instruction stringlengths 15 21.6k |
|---|
I recently gave somebody my bank details to somebody who said they will be using my account to transfer money between personal accounts, and that I would get a commission out of each transfer.
Yesterday, I went to close my bank account with HSBC, and while closing my account they asked me questions about the previou... |
What should I do if I got scammed into participating unwillingly in a money laundering sam? |
I have a few mature bonds from childhood that have been sitting in a safe deposit box under my parents' control. I'm now an adult and currently live on the opposite coast.
Obviously I could have the bonds sent to me and cash them in in-person, but since I only have a Schwab account (no local bank), I would then nee... |
Moderna yesterday closing price was 169.86 and in a moment today dropped to 147.20(-13.3%).
But short selling restriction rule didnt actived. why?
Todays SSR stocks
https://www.nasdaqtrader.com/dynamic/symdir/shorthalts/shorthalts20201209.txt |
Why short selling restriction dosnt applyed in Moderna (MRNA) stock today? |
I was recently a victim of fraud on my investment account. Someone gained access and sold multiple stocks and also transferred money to their bank account. The brokerage firm is investigating and I'm expecting to get the withdrawn money refunded to me. They also mentioned the possibly of "correcting" the unauthorized t... |
tax on unauthorized stock sale? |
I was recently a victim of fraud on my investment account. Someone gained access and sold multiple stocks and also transferred money to their bank account. The brokerage firm is investigating and I'm expecting to get the withdrawn money refunded to me. They also mentioned the possibly of "correcting" the unauthorized t... |
Victim of fraud - what about taxes on the unauthorized stock sale? |
Recently, I gave my bank account details to somebody who said they will be using my account to transfer money between personal accounts, and that I would get a commission out of each transfer.
Yesterday, I went to close my bank account with HSBC, and while closing my account they asked me questions about the previou... |
I unwillingly laundered money. What should I do? |
I run a small repair shop in NYC and this year 2020, I will need to report a loss. I never reported a loss before so I'm not sure if my knowledge of it is out of date or not.
I read that for 2020 returns we can file for "unlimited" loss. But was it previously we were only able to file a loss of maximum of $3000 per ... |
If I buy H stock at $100 then buy another stock at $200. Will my stock then be worth $150? Please don't take me back to college in the answer. Lol |
Moderna's closing price yesterday was $169.86. Today it dropped to $147.20 (-13.3%) but the short selling restriction rule didn't activate. Why?
[Today's SSR stocks](https://www.nasdaqtrader.com/dynamic/symdir/shorthalts/shorthalts20201209.txt) |
Why doesn't the short selling restriction apply to Moderna (MRNA) stock today? |
> Whats my worth of stock after I do the following
> If I buy H stock at $100 then buy another stock at $200. Will my stock then be worth $150?
Replace "stock" with "precious metal" and maybe the answer will be more clear.
For example, if today, you buy $100 of silver, and $200 of gold, what's the value of you... |
I'm trying to calculate the Free Cash Flow (FCF) for a some public companies. My understanding is that the FCF formula is:
FCF = [Operating Income] - [Taxes] + [D&A] - [Chg in NWC] - [CapEx]
I am using Seeking Alpha's financials to calculate the FCF for Kroger (Symbol:KR) FY ending 1/31/16. I noticed that on ... |
In 2012 me, my brother, my mom, and my dad bought $349,000 property with 10% down to it. I paid the most towards the down payment, $10,000.
Our mortgage is around $1,600/month and property tax of $2,500 yearly. I moved out in 2015. So my brother and my parents continue to pay the mortgage but my name is still on th... |
In 2012, my brother, my mom, my dad, and I bought $349,000 property with 10% down to it. I paid the most towards the down payment, $10,000.
Our mortgage is around $1,600/month and property tax of $2,500 yearly. I moved out in 2015. So my brother and my parents continue to pay the mortgage but my name is still on th... |
I am curious how an ADR is tied to the value of its underlying stock, specifically with RYCEY.
I have a few closely related questions.
I am ignoring forex issues in the following. The exchange rate fluctuates, of course, but in the following the rate varied from about 0.742-0.750 during the day, so I am treating... |
I just turned 19 years old and want to start planning for a future of good credit. Should I open many credit cards now so that in 10 years I will have a good history with many agencies, or is it actually bad for my credit to open so many cards at once? Will I be setting myself up for failure by accruing too big of a cu... |
Open many credit cards while I am young? |
> I just turned 19 years old and want to start planning for a future of good credit.
A laudable goal.
> Should I open many credit cards now so that in 10 years I will have a good history with many agencies,
No.
> or is it actually bad for my credit to open so many cards at once?
Yes.
> Will I be sett... |
Why has China's stock market not performed well when compared to China's economic growth? |
I have an unusual situation. I started a new job with a good pay, but my paychecks are now very small because I'm aggressively catching up on my 401k contributions. This will continue until the end of the year.
I want to refinance my mortgage, and wondering if these low net paychecks will hurt my chances for approva... |
> I just turned 19 years old and want to start planning for a future of good credit.
A laudable goal.
> Should I open many credit cards now so that in 10 years I will have a good history with many agencies,
No.
> or is it actually bad for my credit to open so many cards at once?
Yes.
> Will I be sett... |
> What mechanism is supposed to make the ADR track the underlying stock?
Arbitrage. It is possible to convert the ADR to the underlying, and to convert the underlying to the ADR. There are fees involved for depositing and withdrawing the underlying stock. There may also be some delay between the deposit/withdrawal r... |
Is my FX brokerage manipulating my profit margin to pay out less? |
[USDCAD pair has moved 41.90 pips in my favour @ 0.01 lots (broker showing profit of $3.01)][1]
[USDJPY pair has moved 52.30 pips against me @ 0.01 lots (broker showing loss of -$4.85)][2]
At $0.10 per pip (0.01 lot) the margin on:
* USDCAD pair is (41.90 pips * $0.10 - $3.01 listed profit = 1.18) while
... |
I'm trying to calculate the Free Cash Flow (FCF) for a some public companies. My understanding is that the FCF formula is:
FCF = [Operating Income] - [Taxes] + [D&A] - [Chg in NWC] - [CapEx]
I am using Seeking Alpha's financials to calculate the FCF for Kroger (Symbol:KR) FY ending 1/31/16. I noticed that on ... |
I unwittingly laundered money. What should I do? |
So I am working for a fortune 500 company. A recent drop in our stock price caused lets say some startle.
Following that, one of our executives said in a global Q&A session in response to one question ("How can we be sure that none of our competitors will just take over our company?") something along the lines:
>It... |
How can someone just forcefully take over a company for its market price? |
> Can one just forcefully acquire a company that is stock market listed?
Yes, one can. Though not on market price.
You start buying shares. Once you have a certain percentage, you can force board seats and make an offer for most. Understand that most companies have the VAST majority of shares NOT owned by people... |
>Can one just forcefully acquire a company that is stock market listed?
No - all they can do is buy up all of the shares that are put up for sale. And that public buying would put significant upward pressure on the stock price, causing it to rise as shares were bought.
That said, they _could_ buy up enough to ge... |
So I am working for a Fortune 500 company. A recent drop in our stock price caused, let's say, some startle.
Following that, one of our executives said in a global Q&A session in response to one question ("How can we be sure that none of our competitors will just take over our company?") something along the lines:
... |
Can someone just forcefully take over a public company for its market price? |
My spouse and I are 60 yrs old.
We paid for our first 3 children's higher education (in state 4 yrs $100,000) and launched them into adulthood without student loan debt, with the understanding they are on their own financially.
We must do the same for the fourth child.
My spouse and I have a few IRA's ($400,000) ... |
May I use my IRA account to pay off "parent plus" loans? |
I placed a limit order bidding $0.10 higher than asking price. And despite that ask price is getting lower, my position is not filled. Please explain why does it happen?
---
It has happened to days in a row (yesterday and today) It was PFE stock, which I was able to buy only around 9:50 am. The order was only for... |
My spouse and I are 60 yrs old.
We paid for our first 3 children's higher education (in state 4 yrs $100,000) and launched them into adulthood without student loan debt, with the understanding they are on their own financially.
We must do the same for the fourth child.
My spouse and I have a few IRA's ($400,00... |
I'm slightly concerned about the wording you used in this sentence:
> Will I be setting myself up for failure by accruing too big of a cumulative credit card bill?
Maybe you didn't intend to word it that way, but it sounds as though you're thinking that if you simply have one or more credit cards, you might spend... |
> I just turned 19 years old and want to start planning for a future of good credit.
A laudable goal.
> Should I open many credit cards now so that in 10 years I will have a good history with many agencies,
No.
> or is it actually bad for my credit to open so many cards at once?
Yes.
> Will I be sett... |
> I just turned 19 years old and want to start planning for a future of good credit.
A laudable goal.
> Should I open many credit cards now so that in 10 years I will have a good history with many agencies,
No.
> or is it actually bad for my credit to open so many cards at once?
Yes.
> Will I be sett... |
*Disclaimer: This question applies to tax code in the United States of America.*
**Background:**
I am married and file joint tax returns. I am the sole income provider and my wife is a stay-at-home mom. Given that we live in a community property state and given the [Unlimited Marital Deduction](https://www.inves... |
Is it possible to pay 0% Capital Gains tax if the account holder is the unemployed spouse? (USA) |
**Background:**
I am married and file joint tax returns. I am the sole income provider and my wife is a stay-at-home mom. Given that we live in a community property state and given the [Unlimited Marital Deduction](https://www.investopedia.com/terms/u/unlimited-marital-deduction.asp) I can share all my earned income... |
Is it possible to pay 0% Capital Gains tax if the account holder is the unemployed spouse? |
**Background:**
I am married and file joint tax returns. I am the sole income provider and my wife is a stay-at-home mom. Given that we live in a community property state and given the [Unlimited Marital Deduction](https://www.investopedia.com/terms/u/unlimited-marital-deduction.asp) I can share all my earned income... |
So with the government clarification coming out that CERB qualification is based on $5k net income in 2019 rather than $5k gross income we are in a position where my family did not qualify for CERB.
I have a question based around 3 points:
1) you can refile at any time
2) the language around claiming income is cle... |
CERB - income requirement for small business owners - Can you refile and opt not to claim every expense? |
The key here is that you state: *we live in a community property state*.
In a community property state, your salary is *by definition community income*. As such, if you file separately, she must claim half of that salary *herself*. See [the IRS publication 555 on Community Property](https://www.irs.gov/pub/irs-pdf... |
The key here is that you state: *we live in a community property state*.
In a community property state, your salary is *by definition community income*. As such, if you file separately, she must claim half of that salary *herself*. See [the IRS publication 555 on Community Property](https://www.irs.gov/pub/irs-pdf... |
Is this how I can achieve the minimum break even price if I sell my apartment? |
I have heard that some non-publicly traded companies prevent their employees to sell their pre-IPO equity. Why would they have such a policy? |
Why would a company prevent their employees to sell their pre-IPO equity? |
I have heard and read that some non-publicly traded companies prevent their employees to sell their pre-IPO equity. Why would they have such a policy?
For example, from https://www.investopedia.com/ask/answers/06/privatecompanystock.asp:
> A sale of private stock must be approved by the company that issued the s... |
I have heard and read that some non-publicly traded companies prevent their employees to sell their pre-IPO equity. Why would they have such a policy?
For example, from https://www.investopedia.com/ask/answers/06/privatecompanystock.asp ([mirror](https://web.archive.org/web/20201211000045/https://money.stackexchange... |
One reason to restrict the number of shareholders is that is there additional SEC reporting compliance requirements once you exceed the threshold of 2000 shareholders / 500 non-accredited investors:
> **Exchange Act Regulation**
>
> Even if your company does not have an effective registration statement for a publi... |
Assume for a moment that the CPI accurately encompasses all prices. Also assume that I have $100 of outstanding debt. Let's now say that the CPI decreases by 25%. In real terms, this change in CPI effectively makes my debt now $133, correct? This is from a lecture I was watching. I understand there is a 33% jump betwee... |
I recently sold an investment that has generated a capital gain that is a substantial fraction of my 2020 income. My brokerage did not withhold tax (I think that is normal), but I am now materially underpaying my federal income tax for 2020 (ignore the state and local tax, somehow my employer over-withheld those). I ha... |
> Can I just make a one-time, one-off payment
Yes.
> Do I necessarily need to fill out a 1040-ES or can I make an educated guess at the tax
That part I don't know.
> how would I go about reporting this one-time payment when I file my 2020 taxes?
https://www.irs.gov/faqs/estimated-tax/individuals
"*Whe... |
AFAIK, brokerage firms only withhold foreign taxes when you sell a security.
Yes, you can make a one-time, one-off payment. You make an educated guess at the tax that you will owe. If using snail mail, fill out the 4th quarter payment voucher on page 9 of the 1040-ES form and mail it to the appropriate address for... |
I am just a high school student and had some doubts. So the price of a share is determined by demand and supply, so suppose I short a lot of shares thus increasing the supply, it will make it look as if people are not confident about the company anymore and to keep the loss at a minimum other shareholders might as well... |
If I short a lot of shares , will it make the prices of share drop even further? |
I am just a high school student and had some doubts. So the price of a share is determined by demand and supply, so suppose I short a lot of shares thus increasing the supply, it will make it look as if people are not confident about the company anymore and to keep the loss at a minimum other shareholders might as well... |
If I short a lot of shares, will it make the share price drop even further? |
Take those two for instance:
- https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-developed-world-ex-uk-equity-index-fund-gbp-inc/distributions
- https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-global-all-cap-index-fund-gbp-inc/distributions
They collect dividends from the underlying stock... |
I recently tried to witness an Initial Public Offering on a trading platform. What struck me is that it seemed to be different according to who the investors were. Indeed, at the time some newspaper already wrote an article about how successful the IPO was for the company, people were already complaining that the stock... |
What are the different kinds of IPOs? |
There are a few things at play in your question. First, the goal -
[![enter image description here][1]][1]
This image is from Credit Karma which offers scores from EquiFax and Transunion. They suggest that it takes 11+ accounts in one's history to be 'in the green zone'. FICO reflects this as a mix of accounts. T... |
> ... so suppose I short a lot of shares thus increasing the supply
For every buyer there is a seller and vice versa. So shorting does not increase the supply, aka the float. It proportionally increases the number of shares in long and short positions. [Read my answer here](https://money.stackexchange.com/questio... |
You are sort of correct, but you have confusion about "shorting".
1. In your question, simply forget about "shorting"
2. Now we ask, "If I have a lot of shares and sell them, will it make the price go down?"
3. The answer is very simple: Yes.
The next thing you ask is:
1. What determines the price of sha... |
I am working for a Fortune 500 company. A recent drop in our stock price caused, let's say, some startle.
Following that, one of our executives said in a global Q&A session in response to one question ("How can we be sure that none of our competitors will just take over our company?") something along the lines:
>... |
I think the real crux of your question is:
> do people have a general consensus on what the price of a share of a company should be?
The short answer is: **That's called the current share price.**
Long answer: If you are shorting a stock, you're contributing your voice (in the form of your wallet) to the conse... |
I think the real crux of your question is:
> do people have a general consensus on what the price of a share of a company should be?
The short answer is: **That's called the current share price.**
Long answer: If you are shorting a stock, you're contributing your voice (in the form of your wallet) to the conse... |
I am new in finance and it's my first course in "life insurance" at the university.
The professor asked us to propose an insurance product for retired people. "*I am supposed to take on financial risks in the hope of profit*".
Can someone give me some informative tips of what product I can propose and what should... |
I have heard and read that some non-publicly traded companies prevent their employees to sell their pre-IPO equity. Why would they have such a policy?
For example, from [How to Sell Private Company Stock][1]:
> A sale of private stock must be approved by the company that issued the shares. Some companies may not... |
Why would a company prevent their employees from selling their pre-IPO equity? |
I'm about to open a business account, but all providers seem to provide physical credit cards for their business account. At the moment I won't be able to physically present myself at the place of business to open and use the card they send me. Is there a way to address this? A particular software or account to solve t... |
I heard somebody describe a hedge fund as a "total return fund", as opposed to a standard mutual fund.
I don't understand what "total return" is supposed to mean in this context. I understand that hedge funds use leverage, derivatives, short-selling, and a lot of other fancy stuff to beat the market.
But I still... |
What does total return fund mean? |
HMRC have limited EIS on Advanced Share Agreements (ASA) to 6 months. That is, the conversion to shares must be limited to within 6 months for an ASA to get EIS relief. That's a big restriction on UK companies using ASAs.
But do longer ASAs actually still work fine?
Suppose you have an ASA with e.g. an 18 month b... |
UK investment: Can a 1 year Convertible Note or Advanced Share Agreement (ASA) work for EIS tax relief? |
What does it mean to be a "total return fund"? |
I have heard and read that some non-publicly traded companies prevent their employees from selling their pre-IPO equity. Why would they have such a policy?
For example, from [How to Sell Private Company Stock][1]:
> A sale of private stock must be approved by the company that issued the shares. Some companies ma... |
> I just turned 19 years old and want to start planning for a future of good credit.
A laudable goal.
> Should I open many credit cards now so that in 10 years I will have a good history with many agencies,
No.
> or is it actually bad for my credit to open so many cards at once?
Yes.
> Will I be sett... |
How would I keep a record of payments with an insurance supplier (Zego if that helps) if they bill on the basis that the account gets topped up with credit, then they deduct from the credit on a pay as you go basis?
I.e:
Top up so you have £100 credit, they then deduct £x here and there when the vehicle is used, ... |
One reason to restrict the number of shareholders is that is there are additional SEC reporting compliance requirements once you exceed the threshold of 2,000 shareholders / 500 non-accredited investors:
> **Exchange Act Regulation**
>
> Even if your company does not have an effective registration statement for a ... |
One reason to restrict the number of shareholders is that is there are additional SEC reporting compliance requirements once you exceed the threshold of 2,000 shareholders / 500 non-accredited investors:
> **Exchange Act Regulation**
>
> Even if your company does not have an effective registration statement for a ... |
One reason for a Private company to restrict the number of shareholders is that is there are additional SEC reporting compliance requirements once you exceed the threshold of 2,000 shareholders / 500 non-accredited investors:
> **Exchange Act Regulation**
>
> Even if your company does not have an effective registr... |
Let's say someone has realized a lot in short term and long term capital gains.
And the same person has also unrealized short term capital gain that will turn into unrealized long term capital gain the next day.
Would it be wiser for this person to realize loss while it is short term cap gain to pay less in tax?
... |
Is short term capital loss worth more than long term capital gain loss? |
Let's say someone has realized a lot in short term and long term capital gains.
And the same person has also unrealized short term capital loss that will turn into unrealized long term capital loss the next day.
Would it be wiser for this person to realize loss while it is short term cap loss to pay less in tax?
... |
Let's say someone has already realized a lot in short term and long term capital gains for a given year.
And the same person has also unrealized short term capital loss that will turn into unrealized long term capital loss the next day.
Would it be wiser for this person to realize loss while it is short term cap ... |
Let's say someone has already realized a lot in short term and long term capital gains for a given year.
And the same person has also unrealized short term capital loss that will turn into unrealized long term capital loss the next day.
Would it be wiser for this person to realize loss while it is short term cap ... |
I have heard and read that some non-publicly traded companies prevent their employees from selling their pre-IPO equity. Why would they have such a policy?
For example, from [How to Sell Private Company Stock][1] ([mirror](https://web.archive.org/web/20201211212600/https://www.investopedia.com/ask/answers/06/private... |
I am new in finance.
If I want to propose an insurance product for retired people, and I am supposed to take on financial risks in the hope of profit.
Can someone give me some informative tips of what product I can propose and what should be its characteristics and benefits for both the insured and the insurer? C... |
I use double-entry accounting (with ledger-cli) for my personal finances. I recently found out that I had $40 stashed in one of my drawers, and I don't know when exactly I acquired them, or where I got them from. How should I record the journal entry for this? It certainly doesn't feel like a revenue, because the $40 h... |
How should I record a previously unrecognized asset? |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.