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- $272 = share price - $275 call (?) is $9.00 x $10.00 If you place an order to buy at $9.10 and you are the best bid then you'll get a trade execution if a counter party is willing to sell the contract to you at your $9.10 price. If no one is willing to transact at that price then you do not buy the option and it...
> I'd like to rent out (let) the house while I'm living abroad and I'd like that rent money to go into a managed investment account. Is this possible in the UK or would I be prevented from re-investing rent money because I'm living away? It's completely, totally, possible and normal. 10,000s of brits do this. It ...
Today, I receive a notification from DHL that a company named Brand Addition Gmbh Hagen, that they have sent me a package. I have neither heard of the company, nor ordered anything from them. I also dont expect any package at the moment. This company knows my full name (which i dont use for online shopping) and my addr...
In their official website (in a pdf fees document), the equation they mentioned does not match reality (depending on my practice with their demo trading account), nor logic. My equation is: spread fee = (ask-bid) * number of units in their pdf file : spread fee = (ask-bid) * number of units * the share price ...
Which is the spread fee formula in eToro?
We went through the process of moving, and now I can't find the stimulus check. I did take pictures of the check before moving, but the check doesn't have our signatures. Since my bank lets me deposit electronically by sending them pictures of the check, is it possible to deposit the check by sending those pictur...
Deposit stimulus check electronically without signatures?
I asked [this](https://money.stackexchange.com/questions/139930/otc-stocks-and-their-foreign-stock-exchange-equivalent) question and got a great response by Flux, now I am faced with another dilemma: > Purchase the OTC F share or the "original" on the respective exchange? My broker is Fidelity, and through intern...
Purchasing international stock or OTC F share equivalent?
In their official website (in a pdf fees document), the equation they mentioned does not match reality (depending on my practice with their demo trading account), nor logic. My equation is: spread fee = (ask-bid) * number of units in their pdf file : spread fee = (ask-bid) * number of units * the share price ...
What you do with proceeds from a rental property are entirely up to you. As long as you pay any taxes due (and there are [special rules for landlords who let property in the UK but live abroad][1]), and have a contingency fund available to pay for any issues that come up (e.g. repairs, bills when there are no tenant...
> I've been thinking of asking him the next time we meet in person to give me some sort of ID or proof that he really does own that property, though I'm sure that would seem like a weird thing for a potential tenant to ask. Of course. That must be the normal way of renting a property. Both parties exchange their ID...
**IBAN** (International Banking Account Number) is your **account number** only. But in this case, you need **SBI Branch SWIFT code** (not IFSC code, IFSC code is applicable only in India) for international transaction, like **SBI CUTTACK SWIFT code is `SBININBB768`**. This information is enough for your international ...
My wife and I have a QLE for new insurance. The document is dated April 12. We apparently have 30 days to enroll in new insurance now. When we spoke to Health Advocate, they advised that we would be required to pay for the new plan starting from April 1--in other words, be doubly-insured retroactively for two weeks....
My wife and I have a QLE (Qualifying Life Event) for new insurance: a job change. The document is dated April 12. We apparently have 30 days to enroll in new insurance now. When we spoke to Health Advocate, they advised that we would be required to pay for the new plan starting from April 1--in other words, be doubl...
In the following drop-down, I only can select one checkbox. How to choose pre-open and after-hours both? Are not these options correspond to pre hours and after markets? [![enter image description here][1]][1] [1]: https://i.stack.imgur.com/rbdde.png
So, I'm in the position of considering where (within a given city/real-estate-market) I and my family want to build our next house (which will also be our first experience as homeowners -- we've lived in houses for some time now, but always as tenants). So far, we know that your typical suburban (new plat/subdivision)...
So, I'm in the position of considering where (within a given city/real-estate-market) I and my family want to build our next house (which will also be our first experience as homeowners -- we've lived in houses for some time now, but always as tenants). So far, we know that your typical suburban (new plat/subdivision)...
When a New York State non-resident has NYS income, NY's tax rates are based NOT on the absolute amount of the NYS income, but on the non-resident's **federal** income, pro-rated to the percentage earned in NY. For example, if the non-resident earns $5000 in NY, and $95,000 elsewhere, her tax is not based on a $5000 ...
Is New York's formula for taxing non-residents constitutional? How?
My wife and I have a QLE (Qualifying Life Event) for new insurance: a job change. The document is dated April 12. We apparently have 30 days to enroll in new insurance now. When we spoke to [Health Advocate][1], they advised that we would be required to pay for the new plan starting from April 1--in other words, be ...
My wife and I have a QLE (Qualifying Life Event) for new insurance: a job change. The document is dated April 12. We apparently have 30 days to enroll in new insurance now. When we spoke to [Health Advocate][1], they advised that we would be required to pay for the new plan starting from April 1--in other words, be ...
All- Quick general question about the pricing of secondary offerings: I understand that a dilutive offering decreases earnings / share, which is why it often leads to selling pressure. I’m wondering what the benefit of pricing an offering significantly lower than stock closing price is for the company. Why is ...
Actually, it sounds like NY is one of the states that plays nice. Imagine that you had a warehouse in a state and no income was earned in that state. Also, imagine that all your sales were in an adjacent state. Imagine the state you sold in had no income tax. Is none of your income taxable in the state with stora...
Can anyone tell me about the accuracy of trades?
I have a US stock brokerage account, and I am a non-resident alien. From my understanding, dividend income of non-resident aliens is taxed at a flat 30% rate (assuming no applicable tax treaties). I am currently resident in a jurisdiction with no applicable tax treaties with the US. * In June 2020, I bought 10 share...
Non-resident alien: Why did I pay no tax on dividend income?
Are there any studies on the success of day traders?
For a share trading at $272, I placed an order to buy an option with Strike Price at $275. The Ask is $10 and The Bid is $9. I entered at $9.10 with expiration in Sep. The order has not been filled yet. What happens if the bid is unsuccessful and still below strike price when it expires? And what happen if the bid i...
You have in fact hit on a technique believed in by some traders. It's a fact that many day traders and also swing traders, do exactly what you say. For various reasons (some what you say, some otherwise) there's a coterie of traders who only trade the open, close, or both of those. You can visit any "trading c...
Will U.S brokers accept a utility bill as a proof of residency-address (when opening account) if it is registered in my father's name?
Will U.S brokers accept a utility bill as a proof of residency if it is registered in my father's name?
I'm setting up a budget for my small business. We have been accumulating cash, but have not been budgeting up to this point, so are trying to get everything in order. I've created a conservative budget based on last month's revenue numbers and accounted for all expenses, salaries, etc. My question is this: How do...
How do I budget with cash surplus spending in mind?
I see a few different ways you can do this: * include a "revenue" (or more appropriately "inflow") item called "pull form savings" or something. That would account for the money you pulled out of what you've saved for this expense. If you don't have the money in savings, how do you intend to pay it? If you intend to...
All I can find is the following, but it is for USA. https://ttlc.intuit.com/community/investments-and-rental-properties/discussion/no-is-the-brief-answer-generally-each-of-you-would-rep/01/159513/highlight/true#M6051 >Generally, each of you would report your proportional share of the rent income and rent expenses...
I see a few different ways you can do this: * make your "net income" for that period negative and account for the actual cash balances elsewhere * include a "revenue" (or more appropriately "inflow") item called "cash from reserves" or something. That would account for the money you pulled out of what you've saved ...
I see a few different ways you can do this: * make your "net income" for that period negative and account for the actual cash balances elsewhere. This would ensure that cumulative "net income" is correct. * include a "revenue" (or more appropriately "inflow") item called "cash from reserves" or something. That wo...
In USA, does it take longer to get a refund when filing taxes myself by mail compared with using a tax preparation service, or is it the same? Clearly excluding shipping time.
Does it take the same wait time to get a refund when filing taxes myself by mail and by using a tax preparation service (USA)?
**Get an internship and bank as much of it as possible** Based on your 200 to 600 number, it looks like you'll save between 400 and 0 dollars a month. It sounds like you'll be able to live on the stipend, but only just. Find an internship over the summer and save as much as possible. > Considering my salary a...
I have a US stock brokerage account, and I am a non-resident alien. From my understanding, dividend income of non-resident aliens is taxed at a flat 30% rate (assuming no applicable tax treaties). I am currently resident in a jurisdiction with no applicable tax treaties with the US. * In June 2020, I bought 10 share...
I am just starting out with my PhD after a relatively inexpensive BS. I have no loans or any other outstanding dues. My stipend (as is for thousands of US graduate students) is ~$1500 per month from which I need to pay my rent and living expenses AND make some savings. Currently, I am living in a really expensive pl...
With the limitations of how much money we can put in IRA, Roth IRA, or 401(k) account, I just thought, what if we plan to buy the stock and know we won't sell it until age 60 or 65, when our income will be drastically lower? In this case, isn't it just as good to simply buy it in our regular stock account, instead o...
If I don't plan to sell the stock until age 60 or 65 in USA, is it exactly the same in a regular account vs an IRA or 401k account?
I purchased a two bedroom flat with my sister 7 years ago as an investment on the premise that I would live there for a year and then rent out a room to cover my share and my sister would live there. A month after moving in my sister found out she was pregnant and and moved in her partner so it was no longer feasible f...
Am I being unreasonable to force sale of joint property?
I have a US stock brokerage account, and I am a non-resident alien. From my understanding, dividend income of non-resident aliens is taxed at a flat 30% rate (assuming no applicable tax treaties). I am currently resident in a jurisdiction with no applicable tax treaties with the US. * In June 2020, I bought 10 share...
I have been helping my dad with his tax return before the upcoming deadline. He has early signs of Alzheimer's disease which ramped up within the last 2 years. Unfortunately I haven't been knowledgable about his financial information and we didn't have or he lost the copies of the 1099 forms he received. He has differe...
I have been helping my dad with his tax return before the upcoming deadline. He has early signs of Alzheimer's disease which ramped up within the last 2 years. Unfortunately I haven't been knowledgable about his financial information and we didn't have or he lost the copies of the 1099 forms he received. He has differe...
The address of my employer is in StateA. We shut down the physical office for my division last year - and there are no plans to ever reopen. We meet on Zoom frequently every day and that is the plan going forward. I am potentially moving to StateB in the middle of this year. Will I be filing taxes in two states and...
My company no longer has a physical office and I am relocating: will the taxes start to be paid in the new state?
Allowing participants of an Employee Stock Purchase Plan (ESPP) to purchase fractional shares seems eventually preferable to not allowing them to do so, since purchasing fractional shares allow participants to always reach yearly maximum of 25,000 USD set by the IRS (maximum in 2021). Why don't some ESPPs allow part...
Why don't some ESPPs allow participants to purchase fractional shares?
Allowing participants of an Employee Stock Purchase Plan (ESPP) to purchase fractional shares seems eventually preferable to not allowing them to do so, since purchasing fractional shares allows participants to always reach the yearly maximum of 25,000 USD set by the IRS (maximum in 2021). Example if not allowing ES...
I have basic question concerning the stock market. I placed a Limit-Sell Order of 500 shares at $1.45 for Stock X while it was trading below that. Two days later I woke up to all shares being sold for the actual price of $1.55 per share. Of course I was happy about it, yet that must mean that the buyer ended up paying ...
Allowing participants of an Employee Stock Purchase Plan (ESPP) to purchase fractional shares seems eventually preferable to not allowing them to do so, since purchasing fractional shares allows participants to always reach the yearly maximum of 25,000 USD set by the IRS (maximum in 2021). Example if not allowing ES...
The exact rules depend on the pair of states. Some states try to grab all the income they can, others work together. For example if the two states are DC/MD/VA then you pay based on where you live not where you work. You don't have to inform the IRS, because they really don;t care about your state taxes. Yes you can...
In the following drop-down, I only can select one checkbox. How to choose pre-open and after-hours both? Are not these options correspond to pre hours and after markets? [![Interactive Brokers TWS screenshot][1]][1] Image source: [Times in Force for Orders][2] [1]: https://i.stack.imgur.com/rbdde.png [...
Allowing participants of an Employee Stock Purchase Plan (ESPP) to purchase fractional shares seems financially preferable to ESPP participants than not allowing them to do so, since purchasing fractional shares allows participants to always reach the yearly maximum of 25,000 USD set by the IRS (maximum in 2021). Ex...
I repositioned my investments and sold a large quantity of stock in the first quarter of this year. As such, for the first time in a long time, I will need to pay estimated taxes. However, I am not sure how estimated taxes work and I am finding the literature assumes a lot about my knowledge. I have a few clarifying ...
How do USA Estimated Tax Payments Work?
My uncle wants to gift a piece of property in the USA that apparently is worth about $8,000 to my sister and I. We are both Canadian citizens living in the US as permanent residents. Just curious how this would work? Are there a lot of fees/taxes etc? We do simple taxes and do not own any other properties etc. Any...
Canadian citizen living in Canada wants to gift a US property to a Canadian living in the US. What do I all need to know?
If one's Regular Weeks Entitlement for the EI is 50 weeks, but the Total Insurable Earnings amount is about $15,000 then does this mean that the EI payments would stop once the $15,000 has been paid in EI payments, which would certainly happen well before the 50 weeks is over (since the weekly EI payment is in excess o...
I have my self-coded bookkeeping database and manager. Now I want to make an "export" feature in order to be able to hand my data to the government if they make me do it (if the other option is getting put into a cage). I'm thinking of a simple CSV dump with some basic fields, but as easy as it would be for me to do th...
Is there some generally accepted "standard bookkeeping file format"?
In the past few months I have injured my hands 4 times since I started playing basketball. One break was particularly bad and I wasn't able to use that hand for programming. This slowed down my work during the period that I was healing. I also get some enjoyment out of playing an instrument and I wasn't able to pla...
I am a newbie and need help understanding the leverage. Suppose I have $10k to invest and I decide to invest in 1 stock $XYZ with leverage 1:5 and that I buy 100 shares of this $XYZ at $30 per share. My investment should be $3k but because I use 1:5 leverage that would mean that I invested $600 while I "borrowed" th...
You can get insurance for most anything, individual body parts included. It's not particularly difficult, but you may find the bill disagreeable. The more specialized your coverage the smaller the underwriting market and therefore the higher the premiums relative to coverage. With all insurance it's important to ...
I saw a variation of this answered a few times. I wanted to use the example of Reliance Industries (India) On DEGIRO you find it listed under Frankfurt stock exchange and London Stock Exchange with slightly varying price. However, its price list in Indian Rupee once searched on google is substantially lower than ...
According to Reliance's "[Shareholders’ Referencer][1]" document, the security trading on the London Stock Exchange is a Global Depository Receipt (GDR)<sup>&dagger;</sup>. Looking at the [GDR's page][2] on the London Stock Exchange website, I see: > RIGD GDR (EACH REPR 2 ORD INR10 LEVEL1)(144A) It appears tha...
According to Reliance's "[Shareholders’ Referencer][1]" document, the security trading on the London Stock Exchange is a Global Depository Receipt (GDR)<sup>&dagger;</sup>. Looking at the [GDR's page][2] on the London Stock Exchange website, I see: > RIGD GDR (EACH REPR 2 ORD INR10 LEVEL1)(144A) Similarly on t...
According to Reliance's "[Shareholders’ Referencer][1]" document, the security trading on the London Stock Exchange is a Global Depository Receipt (GDR)<sup>&dagger;</sup>. Looking at the [GDR's page][2] on the London Stock Exchange website, I see: > RIGD GDR (EACH REPR 2 ORD INR10 LEVEL1)(144A) Similarly on t...
According to Reliance's "[Shareholders’ Referencer][1]" document, the security trading on the London Stock Exchange is a Global Depository Receipt (GDR)<sup>&dagger;</sup>. Looking at the [GDR's page][2] on the London Stock Exchange website, I see: > RIGD GDR (EACH REPR 2 ORD INR10 LEVEL1)(144A) Similarly on t...
According to Reliance's "[Shareholders’ Referencer][1]" document, the security trading on the London Stock Exchange is a Global Depository Receipt (GDR)<sup>&dagger;</sup>. Looking at the [GDR's page][2] on the London Stock Exchange website, I see: > RIGD GDR (EACH REPR 2 ORD INR10 LEVEL1)(144A) Similarly on t...
According to Reliance's [Investors' Handbook][1] and "[Shareholders’ Referencer][2]", the security trading on the London Stock Exchange is a Global Depository Receipt (GDR)<sup>&dagger;</sup>. Looking at the [GDR's page][3] on the London Stock Exchange website, I see: > RIGD GDR (EACH REPR 2 ORD INR10 LEVEL1)(144...
According to Reliance's [Investors' Handbook][1] and "[Shareholders’ Referencer][2]", the security trading on the London Stock Exchange is a Global Depository Receipt (GDR)<sup>&dagger;</sup>. Looking at the [GDR's page][3] on the London Stock Exchange website, I see: > RIGD GDR (EACH REPR 2 ORD INR10 LEVEL1)(144...
1. How does BYDDF differ from BYDDY? I don't understand this forum post – ["BYDDY is a sponsored ADR. BYDDF is traded on Hong Kong Stock Exchange."](https://www.cornerofberkshireandfairfax.ca/forum/general-discussion/buying-byd-in-us/) When I Googled this, I saw ["ARKQ (ETF) is holding BYD/BYDDF. a decent ...
I would like to read Reliance Industries Ltd's [Form 12G32BR filing][1] on EDGAR. However, the "complete submission text file" says: > Please reference the Document Control Number 04010785 for access to the original document. Does this mean that the filing is not available electronically? If so, how do I use the ...
How do I use a "Document Control Number" to access a filing on EDGAR?
I have a position in a stock (oil company) which has already announced a ~7% dividend with the ex-div date set to 13 May and payment date to 7 June. I am looking to double my position in this stock ***but only if*** there's a ~7% correction on the ex-div date, which seems to be the general rule. The question is, ...
Will a stock always correct itself on the ex-div date?
I've one question regarding MFS tax return considering below case: - If spouse has not completed 183 days stay in USA, tax status is Non Residential Alien. - and if primary income holder in USA is considering to file tax return with status - **Married Filing Separately** - spouse don't have any income in...
How does BYDDF differ from BYDDY?
I track my expenses and assets using an android application. It allows for a system similar to double entry bookkeeping. Where a recorded transaction make appropriate changes in two accounts. (an expense transaction will debit the expense account and credit the cash and so on). Say I have a recurring expense, a bil...
I am reading Apple's 10k and trying to understand it. It says they spend $168.6 billion on repurchase but when I add up I get only 18. Am I reading the table wrong? I multiplied the number of shares by the average price per share: 6437293.2 + 4640063.96 + 6922650 = 18000007.16 [![enter image description here]...
I am reading Apple's 10k and trying to understand it. It says they spend $168.6 billion on repurchase but when I add up I get only 18. Am I reading the table wrong? I multiplied the number of shares by the average price per share: 6437293.2 + 4640063.96 + 6922650 = 18000007.16. I am getting 18 billion instea...
I am reading Apple's 10k and trying to understand it. It says they spend $168.6 billion on repurchase but when I add up I get only 18. Am I reading the table wrong? I multiplied the number of shares by the average price per share: 67,990 * 1000 * 94.68 = $6,437,293,200 40,004 * 1000 * 115.99 = $4,6...
My parent gifted me a sum of money and then realized they needed it back for a future financial obligation. Based on my (possibly incorrect) understanding of gift/estate taxes, each transfer back and forth is a gift and independent taxable event. I also understand that we both have an enormous lifetime exemption wh...
An often talked about form of tax evasion in the last several years is donation of works of art that have a grossly inflated appraised value. A rich person buys some piece of art for thousands, possibly tens of thousands of dollars, and then they manage to get it appraised at hundreds of thousands or possibly even mill...
What is the formula to determine "profitability" in the inflated art appraisal tax evasion scheme?
I was abroad from 2 years(so NRI currently), Now returned to India in April and working for Portuguese company individually and they need me to send invoices monthly for the payment. Now this company need my VAT/fiscal number for taxation purpose. **What should I provide here?** Also, **what will the good way for ...
I would like to read Reliance Industries Ltd's [Form 12G32BR filing][1] on EDGAR. However, the only document in that filing says: > This document was generated as part of a paper submission. > > Please reference the Document Control Number 04010785 for access to the original document. Does this mean that the fi...
Dupe at least https://money.stackexchange.com/questions/133685/one-time-estimated-tax-payment-for-windfall https://money.stackexchange.com/questions/98373/estimated-irs-tax-payments https://money.stackexchange.com/questions/95767/at-what-time-do-you-have-to-pay-capital-gains-taxes-in-the-us-to-avoid-any-penal ...
I purchased an empty lot next to my house. I'm very glad to have it, but I did naively think that perhaps that I could use this lot as something like a credit card. Using it as collateral for a credit line for home projects and such. I've since learned that its not as easy as all that. Lot loans have many restric...
Can I use my lot as security on a credit line?
I wasn't aware of EIS until recently. I have some small investments through crowdcube from 2019/2020 which I haven't claimed for in my tax return. Can I include them retrospectively on my current tax return?
Can I claim EIS tax for previous years?
I was thinking if I should invest in some mutual funds using low-interest rate debt. But then I read this Q&A: https://money.stackexchange.com/questions/69879/why-are-daily-rebalanced-inverse-leveraged-etfs-bad-for-long-term-investing - If I use my loan on regular mutual funds, can I avoid the daily rebalancing effe...