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> How can I know the exact Depository Trust Company (DTC) fees on an American depositary receipts (ADR) before buying the ADR? The DTC does not specifically charge any fees on ADRs. It is the depositary bank that charges the ADR fees you mentioned. According to the [Deposit Agreement](https://www.sec.gov/Archives/ed...
My question is if I deposited some crypto or fiat currency to Nexo, and Nexo defaults. How can I get my money back? I looked at their site and googled for the info but couldn't find the answer. I understand that they may be insured but this doesn't answer my question I think.
what happens if Nexo defaults?
My wife and me have worked in the USA from 1968 until 1978 we are Dutch citizens and receive every month retirement payments in out Dutch bank account. We received $600 and $1400 stimulus checks each but we cannot cash them here in Europe. Does anybody know how we can cash these checks?
ETNs trade on a stock exchange. Unlike an ETF, an ETN is a senior, unsecured debt security issued by a bank. ETN return is linked to a market index or other benchmark. > An ETN promises to pay at maturity, the full value of the index, minus > the management fee. Like any other debt security, the investor is > subj...
When you're day trading, you're frequently (typically?) trading rather small market fluctuations already. Individual cents matter (ideally you are multiplying these individual cents by a lot of shares to make the trade worthwhile.) A limit order ensures that you're buying and selling on the right side of the market ...
I noticed that some traders use backtesting to evaluate their trading strategies. What I don't understand is: how do they separate the predictive power of their trading strategy from the general market trend when interpreting the backtest results? For example, long-only trading strategies will likely show good perfo...
My wife and me have worked in the USA from 1968 until 1978 we are Dutch citizens and receive every month retirement payments in our Dutch bank account. We received $600 and $1400 stimulus checks each but we cannot cash them here in Europe. Does anybody know how we can cash these checks?
How can I can I cash American checks when living in the Netherlands?
How do I manage 401K Contribution limits across multiple sources of income?
For example if confirmed information spread today that for some reason oil producers will increase their supply one month later, will this affect oil **spot prices** immediately **like what happens in stock market**? or price remains at the same average and just days before the actual rise in supply occurs, some comp...
Can mere expectations affect oil spot price?
First I need a sanity check for my calculations. Say I have this scenario: | | | |-|-| |Nominal Rate (per year) [r] | 13% | |Inflation Rate (per year) [i] | 5% | | Initial investment [x] | $ 100.00 | | Time (years) [t] | 10 | | Tax [T] | 15% | I want to calculate the real rate (Y) of this investment. ...
Calculating real rate after taxation - is there a better way?
First I need a sanity check for my calculations. Say I have this scenario: | | | |-|-| |Nominal Rate (per year) [r] | 13% | |Inflation Rate (per year) [i] | 5% | | Initial investment [x] | $ 100.00 | | Time (years) [t] | 10 | | Tax [T] | 15% | I want to calculate the real rate (Y) of this investment. ...
What happens if Nexo defaults?
I just started using GnuCash for personal use and am just as new to accounting, other than some college courses decades ago. I am able to import Checking and Savings transactions from my credit union (via online OFX) with no problem. I have to enter my Salary transactions separately as I don't have them in any easil...
How do I merge deposits to Checking/Savings into a split transaction for Salary in GnuCash?
The continuously compounded interest formula is: Pe^rt Where: - P = Principle - e = 2.718... - r = Annual interest rate - t = time in years If instead of an annual interest rate, I got a monthly interest rate, how would that work. Would I have to change the time in years to time in months? Or lets say I go...
How does the continuously compounded interest formula work in terms of months?
According to the [Interactive Tax Assistant][1], you will have to file a return: > Do I need to file a tax return? > You are required to file a tax return for 2020. Your return's gross > income is equal to, or exceeds, $1,100. File your return *[via paper mail, **or**]* > electronically using one of the following...
I have had a bank account since I can remember, which I mainly used for saving money & having a physical card to spend money with. For a long time, this his seemed a logical thing to do as I would get interest over my savings. However, currently the interest is 0% and there is a possibility of it going negative in the ...
What is the easiest way to avoid using banks while still being able to store money safely?
According to the [Interactive Tax Assistant][1], you will have to file a return: > Do I need to file a tax return? > You are required to file a tax return for 2020. Your return's gross > income is equal to, or exceeds, $1,100. File your return *[via paper mail, **or**]* > electronically using one of the following...
Yours is a question that is rampant in the industry, especially in quantitative finance. Let me put it this way: no company will ever offer a product with poor back tested results. Any predicative power of a backtest, in my opinion, must be tested in different market environments so as to separate the power of the ...
Endowment manager here. An endowment is a block of capital donated to a university or other nonprofit, such that the "principal" is to last forever, and the "earnings" are to pay for some program forever. Endowments size into the *billions of dollars*, and the UMIFA law regarding their handling is extremely str...
# Plan - Open a solo Roth 401(k) (I'm self-employed) and contribute roughly $50,000 during the first year - Wait some amount of time, if necessary? - Rollover the Roth 401(k) into my existing Roth IRA # Reasoning Roth IRA early withdrawals always pull from contributions first (tax and penalty free), wherea...
What are the rules regarding early withdrawal of contributions from a Roth IRA after a rollover from a solo Roth 401(k)?
Let's say I invest $100 in ACME, Inc. Then it goes up by 100%. Now my stocks are worth $200. Do I now have a "theoretical" $200, or is it possible for me to "get out" some amount of money without selling/losing those stocks? Do I *have* to sell the stocks to get my $200?
If you buy stocks in a company, and they go up a lot, is that only "theoretical" money, or "actual" money?
# Plan - Open a solo Roth 401(k) (I'm self-employed) and contribute roughly $50,000 during the first year - Wait some amount of time, if necessary? - Rollover the Roth 401(k) into my existing Roth IRA # Reasoning Roth IRA early withdrawals always pull from contributions first (tax and penalty free), wherea...
I’m sure there is a catch or there is some sophisticated scam (my personal opinion only). How is it possible that one can earn over 9% APY on USDC? There are many platforms offering this. Just on example https://blockfi.com/rates/ This looks too good to be true. With this in mind why doesn’t’ everyone just put thei...
What is the catch of getting 9.3% APY for USDC stacking?
I’m sure there is a catch . How is it possible that one can earn over 9% APY on USDC? There are many platforms offering this. Just on example https://blockfi.com/rates/ This looks too good to be true. With this in mind why doesn’t’ everyone just put their money into USDC and earn a 9%??? I was trying to learn how t...
On financial websites such as Yahoo Finance, is the fundamental data generally comparable across companies? For example, is it reasonable to compare the net profit of PepsiCo, Inc. to the net profit of The Coca-Cola Company? If not, could you explain why the metrics are not comparable? Would the answer change if Pep...
Is the fundamental data provided by financial websites generally comparable across companies?
Let's say I invest $100 in ACME, Inc. Then it goes up by 100%. Now my shares are worth $200. Do I now have a "theoretical" $200, or is it possible for me to "get out" some amount of money without selling/losing those shares? Do I *have* to sell the shares to get my $200?
If you buy shares in a company, and they go up a lot, is that only "theoretical" money, or "actual" money?
In the scenario of a dispute with a charge on your credit card, if worse comes to worse - can the bank pull funds from your debit card? (Is it legally allowed for most banks internationally to do that?) Hence, is it safer to have a credit card on one bank and a debit card on another bank?
Is it safe to have a debit card and credit card on the same bank?
In the scenario of a dispute with a charge on your credit card, if worse comes to worse - can the bank pull funds from your debit card? (In the case of US and Philippine banks). Asking this because I have relatives from both countries. Hence, is it safer to have a credit card on one bank and a debit card on another...
How might one perform financial actions which companies as entities aren't allowed to perform, but for which they can be represented by a director or employee? For example, I understand that venture capital investors do not have the name of their firm on the term sheet, it's the name of the particular partner leading t...
How do Employees/Directors represent companies as agents, as regards events involving financial transactions?
How might one perform financial actions which companies as entities aren't allowed to perform, but for which they can be represented by a director or employee? For example, I understand that venture capital investors do not have the name of their firm on the term sheet, it's the name of the particular partner leading t...
How might one perform financial actions which companies as entities aren't allowed to perform, but for which they can be represented by a director or employee? For example, I understand that venture capital investors do not have the name of their firm on the term sheet, it's the name of the particular partner leading t...
In the scenario of a dispute with a charge on your credit card, if worse comes to worse - can the bank pull funds from your debit card? (In the case of US and Philippine banks). Asking this because I have relatives from both countries.
Nominal amounts like net profit typically aren't comparable between companies of different size. What's more comparable within an industry are financial _ratios_ like return on assets, net profit _margin_, etc. Note that even then, one metric cannot be used alone to determine if one company is a better investment t...
I'm looking for software for investment analysis. It should be able to calculate and visualize: * NPV * Net present value of an investment after 3, 5, 10 years * ROI * Return on investment: profit compared to bank interest * BEP * Break-even point: when invested capital is returned Is there any soft...
I'm looking for software for investment analysis. It should be able to calculate and visualize: * NPV * Net present value of an investment after 3, 5, 10 years * IRR * Internal rate of return * ROI * Return on investment: profit compared to bank interest * BEP * Break-even point: when invested cap...
Suppose between Sept 20, 2021 and Sept 23, 2021, I travel from Mumbai to Chennai having ticket cost as Rs.6000 and back to Mumbai having ticket cost as Rs.5000. So, while filing LTA for the FY 2021-22 can I claim the ticket costs of both the journeys i.e. total Rs.11000 as Leave Travel Allowance in one calendar year ? ...
Does Leave Travel Allowance claimed for one calendar year includes the return fare?
I have had a bank account since I can remember, which I mainly used for saving money & having a physical card to spend money with. For a long time, this his seemed a logical thing to do as I would get interest over my savings. However, currently the interest is 0% and there is a possibility of it going negative in the ...
I've gone sale agreed (**note**: "sale agreed" means the sale has been agreed in principle - no contracts have been signed, no non-refundable deposits have been made etc.) on a house. The market I'm currently in was extremely competitive, houses were all generally going for significantly more than their asking price, a...
I'm curious what are the possible things that can go wrong with storing half of savings in a single index fund. Specifically, I mean things other than the market going down - these are long term savings and I don't care if there's a few years dip. Assume that it's AUD 150k of savings in VAN0015AU (vanguard, high gro...
What is the purpose of the savings? If this is an emergency fund, savings used to protect against short term negative happenings on your life, then there is a real risk of prices being depressed when one needs it most. For example, the economy tanks and you lose your job and are finding a difficult to fine another...
The following appears in Jardine Matheson's 2020 annual report's [Financial Review][1] section: > Treasury Policy > > The Group manages its exposure to financial risk using a variety of techniques and instruments. The main objectives are to limit foreign exchange and interest rate risks to provide a degree of cert...
How are borrowings in local currency used to hedge foreign exchange exposure on investments?
What are those single quotation and double quotation marks in the price, and how to read them? [![enter image description here][1]][1] [1]: https://i.stack.imgur.com/dcTq2.png
I'm beginner, When I buy 1 share of a $10 stock, the buying power effect/costs = $10+Commission but in futures, the cost is very different from the quoted price, is futures quoted price different from stocks? and how it is calculated? [![enter image description here][1]][1] [![enter image description here][2]]...
Why are the futures prices different from the buying power effect?
What are those single quotation marks in the price, and how to read them? [![screenshot of future trading information][1]][1] [1]: https://i.stack.imgur.com/dcTq2.png
What do single quotation marks in the price of futures mean?
What tax forms have to filed when doing a rollover from After-tax 401(k) to Roth IRA? Examples appreciated.
What tax forms have to filed when doing a rollover from After-tax 401(k) to Roth IRA?
I deposited a check and spent a 700 before knowing it was a scam and I got lured but my bank account isn’t set up to do overdrafts because I’m still consider a minor what will happen??
ERROR: type should be string, got "https://tradingeconomics.com/venezuela/stock-market\r\n\r\nWas looking at the graph above for the Venezuela Stock Market and the Caracas Stock Exchange Stock Market Index crashed 99.90% over the weekend of March 15th, 2021. It dropped from 2,700,000 to 2,700.\r\n\r\nWhat happened and why did the stocks crash? I can't find anything about it in the news."
The Venezuela Stocket Market Crashed 99.90% on March 15th, 2021. What happened and why?
The Venezuela Stock Market Crashed 99.90% on March 15th, 2021. What happened and why?
There is information missing from your post which maks giving you a clear answer difficult. For instance: 1. Who discovered this was a scam - you or the bank? 2. Has the bank already paid the checks you wrote before the scam was discovered? 3. Did you have enough money in the bank to cover the checks after deduct...
What will happen if I deposited a check that was part of a scam and I already spent some of the money?
There is information missing from your post which maks giving you a clear answer difficult. For instance: 1. Who discovered this was a scam - you or the bank? 2. Has the bank already paid the checks you wrote before the scam was discovered? 3. Did you have enough money in the bank to cover the checks after deduct...
I bought ETH at approx. 1700. It went to 1800. I wanted to preserve my gains and created a `LIMIT` order. My thoughts that if the price "came back the other way", then it would hit the `LIMIT` level I placed and sell at $1800. Instead, the software sold my ETH immediately (acting more like a `MARKET` order). I did n...
I bought ETH at approx. 1700. It went to 1800. I wanted to preserve my gains and created a `LIMIT` order. My thoughts that if the price "came back the other way", then it would hit the `LIMIT` level I placed and sell at $1800. Instead, the software sold my ETH immediately (acting more like a `MARKET` order). I did n...
As i see, while trading you can look at price charts and trading volume to make some guess of price trend. This may or may not work. But everytime we look at the trends, they are from our local stock exchange. Like for me some stocks have litterly very low trading volume listed on Hamburg Exchange. But at the same time...
As i see, while trading you can look at price charts and trading volume to make some guess of price trend. This may or may not work. But every time we look at the trends, they are from our local stock exchange. Like for me some stocks have very low trading volume listed on Hamburg Exchange. But at the same time this st...
I have been looking into xtb/xstation for trading stocks, and when you look there you will find e.g. a symbol SOF.BE which is a stock from some company "Sofina" in Belgium. Now, when you try to find that stock using that symbol in yahoo finance via the URL https://finance.yahoo.com/lookup, I only get an error "No ma...
Why is a stock symbol missing on YAHOO Finance?
Can we trade indicators/financial indicators , like volatility index, interest rates, GDP, CPI .. as we can trade indices (djia, nasdaq100...etc) ? or it is just indicators for information purposes?
Can we trade Indicators like indices/stocks?
When trading indices (like s&p 500, nasdaq 100...etc), Are we buying share/fraction of shares of every stock in it (like ETFs)? or we are just betting that the number(value) of this index (for example s&p 500: 4190.33 as its today) wil go up or down ?
When trading indices, what are we buying?
Given an ISIN, e.g. `FI0009800643`, how can I query the history of this stock? I tried using `yfinance` as follows: msft = yfinance.Ticker(FI0009800643"") hist = msft.history(period="1d") but this just returns an error `No data found, symbol may be delisted`. But when I enter the same ISIN on the yah...
How to query a stock with the Yahoo Finance API by ISIN?
I'm bit new on Option Trading and want to ask your opinion/strategy on certain situation. Say, the stock price is $110 and I sold a Put at a strike price $95 and expiry after 60days. After 3 or 4 days, if the stock price comes down to $100, the premium goes very high and exceeds my potential Stop Loss level (say 30%...
Our friends and us often barter babysitting time with each other. Do we owe taxes?
AFAIC, selling short puts is appropriate for an investor who is willing to acquire the stock at a lower price (strike price less premium received). If assigned, you get your stock and if not, you earn some income for your effort. Although you get a larger premium for selling more time (60 days out), you're not taki...
Your accountant friend is probably right, technically. But possibly not in reality. The IRS, being human beings, probably don't care. They would probably be annoyed if this arrangement was brought to their attention, because they might actually have to investigate it, creating more work for them and generating virtu...
As far as I understand, the CARES Act and other stimulus programs are funded by increasing the [National Debt](https://en.wikipedia.org/wiki/National_debt_of_the_United_States). But is it possible to just "print money" without creating any debt? If so, why doesn't the US government do this?
Can Congress create new US dollars without also increasing the national debt?
I opened a self-employed business (in the UK). As a starting budget I sent £100 from my taxed salary to my business account to have something on it. Can I send it back from my business account to my personal account without having to pay any tax on it, or any explanation why I sent it?
Can I send back money I "loaned" from my personal account to business account?
Your accountant friend is probably right, technically. But possibly not in reality. The IRS, being human beings, probably don't care. They would probably be annoyed if this arrangement was brought to their attention, because they might actually have to investigate it, creating more work for them and generating virtu...
I am starting part-time consulting in the U.S. on the side of my full-time job, mostly for fun (programming and web development). So far, I only completed one project and although I am marketing myself for more, it's not unlikely I'll keep hovering around 2 to 3 projects a year. That was probably a mistake but since...
Is dividens the same as capital gains? If not, what is the difference?
Is dividens the same as capital gains?
Is dividends the same as capital gains? If not, what is the difference?
Are dividends the same as capital gains?
In futures (for commodities, indices, fx...); Is 1 option for 100 future contracts ? For example: If I want to make a covered call option for Gold and for micro Dow jones future, How much should I buy ? Gold : (price (1 ounce) * 100 (one contract amount) * 100 ) ? Micro e-mini dow : (price: 34288 * 5 (micro is 5x d...
Are future options per 100 unit?
How to read double apostrophe prices in futures options? [![enter image description here][1]][1] [1]: https://i.stack.imgur.com/vYRpe.png