sold put being assigned?
I recently heard that one way to retire is to accumulate enough wealth and then invest in a high dividend portfolio. That way, you can live off the dividends and not have to sell your stocks. So you don't have to worry about outliving your assets, etc. I like the idea of this so I could leave things to my children, cha...
I recently came across this 3x leveraged etf of the S&P 500 (NYSE:UPRO). I understand that it’s a risky investment, but I still see way more reason to buy it over any other thing that tracks the S&P 500. Since it’s 3x the S&P 500 (also 3x NYSE:IVV), then how about you throw a third of the money you normally would into ...
Why wouldn’t I invest in NYSE:UPRO over something like NYSE:IVV?
Wife created her own SNAP/EBT (Kentucky) case while on my mother-in-laws case, can this really lead to an investigation?
I know there is a similar topic here but since I'm new, I can't reply to that question so I have to make a new one. Someone I knew online asked me to login to his account in Pioneerbanking.online and make a few transfers for him as he "couldn't do it by himself for a couple of reasons". I fooly did help him made 2 tr...
I recently came across this 3x leveraged etf of the S&P 500 (NYSE:UPRO). I understand that it’s a risky investment, but I still see way more reason to buy it over any other thing that tracks the S&P 500. Since it’s 3x the S&P 500 (also 3x NYSE:IVV), then how about you throw a third of the money you normally would into ...
I know there is a similar topic here but since I'm new, I can't reply to that question so I have to make a new one. Someone I knew online asked me to log in to his account in Pioneerbanking.online and make a few transfers for him as he "couldn't do it by himself for a couple of reasons". I foolishly did help him made...
I am aware that negative yield bonds are possible (e.g. by selling a zero coupon bond at a price greater than par value). Are negative coupon bonds possible? I have not found any real-life examples of bonds that have a negative coupon, so I am wondering why they don't exist.
Are negative coupon bonds possible?
I am wondering what happens if I made a low value swift payment (e.g under £10) which is less than the transaction fee. Would the payment be rejected?
What happens if send low value swift payment via BEN?
> I recently heard that one way to retire is to accumulate enough wealth > and then invest in a high dividend portfolio. That way, you can live > off the dividends and not have to sell your stocks. So you don't have > to worry about outliving your assets, etc. I like the idea of this so > I could leave things to my...
I recently heard that one way to retire is to accumulate enough wealth and then invest in a high dividend portfolio. That way, you can live off the dividends and not have to sell your stocks. So you don't have to worry about outliving your assets, etc. I like the idea of this so I could leave things to my children, cha...
Of course you are allowed to take a personal loan and use it for any reason, as long as your bank agrees. But that’s not the problem. The problem is that the money comes out of your pocket and the benefit goes into your mother’s pocket. You have no legal rights to the benefits. What can go wrong? She can throw ...
This sounds like the definition of a "confidence scheme", in which the scammer does things which at the beginning seem legitimate or, even if suspicious, work out exactly as they promise they will. Naturally it starts with small amounts as 1) a way to lure you in ("it's only a few bucks, what's the harm in that?" you ...
I have a Lifetime ISA but am looking to move overseas in the next few months. I am yet to buy any property and thus my first property purchase will most likely be overseas, can I use my Lifetime ISA to fund this like I would over here in the UK?
Can I buy an overseas property using the bonus from a Lifetime ISA?
TL;DR: If my investing strategy is a mix of ETFs (50% value, rarely traded) and stocks (50% value, more frequently traded), is it advantageous to do the stocks trading in the tax advantage account and the ETFs in the non-tax advantage account? I have both Roth 401k and a regular after tax brokerage account. The rela...
Given a tax advantage account and a non-tax advantage account, should trades be concentrated in the tax advantage account?
I ordered some food at a popular fast food chain, through drive through. When I arrived at my destination, I found my order was wrong, plus the food was very stale and cold. I paid for a rather extensive breakfast ($11) and I was instead given food probably left out over night, which isn't even on the menu at 7 am. ...
I live in the United States and work for a local office of a UK company (traded on the London Stock Exchange). My employer has an ESPP administered by a company called "Equiniti". I wish to sell stock held in that ESPP. The first problem is that Equiniti charges outrageous transaction fees: a flat fee *plus* $0.12...
I am new to GnuCash. I don't want to track cash money. Money withdrawn from the bank account should be considered spent. I have an ```Expenses:Cash``` account for this. Now I have the situation that I payed something for someone else and get the money back in cash. Let's assume the expense is booked from ```Liabilit...
Yet another possibility is something along the lines of: * they ask you to perform an operation * they have the website display the outcome of a different operation instead * they claim you screwed something up and sent more money than you were asked to * they demand you compensate them [A recent video by Mark...
I am selling an old car for US$2500. A stranger offered to buy it at my asking price, but the stranger wanted to know if I would accept (installment) payments. This sounds like a **very bad idea**, so I declined. But I got to thinking — how would selling a car to another private party on payments even work? I s...
I had a knee surgery while i was on medicaid. the hospital hasn't billed me for the surgery yet. i will start a new job soon. will medicaid still pay for that surgery?
Will my surgery bill be covered by Medicaid if I just started a new job?
Suppose I have placed an order to buy 100 shares at $10. Can my stock broker leave my order aside while it buys 100 shares at $10.01 using its own money? The stock broker gains from this: * If the stock price subsequently rises, the stock broker can sell its 100 shares at a profit. However, my order will not be fill...
I had a knee surgery while i was on medicaid. The hospital hasn't billed me for the surgery yet. I will start a new job soon. Will Medicaid still pay for that surgery?
I am college student who is claimed as a dependent on my parents' tax return. At the start of 2020, I decided to step into investing and I swing-traded stocks and crypto throughout the year. At the end of the fiscal year, I calculated my net gains and losses, and the total number amounted to only around $250. Other tha...
Do I need to file a tax return if my net capital gains are very low?
As a follow up to my other [**question**](https://money.stackexchange.com/questions/48916/can-i-trade-options-purely-as-a-leveraged-product), I would like to know whether the following is possible: 1. I have $20,000 in my brokerage account 2. The price of a call option with $300 strike price is $5.00 (1 contract ...
I sold some call options for $2.55 premium at strike price of $130. At expiration, the market price was $130.55. I thought the option was not deep in the money and at a loss of $2, hence I didn't buy to close. On Monday, I found out the option was assigned and all my shares of stock were bought away at $130 per ...
I am college student who is claimed as a dependent on my parents' tax return. At the start of 2020, I decided to step into investing and I swing-traded stocks and crypto throughout the year. At the end of the fiscal year, I calculated my net gains and losses, and the total number amounted to only around $250. Other tha...
TWS shoes a gap for the time which the market is offline. How to remove the gap? Is there any way to see the pre-market and aftermarket time but hide them for the tickers which are not exchanged out of RTH? [![enter image description here][1]][1] [1]: https://i.stack.imgur.com/F6kjZ.png
How to remove the gap from the chart in TWS?
If my Roth IRA has contributions to multiple different funds will it be any more difficult to get the money out when it's time to retire? Would I just sell each of the funds and close the account or how would that work?
Is it more difficult to cash in an IRA with multiple funds?
I've just sent off an incorrect tax return (I just forgot to include schedule B). I am well before the tax deadline and if I had waited a few days could have realized and sent the correct one! How can I send an updated tax return with all the correct forms? I see that I cannot file form 1040X until after the dead...
Submitted incorrect tax return for 2020 - how can I update it?
Firstly, eligibility for a Roth contribution phases out above a certain income. If you're above that, you don't have much choice. Then, if you assume your expenses now are similar to your expenses in retirement, and you'll retire whenever you have enough investment income to cover your expenses, then: - If your ...
Firstly, eligibility for a Roth contribution phases out above a certain income. If you're above that, you don't have much choice. Then, if you assume your expenses now are similar to your expenses in retirement, and you'll retire whenever you have enough investment income to cover your expenses, then: - If your ...