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What are the risks of investing in a stock tracker ETP?
I generally find that when two things are mixed together, it doesn't end well. Your friend wants to borrow the money for a renovation, and perhaps can't borrow elsewhere, and you want to live in a nice place. Rolling these into "you pay for the renovation" and "you pay less rent" could be a disaster. Consider: - if ...
You can find the thresholds and other considerations in the relevant tax year's [Form 1040 instructions](https://www.irs.gov/pub/irs-pdf/i1040gi.pdf), in the section called "Do You Have To File?" (for 2020 1040 instructions, on page 9).
When I send money to fund my brokerage account, I send the money to a bank account which I can't know if it's personal or business. What obliges a broker (which we deal with him on the basis of trust and his reputation) to put it in my account? If he told me: "I don't know you, thanks for the donation", would I ha...
When I send money to fund my account, what obliges a broker to put it in my account?
I have transferred from a US company to a branch in home country. I'm paid through local country payroll and have no ties with US or the US branch payroll any longer. When I requested a distribution the 401k Plan administration says I cannot withdraw while employed overseas by foreign branch of the parent company. ...
If I go to a drivethru, order food, get to the cash register, have I created a debt? They have already begun preparing and bagging my food? Do they have to take my 50 or $100 bill? At what point have I created a debt?
> Why are there no buy uptick and sell downtick orders? I think the textbook is looking for this answer: Buy uptick and sell downtick orders increase volatility, which is undesirable. If buy uptick orders were widely used, a single uptick could cause a huge cascade of buy orders, which could cause the price to ri...
I only have citizenship of Canada. I work for a US company on TN Status. I commute daily from home in Canada to office in US and back. I do not reside in the US. I get a W2 and file taxes with the IRS every year. I have property and equity only in Canada. My Canadian bank is asking me a question if I am a US pe...
I was reading up on some investment agreements and I came upon the following paragraph from one of the agreements; "If there is a Coin or Token Sale before the expiration or termination of this Agreement, the Company must convert all or any part of the Purchase Amount to Common Stock at a conversion price equal to t...
What is company capitilization?
General policy at American fast-food (Burger King) and fast casual (Chipotle, Panera Bread) is that they *won't even send your order to the kitchen* until you have paid. You can watch the screens, your order does not appear until you have paid up. **This does not create a debt, obviously**. But I'm not telling you ...
General policy at American fast-food (Burger King) and fast casual (Chipotle, Panera Bread) is that they *won't even send your order to the kitchen* until you have paid. You can watch the screens, your order does not appear until you have paid up. **This does not create a debt, obviously**. But I'm not telling you ...
Since your friend is the owner of the property, he will be the owner of the renovated property. Unless you gain ownership on part of the property in exchange of your investment, your arrangement is equivalent of you lending 6k€-20k€ to your friend and him repay you in rent discount. Others have already addressed the...
I generally find that when two things are mixed together, it doesn't end well. Your friend wants to borrow the money for a renovation, and perhaps can't borrow elsewhere, and you want to live in a nice place. Rolling these into "you pay for the renovation" and "you pay less rent" could be a disaster. Consider: - if ...
I have been experimenting with splitting transactions so posted a question about it on this forum. The answer I received did the trick and I can now split transactions just fine. The trouble I'm facing is that I now have to correct the errors I created while experimenting. For instance, the month of February has bee...
I have spent hours researching this topic, with no luck. My father (a retired antique dealer) has tasked me with figuring out whether a collection of old stock certificates have any negotiable value. But before I research the individual certificates, I need to know whether he could even legally claim any possible $...
Are antique stock certificates that are endorsed/signed on the back automatically "bearer certificates" and of value without proof of ownership?
I've had an Health Savings Account for several years now, and I know I can only take out funds from it for qualified medical expenses. I'm wondering if there will be any taxes and/or penalties if I do the following: 1. Take out $1,000 in June 2. Use the money for non-medical expenses 3. In December (same year) pu...
Borrow and return HSA funds in same tax year - taxes and/or penalty?
I've had an Health Savings Account for several years now, and I know I can only take out funds from it for qualified medical expenses. I'm wondering if there will be any taxes and/or penalties if I do the following: 1. Take out $1,000 in June 2. Use the money for non-medical expenses 3. In December (same year) pu...
I own 200 common shares of a private company I worked for up until about 3 years ago. Today, I read in the news that they were acquired for a LOT of money but I don't know yet what the current stock price is. I still have stock options that I have 7 months left to exercise. I have a couple questions. Now that the...
Company just got acquired. What does this mean for my common stock?
If I sell stock of Company-X at a loss and immediately buy the bonds of Company-X, am I allowed to deduct any loss on the sale of stock on my taxes, ie would this be considered a Wash Sale?
Wash sale- Sell stock buy bonds?
The market "fee rate" (a.k.a. *borrow cost* ) for borrowing stock shares to sell short can run very high. (One source for the current borrow cost is [a list published every 15 minutes by Interactive Brokers](https://ibkr.info/article/2024).) Currently some stocks that I own are being listed with triple-digit borrow...
Who sets the stock loan costs in U.S. markets?
The other answers address the numbers and legal arrangements. > Also let me know if the deal makes some sense in your opinion, or any other considerations I might be missing. Consider the money a gift to your friend. Are you willing to give that much money to your friend? Do not move forward with this arrangement un...
I was reading up on some investment agreements and I came upon the following paragraph from one of the agreements: > If there is a Coin or Token Sale before the expiration or termination of this Agreement, the Company must convert all or any part of the Purchase Amount to Common Stock at a conversion price equal to ...
What is company capitalization?
I have heard that it is best for your credit to use under 30% of the credit available to you. Does this mean per month or at a time? The difference: a) Per month = For a $2,500 credit limit in total over the month use under $750. b) At a time = Use $300, then pay it off. Then use another $400, and pay it off...
Is the 30% of credit rule per month?
I am a permanent resident of West Virginia age 61 unemployed and receiving health and food assistance from the State...thankfully. I have very limited investment income, not enough to pay taxes of what I get. I have several IRAs in Puerto Rico which I funded 21 years ago. I have just stated to request total account dis...
I recently got into options, and I'm a bit confused on how to exercise my contracts. I have an in the money contract. I understant that if I **sell to close**, I sell the contract at its current price, but what if I want to buy 100 shares at the strike price. What order type is that ? That is after all the intended...
I understand the shorting means you borrow the shares and sell them first, and pay them back later. So this is two-step process and things can go wrong in each step. For example: - What if you can't find anyone willing to lend you the shares to short? Does it happen often? In real world, do we know actually know ...
I recently got into options, and I'm a bit confused on how to exercise my contracts. I have an in the money contract. I understant that if I **sell to close**, I sell the contract at its current price, but what if I want to buy 100 shares at the strike price. What order type is that ? That is after all the intended...
I only have citizenship of Canada. I work for a US company on TN Status. I commute daily from home in Canada to office in US and back. I do not reside in the US. I get a W2 and file taxes with the IRS every year. I have property and equity only in Canada. My Canadian bank is asking me a question if I am a US pe...
Canadian citizen, TN worker, commute daily from Canada: am I a US person for tax purposes?
A US non-resident alien wishes to invest in a company: Brookfield Infrastructure. Two securities are available for this purpose: Brookfield Infrastructure Partners L.P. (NYSE: BIP), and Brookfield Infrastructure Corporation (NYSE: BIPC). The [investor relations webpage][1] says: > Class A shares of BIPC are structur...
I have heard that it is best for your credit to use under 30% of the credit available to you. Does this mean per month or at a time? The difference: - A. Per month = For a $2,500 credit limit in total over the month use under $750. - B. At a time = Use $300, then pay it off. Then use another $400, and ...
I am a permanent resident of West Virginia age 61 unemployed and receiving health and food assistance from the State...thankfully. I have very limited investment income, not enough to pay taxes of what I get. I have several IRAs in Puerto Rico which I funded 21 years ago. I have just started to request total accoun...
A US non-resident alien wishes to invest in a company: Brookfield Infrastructure. Two securities are available for this purpose: Brookfield Infrastructure Partners L.P. (NYSE: BIP), and Brookfield Infrastructure Corporation (NYSE: BIPC). The [investor relations webpage][1] says: > Class A shares of BIPC are structur...
A US non-resident alien wishes to invest in a company: Brookfield Infrastructure. Two securities are available for this purpose: Brookfield Infrastructure Partners L.P. (NYSE: BIP), and Brookfield Infrastructure Corporation (NYSE: BIPC). The [investor relations webpage][1] says: > Class A shares of BIPC are structur...
I just want to know is it the taxation that charge at foreigner for invest in us market is 37% of the dividend ? And how about the stock that we bought did not have a dividend ? is it we will not going to be charged anything? How about the fee from buting and selling the us stock?
Stock fees that charged on the non resident?
Given that > Real Rate of Return = (1 + nominal rate) / (1 + inflation rate) -1 If my nominal rate equals the inflation rate I get 0, meaning that my money is worth the same no matter the inflation rate. If my nominal rate is greater than the inflation I get positive values, meaning my money is worth more th...
Given that > Real Rate of Return = (1 + nominal rate) / (1 + inflation rate) -1 If my nominal rate equals the inflation rate I get 0, meaning that my money is worth the same no matter the inflation rate. If my nominal rate is greater than the inflation I get positive values, meaning my money is worth more th...
I would like to check if an online bank is legit. It is a Astroibank. I cannot find anything online and I have some money that was supposed to have been sent there. The bank is asking me to pay a lot of money for a COT code but to a bitcoin wallet. I am not sure about the bank. Does anyone know of it or how to check...
I would like to check if an online bank is legit. It is a Astroibank. I cannot find anything online and I have some money that was supposed to have been sent there. The bank is asking me to pay a lot of money for a COT code but to a bitcoin wallet. I am not sure about the bank. Does anyone know of it or how to check...
While doing a bit of research on choosing mutual funds, I found that almost all the blog posts and web pages seem to suggest how harmful the expense ratio is, how much money we lose over time due to the expense ratio, etc. That naturally makes an investor feel to choose funds with a lower expense ratio. However, it is ...
Should we really be looking at the expense ratio while choosing funds?
Some credit cards (e.g. Bank of America) offer cardholders the option to earn cash back at a higher rate on online shopping purchases. (More specifically: you get to choose one 3% cash back category from a list of options, one of which is "online purchases"; everything else earns 1% cash back.) It's not entirely c...
If a credit card offers rewards for "online purchases", is anything paid for online automatically included?
I am familiar with building moving averages (whether SMA or EMA) from candle/OHLC data or indeed from a ticker which reports the price at a fixed interval. But I would like to extend this to a raw trades feed I have access to. Now clearly trades can come at irregular intervals and depending on the resolution of the ...
How can I build a moving average for individual trades?
If inflation was 100%, would you expect your money to lose 100% of its value? Say you have $1000 cash. Widgets cost $1. You can currently buy 1000 widgets with your cash. After 5% inflation, widgets now cost $1.05, but you still have the same $1000 cash. You can now only buy $1000/$1.05 = 952.38 widgets. Your mon...
I have no real experience of trading in shares, but I have inherited some, and I'd like to find out how to go about selling them. There are a few specific considerations to my case: - I have a physical share certificate, which I received today. - The shares are for an Irish company, which seems to be listed on bo...
How to go about a cost-effective one-time sale of shares?
When a foreigner invests in the US stock market, are the dividends taxed at 37%? What about stocks that do not pay a dividend? Will foreigners be charged anything if the stock does not pay a dividend? Is there a fee for buying and selling US stocks?
What are the stock fees charged on nonresidents?
When a foreigner invests in the US stock market, are the dividends taxed at 37%? What if the stock does not pay a dividend? Will foreigners be charged anything if the stock does not pay a dividend? Is there a fee for buying and selling US stocks?
At age 65, I am eligible for a lifetime monthly vested benefit in the amount of a few hundred dollars from my former employer (a non-governmental firm). In the company's benefits handbook, this vested benefit is called "Your straight life annuity monthly benefit". Shortly after this benefit commences, I am planning ...
> Are companies listed on Euronext Growth and Euronext Access required to publish financial statements? Yes. Although the specific disclosure requirements differ between Euronext Growth and Euronext Access, all companies are required to publish financial statements on a regular basis. On Euronext's [Choosing your...
At age 65, I am eligible for a lifetime monthly vested benefit in the amount of a few hundred dollars from my former employer (a non-governmental firm). In the company's benefits handbook, this vested benefit is called "Your straight life annuity monthly benefit". Shortly after this benefit commences, I am planning ...
Companies listed on the Euronext stock exchanges are classified into "Euronext", "Euronext Growth" (formerly known as Alternext), and "Euronext Access" (formerly known as [marché libre][1]). These appear to be different markets for large/mid-cap, mid/small-cap, and nano-cap stocks respectively. The "Euronext" market is...
This used to be possible with Western Union. The other party would go to the WU kiosk and pick up dollars. But now they started converting to UAH automatically, which gives a much worse rate than what you'd get in the black market. Likely the government/banks are reaping large profit with this new policy. But is there ...
I bought a home that costs $100,000 and it’s worth $200,000 but I still owe $50,000 on it how much equity do I have on the home?
I live in Sweden. I was issued a check from the US Government but Swedish banks do not honour foreign checks ... and the US Government refuses to put the amount directly into my Swedish account. If I send my check to a family member in the US will she be able to cash it or put it into her own American account? The ...
Suppose I am a dual citizen of the US and Germany. Suppose further, that I currently live and work (employed by a german company) in Germany, and this will stay like this for the foreseeable future. A) Is there any situation where my income from my job would be taxed in both the US and Germany? E.g., if my income ex...
Are there annual salary limits to be eligible to contribute to a ROTH IRA account in US?
I am in EST Timezone and I work during the business hours. I am trying to practice trading using IB's Trading Workstation. I have Trading Workstation installed on my machine and I've a practice account. The challenge that I am going through is that I can't experience market buy/sell orders outside market hours. ...
I'm watching the OBV (tradingview) on my tickers, and I'm puzzled as to why it shows completely different trends and signals depending on the time frame I pick. I'm talking about forensics on a given period in the past. If I look at the 1 hour timeframe and the 4 hour timeframe it often shows different results: 1...
There's nothing on the US equity markets that I know of that consistently trades with sufficient liquidity during after hours. [TD Ameritrade](https://tickertape.tdameritrade.com/tools/backtest-historical-data-thinkorswimondemand-15667) offers a backtesting simulator that allows you to go back in time and trade goin...
I have 70K at the beginning of the year invested in some fund with the below yield each month, is it correct that the IRR would be 50.90%? What am I missing? In some article that I've read, they were doing the same table, and got: Monthly TWR = 0.76%, Yearly TWR = 9.57% Monthly IRR = 0.56%, Yearly IRR = 6.96% ...
What am I missing with this XIRR calculation?
Say 2 people both like to buy 1 company stock but 1 person buys and sells trying to time earning etc. and other person holds. What percent per year does the person doing trading have to make above the buy and hold to have equivalent profit?
> What is the US dividend tax rate for a non-resident alien owning a US domiciled ETF holding non-US companies? Assume no tax treaty so the tax rate for the SPY ETF would be 30%. The tax would still be 30%. It is precisely for this reason that US ETFs are generally unattractive to non-resident aliens, especially ...
> What is the US dividend tax rate for a non-resident alien owning a US domiciled ETF holding non-US companies? Assume no tax treaty so the tax rate for the SPY ETF would be 30%. The tax would still be 30%. It is precisely for this reason that US ETFs are generally unattractive to non-resident aliens, especially ...
> What is the US dividend tax rate for a non-resident alien owning a US domiciled ETF holding non-US companies? Assume no tax treaty so the tax rate for the SPY ETF would be 30%. The tax would still be 30%. This is precisely why US ETFs are generally unattractive to non-resident aliens, especially if they are res...
(I apologize if the terminology I use is not appropriate, but finance is a topic I'm definitely not into. And I'm not native English speaker. For instance, I used the term _relief_ because that's what I understand is the correct term, but please correct me if I'm wrong. Likewise, I've added [tag:tax-deduction] because ...
Can I claim tax relief for money I spend at the dentist?
When applying for an American Express card, it asks me for my social insurance number (SIN) but it is optional. Should I give it? The site states > We encourage providing your SIN for more accurate identification (e.g. > obtaining your credit bureau report). As an aside, I remember when I got my SIN card I was t...
When should I give my Social Insurance Number to a Credit Card Company (or anyone else for that matter)?
I have transferred from a US company to a branch in home country. I'm paid through local country payroll and have no ties with US or the US branch payroll any longer. When I requested a distribution the 401k Plan administration says I cannot withdraw while employed overseas by foreign branch of the parent company. ...
I'm a nontraditional student interested in pursuing an academic career in the humanities. However, I'm trying to decide whether this is a financially feasible path for me. By the time, I'd complete my PhD ;,I'd be well into middle-age, and tenure-track positions are scarce. Plus there's the opportunity cost of extendin...
Ok im kinda confused about stocks, since im a cripto holder so im used to seeing value on ideas that have no inherent value, so in this question i want to draw some hypothetical situation with some rules Lets imagine i have 200 stocks from a company and i bought them at 1$. In my mind im intending to hold the stock ...
Can an investor with stocks who is holding, lose money?
Can an investor with stocks who is holding(perpetually), lose money?
I'm kinda confused about stocks, since I'm a crypto holder. Thus, I'm used to seeing value on ideas that have no inherent value. Therefore, I want to draw some hypothetical situation with some rules. Lets imagine I have 200 shares of stock from a company which I bought at $1/share. I'm intending to hold the stock ...
Can an investor who perpetually holds stocks lose money?
> Lets imagine i have 200 stocks from a company **Shares** of stock; you own **shares** of stock. EDIT: shares of (common) stock are nothing more than fractional ownership in the corporation; nothing more. (I mentioned *common stock* because there are other forms of shares which don't give you voting rights. ...
So again i'm used to Crypto Currencies, and since im stupid i learn most things from threads from /biz/ (fortunately i still take decisions based on myself), i've seen plenty on lingo like a bull means a person who bought shares and is intending to sell them at a higher price or someone who has a long option(or a call)...
How do "Crabs" make money exactly?
Wells Fargo is offering [$1B in preferred stock yielding 6%][1]. I want to buy this preferred stock but how? Say I open an account at Fidelity. I can't find it in the stock market. [1]: https://blogs.barrons.com/incomeinvesting/2015/09/09/wells-fargo-to-offer-1b-in-preferred-stock-yielding-6/
I'm kinda confused about stocks, since I'm a crypto holder. Thus, I'm used to seeing value on ideas that have no inherent value. Therefore, I want to draw some hypothetical situation with some rules. Lets imagine I have 200 shares of stock from a company which I bought at $1/share. I'm intending to hold the stock ...
How do I buy Wells Fargo's $1B preferred stock offering?
I'm a little confused about stocks, since I'm a crypto holder. Thus, I'm used to seeing value on ideas that have no inherent value. Therefore, I want to draw some hypothetical situation with some rules. Let's imagine I have 200 shares of stock from a company that I bought at $1/share. I'm intending to hold the sto...
Options beginner here. I have a protective put on a stock and it became ITM 2 days before expiration. I do not want the option to be exercised, since I’m bullish on the stock, and want to continue holding. I’m afraid that if I leave the put to expire, it will be exercised. I also do not want to sell off the put, becau...
Protective put became ITM before expiration. How to prevent option exercise?
I'm a nontraditional student interested in pursuing an academic career in the humanities. However, I'm trying to decide whether this is a financially feasible path for me. By the time I'd complete my PhD, I'd be well into middle-age, and tenure-track positions are scarce. Plus there's the opportunity cost of extending ...