instruction stringlengths 15 21.6k |
|---|
Is using debt into a regular mutual fund different from investing in a leveraged mutual fund? |
With the COVID crisis the FED has lower interest rates a lot:
[![FED's interest rates][1]][1]
Now, inspecting the US yield curve:
[![US yield curve][2]][2]
It seems to be that this is a normal curve that doesn't flatten too much at the end. **Is this correct?**
According to [this][3] article:
> A steep yi... |
Apple has just released its [Second Quarter Results][1]. They appear to define their "second" quarter (Q2) of 2021 as ending at the end of March, and their "first" quarter (Q1) of 2021 as ending at the end of the previous year i.e. December 2020.
Why do they define their quarters to be three months ahead? Is there a... |
Why are Apple's fiscal year quarters (Q1, Q2 etc.) one quarter ahead than usual? |
Annual eBay 10-k filed in 2018 report declares net revenue for 2018 **10.746 B**
Annual eBay 10-k filed in 2020 report declares net revenue for 2018 **8.650 B**
Why there is this discrepancy?
|
I am filing out taxes for my rental property in Philadelphia, PA which I own as an individual. As far as I can tell, all applicable taxes specifically for Philadelphia are the following:
- School Income Tax (SIT)
- Net Profits Tax (NPT)
- Business Income & Receipts Tax (BIRT)
Am I understanding all of thes... |
What tax is owed on rental income in the city of Philadelphia? Do all applicable taxes only apply to net rental income? |
Slight side-step to your first question to highlight your second:
"Alternatively, if I just leave the extra $1,500 can I claim it next year when my contribution room increases?"
Yes, you can do this, and I would say it is the recommended approach.
Technically, if you have no fear of miscalculating your RRSP am... |
(Background: in March 2020, I received a corrected 1099 for tax year 2019 from Robinhood.)
How late could a corporation like Robinhood file a corrected 1099 if they made an error? The 1099 I received for tax year 2020 is missing some options, though I might simply not be understanding how options are used in calcula... |
How late could I receive a corrected 1099? |
I [read](https://www.axios.com/john-kerry-financial-disclosure-d26d25e7-5201-477c-a166-ff1eb97aa4e4.html) ([mirror 1](https://archive.ph/dSi58), [mirror 2](https://web.archive.org/web/20210430193456/https://www.axios.com/john-kerry-financial-disclosure-d26d25e7-5201-477c-a166-ff1eb97aa4e4.html)):
> Kerry's huge stoc... |
What kind of ETFs can be used by individual investors to defer capital gains taxes by investing in it? |
I am eligible to receive all three stimulus checks but I am living abroad. I was told by the IRS that they sent the first two but I never received them.
I do not have access to the original checks and so do not have the ability to cash them (as suggested in ab answer to a similar question).
I saw on the IRS websi... |
Suppose I have made a list of hedge funds that are known to successfully follow a particular style of longer-term investing (e.g. long-term momentum, or value, or ...). I notice that this group of funds will often buy or sell the same stocks in the same quarter. I would like to copy these "consensus picks". Advantages:... |
What are the disadvantages of copying the consensus stock picks of hedge funds? |
Suppose I have made a list of hedge funds that are known to successfully follow a particular style of longer-term investing (e.g. long-term momentum, or value, or ...). I notice that this group of funds will often buy or sell the same stocks in the same quarter. I would like to copy these "consensus picks". Advantages:... |
eBay's 2018 10-K filing declares a net revenue for 2018 of **$10.746 billion**.
eBay's 2020 10-K filing declares a net revenue for 2018 of **$8.650 billion**.
Why is there a discrepancy?
|
Why does eBay's 2018 Form 10-K filing show a different net revenue for 2018 than in its 2020 filing? |
So, I'm in the position of considering where (within a given city/real-estate-market) I and my family want to build our next house (which will also be our first experience as homeowners -- we've lived in houses for some time now, but always as tenants). So far, we know that your typical suburban (new plat/subdivision)... |
How can I determine how much improvement (dollar value wise) I can put on an urban lot? |
I am new to option trading. I created a paper account in TD Ameritrade, and I noted some options are termed with "Weekly".
**Eg**
*"May 15, 2021 (13 days) Weekly 100"
"May 22, 2021 (20 days) 100"*
1) 13 days is more than a week to expiry, so does the option have the term "Weekly"?
2) Also what does "100" ... |
Why does an option have the term "weekly"? |
> 13 days is more than a week to expiry, so does the option have the term "Weekly"?
The standard used to be one expiration per month (3rd Friday of each month). In 2005 the CBOE piloted weekly options. They are called weeklies because instead of one expiration per month there's one expiration per week.
You'll als... |
> 13 days is more than a week to expiry, so does the option have the term "Weekly"?
The standard used to be one expiration per month (3rd Friday of each month). In 2005 the CBOE piloted weekly options. They are called weeklies because instead of one expiration per month there's one expiration per week.
You'll als... |
> 13 days is more than a week to expiry, so does the option have the term "Weekly"?
The standard used to be one expiration per month (3rd Friday of each month). In 2005 the CBOE piloted weekly options. They are called weeklies because instead of one expiration per month there's one expiration per week.
You'll als... |
> 13 days is more than a week to expiry, so does the option have the term "Weekly"?
The standard used to be one expiration per month (3rd Friday of each month). In 2005 the CBOE piloted weekly options. They are called weeklies because instead of one expiration per month there's one expiration per week.
You'll als... |
> 13 days is more than a week to expiry, so does the option have the term "Weekly"?
The standard used to be one expiration per month (3rd Friday of each month). In 2005 the CBOE piloted weekly options. They are called weeklies because instead of one expiration per month there's one expiration per week.
You'll als... |
> Why are there no buy uptick and sell downtick orders?
I think the textbook is looking for this answer:
These order types increase volatility, which is undesirable. If buy uptick orders were widely used, a single uptick could cause a huge cascade of buy orders, which could cause the price to rise more than it wo... |
Which should I buy: F shares or ADRs? |
I live in UK and only pay taxes here. Every year I need to submit my self assessment but until now I only had my regular job, so all taxes were paid at source and I simply had to report this in the self assessment.
Starting this year I have opened a website where I have a private area that people can access if they... |
In the past few months I have injured my hands 4 times since I started playing basketball. One break was particularly bad and I wasn't able to use that hand for programming. This slowed down my work during the period that I was healing.
I also get some enjoyment out of playing an instrument and I wasn't able to pla... |
I had 100 stock of x $10 each in account 1 bought on January 1. I sold 30 of them in loss at $5 in February 15. Then I bought 1 stock of x in $4 on February 20 in account 2. Then I sold remaining 70 of account 1 in $4.5 in February 28. And I am still holding position in account 2.
Does this trigger wash sale? How muc... |
Wash sale rule for me? |
I am in US.
First of all I didn't knew wash sale applies for multiple accounts. That is completely my silliness. I had 100 stock of x $10 each in account1 bought on January 1. I sold 30 of them in loss at $5 in February 15.
Then I bought 5 stock of x in $4 on February 20 in account2. Then I sold remaining 70 of a... |
I am in US.
First of all I didn't knew wash sale applies for multiple accounts. That is completely my silliness. I had 100 stock of x $10 each in account1 bought on January 1. I sold 30 of them in loss at $5 in February 15.
Then I bought 5 stock of x in $4 on February 20 in account2. Then I sold remaining 70 of a... |
If I were a freelance worker getting paid in cryptocurrency, would I have to claim my earnings as income? What if I never convert it to dollars? |
Do I have to pay income tax if I don't get paid in USD? |
What are non-banking financial companies? |
## tl;dr of the other answer:
it's "weekly" because stock options expire every Friday and instances when exercise is relevant are resolved by Saturday. lots of stocks have 4 expiry each month.
---------------------
## monthlies
some stocks/industries only have 1 option expiration date per month. the same c... |
> If I were a freelance worker getting paid in cryptocurrency, would I have to claim my earnings as income
Yes. There are people getting different kinds of payments as salary: car benefit, phone benefit, stock options, US dollars, even cryptocurrencies these days. All of these count as salary and you must pay taxes ... |
I am in US.
First of all I didn't knew wash sale applies for multiple accounts. That is completely my silliness.
- I purchased 100 shares of company X at $10 each in account 1 on January 1.
- I sold 30 of them in loss at $5 in February 15.
- Then I bought 5 shares of company X at $4 on February 20 in account ... |
From the IRS [Questions and Answers about the First Economic Impact Payment — Topic F: Payment Issued but Lost, Stolen, Destroyed or Not Received][irs]
> Note: If you are filing your 2020 tax return before your trace is
> complete, do not include the payment amount on line 16 or 19 of the
> 2020 Recovery Rebate Cr... |
Is it possible to apply value investing to precious metals? Value investing seeks to exploit discrepancies between price and value. The price of precious metals is widely known, but what about its value? Does it make any sense to use value investing for precious metals such as gold? If so, how is it usually done? |
Is value investing applicable to precious metals? |
I recently saw news that Danish bank Danske Bank is going to be offering -1% return on balances over $16,000. Obviously nobody wants a negative return on their balances so nobody is going to want this. Why is a bank disincentivizing their customers to hold balances with them? Does that have to do with central bank poli... |
Why would banks offer negative interest rates? |
I have saved some money that I would like to use in the next 1-3 years to start a company. In the meantime I would like to make sure that inflation does not eat up into my accumulated capital. I am fine with any configuration that just tracks inflation i.e. perfectly fine with 0% *real* returns if I can really lower my... |
Are there good ways to hedge against a combination of high inflation & rising rates? |
I am looking to buy a condo, but I am having trouble finding out information about the condominium complexes I am looking at, and knowing what information to trust.
Several of the places I am looking at have good reviews on google (over 4 stars with several dozen reviews), but I do not know if I can trust those beca... |
I have saved some money that I would like to use in the next 1-3 years to start a company. In the meantime I would like to make sure that inflation does not eat up into my accumulated capital. I am fine with any configuration that just tracks inflation i.e. perfectly fine with 0% *real* returns if I can really lower my... |
According to the [IRS FAQ on Virtual Currency](https://www.irs.gov/individuals/international-taxpayers/frequently-asked-questions-on-virtual-currency-transactions#:~:text=If%20you%20receive%20cryptocurrency%20from,cryptocurrency%20when%20you%20received%20it.), you do need to pay taxes on this. See Question/answer #9:
... |
According to the [IRS FAQ on Virtual Currency](https://www.irs.gov/individuals/international-taxpayers/frequently-asked-questions-on-virtual-currency-transactions#:~:text=If%20you%20receive%20cryptocurrency%20from,cryptocurrency%20when%20you%20received%20it.), you do need to pay taxes on this. See Question/answer #9:
... |
When shopping for homeowners insurance you would most likely get quotes from different companies that have different dwelling replacement cost. They use publicly available information about the home and your answers to questions they ask. The idea is that if the house is completely destroyed you can get enough money to... |
Myself and my wife own some VTI ETF. I own more and she owns less.
We are planning to make some additional monthly investments into VTI.
Question -- Which account should we put more VTI in, mine or spouse's? Mathematically, will we make more money overall if we invested more in the account that had a larger quantit... |
Do I make more money if I combine 2 VTI investments (me and my spouse) into one investment? |
Mathematically is just does not matter as compounding is a percentage increase. x*1.05 is the same as (y+z)*1.05 with x = y+z
In real life there might be some caveats to this however
- are there any fixed (amount) costs associated? These will eat more on a smaller account than on a larger one
- taxation
- spli... |
I was abroad from 2 years(so NRI currently), Now returned to India in April and working for Portuguese company individually and they need me to send invoices monthly for the payment.
Now this company need my VAT/fiscal number for taxation purpose. **What should I provide here?**
Also, **what will the good way for ... |
I was looking for graphs of _backwardation_ and _contango_ but I've found seemingly contradictory image results:
For instance [this image](https://upload.wikimedia.org/wikipedia/commons/thumb/0/0b/Contangobackwardation.png/1200px-Contangobackwardation.png) and [this one](https://a.c-dn.net/c/content/dam/publicsites/... |
Backwardation or Contango? |
I was looking for graphs of _backwardation_ and _contango_ but I've found seemingly contradictory image results:
For instance [this image](https://upload.wikimedia.org/wikipedia/commons/thumb/0/0b/Contangobackwardation.png/1200px-Contangobackwardation.png) and [this one](https://a.c-dn.net/c/content/dam/publicsites/... |
You seem to have a lot of conflicting ideas of what risks you are concerned about. What risks matter most to you should be driven primarily to your financial goals, which in your case is the startup costs for your future company. But what do you know for sure about those costs? Also, what level of $ are we talking abou... |
I have saved some money that I would like to use in the next 1-3 years to start a company. In the meantime I would like to make sure that inflation does not eat up into my accumulated capital. I am fine with any configuration that just tracks inflation i.e. perfectly fine with 0% *real* returns if I can really lower my... |
After I learned that Venmo uses Plaid and monitors all transactions, I wanted to remove all access to the bank, but Venmo decided to put account on lock preventing me from doing that, and to remove the lock I'm being asked to send them more information. However, If I recall correctly plaid uses plain credentials, so If... |
if i change my bank password will venmo lose access to the bank? |
I had a question when reviewing an annual report of a company [Wood PLC](https://www.woodplc.com/news/2021/full-year-results-for-the-year-ended-31-december-2020). In their report they have used the letter "c" in lowercase after different types of numbers.
E.g., basic EPS is reported as "(34.1)c". I do gather that ro... |
I always thought that since US was the best economy in the world, it's currency (`$`) would be the most 'expensive' - i.e holds the most worth all over the globe.
But apparently, swiss francs (`CHF`) are costlier than USD (as of the time of writing, a difference of `10 cents`) however, the economy of Switzerland is ... |
Is the value of a country's currency affected by it's economic status? |
> Is the y-axis always a spot price, an expected future price, or a contract price?
The y axis is not _always_ any one of those. _Typically_ the x-axis is a maturity date and the y-axis is the price of the futures that expire at that date, but some of these graphs use different axes values that make it confusing.
... |
I'm not an insurance adjuster but have been through the process (not a complete home loss though).
How do you prove what you had? **Any way you can.**
1. Even though your house is destroyed, there is likely evidence of what you owned (e.g. your granite countertops, though broken are still going to be present). T... |
(US-based question)
I currently give cash to several people on a regular basis: small cash gifts to help out unemployed relatives, tutors for my child, neighbors' children doing some yard work, and so on. The amounts range from $20 to $100/week. Is there a way to fully automate this?
Requirements:
1. Recipien... |
How can I automate recurring cash payments to an individual? |
What happens if you daytrade some cryptos, while keeping others for a year?
Will the CoinBase report to the IRS that you owe short term capital gains on some but long term on others? |
Long term capital gains on SOME not all cryptos? |
In the US, when a director, officer or 10 percent owner buys or sells shares in the company they work for (insder buy/sell) a Form-4 or Form-5 must be submitted to SEC, and can be found on the EDGAR DB website
What is the equivilant in the UK? |
What are some trading strategies that have high probability of small profits and a low probability of a catastrophic loss? I believe there is an academic term to describe a trading system that shows small consistent profits, while the risk of a complete loss lurks around the corner. The typical equity curve of such a s... |
Several years ago, I was in a terrible relationship in which my girlfriend fraudulently opened a credit card in my name. I forget the specifics, but she ended up transferring the full cash advance on the card into one of her accounts at another bank. When I found out about the card, I questioned my bank regarding the a... |
Why do banks seem to be indifferent about identity theft? |
I understand your frustration at feeling as though banks may not care about fraud, but they do. You have to realize though that there are limits to what they can do. It is up to the police or other authorities to pursue criminal investigations, and to the extent the local laws allow it (in most jurisdictions even the p... |
This is similar to another question ([here][1])... but I'm not sure if the answer is the same.
I work in the oilfield and I mine cryptocurrency. Because of the current crypto bull cycle the income from each is roughly the same in 2021 to-date. Combined, it will be far exceed the cap.
I was stressing to create an ... |
Director dealings have to be declared to the London Stock Exchange via the Regulatory News Service (RNS).
You can search that at https://www.londonstockexchange.com/news?tab=news-explorer ; to see just director dealings, click "Filter by" and select "Headline type" and then tick "Director/PDMR shareholding" and then... |
Presumably you have received an EIS3 (or EIS5) form for the investments? (I doubt you can claim relief without one).
The government's current information on claiming EIS [here][1] (via [here][2]) states (my bold):
> If you made an investment in shares issued during the year for which
> you have not yet receive... |
With the COVID crisis the FED has lower interest rates a lot:
[![FED's interest rates][1]][1]
Now, inspecting the US yield curve:
[![US yield curve][2]][2]
It seems to be that this is a normal curve that doesn't flatten too much at the end. **Is this correct?**
According to [this][3] article:
> A steep yi... |
With the COVID crisis the FED has lower interest rates a lot:
[![FED's interest rates][1]][1]
Now, inspecting the US yield curve:
[![US yield curve][2]][2]
It seems to be that this is a normal curve that doesn't flatten too much at the end. **Is this correct?**
According to [this][3] article:
> A steep yi... |
Director dealings have to be declared to the London Stock Exchange via the Regulatory News Service (RNS).
You can search that at https://www.londonstockexchange.com/news?tab=news-explorer ; to see just director dealings, click "Filter by" and select "Headline type" and then tick "Director/PDMR shareholding" and then... |
In the US, when a director, officer or 10 percent owner buys or sells shares in the company they work for (insider buy/sell), a Form 4 or Form 5 must be submitted to SEC, and can be found on the EDGAR website.
What is the equivalent in the UK? |
The [SEC Edgar Filing Tracker](https://sec.report/) is the official place to track official company filings. Let us take the example of [Apple reports](https://sec.report/CIK/0000320193). You see a long list of filings and a Date with a rather exact hour of report upload (e.g. `2021-02-08 16:31:03`). What is the time z... |
What is the time zone of the events featured by the SEC? |
Two questions on bonds:
1. Why is finding stock prices and charts so easy whereas for corporate bonds is so hard? Do you know a good website like TradingView that does the same for corporate bonds (a screener that works, good charts and paper trading)?
2. On the only bond screener I have found, there are bonds wi... |
The image below shows the recent insider transactions in Chipotle Mexican Grill, Inc. stock (NYSE: CMG).
* What is the difference between a "buy" and an "acquisition"?
* What is the difference between a "sell" and a "disposition"?
[![Table of insider transactions][1]][1]
Source: https://ir.chipotle.com/in... |
What's the difference between a buy vs an acquisition, and a sale vs a disposition? |
Not an academic term but it's colloquially called **picking up pennies in front of a steamroller**.
One example is selling far OTM options ([Remember Wall Street’s Viral
Laughingstock, OptionSeller.com?][1])
> In economics and finance, a **[Taleb distribution][2]** is the statistical
> profile of an investment... |
CoinBase will issue some forms but ultimately you're responsible for filing your taxes. Whether your gains are short- or long-term is irrelevant.
> For the 2020 US tax season, Coinbase will issue the IRS Form 1099-MISC for rewards and/or fees through Coinbase.com, Coinbase Pro, and Coinbase Prime.
> Non-US custom... |
There have been articles written, Nike paid no Federal Income tax in 2020. However, looking at its Annual Report below, I see income taxes. So how are these news articles saying this?
1. https://www.nytimes.com/2021/04/02/business/economy/zero-corporate-tax.html
2. https://finance.yahoo.com/news/nike-fedex-among-c... |
Is Nike Paying Income Taxes as News Media Reports? |
There have been articles written, Nike paid no Federal Income tax in 2020. However, looking at its Annual Report below, I see income taxes. So how are these news articles saying this?
1. https://www.nytimes.com/2021/04/02/business/economy/zero-corporate-tax.html
2. https://finance.yahoo.com/news/nike-fedex-among-c... |
I purchased an empty lot next to my house. I'm very glad to have it, but I did naively think that perhaps that I could use this lot as something like a credit card. Using it as collateral for a credit line for home projects and such.
I've since learned that its not as easy as all that. Lot loans have many restric... |
I was reading [this article][1] on Biden's new tax plans and had a few questions. They propose the following situation where these new laws would come into play.
> Consider, for example, an entrepreneur who started a business decades ago that’s now worth $100 million. Under the current tax regime, the business would... |
Effect of new tax plans on inherited assets? |
Any creditor has the ability to modify its reporting on your bureau reports, but if the debt is valid then most generally won't when it comes to collection agencies.
Keep in mind that the act of paying the debt, or any situation where the creditor/collection agency updates your information causes a restart of the se... |
I am 61 years old and I don't want to withdraw money from my 401k too soon. I am wondering at what age can I take money from the 401K without being subject to penalty?
Thanks |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.