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How to read double apostrophe prices in futures options? |
As in the screenshot, there are two and three similar option for the same contract with same expiry date. What is the reason ?
[![enter image description here][1]][1]
[1]: https://i.stack.imgur.com/iT3Ou.png |
Why there are duplicated option chains in futures? |
I am starting part-time consulting in the U.S. on the side of my full-time job, mostly for fun (programming and web development). So far, I only completed one project and although I am marketing myself for more, it's not unlikely I'll keep hovering around 2 to 3 projects a year.
That was probably a mistake but since... |
I would start with a [small business development center][smdc] which is a program in the Small business administration:
> The U.S Small Business Administration (SBA) administers the Small
> Business Development Centers Program to provide management assistance
> to current and prospective small business owners. SBD... |
Annual reports of companies seem to always include multiple sections before the financial statements. For example, "financial highlights", "chairman's letter", "CEO's report", "corporate social responsibility", etc. From my understanding, the meat of an annual report is in the financial statements (and the associated n... |
How important is it to read the sections of an annual report that are not part of the financial statements? |
Knowing what the chairman/CEO etc are planning to do in the next year is important to adjust your expectations of future financial performance. So reading the Chairman's letter, will let you know if a freight logistics company is buying more trucks or opening new regions vs closing regions. Or if an oil company plans... |
There is information missing from your post which makes giving you a clear answer difficult. For instance:
1. Who discovered this was a scam - you or the bank?
2. Has the bank already paid the checks you wrote before the scam was discovered?
3. Did you have enough money in the bank to cover the checks after deduc... |
Many employees of public companies have trading restrictions to trade their employer's stock because they have inside knowledge. For simplicity let's assume I'm an Apple employee and only allowed to trade in the month after a quarterly report has come out.
I also have investments (e.g. 401k, IRA) in various mutual ... |
In very easy: If more people buy a stock, it climbs. If more people sell a stock, it falls.
But how can that be if there must be someone buying all the stocks that are sold? Are the stocks sold back to the company? |
How can there be more people who buy stocks than people who sell stocks? |
> If more people **WANT TO** buy a stock, it climbs. If more people **WANT TO** sell a stock, it falls.
That is the correct statement.
> But how can that be if there must be someone buying all the stocks that are sold? Are the stocks sold back to the company?
The stock market is an auction. If there are peopl... |
Say I live in country A yet my employer pays me in the currency of country B, is it worth while to buy puts on currency B to offset my exposure to that currency? In particular, I live in Canada and I am employed by an American company which pays me in USD. My expenses are relatively stable and measured in CAD, however ... |
If my employer pays me in a currency different from the one I use, is it worth while to buy financial instruments to offset changes forex rates? |
Another consideration, that complements the existing answers, is the role of [**Market Makers**](https://en.wikipedia.org/wiki/Market_maker). These are companies that have agreements with the stock exchanges to always provide a "bid" and "ask" price for certain stocks, and so ensure the liquidity of the market.
Thei... |
First hi, i've seen this in various places and i was wondering what are the benefits, both financial or non economic related, of marriage especially one with a pre-nup. I'm not intending on doing it, but im just interested because i never got in a secular society anyone would marry through the state without being for f... |
My credit score isn't terrible - 715ish and my total utilization across 2 cards (one is my own card, and I'm an authorized user with a balance transfer on one of my gf's cards for the other) is around 20%. I also have a personal loan with a low balance. My credit history length and mix of accounts (mortgage, credit car... |
First hi, i've seen this in various places and i was wondering what are the benefits, both financial or non economic related, of marriage especially one with a pre-nup. I'm not intending on doing it, but im just interested because i never got in a secular society anyone would marry through the state without being for f... |
The number of people buying or selling is irrelevant. IOW, ten people trying to buy 100 shares at "X" has the same effect as one person trying to buy 1,000 shares at "X".
For every transaction, there is a buyer of those shares and a seller of those shares. Their volume is equal and offsetting. So how does price c... |
My credit score isn't terrible - 715ish and my total utilization across 2 cards (one is my own card, and I'm an authorized user with a balance transfer on one of my gf's cards for the other) is around 20%. I also have a personal loan with a low balance. My credit history length and mix of accounts (mortgage, credit car... |
I'm in the US.
I have 2 different scenarios related to gifting of a property and I'm trying to understand why scenario 1 feels *legal* and scenario 2 feels *illegal*. I can't put my finger on the fundamental issue that makes the 2 scenarios different.
**Scenario 1:**
My friend gifts me his house in exchange for ... |
(I'm beginner)
1- Can I buy/pay the whole contract price without margin (the broker will have no risk at all then- no need for maintenace margin) ?
2- Is this borrowing money so I need to pay interest and regular fees? if not; What does the broker benefit from it?
3- Is the margin calls money I pay unrecovered so I ... |
I've seen this in various places and I was wondering what are the benefits, both financial or non economic related, of marriage especially one with a pre-nup. I'm not intending on doing it, but I'm just interested because I never got in a secular society why anyone would marry through the state without it being for fin... |
I've seen this in various places, and I was wondering what are the benefits, both financial or non economic related, of marriage, especially one with a pre-nup? I'm not intending on doing it, but I'm just interested because I never got in a secular society why anyone would marry through the state without it being for f... |
Let me get right to the chase.
**Situation**: My employer offered to pay for my rent, giving me a few options to consider, and I'm not sure of the tax implications for each.
**Details**: I live in Florida and work remotely from my apartment. My employer has two entities, one in US and a main one in UK (a UK perma... |
Tax implications of a UK company (owner of my US employer) paying for my rent in the US? |
I want to transfer some of my stocks to another person.
Right now, my stocks are in Interactive Brokers.
The other person's account is in Fidelity.
It seems that ACATS does not support transfer between two different people.
What is the best way to do it without selling my stocks? |
Is there a way I can transfer my stocks to another person? |
Let me get right to the chase.
**Situation**: My employer offered to pay for my rent, giving me a few options to consider, and I'm not sure of the tax implications for each.
**Details**: I live in Florida and work remotely from my apartment. My employer has two entities, one in US and a main one in UK (a UK perma... |
I currently follow a company (DTST) in progress to be listed on the Nasdaq Capital Market (previously traded on the OTC).
After filling the [S1 report with multiple amendments][1], they also recently filed [an 8A form (or 8A-12b).][2]
To learn about the IPO process, I tried to compare the SEC fillings of DTST to ot... |
Our friends and we often barter babysitting time with each other. Do we owe taxes? |
> Does the Lodging on Your Business Premises exclusion work in some
> cases, in particular if the employer rents the apartment as a Florida
> office?
according to the IRS: [Publication 15-B (2021), Employer's Tax Guide to Fringe Benefits][IRS1]
(note this is written from the view of the employer)
> You can e... |
Are there business services available that allow you to be "as carefree as an employee" when it comes to legalities, taxes, invoicing, etc.? |
My friend in the US (I don't live there permanently) has a Youth who has started work as a teen while at school/college ("at Starbucks" type of thing) and we were discussing the various ways such a Youth should begin **Saving For Retirement**. What I mean is in the government sanctioned tax-advantaged manner(s) availa... |
Round up of advantaged retirement investment approaches in the US? |
**Common tax-deferred vehicles include:**
- 401k: an employee benefit offered by for-profit organizations, sometimes with a match
- 403b: an employee benefit offered by not-for-profit organizations
- SEP and SIMPLE IRAs: an employee benefit offered by for-profit organizations (often smaller organizations with a... |
> How do you mechanically do this (in the US?) Is it like a government function or something and the money goes through some gov't department?
That's the mandatory Social Security taxes, which you are not referring to.
> Do you basically open a brokerage account and tick a box "401" (**or one of those abbreviatio... |
> How do you mechanically do this (in the US?) Is it like a government function or something and the money goes through some gov't department?
That's the mandatory Social Security taxes, which you are not referring to.
> Do you basically open a brokerage account and tick a box "401" (**or one of those abbreviatio... |
> How do you mechanically do this (in the US?) Is it like a government function or something and the money goes through some gov't department?
That's the mandatory Social Security taxes, which you are not referring to.
> Do you basically open a brokerage account and tick a box "401" (**or one of those abbreviatio... |
Let us treat debt as source of capital for Financial Service Firm and firm is operating on High Financial Leverage. Then how small changes in the value of the firm’s assets can translate into big swings in equity value?
Here is Original Paragraph from paper titled **Valuing Financial Service Firms** by **Aswath Damo... |
Treating debt of financial firm as Source of Capital, why small change in value of firm's asset value causes large change in Equity Value? |
I was looking at the trading information for some stocks listed on the Euronext Paris stock exchange, and I don't understand what "handelstype" means. Some stocks have a "handlestype" of "continuous", while others have a "handelstype" of "double call auction". Here are some screenshots:
[Total SE][1]:
[![Screensh... |
What does "handelstype" mean? |
I'm looking to get another credit card. Generally speaking I find it difficult to cut through the marketing talk to find out what I'd really be getting myself into. I'm looking for one with high cashback, but I've heard some only apply the cash back once per year. For example, the [American Express SimplyCash][1]. I ca... |
How to find comprehensive agreement before getting credit card? |
>It is my understanding that fringe benefits such as rent payments are generally taxable as income.
The incredibly simple answer is, of course: it makes utterly no difference who pays you.
***It will be taxed.***
Say you came on here and asked "I will be getting paid - but!! from someone!! in!! Antartica!! Wi... |
In **"Valuing Financial Service Firms" by Aswath Damodaran** he wrote
> With working capital, we run into a different problem. If we define working capital as the difference between current assets and current liabilities, a large proportion of a bank’s balance sheet would fall into one or the other of these categor... |
While defining Working Capital for Financial Service Firm, a large proportion of a bank’s balance sheet would fall into Capital Assset or Liabilities? |
Why a large proportion of a bank’s balance sheet would fall into either Capital Assset/Liabilities, while defining Working Cap for Fin. Serv Firm? |
Why a large proportion of a bank’s balance sheet would fall into either Capital Assset or Liabilities, while defining Working Captial? |
Why a large proportion of a bank’s balance sheet would fall into either Current Assset or Liabilities, while defining Working Captial? |
In **"Valuing Financial Service Firms" by Aswath Damodaran** he wrote
> With working capital, we run into a different problem. If we define working capital as the difference between current assets and current liabilities, a large proportion of a bank’s balance sheet would fall into one or the other of these categor... |
In **"Valuing Financial Service Firms" by Aswath Damodaran** he wrote
> With working capital, we run into a different problem. If we define working capital as the difference between current assets and current liabilities, a large proportion of a bank’s balance sheet would fall into one or the other of these categor... |
DC College savings plan states the following and I'm wondering if the $8,0000 deduction for married couples filing jointly applies for all children or one child. For example, would a couple with two kids be able to take up to a $16,000 deduction?
"DC taxpayers who are account owners are eligible for a deduction in c... |
Is a DC college savings plan $8,000 tax deduction across all kids or is it per child? |
**Scenario**
- I bought a primary residence in Utah on 06/2020
- RE in UT boomed (21% for my residence) and I'd like to sell
Additionally
- I have property I've owned since 2007 I'd like to sell while the market is high
- I lived there 2007-2012 but only 6mo out of the last 5 years
From what I've learned:
... |
In **"Valuing Financial Service Firms" by Aswath Damodaran** he wrote
> With working capital, we run into a different problem. If we define working capital as the difference between current assets and current liabilities, a large proportion of a bank’s balance sheet would fall into one or the other of these categor... |
_sorry if this has been already asked but i'm having trouble translating from layman's language to IRS-speak._
Assume I buy a security (eg: `SPY`) in 2020 at _$10_, then buy another one share in January 2021 for _$20_. Lastly, I sell one share in May 2021 at _$15_. What is it that I must report to the IRS for 2021?... |
I've read horror stories about someone selling stock A for a loss in a traditional brokerage and rebuying the stock in an IRA. Their basis in their IRA does not ever adjust and they cannot ever realize the loss. However, imagine the following hypothetical scenario:
Someone buys 100 shares of Stock A in their traditi... |
Companies listed on the Euronext stock exchanges are classified into "Euronext", "Euronext Growth", and "Euronext Access". These appear to be different markets for large/mid-cap, mid/small-cap, and nano-cap stocks respectively. The "Euronext" market is the most strictly regulated market, followed by "Euronext Growth" a... |
Are companies listed on Euronext Growth and Euronext Access required to publish financial statements? |
Companies listed on the Euronext stock exchanges are classified into "Euronext", "Euronext Growth", and "Euronext Access" (also known as [marché libre][1]). These appear to be different markets for large/mid-cap, mid/small-cap, and nano-cap stocks respectively. The "Euronext" market is the most strictly regulated marke... |
In **"Valuing Financial Service Firms" by Aswath Damodaran** he wrote
> With working capital, we run into a different problem. If we define working capital as the difference between current assets and current liabilities, a large proportion of a bank’s balance sheet would fall into one or the other of these categor... |
I've read horror stories about someone selling stock A for a loss in a traditional brokerage and rebuying the stock in an IRA. Their basis in their IRA does not ever adjust and they cannot ever realize the loss. However, imagine the following hypothetical scenario:
Someone buys 100 shares of Stock A in their traditi... |
Is loss disallowed after wash sale involving IRA, but rebought in traditional brokerage first? |
I've recently started work as an independent contractor starting in April and I'm trying to calculate my estimated quarterly taxes for Q2. Line 15 on 1040-ES says:
"If the first payment you are required to make is due April 15, 2021, enter ¼ of line 14a (minus any
2020 overpayment that you are applying to this ins... |
1040-ES Line: 15. What to put here if I started self-employment in Q2? |
As some of you like me would have experienced, if you encounter any exceptional issues with purchases on Amazon, for which you need to contact the customer care service of Amazon, you seem to hit a wall. This is because Amazon's website seem to prevent you from accessing the contact information of its customer care ser... |
How to reach Amazon's customer care service? |
You have a couple of issues with your plan of using a 1031 exchange.
> I have property I've owned since 2007 I'd like to sell while the market is high
We have to assume that this is rental property, otherwise the use of the 1031 exchange would not be allowed.
The end result of the 1031 exchange is to not have ... |
We bought a brand new townhouse from a developer. It is a small complex with 2 townhouses (single bulding, sharing wall) and a detached single home. They are all in the same condominium which was built 6 months ago.
Because this is brand new, we had to form our own association and decide who will be officers like pres... |
We bought a brand new townhouse from a developer. It is a small complex with 2 townhouses (single bulding, sharing wall) and a detached single home. They are all in the same condominium which was built 6 months ago.
Because this is brand new, we had to form our own association and decide who will be officers like pres... |
I am currently a student and I maxed out my Roth IRA contribution for 2020, but I still have “left-over” income saved. Given that I have not yet earned any taxable income for 2021, can I use these excess taxed earnings from 2020 to fund my Roth IRA in 2021? My question can also be rewritten as: can after tax earnings f... |
As some of you like me would have experienced, if you encounter any exceptional issues with purchases on Amazon, for which you need to contact the customer care service of Amazon, you seem to hit a wall. This is because Amazon's website seem to prevent you from accessing the contact information of its customer care ser... |
> Is it good idea to put all 401k to stable value?
How to allocate investments across the different investment sectors is an individual decision.
The question "is this a good idea" depends on your age, how soon you need the money, and how much of your total investments this constitutes. The money in my current ... |
I have lived in three communities: a condo community; a townhouse community; and one of single family homes. All had an HOA.
> Is homeowner insurance different from HOA hazard insurance? In my
> research, I think in townhouse setting, homeowner insurance only
> covers what is inside my unit whereas HOA hazard insu... |
They are a lot of questions about the price of a bond or its yield.
* https://money.stackexchange.com/questions/7717/how-would-bonds-fare-if-interest-rates-rose
* https://money.stackexchange.com/questions/58606/why-would-i-not-buy-a-bond-for-less-than-face-value
* https://money.stackexchange.com/questions/97033/... |
How are sovereign bond interest rates determined? |
They are a lot of questions about the price of a bond or its yield.
* https://money.stackexchange.com/questions/7717/how-would-bonds-fare-if-interest-rates-rose
* https://money.stackexchange.com/questions/58606/why-would-i-not-buy-a-bond-for-less-than-face-value
* https://money.stackexchange.com/questions/97033/... |
[This New Yorker article][1] says
> ...hedge funds and private equity have used leveraged buyouts to
> purchase chains like Sears and Toys R Us, and then stripped their
> assets, including real estate, en route to bankruptcies.
> ...encouraging investors to destroy hospitals that occupy valuable
> land.
How d... |
How are assets stripped before bankruptcy? |
I'm trying to figure out at what point AMT might hurt me, because I just received from stock options from my employer and am considering the benefit of exercising. I worked through form [6251][1], but I want to make sure I'm understanding it correctly. I get the basic idea: you recalculate your taxable income without s... |
"My mortgage company changed" - go back to your original mortgage documents and see if HOA hazard insurance was required.
Just because your mortgage changed hands or the servicer changed, does not mean that new requirements can be imposed. That said, maybe the original mortgage lender required HOA hazard insurance ... |
I have just received some of my first stock options in a company. The paperwork states the FMV of stock, my exercise price, and the total number of shares reserved for employee options. However, I don't know the total 409a valuation of the company itself, so I'm not sure what valuation the option price is based on. Ar... |
I am 61 years old single with no income (no W2 nor 1099). I would like to roll over some of my 401k into a ROTH IRA. I was wondering is there an income threshold that exempts one from filing an income tax? Long ago someone told me single individuals with income of less than $10k are exempt from filing an income tax?
... |
I only have Citizenship of Canada.
I work for a US company on TN Status.
I commute daily from home in Canada to office in US and back.
I do not reside in US.
I get a W2 and file taxes with IRS every year.
I have property and equity only in Canada.
My Canada bank is asking me a question if I am a US person for t... |
Am I a US person for tax purposes? |
I am 61 years old single with no income (no W2 nor 1099). I would like to roll over some of my 401k into a ROTH IRA. I was wondering if there is an income threshold that exempts one from filing an income tax? Long ago someone told me single individuals with income of less than $10k are exempt from filing an income tax?... |
If I have invested using a mobile app, like eToro, Trading212, BUX etc and then I decide to love abroad (permanently) would I have to close all my invested positions/accounts and start from scratch in my new country of residence? |
If I have invested using a mobile app, like eToro, Trading212, BUX etc and then I decide to love abroad (permanently) would I have to close all my invested positions/accounts and start from scratch in my new country of residence?
Specifically from the U.K. to Poland while using Etoro. |
You don't need a spreadsheet.
In the first case, you are looking for the number of months `m` where
400m == 6000
The initial €6000 investment covers 15 months of rent.
If you pay some additional rent of €200 on top of the initial investment, the equation becomes
400m == 6000 + 200m
where solvi... |
When I send money to fund my brokerge account, I send the money to a bank account which I can't know if it's personal or buisness.
What obliges the well-known broker (which we deal with him on the basis of trust and his reputation) to put them in my account, and if he told me: "I don't know you, thanks for the donati... |
When I send money to fund my account, what obliges the well-known broker to put them in my account? |
I am learning about tick-sensitive orders. I know that there are two kinds of tick-sensitive orders:
1. Buy downtick order: can be filled only on a downtick or zero downtick price.
2. Sell uptick order: can be filled only on an uptick or zero uptick price.
However, in *Trading and Exchanges: Market Microstruc... |
I generally find that when two things are mixed together, it doesn't end well. Your friend wants to borrow the money for a renovation, and perhaps can't borrow elsewhere, and you want to live in a nice place. Rolling these into "you pay for the renovation" and "you pay less rent" could be a disaster. Consider:
- if ... |
You can rule out answer #1 immediately: there are 40 withdrawals, and 40 x 3500 is 140,000, the original deposit. This would be the answer if there was no interest, but there is interest, so this answer is wrong.
Now you can also rule out answer #2, because it is **less** than answer #1, and earning interest will en... |
I have done some trading in my time, and I wondered how to get around the Pattern Day Trader (PDT) rules (this does not directly relate to me because I prefer swing or long-term investing.)
I have briefly researched two ideas:
1. Trading with an out-of-country broker.
2. Using a cash account (opposed to a marg... |
If I have invested using a mobile app, like eToro, Trading212, BUX etc and then I decide to live abroad (permanently) would I have to close all my invested positions/accounts and start from scratch in my new country of residence?
Specifically from the U.K. to Poland while using Etoro. |
Just a few days ago (2021-05-26), the first "stock tracker ETPs" were listed on the London Stock Exchange, Euronext Amsterdam, and Euronext Paris. These instruments track the price of US-listed stocks. Refer to this article from the company that launched these products: [World's First Stock Tracker ETPs][1]. What are t... |
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